{"id":38740,"date":"2026-03-11T09:38:13","date_gmt":"2026-03-11T09:38:13","guid":{"rendered":"https:\/\/www.provenir.com\/fr\/?page_id=38740"},"modified":"2026-03-26T10:13:16","modified_gmt":"2026-03-26T10:13:16","slug":"financement-automobile","status":"publish","type":"page","link":"https:\/\/www.provenir.com\/fr\/secteurs\/financement-automobile\/","title":{"rendered":"Financement automobile"},"content":{"rendered":"<h1>Logiciel de financement automobile <\/h1>\n<div>Offrez une meilleure exp\u00e9rience aux consommateurs gr\u00e2ce \u00e0 un logiciel de financement et de cr\u00e9dit automobile automatis\u00e9 et rationalis\u00e9. <\/div>\n<p><p>\n        <a href=\"\/fr\/reserver-un-rendez-vous\/\">R\u00e9server un rendez-vous<\/a>\n    <\/p>\n<\/p>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/flexiplan-WHT-1.svg\" alt=\"flexiplan\"><\/p>\n<h3>Flexiplan<\/h3>\n<p>60x<\/p>\n<div>Am\u00e9lioration de l\u2019efficacit\u00e9 des d\u00e9cisions jusqu\u2019\u00e0 60x<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/gmFinancial-WHT-1.svg\" alt=\"gm financial\"><\/p>\n<h3>GM<\/h3>\n<p>Secondes<\/p>\n<div>D\u00e9cisions en temps r\u00e9el en quelques secondes<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/newday-WHT-1.svg\" alt=\"newday\"><\/p>\n<h3>newday<\/h3>\n<p>Sub-1<\/p>\n<div>Temps de traitement des d\u00e9cisions inf\u00e9rieur \u00e0 1 seconde<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/background-glow-01.svg\" alt=\"\"><\/p>\n<h2>B\u00e9n\u00e9ficiez d\u2019approbations acc\u00e9l\u00e9r\u00e9es et une tarification personnalis\u00e9e gr\u00e2ce \u00e0 des solutions avanc\u00e9es de gestion des risques et de d\u00e9cision automatis\u00e9e qui offrent une int\u00e9gration simple des donn\u00e9es, des approbations en temps r\u00e9el et une innovation acc\u00e9l\u00e9r\u00e9e. Vous pouvez ainsi accorder davantage de pr\u00eats automobiles \u2014 et offrir une meilleure exp\u00e9rience client \u2014 sans augmenter votre niveau de risque. <\/h2>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\" alt=\"\"><\/p>\n<h1>Int\u00e9grez facilement les donn\u00e9es et pr\u00e9voyez mieux les risques <\/h1>\n<div>\n<h3>Le Data Marketplace de Provenir facilite et acc\u00e9l\u00e8re l\u2019acc\u00e8s et l\u2019int\u00e9gration des donn\u00e9es afin de r\u00e9pondre \u00e0 tous vos besoins d\u00e9cisionnels et de mieux g\u00e9rer vos risques.<\/h3>\n<ul class=\"uk-list uk-column-1-3\">\n<li>Obtenez une vision plus globale de vos clients gr\u00e2ce \u00e0 une large vari\u00e9t\u00e9 de sources de donn\u00e9es r\u00e9gionales et internationales, y compris des donn\u00e9es alternatives.<\/li>\n<li>Prenez des d\u00e9cisions plus rapides et plus intelligentes en int\u00e9grant les donn\u00e9es dans vos workflows en quelques minutes.<\/li>\n<li>Donnez plus d\u2019autonomie \u00e0 vos \u00e9quipes m\u00e9tier gr\u00e2ce \u00e0 des outils visuels low-code permettant une collaboration rapide et \u00e9liminant les d\u00e9lais li\u00e9s au recodage.<\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\" alt=\"\"><\/p>\n<h1>Garantissez des exp\u00e9riences fluides gr\u00e2ce \u00e0 la d\u00e9cision automatis\u00e9e <\/h1>\n<div>\n<h3>Prenez des d\u00e9cisions de cr\u00e9dit et de fraude en temps r\u00e9el pour offrir des exp\u00e9riences consommateurs rapides et fluides qui renforcent la satisfaction et la fid\u00e9lit\u00e9 \u00e0 la marque \u2014 sans augmenter votre risque.