News
September 13, 2017 | Jonathan Pryer
A Norway-based digital bank is using a machine-learning platform to allow for immediate decisions on loan eligibility.
Provenir, the platform Instabank uses, is deployed by banks and finance companies around the world, some of which have incorporated social media data in determining loan eligibility criteria.
Read the full article on Tearsheet.com
| Cookie | Duration | Description |
|---|---|---|
| __cfruid | session | Cloudflare sets this cookie to identify trusted web traffic. |
| cookielawinfo-checkbox-advertisement | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Advertisement" category . |
| cookielawinfo-checkbox-analytics | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Analytics" category . |
| cookielawinfo-checkbox-functional | 1 year | The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category "Functional". |
| cookielawinfo-checkbox-necessary | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Necessary" category . |
| cookielawinfo-checkbox-others | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category "Others". |
| cookielawinfo-checkbox-performance | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category "Performance". |
| OptanonConsent | 1 year | OneTrust sets this cookie to store details about the site's cookie category and check whether visitors have given or withdrawn consent from the use of each category. |
| viewed_cookie_policy | 1 year | The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data. |
| Cookie | Duration | Description |
|---|---|---|
| __cf_bm | 30 minutes | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| bcookie | 1 year | LinkedIn sets this cookie from LinkedIn share buttons and ad tags to recognize browser ID. |
| bscookie | 1 year | LinkedIn sets this cookie to store performed actions on the website. |
| debug | never | Cookie used to debug code and website issues. |
| lang | session | LinkedIn sets this cookie to remember a user's language setting. |
| li_gc | 5 months 27 days | Linkedin set this cookie for storing visitor's consent regarding using cookies for non-essential purposes. |
| lidc | 1 day | LinkedIn sets the lidc cookie to facilitate data center selection. |
| loglevel | never | Maintains settings and outputs when using the Developer Tools Console on current session. |
| UserMatchHistory | 1 month | LinkedIn sets this cookie for LinkedIn Ads ID syncing. |
| Cookie | Duration | Description |
|---|---|---|
| _calendly_session | 21 days | Calendly, a Meeting Schedulers, sets this cookie to allow the meeting scheduler to function within the website and to add events into the visitor’s calendar. |
| _gat | 1 minute | This cookie is installed by Google Universal Analytics to restrain request rate and thus limit the collection of data on high traffic sites. |
| _uetsid | 1 day | Bing Ads sets this cookie to engage with a user that has previously visited the website. |
| _uetvid | 1 year 24 days | Bing Ads sets this cookie to engage with a user that has previously visited the website. |
| AWSALBTG | 7 days | AWS Application Load Balancer Cookie. Load Balancing Cookie: Used to encode information about the selected target group. |
| AWSALBTGCORS | 7 days | AWS Classic Load Balancer Cookie: Used to map the session to the instance. This cookie is identical to the original ELB cookie except for the attribute &SameSite=None; |
| Cookie | Duration | Description |
|---|---|---|
| _ga | 2 years | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| _ga_3DY9STJEMW | 2 years | This cookie is installed by Google Analytics. |
| _ga_J5QKCECHV7 | 2 years | This cookie is installed by Google Analytics. |
| _gat_UA-67726727-1 | 1 minute | A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow website owners to track visitor behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to. |
| _gcl_au | 3 months | Provided by Google Tag Manager to experiment advertisement efficiency of websites using their services. |
| _gd_session | 4 hours | This cookie is used for collecting information on users visit to the website. It collects data such as total number of visits, average time spent on the website and the pages loaded. |
| _gd_visitor | 2 years | This cookie is used for collecting information on the users visit such as number of visits, average time spent on the website and the pages loaded for displaying targeted ads. |
