{"id":37666,"date":"2022-05-30T02:42:57","date_gmt":"2022-05-30T02:42:57","guid":{"rendered":"https:\/\/www.provenir.com\/spanish\/?p=37666"},"modified":"2026-03-25T11:24:29","modified_gmt":"2026-03-25T11:24:29","slug":"datos-alternativos-inclusion-financiera-latinoamerica","status":"publish","type":"post","link":"https:\/\/www.provenir.com\/es\/datos-alternativos-inclusion-financiera-latinoamerica\/","title":{"rendered":"\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?"},"content":{"rendered":"<h1>\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?<\/h1>\n<h2>\u00bfQu\u00e9 pasa si sus clientes no tienen un historial de cr\u00e9dito tradicional?<\/h2>\n<div>\n<p>Jose Vargas, nuestro vicepresidente ejecutivo de Am\u00e9rica Latina, se sent\u00f3 con Kueski, uno de los mayores proveedores de Buy Now Pay Later en LATAM, para discutir c\u00f3mo el uso de datos alternativos es una de las formas m\u00e1s efectivas de fomentar la inclusi\u00f3n financiera y el acceso al cr\u00e9dito en Am\u00e9rica Latina.<\/p>\n<\/div>\n<div>\n<p>    <script src=\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup.jsonp\" async=\"\"><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async=\"\"><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_iocsq6tjup videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/iocsq6tjup\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h3>ADDITIONAL RESOURCES<\/h3>\n<div>\n<div class=\"pt-cv-wrapper\"><div class=\"cvp-live-filter cvp-dropdown \" id=\"\" data-name=\"tx_industry\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label class=\"cvp-label\"><\/label><select name=\"tx_industry\"><option value=\"\">Todas las industrias<\/option><option value=\"ai\" >AI<span class=\"cvp-count\"> (14)<\/span><\/option><option value=\"banca-digital\" >Banca Digital<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"bancario\" >Bancario<span class=\"cvp-count\"> (6)<\/span><\/option><option value=\"bnpl\" >BNPL<span class=\"cvp-count\"> (10)<\/span><\/option><option value=\"colecciones\" >Colecciones<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"credito-al-consumo\" >Cr\u00e9dito al consumo<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"datos\" >Datos<span class=\"cvp-count\"> (23)<\/span><\/option><option value=\"auto\" >Financiaci\u00f3n de autom\u00f3viles<span class=\"cvp-count\"> (5)<\/span><\/option><option value=\"fintech\" >Fintech<span class=\"cvp-count\"> (21)<\/span><\/option><option value=\"fraude\" >Fraude<span class=\"cvp-count\"> (15)<\/span><\/option><option value=\"gestion-de-casos\" >Gesti\u00f3n de casos<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"gestion-del-riesgo-crediticio\" >Gesti\u00f3n del riesgo crediticio<span class=\"cvp-count\"> (14)<\/span><\/option><option value=\"hiperpersonalizacion\" >Hiperpersonalizaci\u00f3n<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"hipoteca\" >Hipoteca<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"incorporacion\" >Incorporaci\u00f3n<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"originacion-de-prestamos\" >Originaci\u00f3n de pr\u00e9stamos<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"pagos\" >Pagos<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"prestamos\" >Pr\u00e9stamos<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"prestamos-al-consumo\" >Pr\u00e9stamos al consumo<span class=\"cvp-count\"> (7)<\/span><\/option><option value=\"prestamos-digitales\" >Pr\u00e9stamos digitales<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"prestamos-para-pyme\" >Pr\u00e9stamos para PYME<span class=\"cvp-count\"> (9)<\/span><\/option><option value=\"provenir\" >Provenir<span class=\"cvp-count\"> (32)<\/span><\/option><option value=\"servicios-financieros\" >Servicios financieros<span class=\"cvp-count\"> (18)<\/span><\/option><option value=\"suscripcion\" >Suscripci\u00f3n<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"tarjetas-de-credito\" >Tarjetas de credito<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"telco\" >Telco<span class=\"cvp-count\"> (8)<\/span><\/option><option value=\"tomar-decisiones\" >Tomar decisiones<span class=\"cvp-count\"> (16)<\/span><\/option><\/select><\/div><div class=\"cvp-live-filter cvp-dropdown \" id=\"\" data-name=\"tx_resource\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label class=\"cvp-label\"><\/label><select name=\"tx_resource\"><option value=\"\">Todos los recursos<\/option><option value=\"blogs\" >Blogs<span class=\"cvp-count\"> (57)<\/span><\/option><option value=\"demostracion\" >Demostraci\u00f3n<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"encuesta\" >Encuesta<span class=\"cvp-count\"> (4)<\/span><\/option><option value=\"estudios-de-caso\" >Estudios de caso<span class=\"cvp-count\"> (3)<\/span><\/option><option value=\"eventos\" >Eventos<span class=\"cvp-count\"> (2)<\/span><\/option><option value=\"ficha-de-datos\" >Ficha de datos<span class=\"cvp-count\"> (13)<\/span><\/option><option value=\"infografias\" >Infograf\u00edas<span class=\"cvp-count\"> (18)<\/span><\/option><option value=\"libro-electronico\" >Libro electr\u00f3nico<span class=\"cvp-count\"> (22)<\/span><\/option><option value=\"noticias\" >Noticias<span class=\"cvp-count\"> (36)<\/span><\/option><option value=\"partners\" >Partners<span class=\"cvp-count\"> (8)<\/span><\/option><option value=\"podcast\" >Podcast<span class=\"cvp-count\"> (1)<\/span><\/option><option value=\"webinars\" >Webinars<span class=\"cvp-count\"> (23)<\/span><\/option><\/select><\/div><div class=\"cvp-live-filter cvp-search-box \" id=\"\" data-name=\"_search\" data-sid=\"63f5fa85yq\" data-isblock=\"\" data-postid=\"\"><label for='sf_1322' class=\"cvp-label\"><\/label><input type=\"text\" id=\"sf_1322\" name=\"_search\" value=\"\" data-nosubmit=\"true\" placeholder=\"Buscar\"\/><\/div><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn cvp-lfres\" id=\"pt-cv-view-63f5fa85yq\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38680\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/07\/260708-BLOG-Andy-FeatureIMG-ES_60746.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"El Coste Real de la Dependencia de Proveedores en la Toma de Decisiones Crediticias\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Coste Real de la ...