{"id":37666,"date":"2022-05-30T02:42:57","date_gmt":"2022-05-30T02:42:57","guid":{"rendered":"https:\/\/www.provenir.com\/spanish\/?p=37666"},"modified":"2026-08-05T11:44:07","modified_gmt":"2026-08-05T11:44:07","slug":"datos-alternativos-inclusion-financiera-latinoamerica","status":"publish","type":"post","link":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","title":{"rendered":"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?"},"content":{"rendered":"<h1>\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?<\/h1>\n<h2>\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?<\/h2>\n<div>\n<p>Jose Vargas, nuestro vicepresidente ejecutivo de Am\u00e9rica Latina, se sent\u00f3 con Kueski, uno de los mayores proveedores de Buy Now Pay Later en LATAM, para discutir c\u00f3mo el uso de datos alternativos es una de las formas m\u00e1s efectivas de fomentar la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en Am\u00e9rica Latina.<\/p>\n<\/div>\n<div>\n<p>    <script src=\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup.jsonp\" async=\"\"><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async=\"\"><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_iocsq6tjup videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h3>ADDITIONAL RESOURCES<\/h3>\n<div>\n<div class=\"pt-cv-wrapper\"><div class=\"cvp-live-filter cvp-dropdown \" id=\"\" data-name=\"tx_industry\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label class=\"cvp-label\"><\/label><select name=\"tx_industry\"><option value=\"\">Todas las industrias<\/option><option value=\"ai\" >AI<span class=\"cvp-count\"> (15)<\/span><\/option><option value=\"banca-digital\" >Banca Digital<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"bancario\" >Bancario<span class=\"cvp-count\"> (7)<\/span><\/option><option value=\"bnpl\" >BNPL<span class=\"cvp-count\"> (10)<\/span><\/option><option value=\"colecciones\" >Colecciones<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"credito-al-consumo\" >Cr\u00e9dito al consumo<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"datos\" >Datos<span class=\"cvp-count\"> (23)<\/span><\/option><option value=\"auto\" >Financiaci\u00f3n de autom\u00f3viles<span class=\"cvp-count\"> (6)<\/span><\/option><option value=\"fintech\" >Fintech<span class=\"cvp-count\"> (21)<\/span><\/option><option value=\"fraude\" >Fraude<span class=\"cvp-count\"> (15)<\/span><\/option><option value=\"gestion-de-casos\" >Gesti\u00f3n de casos<span class=\"cvp-count\"> (4)<\/span><\/option><option value=\"gestion-del-riesgo-crediticio\" >Gesti\u00f3n del riesgo crediticio<span class=\"cvp-count\"> (14)<\/span><\/option><option value=\"hiperpersonalizacion\" >Hiperpersonalizaci\u00f3n<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"hipoteca\" >Hipoteca<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"incorporacion\" >Incorporaci\u00f3n<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"originacion-de-prestamos\" >Originaci\u00f3n de pr\u00e9stamos<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"pagos\" >Pagos<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"prestamos\" >Pr\u00e9stamos<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"prestamos-al-consumo\" >Pr\u00e9stamos al consumo<span class=\"cvp-count\"> (7)<\/span><\/option><option value=\"prestamos-digitales\" >Pr\u00e9stamos digitales<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"prestamos-para-pyme\" >Pr\u00e9stamos para PYME<span class=\"cvp-count\"> (9)<\/span><\/option><option value=\"provenir\" >Provenir<span class=\"cvp-count\"> (32)<\/span><\/option><option value=\"servicios-financieros\" >Servicios financieros<span class=\"cvp-count\"> (18)<\/span><\/option><option value=\"suscripcion\" >Suscripci\u00f3n<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"tarjetas-de-credito\" >Tarjetas de credito<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"telco\" >Telco<span class=\"cvp-count\"> (8)<\/span><\/option><option value=\"tomar-decisiones\" >Tomar decisiones<span class=\"cvp-count\"> (17)<\/span><\/option><\/select><\/div><div class=\"cvp-live-filter cvp-dropdown \" id=\"\" data-name=\"tx_resource\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label class=\"cvp-label\"><\/label><select name=\"tx_resource\"><option value=\"\">Todos los recursos<\/option><option value=\"blogs\" >Blogs<span class=\"cvp-count\"> (59)<\/span><\/option><option