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Provenir Decisioning

Make smarter decisions, faster.

Zero Delays

Low-code technology eliminates vendor and development team reliance, getting you to market faster.

Instant approvals

Automated decision making powers rapid approvals, so you can say yes to the right customers in real time.

Scalable Technology

Agile, flexible solutions that easily scale to support your evolving business needs.

Credit decisioning software powering real-time approvals.

Your business has to make the right decisions at the right time. And in a world of instant everything, the right time is now. This means you need instant credit decisioning tools that put you in control of designing, building and deploying sophisticated, automated real-time decisioning processes.

That’s where Provenir Decisioning comes in. Our low-code, cloud-native technology lets business users easily create automated decisioning workflows across the entire customer lifecycle.

Benefits

Unleash the power of instant decisioning.

The possibilities are endless with our Credit Decisioning Software. From loan origination to merchant onboarding, you’ll have the power to handle thousands of processes, risk decisions and workflows in the palm of your hand.

Build faster

Get ready to set launch records. Your team has the power to rapidly build and deploy instant decisioning models through:

  • Drag-and-drop functionalities and visual development tools
  • Visual analytics and testing
  • Single-click deployment

Reduce back-and-forth between IT and risk teams, getting products and services to market faster than ever before.

We’ve also got add-on features that will help you get to market and drive innovation at record speed:

Simplify integration

Whether you’re connecting to internal or external sources, or using traditional or alternative data, Provenir’s decisioning supports quick and easy data integration. The low-code interface lets your risk, credit or development teams use data across any decisioning workflow. That way, you have access to the right data to make the right decisions.

  • Use the Provenir Marketplace to rapidly integrate new data sources
  • Drag and drop data sources into any decisioning workflow
  • Connect to any internal or external data sources via API
Provenir Data - Decisioning Platform

Predict risk

Provenir Decisioning supports a wide range of predictive analytics tools to meet your risk analytics needs. Provenir eliminates the model recoding delays that slow your business down and increase time to market. Deploy models in the language your business speaks, including:

  • Spark
  • TensorFlow
  • Python
  • R
  • SAS
  • PMML
  • Excel
  • Java
  • + More

Automate decisioning

Decisioning speed is critical when it comes to winning over new customers. Provenir’s visual designer lets your non-technical users create sophisticated workflows designed to say yes in real time. Powerful automation pushes applications straight-through compliance, KYC, predictive modeling, pricing processes and more, flagging high-risk applicants for additional checks.

  • Automate decisioning across the customer lifecycle
  • Eliminate the delays that lose customers
  • Drive world-class consumer experiences
  • Improve efficiency
Provenir Data - AI Decisioning Platform

Decision-as-a-service

Featuring hands-free decisioning solutions, our decisioning-as-a-service (DaaS) options using our Case Management solution give you a powerful decisioning service — without the setup and management. With DaaS you get a prepackaged, plug and play option for your credit decisioning needs accessible via our open API.

  • Benefit from rapid setup
  • Combat talent shortages
  • Require zero maintenance
Decisioning Platform

Our credit decisioning software makes us unique. Our results make you stand out.

UPGRADES

Level up your decisioning.

Case Management

  • Real-time decisioning
  • Rapid deployment
  • Simplified management

End-to-end onboarding powered by Provenir. Purpose-built case management solutions that get you to market faster.

Business Intelligence

  • Preconfigured dashboards
  • Performance monitoring
  • Real-time insights

Use preconfigured dashboards to eliminate build time and monitor your decisioning performance in real time.

Questions

Frequently asked questions

Get the answers you need for more accurate, instant credit decisioning.

Want to learn more?

Resources to dig a little deeper

Customer Management, Decisioning

Live Webinar: Navigating the Future: Unveiling the Keys to Successful Digital Transformation in Fina...

Date + Time: 18th April, 2024 | 11 am-12 pm CET In the dynamic landscape of the financial ...
BNPL, Decisioning

On-Demand: Decisioning Advanced: Integrating Intelligent Credit and Fraud Decisioning to Maximize Cu...

Featuring Jim Marous of The Financial Brand Discover this dynamic on-demand webinar crafted for financial industry professionals seeking ...
Decisioning

Mind the Gap: The Need for Speedy, Accessible SME Lending

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than ...
BNPL, Decisioning

Winning in Difficult Economic Conditions

How to stay profitable in a rapidly changing environment The past year has highlighted an unsettled global climate, ...
Customer Management, Decisioning

Webinar: Why Customer Retention is Now the Most Important Battle

For decades, customer acquisition and onboarding have been the primary focus of banks’ investments. This made perfect sense ...
Decisioning

2024 Global Risk Decisioning Survey

What’s top of mind for financial services providers heading into 2024? Provenir surveyed more than 300 decision makers ...

Companies like you choose Provenir

Topi

“Provenir enables topi to have instant credit decisions while providing a highly flexible and scalable platform geared towards risk decisions in the digital age.”

Luke Churchyard, Chief Risk Officer
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

Jeff Lively, VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Andy Dodd, Managing Director, Novuna Capital


“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Fredrik Nilsson, Credit Manager, Telia
SoFi Logo Dark

“The flexibility and ease of use of the Provenir platform allowed us to complete a very complex project in record time with nearly half as many resources and over a 50% cost reduction.”

Adam Colclasure, Senior Director, Risk Infrastructure

Let’s build smarter, together.