When it comes to complex commercial loans, relationship managers can be overwhelmed with details that take the focus off the client. Lending institutions are bogged down with manual origination, financial analysis, risk rating and portfolio management processes that drive up costs and risk, while reducing compliance and the quality of the customer experience.
With Provenir, you gain a unified, flexible solution to manage all your commercial lending with ease and simplicity. Leveraging exceptional automation, data enrichment, analytics, decisioning and integration capabilities, Provenir streamlines every step in the process. You can make the best decisions and make them faster to deliver outstanding customer experiences, shorten time to revenue, minimize risk and increase compliance.
Choose the Provenir Solution That Best Meets Your Business Needs
Delight your customers with automated, straight-through processing for all their credit and loan requests
Automatically predict risk for each credit request. Provenir orchestrates the process from start to finish, aggregating and enriching data and using risk models developed in virtually any tool within the decisioning processes.
Simplify portfolio management. Provenir manages the process for all types of activities including customer, loan, collateral, portfolio-specific analysis and behavioral scoring.
Financial Analysis and Risk Rating
Eliminate manual work. Provenir automatically gathers company, industry and financial data from disparate and unstructured sources, normalizes it and applies the appropriate ratings model to determine the next best action.
Agile Technology to Simplify Commercial Lending
The Provenir solutions for commercial lending are built on the Provenir risk analytics and decisioning Platform, which puts the power of change into the hands of the business. Innovative, user-focused tools empower business users and IT to quickly build efficient, customer-focused commercial lending processes.
End-to-end workflow streamlines every step in the process. The platform can automatically capture and enrich data, use existing analytic models to determine the risk profile and move the decision to the appropriate next step in the process.
Easy integration leverages models developed in many business analytics tools, such as SAS, R, Excel or any tool that supports PMML or MathML. Connect models to a decisioning process in minutes and without any coding, ensuring risk decisioning is always using the most up-to-date intelligence.
Integration is quick and easy with pre-built adapters that consolidate information from virtually any data source. Capture and enrich data from enterprise and third-party systems, websites and social media for a cross-institution solution that provides all the data you need to make the best decisions.
Configuration capabilities provide familiar visual tools to model and change user interfaces, rules and process flows, enabling business analysts to rapidly create and modify company-specific risk decisioning processes.
- Automate processes to take the manual effort out of origination, risk rating, portfolio management and financial analysis
- Improve responsiveness with instant decisioning and straight-through processing
- Determine risk and next best action with automated data enrichment and risk decisioning
- Improve compliance with risk models operationalized in decisioning processes
- Achieve greater business agility with business-friendly configuration tools to create and change processes for every type of commercial loan