<br \/>\n<\/h3>\n<ul class=\"uk-list uk-column-1-3\">\n<li>Gardez le contr\u00f4le de vos workflows d\u00e9cisionnels gr\u00e2ce \u00e0 une interface low-code en glisser-d\u00e9poser qui vous permet de cr\u00e9er des processus, int\u00e9grer des donn\u00e9es et lancer des produits facilement. <\/li>\n<li>Gagnez en autonomie et acc\u00e9dez plus rapidement au march\u00e9 gr\u00e2ce \u00e0 des modifications en temps r\u00e9el selon votre calendrier, et non celui de votre fournisseur. <\/li>\n<li>Impressionnez vos clients avec un onboarding sans friction gr\u00e2ce \u00e0 des d\u00e9cisions automatis\u00e9es en temps r\u00e9el, une tarification personnalis\u00e9e et des processus de bout en bout simplifi\u00e9s. <\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\" alt=\"\"><\/p>\n<h1>Acc\u00e9l\u00e9rez l\u2019innovation <\/h1>\n<div>\n<h3>Innover plus rapidement que la concurrence gr\u00e2ce \u00e0 la capacit\u00e9 de vous adapter et d\u2019\u00e9voluer selon vos besoins \u2014 et selon les exigences du march\u00e9. <\/h3>\n<ul class=\"uk-list uk-column-1-3\">\n<li>Assurez des gammes de produits illimit\u00e9es et r\u00e9pondez plus rapidement aux besoins du march\u00e9 gr\u00e2ce \u00e0 un logiciel de financement automobile cloud-native prenant en charge l\u2019autoscaling. <\/li>\n<li>Identifiez de nouvelles opportunit\u00e9s de march\u00e9 et ajustez votre strat\u00e9gie gr\u00e2ce \u00e0 des donn\u00e9es et insights en temps r\u00e9el permettant d\u2019it\u00e9rer et de d\u00e9ployer rapidement des changements. <\/li>\n<li>Encouragez la collaboration qui alimente l\u2019innovation gr\u00e2ce \u00e0 une technologie qui relie efficacement les \u00e9quipes risque, analytics, cr\u00e9dit, fraude et d\u00e9veloppement. <\/li>\n<\/ul>\n<\/div>\n<\/li>\n<\/ul>\n<ul>\n<li>\n<h3>Integrate Data Easily and Better Predict Risk<\/h3>\n<div>\n<h5>Provenir\u2019s Data Marketplace makes accessing and integrating data fast and easy, so you can power all of your decisioning needs and better manage your risk.<br \/>\n<\/h5>\n<ul class=\"uk-list uk-list-divider\">\n<li>Enable a more holistic view of your customers thanks to a wide variety of regional and global data sources, including alternative data<\/li>\n<li>Ensure faster, smarter decisions by integrating data into your workflows in minutes<\/li>\n<li>Empower your business users with visual, low-code tools that allow for rapid collaboration and eliminate recoding delays<\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Ensure Frictionless Experiences with Automated Decisioning<\/h3>\n<div>\n<h5>Enable real-time credit and fraud decisions for fast, frictionless consumer experiences that increase satisfaction and brand loyalty &#8211; without increasing your risk.<br \/>\n<\/h5>\n<ul class=\"uk-list uk-list-divider\">\n<li>Take control of your decisioning workflows, with our low-code, drag-and-drop interface that enables you to build processes, integrate data, and launch products with ease.<\/li>\n<li>Realize true self-sufficiency and get to market faster, with real-time changes on your timeline, not your vendor\u2019s<\/li>\n<li>Wow your customers with frictionless onboarding thanks to automated, real-time decisioning, personalized pricing, and streamlined end-to-end processes\n<\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li>\n<h3>Accelerate Innovation<\/h3>\n<div>\n<h5>Innovate faster than the competition, with the ability to scale and evolve on your terms &#8211; and as the market demands.<br \/>\n<\/h5>\n<ul class=\"uk-list uk-list-divider\">\n<li>Ensure limitless product lines and respond faster to market needs with cloud-native auto finance software that supports autoscaling<\/li>\n<li>Identify new market opportunities and pivot when necessary with real-time data and insights that enables you to iterate and deploy changes quickly<\/li>\n<li>Encourage collaboration that powers innovation with technology that seamlessly bridges the gap between risk, analytics, credit, fraud, and development teams\n<\/li>\n<\/ul>\n<\/div>\n<\/li>\n<\/ul>\n<h2>Comment pouvons-nous optimiser votre<\/h2>\n<h2>strat\u00e9gie de financement automobile ?