value=\"demostracion\" >Demostraci\u00f3n<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"encuesta\" >Encuesta<span class=\"cvp-count\"> (4)<\/span><\/option><option value=\"estudios-de-caso\" >Estudios de caso<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"eventos\" >Eventos<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"ficha-de-datos\" >Ficha de datos<span class=\"cvp-count\"> (13)<\/span><\/option><option value=\"infografias\" >Infograf\u00edas<span class=\"cvp-count\"> (18)<\/span><\/option><option value=\"libro-electronico\" >Libro electr\u00f3nico<span class=\"cvp-count\"> (22)<\/span><\/option><option value=\"noticias\" >Noticias<span class=\"cvp-count\"> (36)<\/span><\/option><option value=\"partners\" >Partners<span class=\"cvp-count\"> (8)<\/span><\/option><option value=\"podcast\" >Podcast<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"webinars\" >Webinars<span class=\"cvp-count\"> (25)<\/span><\/option><\/select><\/div><div class=\"cvp-live-filter cvp-search-box \" id=\"\" data-name=\"_search\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label for='sf_1660' class=\"cvp-label\"><\/label><input type=\"text\" id=\"sf_1660\" name=\"_search\" value=\"\" data-nosubmit=\"true\" placeholder=\"Buscar\"\/><\/div><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn cvp-lfres\" id=\"pt-cv-view-63f5fa85yq\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38733\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-architectura-batalla-competitiva-banca\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/08\/260806-architecture-gap-FeatureIMG-ES-61317.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"La Brecha de Architectura: Batalla Competitiva de la Banca\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-architectura-batalla-competitiva-banca\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">La Brecha de Arquite...<\/a><\/h4>\n<div class=\"pt-cv-content\">La Brecha de Arquitectura: La Pr\u00f3xima Batalla Competitiva de la Banca Los bancos han pasado la \u00faltima d\u00e9cada persiguiendo la ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-architectura-batalla-competitiva-banca\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38722\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/webinar-claves-para-incrementar-ingresos-sin-comprometer-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/08\/260607-WEBINAR-Customer-Management-social-tile-1200x628-LAC_PTBR-60731.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"Gesti\u00f3n Estrat\u00e9gica del Cliente: Claves para Incrementar Ingresos sin comprometer riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/webinar-claves-para-incrementar-ingresos-sin-comprometer-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gesti\u00f3n Estrat\u00e9gica ...<\/a><\/h4>\n<div class=\"pt-cv-content\">Webinar Gesti\u00f3n de Clientes Gesti\u00f3n Estrat\u00e9gica del Cliente:Claves para Incrementar Ingresos sin comprometer riesgos Miriam Audelo Moderador Senior Account Executive, ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/webinar-claves-para-incrementar-ingresos-sin-comprometer-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38716\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-la-gobernanza-de-la-ia-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/07\/260722-ARTICLE-Mike-FeatureIMG-61088.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"260722 - ARTICLE Mike - FeatureIMG - 61088\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-la-gobernanza-de-la-ia-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">La gobernanza de la ...<\/a><\/h4>\n<div class=\"pt-cv-content\">La gobernanza de la IA en los servicios financieros:qu\u00e9 significa estar \"gobernado\" en la pr\u00e1ctica La inteligencia artificial ha llegado ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-la-gobernanza-de-la-ia-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38703\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-regulacion-latam-prestamistas\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/07\/260713-ARTICLE-Claire-FeatureIMG-60927.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"Regulaci\u00f3n en LATAM para los Prestamistas Empresariales\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-regulacion-latam-prestamistas\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Regulaci\u00f3n en LATAM ...