Credit Risk Analytics & Risk Decisioning
Offer your customers faster, more efficient response to all their credit requests.
Provenir automates and orchestrates credit risk analysis and decisioning from start to finish at both the application and behavioral levels. With Provenir’s unique ability to automatically enrich data, apply industry-standard scorecards and risk models, and recommend the next best action, you can make the right decisions and make them faster to deliver outstanding customer service, shorten time to revenue and minimize risk.
- Risk decisions made in seconds and milliseconds with instant, straight-through processing for simple credit and lending requests and automated next best action recommendations for requests requiring further underwriting analysis.
- Quick integration to structured and unstructured data sources with pre-built adapters that automatically consolidate information from virtually any enterprise and third-party data source.
- Improve compliance and lower risk with scorecards and risk models operationalized in automated risk decisioning processes. Provenir is model-agnostic so that you can use any model or scorecard developed in industry-standard tools such SAS, R and Excel within your decisioning processes.
- Enhance business agility using configuration tools that allow you to quickly create, test and deploy automated risk analysis and decisioning processes for immediate response to changing regulations, market conditions and customer profiles, new business opportunities and competitive challenges.
- Accelerate deployment with Provenir Cloud which offers a highly secure cloud computing environment with flexible options for domain setup, managed services, deployments and scalability.
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“We use Provenir’s cloud-based risk decisioning platform, it lets us own the entire risk process. Its no-code visual tools let us design and configure our business process and go live quickly.” – Mike Gramz, Executive Vice President and Chief Risk Officer at Yapstone