<\/h2>\n<h2>How can we optimize your auto financing strategy?<\/h2>\n<h2>D\u00e9couvrez <span class=\"uk-text-background\">o\u00f9 <\/span> nous intervenons et comment nos<br \/> <span class=\"uk-text-background\">solutions<\/span> sont utilis\u00e9es. <\/h2>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/icon-onboarding-BLU.svg\" alt=\"\"><\/p>\n<h3>Onboarding du risque de cr\u00e9dit<\/h3>\n<div>Int\u00e9gration fluide du risque de cr\u00e9dit pour les commer\u00e7ants et les clients.<\/div>\n<p><a href=\"\/fr\/solutions\/integration-au-risque-de-credit\/\">Explorer<\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/icon-decisioning-BLU.svg\" alt=\"\"><\/p>\n<h3>Gestion des clients<\/h3>\n<div>Engagement proactif aupr\u00e8s des clients pour maximiser la valeurs sur toute la dur\u00e9e de vie<\/div>\n<p><a href=\"\/fr\/solutions\/gestion-client\/\">Explorer<\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/icon-collections-BLU-1.svg\" alt=\"\"><\/p>\n<h3>Recouvrement<\/h3>\n<div>Strat\u00e9gies de recouvrement \u00e9quitables pour maximiser les chances de maintenir une relation de cr\u00e9dit durable.<\/div>\n<p><a href=\"\/fr\/solutions\/recouvrements\/\">Explorer<\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/fr\/wp-content\/uploads\/2024\/05\/icon-fraud-BLU.svg\" alt=\"\"><\/p>\n<h3>Fraude et identit\u00e9<\/h3>\n<div>D\u00e9tection plus intelligente de la fraude \u00e0 la demande et enqu\u00eates simplifi\u00e9es.<\/div>\n<p><a href=\"\/fr\/solutions\/fraude-et-identite\/\">Explorer<\/a><\/p>\n<\/li>\n<\/ul>\n<div>QUESTIONS <\/div>\n<h3>Questions fr\u00e9quentes<\/h3>\n<p><p>\n        <a href=\"\/fr\/contactez\/\">Entrer en contact<\/a>\n    <\/p>\n<\/p>\n<ul>\n<li>\n<h3>Comment lutter contre l\u2019augmentation de la fraude dans le secteur ? <\/h3>\n<div>\n<p>Tournez-vous vers des logiciels de financement automobile plus automatis\u00e9s et vers des donn\u00e9es en temps r\u00e9el pour d\u00e9tecter et pr\u00e9venir la fraude plus efficacement. La mise en \u0153uvre de mesures avanc\u00e9es de pr\u00e9vention de la fraude, utilisant des sources de donn\u00e9es offrant une v\u00e9rification d\u2019identit\u00e9 en temps r\u00e9el, des donn\u00e9es KYC et des donn\u00e9es alternatives (pr\u00e9sence web, r\u00e9seaux sociaux, donn\u00e9es t\u00e9l\u00e9coms), peut renforcer votre strat\u00e9gie de financement automobile face \u00e0 la mont\u00e9e des tentatives de fraude.<\/p>\n<p>De plus, les analyses avanc\u00e9es comme l\u2019intelligence artificielle et le machine learning permettent de mieux d\u00e9tecter les transactions frauduleuses et de surveiller les donn\u00e9es de pr\u00eat afin d\u2019identifier les anomalies.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Mes clients attendent des exp\u00e9riences rapides et fluides. Comment utiliser un logiciel de cr\u00e9dit automobile pour r\u00e9pondre \u00e0 ces attentes ? <\/h3>\n<div>\n<p>Une mani\u00e8re d\u2019assurer des exp\u00e9riences de demande et d\u2019approbation plus fluides est d\u2019utiliser des donn\u00e9es en temps r\u00e9el et \u00e0 la demande provenant de diverses sources. <\/p>\n<p>Pour \u00e9valuer plus rapidement et plus pr\u00e9cis\u00e9ment la solvabilit\u00e9 des demandeurs, privil\u00e9giez des plateformes de donn\u00e9es globales capables d\u2019int\u00e9grer diff\u00e9rentes sources de donn\u00e9es en temps r\u00e9el, y compris des donn\u00e9es alternatives comme les paiements de loyer et de services publics, les revenus non d\u00e9clar\u00e9s, les donn\u00e9es des r\u00e9seaux sociaux et l\u2019open banking. <\/p>\n<\/div>\n<\/li>\n<\/ul>\n<ul>\n<li>\n<h3>Nous recevons un volume tr\u00e8s \u00e9lev\u00e9 de demandes de