<\/a><\/h4>\n<div class=\"pt-cv-content\">De la Protecci\u00f3n de Datos a la Rendici\u00f3n de Cuentas en las Decisiones:Qu\u00e9 Significa la Regulaci\u00f3n en LATAM para los ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-regulacion-latam-prestamistas\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38680\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/07\/260708-BLOG-Andy-FeatureIMG-ES_60746.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"El Coste Real de la Dependencia de Proveedores en la Toma de Decisiones Crediticias\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Coste Real de la ...<\/a><\/h4>\n<div class=\"pt-cv-content\">El Coste Real de la Dependencia de Proveedores en la Toma de Decisiones Crediticias Un patr\u00f3n se repite constantemente en ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38663\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260629-BLOG-Matthew-FeatureIMG-60619.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"BLOG Matthew - FeatureIMG\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">\u00bfQu\u00e9 aspecto tiene u...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfQu\u00e9 aspecto tiene una buena revisi\u00f3n de proveedores de datos? La mayor\u00eda de las instituciones financieras saben que deber\u00edan revisar ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38652\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260615-WHITE-PAPER-auto-financing-FeatureIMG-LAC_ES-60417-1.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"El mercado espa\u00f1ol del autom\u00f3vil crece. Financiarlo, sin embargo, se ha vuelto mucho m\u00e1s complejo.\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El mercado espa\u00f1ol d...<\/a><\/h4>\n<div class=\"pt-cv-content\">Libro electr\u00f3nico El mercado espa\u00f1ol del autom\u00f3vil crece. Financiarlo, sin embargo, se ha vuelto mucho m\u00e1s complejo. Panorama 2024\u20132026 \u00b7 ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\" data-pid=\"38638\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"942\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260603-Ebook-CM-social-tile-1200x628-GL_ES-60178.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"CM\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gesti\u00f3n de Clientes ...<\/a><\/h4>\n<div class=\"pt-cv-content\">Gesti\u00f3n de Clientes Impulsada por IA:C\u00f3mo las Instituciones L\u00edderes Convierten la Inteligencia en Ingresos Lo que cubre esta gu\u00eda: La ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/37666\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"7\" data-nextpages=\"2\" data-sid=\"63f5fa85yq\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" src=\"data:image\/gif;base64,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\" \/><div class=\"clear pt-cv-clear-pagination\"><\/div><\/div><\/div>\t\t\t\t\t\t<style type=\"text\/css\" id=\"pt-cv-inline-style-1f8c72bl2k\">#pt-cv-view-63f5fa85yq .pt-cv-content-item { padding-top: 20px !important; padding-right: 10px !important; padding-bottom: 0px !important; padding-left: 10px !important; }\n#pt-cv-view-63f5fa85yq  { margin-right: -10px !important; margin-left: -10px !important; }\n#pt-cv-view-63f5fa85yq  .pt-cv-ifield   { border-style: none !important; border-radius: 10px 10px 10px 10px !important; }\n#pt-cv-view-63f5fa85yq .pt-cv-title a, #pt-cv-view-63f5fa85yq  .panel-title { font-weight: 600 !important; }\n#pt-cv-view-63f5fa85yq  .pt-cv-title a:hover, #pt-cv-view-63f5fa85yq  .panel-title:hover   { font-weight: 600 !important; }\n#pt-cv-view-63f5fa85yq .pt-cv-content , #pt-cv-view-63f5fa85yq  .pt-cv-content *:not(.pt-cv-readmore):not(style):not(script) { font-size: 14px !important; line-height: 1.3 !important; }\n#pt-cv-view-63f5fa85yq .pt-cv-readmore  { color: #ffffff !important; background-color: #200644 !important; border-width: 1px 1px 1px 1px !important; border-style: solid !important; border-color: rgba(32,6,68,0.85) !important; padding: 10px 20px 10px 20px !important; }\n#pt-cv-view-63f5fa85yq .pt-cv-readmore:hover  { color: #ffffff !important; background-color: rgba(32,6,68,0.87) !important; }\n#pt-cv-view-63f5fa85yq  + .pt-cv-pagination-wrapper .pt-cv-more , #pt-cv-view-63f5fa85yq  + .pt-cv-pagination-wrapper .pagination .active a, .pt-cv-pagination[data-sid='63f5fa85yq'] .active a { color: #ffffff !important; background-color: #00aeef !important; }\n.cvp-live-filter[data-sid='63f5fa85yq'] .cvp-label   { color: #200644 !important; background-color: #00e3d3 !important; padding: 5px 10px !important; margin-bottom: 5px !important; }\n.cvp-live-filter[data-sid='63f5fa85yq'] input[type='text'], .cvp-live-filter[data-sid='63f5fa85yq'] div > label, .cvp-live-filter[data-sid='63f5fa85yq'] select, .cvp-live-filter[data-sid='63f5fa85yq'] .irs-from, .cvp-live-filter[data-sid='63f5fa85yq'] .irs-to   { font-size: 16px !important; line-height: 1.3 !important; color: #ffffff !important; background-color: #200644 !important; }\n.cvp-live-submit   { font-size: 14px !important; line-height: 1.3 !important; color: #200644 !important; background-color: #00e3d3 !important; }\n.cvp-live-reset   { font-size: 16px !important; line-height: 1.3 !important; color: #c7d4fc !important; background-color: rgba(160,160,160,0) !important; }\n#pt-cv-view-63f5fa85yq .img-rounded, #pt-cv-view-63f5fa85yq .pt-cv-hover-wrapper { -webkit-border-radius: 10px !important; -moz-border-radius: 10px !important; border-radius: 10px !important; }\n#pt-cv-view-63f5fa85yq .pt-cv-cap-w-img { border-bottom-left-radius: 10px !important; border-bottom-right-radius: 10px !important; }\n#pt-cv-view-63f5fa85yq .cvp-responsive-image[style*=\"background-image\"] { width: 200px; max-height: 100px; overflow: hidden; aspect-ratio: 2 }\n#pt-cv-view-63f5fa85yq .cvp-responsive-image img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t<\/div>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding_bottom\":\"none\",\"padding_top\":\"xlarge\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"margin_top\":\"medium\",\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"h6\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"medium\",\"margin_top\":\"remove\",\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin_bottom\":\"default\",\"margin_top\":\"default\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"headline\",\"props\":{\"animation\":\"parallax\",\"class\":\"uk-text-primary\",\"content\":\"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"parallax_easing\":\"0.5\",\"parallax_end\":\"50vh + 50%\",\"parallax_target\":\"!.tm-grid-expand\",\"title_element\":\"h2\",\"title_style\":\"h2\"},\"name\":\"headline preset blogs-ES\"},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Jose Vargas, nuestro vicepresidente ejecutivo de Am\u00e9rica Latina, se sent\u00f3 con Kueski, uno de los mayores proveedores de Buy Now Pay Later en LATAM, para discutir c\u00f3mo el uso de datos alternativos es una de las formas m\u00e1s efectivas de fomentar la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en Am\u00e9rica Latina.<\/p>\n\n\",\"margin_bottom\":\"default\",\"margin_top\":\"remove\"}},{\"type\":\"html\",\"props\":{\"content\":\"<script src=\\\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup.jsonp\\\" async=\\\"\\\"><\/script><script src=\\\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\\\" async=\\\"\\\"><\/script>\n\n<div class=\\\"wistia_responsive_padding\\\" style=\\\"padding:56.25% 0 0 0;position:relative;\\\">\n\n<div class=\\\"wistia_responsive_wrapper\\\" style=\\\"height:100%;left:0;position:absolute;top:0;width:100%;\\\">\n\n<div class=\\\"wistia_embed wistia_async_iocsq6tjup videoFoam=true\\\" style=\\\"height:100%;position:relative;width:100%\\\">\n\n<div class=\\\"wistia_swatch\\\" style=\\\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\\\"><img src=\\\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch\\\" style=\\\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\\\" alt=\\\"\\\" aria-hidden=\\\"true\\\" onload=\\\"this.parentNode.style.opacity=1;\\\"><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"small\",\"position_sticky\":\"row\",\"position_sticky_breakpoint\":\"m\",\"position_sticky_offset\":\"100\",\"style\":\"card-default\",\"width_medium\":\"1-3\"}}]}],\"name\":\"content section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"ADDITIONAL RESOURCES\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"title_color\":\"background\",\"title_decoration\":\"line\",\"title_element\":\"h3\",\"title_style\":\"text-large\"},\"name\":\"RESOURCE LIBRARY\"},{\"type\":\"html\",\"props\":{\"content\":\"[pt_view id=\\\"63f5fa85yq\\\"]\"},\"name\":\"resource library filter\"}]}]}],\"name\":\"Block - Resource Libraries\"}],\"version\":\"5.0.24\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jos\u00e9 Vargas y Kueski debaten c\u00f3mo el uso de datos alternativos es clave para fomentar la inclusi\u00f3n financiera y ampliar el acceso al cr\u00e9dito en Am\u00e9rica Latina.