{"id":867,"date":"2022-12-08T05:53:58","date_gmt":"2022-12-08T05:53:58","guid":{"rendered":"https:\/\/www.provenir.com\/spanish\/?p=867"},"modified":"2026-03-24T15:21:18","modified_gmt":"2026-03-24T15:21:18","slug":"el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros","status":"publish","type":"post","link":"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/","title":{"rendered":"El cambiante panorama econ\u00f3mico + su impacto en los servicios financieros"},"content":{"rendered":"<h1>El cambiante panorama econ\u00f3mico + su impacto en los servicios financieros<\/h1>\n<h2>Perspectivas Provenir: Latam<\/h2>\n<div>\n<p>La econom\u00eda es un tema candente, con signos de incertidumbre en casi todas las regiones del mundo. Y esta incertidumbre econ\u00f3mica tiene un impacto notable en la forma en que las instituciones financieras toman decisiones y ofrecen productos y servicios a sus clientes.<\/p>\n<p>Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre lo que sucede con la econom\u00eda en estos tiempos, lo que est\u00e1 por venir y el impacto que esto tendr\u00e1 en los servicios financieros y los pr\u00e9stamos.<\/p>\n<\/div>\n<div>\n<div style=\"position:relative;padding-top:max(100%,326px);height:0;width:100%\"><iframe allow=\"clipboard-write\" sandbox=\"allow-top-navigation allow-top-navigation-by-user-activation allow-downloads allow-scripts allow-same-origin allow-popups allow-modals allow-popups-to-escape-sandbox allow-forms\" allowfullscreen=\"true\" style=\"position:absolute;border:none;width:100%;height:100%;left:0;right:0;top:0;bottom:0;\" src=\"https:\/\/e.issuu.com\/embed.html?backgroundColor=%23120226&#038;backgroundColorFullscreen=%23120226&#038;d=provenir_latam-mini-ebook_es&#038;hideIssuuLogo=true&#038;u=provenir\"><\/iframe><\/div>\n<\/div>\n<div>Informaci\u00f3n es poder<\/p>\n<h4>\u00bfTienes los datos correctos para tomar decisiones de riesgo informadas, incluso frente a la incertidumbre econ\u00f3mica?<\/h4>\n<\/div>\n<p><p>\n        <a href=\"\/spanish\/plataforma\/datos\/\">Conoce m\u00e1s sobre Provenir Data<\/a>\n    <\/p>\n<\/p>\n<div>libros electronicos<\/div>\n<div>\n<div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/867\/?_page=2' 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section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"headline\",\"props\":{\"animation\":\"parallax\",\"class\":\"uk-text-primary\",\"content\":\"Perspectivas Provenir: Latam\",\"parallax_easing\":\"0.5\",\"parallax_end\":\"50vh + 50%\",\"parallax_target\":\"!.tm-grid-expand\",\"title_element\":\"h2\",\"title_style\":\"h2\"},\"name\":\"headline preset blogs-ES\"},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>La econom\\u00eda es un tema candente, con 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