financement automobile. Comment am\u00e9liorer notre processus d\u2019approbation pour une meilleure exp\u00e9rience client ? <\/h3>\n<div>\n<p>Plus vos processus d\u2019approbation de cr\u00e9dit n\u00e9cessitent d\u2019interventions humaines et manuelles, moins vous pouvez traiter de demandes. <\/p>\n<p>Les plateformes de d\u00e9cision de cr\u00e9dit automatis\u00e9e peuvent utiliser des donn\u00e9es int\u00e9gr\u00e9es en temps r\u00e9el, des analyses avanc\u00e9es et des mod\u00e8les de risque sophistiqu\u00e9s pour \u00e9valuer et approuver les demandes de financement automobile plus rapidement et plus pr\u00e9cis\u00e9ment. <\/p>\n<p>De plus, des processus d\u2019approbation simplifi\u00e9s (portails de demande en ligne, formulaires digitalis\u00e9s et interface centr\u00e9e sur l\u2019utilisateur) r\u00e9duisent la friction pour vos clients. <\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Nous exploitons une grande quantit\u00e9 de donn\u00e9es clients dans notre logiciel de cr\u00e9dit automobile. Comment garantir la conformit\u00e9 en mati\u00e8re de confidentialit\u00e9 des donn\u00e9es ? <\/h3>\n<div>\n<p>Les pr\u00eateurs collectent et traitent r\u00e9guli\u00e8rement de grandes quantit\u00e9s de donn\u00e9es dans leurs logiciels de financement d\u2019actifs. Il est essentiel de s\u00e9curiser ces donn\u00e9es afin de respecter les exigences r\u00e9glementaires et prot\u00e9ger les clients. <\/p>\n<p>Pour garantir la conformit\u00e9 avec l\u2019\u00e9volution des exigences de confidentialit\u00e9 des donn\u00e9es, privil\u00e9giez des plateformes cloud capables de mettre \u00e0 jour r\u00e9guli\u00e8rement leurs protocoles de s\u00e9curit\u00e9, disposant de certifications ISO et capables d\u2019impl\u00e9menter efficacement de nouvelles r\u00e8gles conformes aux diff\u00e9rentes lois r\u00e9gionales sur la protection des donn\u00e9es. <\/p>\n<\/div>\n<\/li>\n<\/ul>\n<h2>\u00c9quilibrez le risque et les opportunit\u00e9s tout au long du cycle de vie client.<\/h2>\n<p><p>\n        <a href=\"\/fr\/contactez\/\">Contactez-nous<\/a>\n    <\/p>\n<\/p>\n<p><!--more--><br \/>\n<!-- 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Vous pouvez ainsi accorder davantage de pr\u00eats automobiles \u2014 et offrir une meilleure exp\u00e9rience client \u2014 sans augmenter votre niveau de risque. \",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"large\",\"margin_top\":\"remove\",\"text_align\":\"left\",\"title_element\":\"h2\",\"title_style\":\"h2\"}},{\"type\":\"switcher\",\"props\":{\"content_column_breakpoint\":\"m\",\"content_margin\":\"remove\",\"content_style\":\"text-meta\",\"image_align\":\"right\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"image_width\":\"500\",\"link_style\":\"default\",\"link_text\":\"Read 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acc\u00e9l\u00e8re l\u2019acc\u00e8s et l\u2019int\u00e9gration des donn\u00e9es afin de r\u00e9pondre \u00e0 tous vos besoins d\u00e9cisionnels et de mieux g\u00e9rer vos risques.<\/h3>\n\n\\n\n\n<ul class=\\\"uk-list uk-column-1-3\\\">\\n\n\n<li>Obtenez une vision plus globale de vos clients gr\u00e2ce \u00e0 une large vari\u00e9t\u00e9 de sources de donn\u00e9es r\u00e9gionales et internationales, y compris des donn\u00e9es alternatives.<\/li>\n\n\\n\n\n<li>Prenez des d\u00e9cisions plus rapides et plus intelligentes en int\u00e9grant les donn\u00e9es dans vos workflows en quelques minutes.<\/li>\n\n\\n\n\n<li>Donnez plus d\u2019autonomie \u00e0 vos \u00e9quipes m\u00e9tier gr\u00e2ce \u00e0 des outils visuels low-code permettant une collaboration rapide et \u00e9liminant les d\u00e9lais li\u00e9s au recodage.