{"id":921,"date":"2021-11-01T11:20:59","date_gmt":"2021-11-01T11:20:59","guid":{"rendered":"https:\/\/www.provenir.com\/spanish\/?p=921"},"modified":"2026-03-24T13:42:28","modified_gmt":"2026-03-24T13:42:28","slug":"life-in-3d-using-alternative-data-to-power-credit-risk-decisioning","status":"publish","type":"post","link":"https:\/\/www.provenir.com\/es\/life-in-3d-using-alternative-data-to-power-credit-risk-decisioning\/","title":{"rendered":"La vida en 3D: El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio"},"content":{"rendered":" \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --> <\/p>\r\n<ul class=\"wp-block-list\">\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n \r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n \r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><div class=\"entry-content wp-block-post-content\"><h1><span class=\"uk-text-primary is-layout-flow wp-block-post-content-is-layout-flow\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p> <\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p> <\/p>\r\n<ul class=\"wp-block-list\">\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n \r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n \r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\"\/>\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram&#8230;<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre &#8230;<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n <a href=\"https:\/\/www.provenir.com\/es\/life-in-3d-using-alternative-data-to-power-credit-risk-decisioning\/#more-921\" class=\"more-link\"><span aria-label=\"Sigue leyendo La vida en 3D: El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\">(m\u00e1s&hellip;)<\/span><\/a><\/div><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource 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section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --> <\/p>\r\n<ul class=\"wp-block-list\">\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n \r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n \r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource 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section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" src=\"data:image\/gif;base64,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\" \/><div class=\"clear 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' onclick='event.preventDefault()' class=\"pt-cv-more btn btn-primary btn-sm\" data-totalpages=\"3\" data-nextpages=\"2\" data-sid=\"fd5d2b4ope\" data-unid=\"\" data-isblock=\"\" data-postid=\"\">Cargar m\u00e1s <span class=\"caret\"><\/span><\/a><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div 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Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><\\\/p>\\n<ul>\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> \\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El secreto del \u00e9xito...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes convertir los desaf\u00edos en oportunidades en los principales cinco casos de uso: autom\u00f3viles, hipotecas, comercio minorista o ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"867\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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{\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content --><!-- \/wp:list --><!-- wp:post-content --><h1><span class=\"uk-text-primary\">La vida en 3D:<\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio<\/h1>\r\n<div><p><!-- wp:paragraph --><\/p>\r\n<p>Si vemos el mundo en 3D, deber\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \u00fanicamente un score de cr\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\r\n<p>Consulta nuestra gu\u00eda detallada y descubrir\u00e1s c\u00f3mo el uso de datos alternativos puede ayudarte a:<\/p>\r\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li>Crear un enfoque m\u00e1s \u00e1gil para tu proceso de decisi\u00f3n crediticia<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Decir que s\u00ed a m\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\u00e1n bancarizados<\/li>\r\n<!