<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"industry":[22],"language":[41],"mktplace-data-type":[],"mktplace-region":[],"mktplace-use-case":[],"resource":[87],"class_list":["post-37666","post","type-post","status-publish","format-standard","hentry","category-webinars","industry-datos","language-spanish","resource-webinars"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Webinar: Datos Alternativos e Inclusi\u00f3n Financiera en LATAM<\/title>\n<meta name=\"description\" content=\"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?\" \/>\n<meta property=\"og:description\" content=\"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/\" \/>\n<meta property=\"og:site_name\" content=\"Provenir-ES\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-30T02:42:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-05T11:44:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch\" \/>\n<meta name=\"author\" content=\"Alejandra Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alejandra Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/\"},\"author\":{\"name\":\"Alejandra Ramos\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/#\\\/schema\\\/person\\\/c2b16f625625df9dc9b8d3977b7f70d9\"},\"headline\":\"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?\",\"datePublished\":\"2022-05-30T02:42:57+00:00\",\"dateModified\":\"2026-08-05T11:44:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/\"},\"wordCount\":105,\"image\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fast.wistia.com\\\/embed\\\/medias\\\/iocsq6tjup\\\/swatch\",\"articleSection\":[\"Webinars\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/\",\"url\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/\",\"name\":\"Webinar: Datos Alternativos e Inclusi\u00f3n Financiera en LATAM\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fast.wistia.com\\\/embed\\\/medias\\\/iocsq6tjup\\\/swatch\",\"datePublished\":\"2022-05-30T02:42:57+00:00\",\"dateModified\":\"2026-08-05T11:44:07+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/#\\\/schema\\\/person\\\/c2b16f625625df9dc9b8d3977b7f70d9\"},\"description\":\"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fast.wistia.com\\\/embed\\\/medias\\\/iocsq6tjup\\\/swatch\",\"contentUrl\":\"https:\\\/\\\/fast.wistia.com\\\/embed\\\/medias\\\/iocsq6tjup\\\/swatch\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/datos-alternativos-inclusion-financiera-latinoamerica\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/\",\"name\":\"Provenir-ES\",\"description\":\"Toma de decisiones sobre riesgo crediticio impulsada por IA\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/#\\\/schema\\\/person\\\/c2b16f625625df9dc9b8d3977b7f70d9\",\"name\":\"Alejandra Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.provenir.com\\\/spanish\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/11\\\/Ale-96x96.jpg\",\"url\":\"https:\\\/\\\/www.provenir.com\\\/spanish\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/11\\\/Ale-96x96.jpg\",\"contentUrl\":\"https:\\\/\\\/www.provenir.com\\\/spanish\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/11\\\/Ale-96x96.jpg\",\"caption\":\"Alejandra Ramos\"},\"url\":\"https:\\\/\\\/www.provenir.com\\\/es\\\/author\\\/alejandra\\\/\"}]}<\/script>\n<meta property=\"og:video\" content=\"http:\/\/fast.wistia.com\/embed\/iframe\/iocsq6tjup\" \/>\n<meta property=\"og:video:type\" content=\"text\/html\" \/>\n<meta property=\"og:video:duration\" content=\"2007\" \/>\n<meta property=\"og:video:width\" content=\"960\" \/>\n<meta property=\"og:video:height\" content=\"540\" \/>\n<meta property=\"ya:ovs:adult\" content=\"false\" \/>\n<meta property=\"ya:ovs:upload_date\" content=\"2022-05-30T02:42:57+00:00\" \/>\n<meta property=\"ya:ovs:allow_embed\" content=\"true\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Webinar: Datos Alternativos e Inclusi\u00f3n Financiera en LATAM","description":"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?","og_description":"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.","og_url":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","og_site_name":"Provenir-ES","article_published_time":"2022-05-30T02:42:57+00:00","article_modified_time":"2026-08-05T11:44:07+00:00","og_image":[{"url":"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch","type":"","width":"","height":""}],"author":"Alejandra