AI Journey"*" indicates required fieldsHow does your company currently make decisions related to risk, fraud, and credit?* Manually, using static rules and human judgment Some automation using rules and predictive modelsnd Choice Automated, combining predictive and prescriptive analyticsceHow clearly defined and aligned is your organization’s AI decisioning strategy?* We don’t have a formal strategy—initiatives are ad hoc Strategy exists but varies across teams/functions Strategy is defined and aligned across teams, data, and techHow do you ensure decisions are ethical, fair, and compliant with regulations?* Basic compliance reviews with limited transparency Some explainability and bias testing Governance and explainability are built in