| _gid | 1 day | Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
| 6suuid | 2 years | Registers user behaviour and navigation on the website, and any interaction with active campaigns. This is used for optimizing advertisement and for efficient retargeting. |
| ajs_anonymous_id | never | This cookie is set by Segment to count the number of people who visit a certain site by tracking if they have visited before. |
| ajs_user_id | never | This cookie is set by Segment to help track visitor usage, events, target marketing, and also measure application performance and stability. |
| AnalyticsSyncHistory | 1 month | Linkedin set this cookie to store information about the time a sync took place with the lms_analytics cookie. |
| attribution_user_id | 1 year | This cookie is set by Typeform for usage statistics and is used in context with the website's pop-up questionnaires and messengering. |
| CONSENT | 2 years | YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data. |
| ln_or | 1 day | Registers statistical data on users’ behaviour on the website. Used for internal anyalytics by the website operator. |
| lpv730213 | 30 minutes | Pending. |
| pardot | past | The pardot cookie is set while the visitor is logged in as a Pardot user. The cookie indicates an active session and is not used for tracking. |
| rl_anonymous_id | never | Generates an unique anonymous Id to identify a user and attach to a subsequent event. |
| rl_user_id | never | To store a unique user ID for the purpose of Marketing/Tracking. |
| UID | 2 years | Scorecard Research sets this cookie for browser behaviour research. |
| undefined | never | Wistia sets this cookie to collect data on visitor interaction with the website's video-content, to make the website's video-content more relevant for the visitor. |
| visitor_id730213 | Pardot Website tracking. | |
| visitor_id730213-hash | Pardot Website tracking. | |
| visitor-id | 1 year | Pardot Website tracking. |
| Cookie | Duration | Description |
|---|---|---|
| _an_uid | 7 days | Presents the user with relevant content and advertisement. The service is provided by third-party advertisement hubs, which facilitate real-time bidding for advertisers. |
| IDE | 1 year 24 days | Google DoubleClick IDE cookies are used to store information about how the user uses the website to present them with relevant ads and according to the user profile. |
| MUID | 1 year 24 days | Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations. |
| NID | 6 months | NID cookie, set by Google, is used for advertising purposes; to limit the number of times the user sees an ad, to mute unwanted ads, and to measure the effectiveness of ads. |
| test_cookie | 15 minutes | The test_cookie is set by doubleclick.net and is used to determine if the user's browser supports cookies. |
| VISITOR_INFO1_LIVE | 5 months 27 days | A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
| YSC | session | YSC cookie is set by Youtube and is used to track the views of embedded videos on Youtube pages. |
| yt-remote-connected-devices | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| yt-remote-device-id | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| Cookie | Duration | Description |
|---|---|---|
| _zm_chtaid | 2 hours | Cookie used by Zoom. Purpose Pending. |
| _zm_csp_script_nonce | session | Cookie used by Zoom. Purpose Pending. |
| _zm_cta | 1 day | Cookie used by Zoom. Purpose Pending. |
| _zm_ctaid | 2 hours | Cookie used by Zoom. Purpose Pending. |
| _zm_currency | 1 day | Cookie used by Zoom. Purpose Pending. |
| _zm_mtk_guid | 2 years | Cookie used by Zoom. Purpose Pending. |
| _zm_page_auth | session | Cookie used by Zoom. Purpose Pending. |
| _zm_sa_si_none | session | Cookie used by Zoom. Purpose Pending. |
| _zm_ssid | session | Cookie used by Zoom. Purpose Pending. |
| _zm_visitor_guid | 1 year | Cookie used by Zoom. Purpose Pending. |
| cred | session | Cookie used by Zoom. Purpose Pending. |
| f | never | Zoom: Used in order to detect spam and improve the website's security. Does not store visitor specific data. |
| m | 2 years | Pending. |
| referrer | session | Pending. |
| tf_respondent_cc | 6 months | Typeform preference cookie. |
| wULrMv6t | session | Cookie used by Zoom. Purpose Pending. |
| zm_aid | past | Pending. |
| zm_haid | past | Pending. |
| zm_htmaid | past | Pending. |
| zm_tmaid | past | Pending. |