-- \/wp:list-item --> <!-- wp:list-item -->\r\n<li>Mejorar la precisi\u00f3n de tus decisiones y ofrecer m\u00e1s oportunidades de cross-sell\/upsell Descubre m\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>\u00a1Desc\u00e1rgala ahora!<\/p><\/div>\r\n<img decoding=\"async\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/ebook-cover-SP-592x768-1.png\" alt=\"\">\r\n<div>\r\n\r\n    <iframe loading=\"lazy\" src=\"https:\/\/go.provenir.com\/l\/730213\/2021-11-01\/sc3jl\" width=\"100%\" height=\"500\" type=\"text\/html\" frameborder=\"0\" allowTransparency=\"true\" style=\"border: 0\"><\/iframe>\r\n<\/div>\r\n<div>libros electronicos<\/div>\r\n<div>\r\n\r\n    <div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys cveffect-darken pt-cv-same-height pt-cv-pgloadmore pt-cv-round-btn\" id=\"pt-cv-view-fd5d2b4ope\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"3\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"38029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/04\/250120-Chartis-Report-web-featureIMG-1200x627-GL_EN-43077.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"chartis report\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Chartis Research Nom...<\/a><\/h4>\n<div class=\"pt-cv-content\">Informe Chartis Research Nombra a Provenir Como L\u00edder Global Cr\u00e9dito y Fraude: Una Visi\u00f3n Hol\u00edstica de la Gesti\u00f3n de Riesgos ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/chartis-research-nombra-a-provenir-como-lider-global\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"37927\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"627\" src=\"https:\/\/www.provenir.com\/es\/wp-content\/uploads\/sites\/5\/2025\/03\/250123-EBOOK-telco-web-featureIMG-1200x627-GL_EN-41758.jpg\" class=\"pt-cv-thumbnail img-rounded skip-lazy \" alt=\"C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">C\u00f3mo los Telcos pued...<\/a><\/h4>\n<div class=\"pt-cv-content\">Con\u00e9ctate con el \u00e9xito: C\u00f3mo los Telcos pueden aumentar ingresos y reducir riesgos Impulsando el valor del suscriptor y minimizando ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/como-los-telcos-pueden-aumentar-ingresos-y-reducir-riesgos\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"940\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Onboarding de comerc...<\/a><\/h4>\n<div class=\"pt-cv-content\">La velocidad es clave en el onboarding de comerciantes. Descubre c\u00f3mo equilibrar velocidad, compliance y gesti\u00f3n de riesgo en este ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/incorporacion-de-negocios-y-kyc\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"841\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Atenci\u00f3n a la brecha...<\/a><\/h4>\n<div class=\"pt-cv-content\">Atenci\u00f3n a la brecha: La necesidad de pr\u00e9stamos r\u00e1pidos y accesibles para PYMEs Las peque\u00f1as y medianas empresas (PYMEs) son ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/atencion-a-la-brecha-la-necesidad-de-prestamos-rapidos-y-accesibles-para-pymes\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"915\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Gu\u00eda del Comprador d...<\/a><\/h4>\n<div class=\"pt-cv-content\">\u00bfTe sientes abrumado por el panorama de las plataformas de toma de decisiones en riesgos crediticios? Nuestra gu\u00eda completa te ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/guia-del-comprador-de-plataformas-de-toma-de-decisiones-sobre-riesgos-mas-alla-del-onboarding\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"913\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><img decoding=\"async\" width=\"200\" src=\"\/es\/wp-content\/uploads\/sites\/5\/2024\/08\/El-cambio-hacia-la-rentabilidad-evolucionando-con-bnpl.jpg\" class=\"pt-cv-thumbnail img-rounded cvp-substitute skip-lazy \" alt=\"El Cambio Hacia La Rentabilidad: Evolucionando Con BNPL\" title=\"\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El Cambio Hacia La R...