<\/a><\/h4>\n<div class=\"pt-cv-content\">El Coste Real de la Dependencia de Proveedores en la Toma de Decisiones Crediticias Un patr\u00f3n se repite constantemente en ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-coste-dependencia-proveedores-toma-decisiones\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38663\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260629-BLOG-Matthew-FeatureIMG-60619.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"BLOG Matthew - FeatureIMG\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">\u00bfQu\u00e9 aspecto tiene u...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfQu\u00e9 aspecto tiene una buena revisi\u00f3n de proveedores de datos? La mayor\u00eda de las instituciones financieras saben que deber\u00edan revisar ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/blog-que-aspecto-tiene-una-buena-revision-de-proveedores-de-datos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38652\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260615-WHITE-PAPER-auto-financing-FeatureIMG-LAC_ES-60417-1.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"El mercado espa\u00f1ol del autom\u00f3vil crece. Financiarlo, sin embargo, se ha vuelto mucho m\u00e1s complejo.\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El mercado espa\u00f1ol d...<\/a><\/h4>\n<div class=\"pt-cv-content\">Libro electr\u00f3nico El mercado espa\u00f1ol del autom\u00f3vil crece. Financiarlo, sin embargo, se ha vuelto mucho m\u00e1s complejo. Panorama 2024\u20132026 \u00b7 ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/whitepaper-financiacion-automoviles-espana\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38638\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"942\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/06\/260603-Ebook-CM-social-tile-1200x628-GL_ES-60178.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"CM\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gesti\u00f3n de Clientes ...<\/a><\/h4>\n<div class=\"pt-cv-content\">Gesti\u00f3n de Clientes Impulsada por IA:C\u00f3mo las Instituciones L\u00edderes Convierten la Inteligencia en Ingresos Lo que cubre esta gu\u00eda: La ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/gestion-de-clientes-impulsada-por-ia-como-las-instituciones-lideres-convierten-la-inteligencia-en-ingresos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38631\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/de-la-personalizacion-a-la-hiperpersonalizacion\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/05\/provenir_hyperpersonalizacion_ES_1200x628_200kb.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"De la Personalizaci\u00f3n a la Hiperpersonalizaci\u00f3n para insituciones financieras\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/de-la-personalizacion-a-la-hiperpersonalizacion\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">De la Personalizaci\u00f3...<\/a><\/h4>\n<div class=\"pt-cv-content\">De la Personalizaci\u00f3n a la Hiperpersonalizaci\u00f3n:Un Manual Ejecutivo Resumen Ejecutivo Las instituciones financieras que utilizan la hiperpersonalizaci\u00f3n est\u00e1n logrando aumentos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/de-la-personalizacion-a-la-hiperpersonalizacion\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38367\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/la-serie-de-mitos-de-la-hiperpersonalizacion-2\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/02\/Hyper-Personlization-2-ES.png\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"La serie de mitos de la Hiperpersonalizaci\u00f3n #2:\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/la-serie-de-mitos-de-la-hiperpersonalizacion-2\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">La serie de mitos de...<\/a><\/h4>\n<div class=\"pt-cv-content\">La serie de mitos de la Hiperpersonalizaci\u00f3n #2: La trampa del scorecard: c\u00f3mo los modelos tradicionales est\u00e1n dejando dinero sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/la-serie-de-mitos-de-la-hiperpersonalizacion-2\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38355\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/serie-el-mito-de-la-hiperpersonalizacion-1\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/02\/260213-BLOG-Hyper-personalization-Myth1-FeatureIMG-GL_ES-49702.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"Hyper-personalization\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/serie-el-mito-de-la-hiperpersonalizacion-1\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Serie \u201cEl Mito de la...<\/a><\/h4>\n<div class=\"pt-cv-content\">Serie \u201cEl Mito de la Hiperpersonalizaci\u00f3n\u201d #1:Por qu\u00e9 los bancos creen que est\u00e1n personalizando a nivel extremo\u2026 y no es ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/serie-el-mito-de-la-hiperpersonalizacion-1\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38332\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/mas-alla-de-las-reglas-estaticas\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"942\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2026\/02\/250922-BLOG-AI-Campaign-social-tile04-1200x628-GL_ES-46776.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"M\u00e1s all\u00e1 de las reglas est\u00e1ticas\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/mas-alla-de-las-reglas-estaticas\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">M\u00e1s all\u00e1 de las regl...<\/a><\/h4>\n<div class=\"pt-cv-content\">M\u00e1s all\u00e1 de las reglas est\u00e1ticas:c\u00f3mo los sistemas de aprendizaje mejoran la toma de decisiones en los servicios financieros En ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/mas-alla-de-las-reglas-estaticas\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/37666\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"7\" data-nextpages=\"2\" data-sid=\"63f5fa85yq\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" src=\"data:image\/gif;base64,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\" \/><div class=\"clear 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