<\/li>\n\n\\n<\/ul>\n\n\",\"image\":\"wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\",\"label\":\"\n\n<ul class=\\\"uk-list uk-list-disc\\\">\n\n<li><span class=\\\"uk-text uk-text-link\\\">Int\u00e9grez facilement les donn\u00e9es et pr\u00e9voyez mieux les risques <\/span><\/li>\n\n<\/ul>\n\n\",\"meta\":\"\",\"thumbnail\":\"\",\"title\":\"Int\u00e9grez facilement les donn\u00e9es et pr\u00e9voyez mieux les risques \"}},{\"type\":\"switcher_item\",\"props\":{\"content\":\"\n\n<h3>Prenez des d\u00e9cisions de cr\u00e9dit et de fraude en temps r\u00e9el pour offrir des exp\u00e9riences consommateurs rapides et fluides qui renforcent la satisfaction et la fid\u00e9lit\u00e9 \u00e0 la marque \u2014 sans augmenter votre risque. \\n<\/h3>\n\n\\n\n\n<ul class=\\\"uk-list uk-column-1-3\\\">\\n    \n\n<li>Gardez le contr\u00f4le de vos workflows d\u00e9cisionnels gr\u00e2ce \u00e0 une interface low-code en glisser-d\u00e9poser qui vous permet de cr\u00e9er des processus, int\u00e9grer des donn\u00e9es et lancer des produits facilement. <\/li>\n\n\\n    \n\n<li>Gagnez en autonomie et acc\u00e9dez plus rapidement au march\u00e9 gr\u00e2ce \u00e0 des modifications en temps r\u00e9el selon votre calendrier, et non celui de votre fournisseur. <\/li>\n\n\\n    \n\n<li>Impressionnez vos clients avec un onboarding sans friction gr\u00e2ce \u00e0 des d\u00e9cisions automatis\u00e9es en temps r\u00e9el, une tarification personnalis\u00e9e et des processus de bout en bout simplifi\u00e9s. <\/li>\n\n\\n<\/ul>\n\n\",\"image\":\"wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\",\"label\":\"\n\n<ul class=\\\"uk-list uk-list-disc\\\">\n\n<li><span class=\\\"uk-text uk-text-link\\\">Garantissez des exp\u00e9riences fluides gr\u00e2ce \u00e0 la d\u00e9cision automatis\u00e9e <\/span><\/li>\n\n<\/ul>\n\n\",\"meta\":\"\",\"thumbnail\":\"\",\"title\":\"Garantissez des exp\u00e9riences fluides gr\u00e2ce \u00e0 la d\u00e9cision automatis\u00e9e \"}},{\"type\":\"switcher_item\",\"props\":{\"content\":\"\n\n<h3>Innover plus rapidement que la concurrence gr\u00e2ce \u00e0 la capacit\u00e9 de vous adapter et d\u2019\u00e9voluer selon vos besoins \u2014 et selon les exigences du march\u00e9. <\/h3>\n\n\\n\n\n<ul class=\\\"uk-list uk-column-1-3\\\">\\n    \n\n<li>Assurez des gammes de produits illimit\u00e9es et r\u00e9pondez plus rapidement aux besoins du march\u00e9 gr\u00e2ce \u00e0 un logiciel de financement automobile cloud-native prenant en charge l\u2019autoscaling. <\/li>\n\n\\n    \n\n<li>Identifiez de nouvelles opportunit\u00e9s de march\u00e9 et ajustez votre strat\u00e9gie gr\u00e2ce \u00e0 des donn\u00e9es et insights en temps r\u00e9el permettant d\u2019it\u00e9rer et de d\u00e9ployer rapidement des changements. <\/li>\n\n\\n    \n\n<li>Encouragez la collaboration qui alimente l\u2019innovation gr\u00e2ce \u00e0 une technologie qui relie efficacement les \u00e9quipes risque, analytics, cr\u00e9dit, fraude et d\u00e9veloppement. <\/li>\n\n\\n<\/ul>\n\n\",\"image\":\"wp-content\/uploads\/2024\/05\/swirl-bg-BLU.svg\",\"label\":\"\n\n<ul class=\\\"uk-list uk-list-disc\\\">\n\n<li><span class=\\\"uk-text uk-text-link\\\">Acc\u00e9l\u00e9rez l\u2019innovation <\/span><\/li>\n\n<\/ul>\n\n\",\"meta\":\"\",\"thumbnail\":\"\",\"title\":\"Acc\u00e9l\u00e9rez l\u2019innovation \"}}]},{\"type\":\"accordion\",\"props\":{\"collapsible\":true,\"content_column_breakpoint\":\"m\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"show_image\":true,\"show_link\":true,\"visibility\":\"hidden-m\"},\"children\":[{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<h5>Provenir\u2019s Data Marketplace makes accessing and integrating data fast and easy, so you can power all of your decisioning needs and better manage your risk.