<\/a><\/h4>\n<div class=\"pt-cv-content\">Explora c\u00f3mo puedes hacer que tu tecnolog\u00eda BNPL sea a prueba de los cambios que vienen en el futuro y ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/evolucionando-con-bnpl\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"866\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/es\/el-secreto-del-exito-en-los-creditos-de-consumo\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" 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pt-cv-thumb-default pt-cv-thumb-wrapper cvplbd cvp-responsive-image img-rounded\" target=\"_self\" data-iw=\"200\" data-ih=\"100\"><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">El cambiante panoram...<\/a><\/h4>\n<div class=\"pt-cv-content\">Lee el mini e-book para ver lo que el experto en Am\u00e9rica Latina Jos\u00e9 Vargas (EVP Am\u00e9rica Latina) observa sobre ...<br \/><div class=\"pt-cv-rmwrap\"><a href=\"https:\/\/www.provenir.com\/es\/el-cambiante-panorama-economico-su-impacto-en-los-servicios-financieros\/\" class=\"_self pt-cv-readmore btn btn-success cvplbd\" target=\"_self\" data-iw=\"200\" data-ih=\"100\">Leer m\u00e1s<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"text-left pt-cv-pagination-wrapper\"><a href='https:\/\/www.provenir.com\/es\/wp-json\/wp\/v2\/posts\/921\/?_page=2' 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img { max-width: 200px; max-height: 100px; aspect-ratio: 2 }<\/style>\r\n\t\t\t\r\n<\/div>\r\n\r\n<!--more-->\r\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-small\",\"header_transparent\":true,\"header_transparent_noplaceholder\":true,\"header_transparent_text_color\":\"light\",\"image_position\":\"bottom-center\",\"image_size\":\"cover\",\"media_background\":\"#120226\",\"padding\":\"xlarge\",\"padding_remove_bottom\":true,\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"class\":\"uk-text-uppercase\",\"margin\":\"medium\",\"margin_remove_bottom\":true,\"margin_remove_top\":false,\"text_align\":\"center\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h2\"},\"source\":{\"query\":{\"name\":\"posts.singlePost\",\"field\":{\"name\":\"resources\",\"directives\":[{\"name\":\"slice\",\"arguments\":{\"offset\":0}}]}},\"props\":{\"content\":{\"filters\":{\"search\":\"\"},\"name\":\"name\"}}},\"name\":\"Resource head line - AUTO POPULATED\"},{\"type\":\"headline\",\"props\":{\"content\":\"<span class=\\\"uk-text-primary\\\">La vida en 3D:<\\\/span> El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\",\"margin\":\"medium\",\"margin_remove_bottom\":false,\"margin_remove_top\":true,\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-small\"}}]}]}],\"name\":\"hero section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_bottom\":false,\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\",\"margin\":\"default\",\"margin_remove_top\":false},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<p><!-- wp:paragraph --><\\\/p>\\n<p>Si vemos el mundo en 3D, deber\\u00edamos ver el riesgo crediticio de la misma manera. Como financiera, seguramente te ves obligada a determinar el riesgo crediticio utilizando \\u00fanicamente un score de cr\\u00e9dito tradicional. Pero eso te impide tener una mejor perspectiva.<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:paragraph --><\\\/p>\\n<p>Consulta nuestra gu\\u00eda detallada y descubrir\\u00e1s c\\u00f3mo el uso de datos alternativos puede ayudarte a:<\\\/p>\\n<p><!-- \\\/wp:paragraph --> <!-- wp:list --><\\\/p>\\n<ul><!-- wp:list-item -->\\n<li>Crear un enfoque m\\u00e1s \\u00e1gil para tu proceso de decisi\\u00f3n crediticia<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Decir que s\\u00ed a m\\u00e1s clientes, incluyendo a quienes no tienen un perfil completo o no est\\u00e1n bancarizados<\\\/li>\\n<!-- \\\/wp:list-item --> <!-- wp:list-item -->\\n<li>Mejorar la precisi\\u00f3n de tus decisiones y ofrecer m\\u00e1s oportunidades de cross-sell\\\/upsell Descubre m\\u00e1s sobre nuestro Global Data Marketplace y potencia tu estrategia de datos.<\\\/li>\\n<!-- \\\/wp:list-item --><\\\/ul>\\n<p>\\u00a1Desc\\u00e1rgala ahora!