Ramos","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alejandra Ramos","Est. reading time":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#article","isPartOf":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/"},"author":{"name":"Alejandra Ramos","@id":"https:\/\/www.provenir.com\/es\/#\/schema\/person\/c2b16f625625df9dc9b8d3977b7f70d9"},"headline":"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?","datePublished":"2022-05-30T02:42:57+00:00","dateModified":"2026-08-05T11:44:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/"},"wordCount":105,"image":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#primaryimage"},"thumbnailUrl":"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch","articleSection":["Webinars"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","url":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","name":"Webinar: Datos Alternativos e Inclusi\u00f3n Financiera en LATAM","isPartOf":{"@id":"https:\/\/www.provenir.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#primaryimage"},"image":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#primaryimage"},"thumbnailUrl":"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch","datePublished":"2022-05-30T02:42:57+00:00","dateModified":"2026-08-05T11:44:07+00:00","author":{"@id":"https:\/\/www.provenir.com\/es\/#\/schema\/person\/c2b16f625625df9dc9b8d3977b7f70d9"},"description":"Jos\u00e9 Vargas y Kueski debaten c\u00f3mo los datos alternativos ampl\u00edan la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en LATAM.","breadcrumb":{"@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#primaryimage","url":"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch","contentUrl":"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch"},{"@type":"BreadcrumbList","@id":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.provenir.com\/es\/"},{"@type":"ListItem","position":2,"name":"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?"}]},{"@type":"WebSite","@id":"https:\/\/www.provenir.com\/es\/#website","url":"https:\/\/www.provenir.com\/es\/","name":"Provenir-ES","description":"Toma de decisiones sobre riesgo crediticio impulsada por IA","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.provenir.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.provenir.com\/es\/#\/schema\/person\/c2b16f625625df9dc9b8d3977b7f70d9","name":"Alejandra Ramos","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.provenir.com\/spanish\/wp-content\/uploads\/sites\/5\/2024\/11\/Ale-96x96.jpg","url":"https:\/\/www.provenir.com\/spanish\/wp-content\/uploads\/sites\/5\/2024\/11\/Ale-96x96.jpg","contentUrl":"https:\/\/www.provenir.com\/spanish\/wp-content\/uploads\/sites\/5\/2024\/11\/Ale-96x96.jpg","caption":"Alejandra Ramos"},"url":"https:\/\/www.provenir.com\/es\/author\/alejandra\/"}]},"og_video":"http:\/\/fast.wistia.com\/embed\/iframe\/iocsq6tjup","og_video_type":"text\/html","og_video_duration":"2007","og_video_width":"960","og_video_height":"540","ya_ovs_adult":"false","ya_ovs_upload_date":"2022-05-30T02:42:57+00:00","ya_ovs_allow_embed":"true"},"_links":{"self":[{"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/37666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/comments?post=37666"}],"version-history":[{"count":0,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/37666\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/media?parent=37666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/categories?post=37666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/tags?post=37666"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/industry?post=37666"},{"taxonomy":"language","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/language?post=37666"},{"taxonomy":"mktplace-data-type","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/mktplace-data-type?post=37666"},{"taxonomy":"mktplace-region","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/mktplace-region?post=37666"},{"taxonomy":"mktplace-use-case","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/mktplace-use-case?post=37666"},{"taxonomy":"resource","embeddable":true,"href":"https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/resource?post=37666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}