\\n<\/h5>\n\n\\n\n\n<ul class=\\\"uk-list uk-list-divider\\\">\\n    \n\n<li>Enable a more holistic view of your customers thanks to a wide variety of regional and global data sources, including alternative data<\/li>\n\n\\n    \n\n<li>Ensure faster, smarter decisions by integrating data into your workflows in minutes<\/li>\n\n\\n    \n\n<li>Empower your business users with visual, low-code tools that allow for rapid collaboration and eliminate recoding delays<\/li>\n\n\\n<\/ul>\n\n\",\"title\":\"Integrate Data Easily and Better Predict Risk\"}},{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<h5>Enable real-time credit and fraud decisions for fast, frictionless consumer experiences that increase satisfaction and brand loyalty - without increasing your risk.\\n<\/h5>\n\n\\n\n\n<ul class=\\\"uk-list uk-list-divider\\\">\\n    \n\n<li>Take control of your decisioning workflows, with our low-code, drag-and-drop interface that enables you to build processes, integrate data, and launch products with ease.<\/li>\n\n\\n    \n\n<li>Realize true self-sufficiency and get to market faster, with real-time changes on your timeline, not your vendor\u2019s<\/li>\n\n\\n    \n\n<li>Wow your customers with frictionless onboarding thanks to 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aupr\u00e8s des clients pour maximiser la valeurs sur toute la dur\u00e9e de vie\",\"image\":\"wp-content\/uploads\/2024\/05\/icon-decisioning-BLU.svg\",\"link\":\"\/fr\/solutions\/gestion-client\/\",\"link_text\":\"Explorer\",\"title\":\"Gestion des clients\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"Strat\u00e9gies de recouvrement \u00e9quitables pour maximiser les chances de maintenir une relation de cr\u00e9dit durable.\",\"image\":\"wp-content\/uploads\/2024\/05\/icon-collections-BLU-1.svg\",\"link\":\"\/fr\/solutions\/recouvrements\/\",\"link_text\":\"Explorer\",\"title\":\"Recouvrement\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"D\u00e9tection plus intelligente de la fraude \u00e0 la demande et enqu\u00eates simplifi\u00e9es.\",\"image\":\"wp-content\/uploads\/2024\/05\/icon-fraud-BLU.svg\",\"link\":\"\/fr\/solutions\/fraude-et-identite\/\",\"link_text\":\"Explorer\",\"title\":\"Fraude et identit\u00e9\"}}],\"name\":\"Block - how we optimize solutions\"}]}]}],\"name\":\"Block - how we optimize\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"margin_bottom\":\"remove\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"QUESTIONS \",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"maxwidth\":\"2xlarge\",\"text_align\":\"left\",\"title_color\":\"background\",\"title_element\":\"div\",\"title_style\":\"h4\"}}]}]},{\"type\":\"row\",\"props\":{\"column_gap\":\"collapse\",\"layout\":\"4-5,1-5\",\"margin_top\":\"remove\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"vertical_align\":\"middle\",\"width_medium\":\"4-5\",\"width_small\":\"auto\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Questions fr\u00e9quentes\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"margin_top\":\"remove\",\"text_align\":\"left\",\"title_decoration\":\"line\",\"title_element\":\"h3\",\"title_style\":\"h2\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"vertical_align\":\"bottom\",\"width_medium\":\"1-5\",\"width_small\":\"expand\"},\"children\":[{\"type\":\"button\",\"props\":{\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin_bottom\":\"remove\",\"margin_top\":\"remove\",\"position_z_index\":\"1\",\"text_align\":\"center\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"default\",\"content\":\"Entrer en