<\\\/p>\u00ab,\u00bbmargin\u00bb:\u00bbdefault\u00bb,\u00bbmargin_remove_top\u00bb:true}}]},{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbpadding\u00bb:\u00bbsmall\u00bb,\u00bbposition_sticky\u00bb:\u00bbrow\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb,\u00bbposition_sticky_offset\u00bb:\u00bb100&#8243;,\u00bbstyle\u00bb:\u00bbcard-default\u00bb,\u00bbwidth_medium\u00bb:\u00bb1-3&#8243;},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbimage\u00bb,\u00bbprops\u00bb:{\u00abimage\u00bb:\u00bbwp-content\\\/uploads\\\/sites\\\/5\\\/2024\\\/08\\\/ebook-cover-SP-592&#215;768-1.png\u00bb,\u00bbimage_svg_color\u00bb:\u00bbemphasis\u00bb,\u00bbmargin\u00bb:\u00bbdefault\u00bb}},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb<iframe src=\\\"https:\\\/\\\/go.provenir.com\\\/l\\\/730213\\\/2021-11-01\\\/sc3jl\\\" width=\\\"100%\\\" height=\\\"500\\\" type=\\\"text\\\/html\\\" frameborder=\\\"0\\\" allowTransparency=\\\"true\\\" style=\\\"border: 0\\\"><\\\/iframe>\u00ab}}]}]}],\u00bbname\u00bb:\u00bbcontent section\u00bb},{\u00abtype\u00bb:\u00bbsection\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbstyle\u00bb:\u00bbdefault\u00bb,\u00bbtitle_breakpoint\u00bb:\u00bbxl\u00bb,\u00bbtitle_position\u00bb:\u00bbtop-left\u00bb,\u00bbtitle_rotation\u00bb:\u00bbleft\u00bb,\u00bbvertical_align\u00bb:\u00bbmiddle\u00bb,\u00bbwidth\u00bb:\u00bbdefault\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbrow\u00bb,\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbcolumn\u00bb,\u00bbprops\u00bb:{\u00abimage_position\u00bb:\u00bbcenter-center\u00bb,\u00bbposition_sticky_breakpoint\u00bb:\u00bbm\u00bb},\u00bbchildren\u00bb:[{\u00abtype\u00bb:\u00bbheadline\u00bb,\u00bbprops\u00bb:{\u00abclass\u00bb:\u00bbuk-text-uppercase\u00bb,\u00bbcontent\u00bb:\u00bblibros electronicos\u00bb,\u00bbtitle_color\u00bb:\u00bbbackground\u00bb,\u00bbtitle_decoration\u00bb:\u00bbline\u00bb,\u00bbtitle_element\u00bb:\u00bbdiv\u00bb,\u00bbtitle_style\u00bb:\u00bbh3&#8243;},\u00bbname\u00bb:\u00bbES &#8211; libros electronicos\u00bb},{\u00abtype\u00bb:\u00bbhtml\u00bb,\u00bbprops\u00bb:{\u00abcontent\u00bb:\u00bb\u00ab},\u00bbname\u00bb:\u00bbresource library filter\u00bb}]}]}],\u00bbname\u00bb:\u00bbES &#8211; Block &#8211; filter ebooks\u00bb,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;}],\u00bbversion\u00bb:\u00bb4.5.1&#8243;,\u00bbyooessentialsVersion\u00bb:\u00bb2.2.31&#8243;} &#8211;><!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>Supera los scores de cr\u00e9dito tradicionales y obt\u00e9n una mejor perspectiva. Descubre c\u00f3mo el uso de datos alternativos puede hacer que tus decisiones crediticias sean m\u00e1s \u00e1giles, decir que s\u00ed a m\u00e1s clientes, y mejorar las oportunidades de cross-sell\/upsell. Explora nuestro Global Data Marketplace<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"industry":[22],"language":[41],"mktplace-data-type":[],"mktplace-region":[],"mktplace-use-case":[],"resource":[81],"class_list":["post-921","post","type-post","status-publish","format-standard","hentry","category-recurso","industry-datos","language-spanish","resource-libro-electronico"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>El uso de datos alternativos para potenciar la toma de decisiones<\/title>\n<meta name=\"description\" content=\"Gu\u00eda eBook: c\u00f3mo los datos alternativos pueden impulsar decisiones de riesgo crediticio m\u00e1s inclusivas y eficaces.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.provenir.com\/es\/life-in-3d-using-alternative-data-to-power-credit-risk-decisioning\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La vida en 3D: El uso de datos alternativos para potenciar la toma de decisiones sobre el riesgo crediticio\" \/>\n<meta property=\"og:description\" content=\"Gu\u00eda eBook: c\u00f3mo los datos alternativos pueden impulsar decisiones de riesgo crediticio m\u00e1s inclusivas y eficaces.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.provenir.com\/es\/life-in-3d-using-alternative-data-to-power-credit-risk-decisioning\/\" \/>\n<meta property=\"og:site_name\" content=\"Provenir-ES\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-01T11:20:59+00:00\" \/>\n<meta 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