contact\",\"dialog_layout\":\"modal\",\"dialog_offcanvas_flip\":true,\"icon\":\"\",\"icon_align\":\"left\",\"link\":\"\/fr\/contactez\/\"}}]}]}]},{\"type\":\"row\",\"props\":{\"column_gap\":\"large\",\"divider\":false,\"layout\":\"1-2,1-2\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"accordion\",\"props\":{\"collapsible\":true,\"content_column_breakpoint\":\"m\",\"content_margin\":\"small\",\"content_style\":\"lead\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"show_image\":true,\"show_link\":true},\"children\":[{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<p>Tournez-vous vers des logiciels de financement automobile plus automatis\u00e9s et vers des donn\u00e9es en temps r\u00e9el pour d\u00e9tecter et pr\u00e9venir la fraude plus efficacement. La mise en \u0153uvre de mesures avanc\u00e9es de pr\u00e9vention de la fraude, utilisant des sources de donn\u00e9es offrant une v\u00e9rification d\u2019identit\u00e9 en temps r\u00e9el, des donn\u00e9es KYC et des donn\u00e9es alternatives (pr\u00e9sence web, r\u00e9seaux sociaux, donn\u00e9es t\u00e9l\u00e9coms), peut renforcer votre strat\u00e9gie de financement automobile face \u00e0 la mont\u00e9e des tentatives de fraude.<\/p>\n\n\\n\n\n<p>De plus, les analyses avanc\u00e9es comme l\u2019intelligence artificielle et le machine learning permettent de mieux d\u00e9tecter les transactions frauduleuses et de surveiller les donn\u00e9es de pr\u00eat afin d\u2019identifier les anomalies.<\/p>\n\n\",\"title\":\"Comment lutter contre l\u2019augmentation de la fraude dans le secteur ? \"}},{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<p>Une mani\u00e8re d\u2019assurer des exp\u00e9riences de demande et d\u2019approbation plus fluides est d\u2019utiliser des donn\u00e9es en temps r\u00e9el et \u00e0 la demande provenant de diverses sources. <\/p>\n\n\\n\\n\n\n<p>Pour \u00e9valuer plus rapidement et plus pr\u00e9cis\u00e9ment la solvabilit\u00e9 des demandeurs, privil\u00e9giez des plateformes de donn\u00e9es globales capables d\u2019int\u00e9grer diff\u00e9rentes sources de donn\u00e9es en temps r\u00e9el, y compris des donn\u00e9es alternatives comme les paiements de loyer et de services publics, les revenus non d\u00e9clar\u00e9s, les donn\u00e9es des r\u00e9seaux sociaux et l\u2019open banking. <\/p>\n\n\",\"title\":\"Mes clients attendent des exp\u00e9riences rapides et fluides. Comment utiliser un logiciel de cr\u00e9dit automobile pour r\u00e9pondre \u00e0 ces attentes ? \"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"accordion\",\"props\":{\"collapsible\":true,\"content_column_breakpoint\":\"m\",\"content_margin\":\"small\",\"content_style\":\"lead\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"show_image\":true,\"show_link\":true},\"children\":[{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<p>Plus vos processus d\u2019approbation de cr\u00e9dit n\u00e9cessitent d\u2019interventions humaines et manuelles, moins vous pouvez traiter de demandes. <\/p>\n\n\\n\\n\n\n<p>Les plateformes de d\u00e9cision de cr\u00e9dit automatis\u00e9e peuvent utiliser des donn\u00e9es int\u00e9gr\u00e9es en temps r\u00e9el, des analyses avanc\u00e9es et des mod\u00e8les de risque sophistiqu\u00e9s pour \u00e9valuer et approuver les demandes de financement automobile plus rapidement et plus pr\u00e9cis\u00e9ment. <\/p>\n\n\\n\\n\n\n<p>De plus, des processus d\u2019approbation simplifi\u00e9s (portails de demande en ligne, formulaires digitalis\u00e9s et interface centr\u00e9e sur l\u2019utilisateur) r\u00e9duisent la friction pour vos clients. <\/p>\n\n\",\"title\":\"Nous recevons un volume tr\u00e8s \u00e9lev\u00e9 de demandes de financement automobile. Comment am\u00e9liorer notre processus d\u2019approbation pour une meilleure exp\u00e9rience client ? \"}},{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<p>Les pr\u00eateurs collectent et traitent r\u00e9guli\u00e8rement de grandes quantit\u00e9s de donn\u00e9es dans leurs logiciels de financement d\u2019actifs. 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