{"id":1061,"date":"2024-12-04T18:52:16","date_gmt":"2024-12-04T18:52:16","guid":{"rendered":"https:\/\/www.provenir.com\/portuguese\/?page_id=1061"},"modified":"2026-03-30T11:16:35","modified_gmt":"2026-03-30T11:16:35","slug":"humm","status":"publish","type":"page","link":"https:\/\/www.provenir.com\/pt\/clientes\/humm\/","title":{"rendered":"humm"},"content":{"rendered":"<h6>Cr\u00e9dito Digital<\/h6>\n<p><img decoding=\"async\" src=\"\/pt\/wp-content\/uploads\/2024\/05\/humm-WHT.svg\" alt=\"provenir\"><\/p>\n<h1>Plataforma Flex\u00edvel e Intuitiva Acelera a Expans\u00e3o para Novos Mercados<\/h1>\n<ul>\n<li>\n<div>Tempo de lan\u00e7amento no mercado: sistema implementado em menos de 3 meses<\/div>\n<\/li>\n<li>\n<div>Redu\u00e7\u00e3o do trabalho manual<\/div>\n<\/li>\n<li>\n<div>Integra\u00e7\u00e3o r\u00e1pida e simples de fontes de dados locais<\/div>\n<\/li>\n<li>\n<div>Tomada de decis\u00e3o quase imediata para os clientes<\/div>\n<\/li>\n<li>\n<div>Capacidade de escalar rapidamente para acompanhar o crescimento<\/div>\n<\/li>\n<li>\n<div>Flexibilidade para realizar ajustes com facilidade<\/div>\n<\/li>\n<\/ul>\n<blockquote>\n<p>\u201cPrecis\u00e1vamos de uma solu\u00e7\u00e3o flex\u00edvel e de f\u00e1cil implementa\u00e7\u00e3o para apoiar nossa expans\u00e3o para novos mercados. A Provenir nos permite criar e configurar exatamente o que precisamos. O tempo de lan\u00e7amento no mercado e a capacidade de integrar rapidamente novas fontes de dados foram diferenciais decisivos na escolha da Provenir.\u201d<\/p>\n<footer>\n<p>                <cite>JASON TUCKER, HEAD DE ENGENHARIA DA HUMM<\/cite><\/p>\n<\/footer>\n<\/blockquote>\n<h2>O Desafio<\/h2>\n<div>\n<p>Com opera\u00e7\u00f5es bem-sucedidas no Reino Unido, Irlanda, Austr\u00e1lia e Nova Zel\u00e2ndia, a humm decidiu expandir suas solu\u00e7\u00f5es de financiamento de compras para o Canad\u00e1. Para lan\u00e7ar essa nova opera\u00e7\u00e3o, a empresa buscava um sistema comprovado e totalmente configur\u00e1vel, capaz de atender \u00e0s suas necessidades e acompanhar a evolu\u00e7\u00e3o do neg\u00f3cio e das ofertas ao longo do tempo.<\/p>\n<p>Eles queriam uma plataforma intuitiva e f\u00e1cil de ajustar, que atendesse aos requisitos espec\u00edficos de cr\u00e9dito, risco e fraude do mercado canadense.<\/p>\n<p>O prazo para entrada nesse novo mercado era bastante curto, tornando a velocidade de implementa\u00e7\u00e3o um fator cr\u00edtico. A capacidade de integrar rapidamente fontes de dados externas no Canad\u00e1, como bureaus de cr\u00e9dito, tamb\u00e9m era um requisito essencial.<\/p>\n<\/div>\n<h2>A Solu\u00e7\u00e3o<\/h2>\n<div>\n<p><span>A humm avaliou seus sistemas de decis\u00e3o existentes, al\u00e9m de outras solu\u00e7\u00f5es de fornecedores do mercado, e escolheu a Provenir por diversos motivos, incluindo a facilidade de configura\u00e7\u00e3o e a simplicidade para criar integra\u00e7\u00f5es com fontes de dados de terceiros. A Provenir foi integrada aos processos automatizados de onboarding de clientes e de avalia\u00e7\u00e3o de limite de cr\u00e9dito. Al\u00e9m das fontes de dados internas, a humm utiliza a Provenir para orquestrar dados da TransUnion, LexisNexis, Flinks e GBG, obtendo uma vis\u00e3o completa da sa\u00fade financeira dos solicitantes.<\/span><\/p>\n<\/div>\n<h2>Os Resultados<\/h2>\n<div>\n<p>Com a Provenir, a humm consegue tomar decis\u00f5es r\u00e1pidas e precisas, oferecendo aos clientes uma tomada de decis\u00e3o quase imediata. A plataforma possibilitou processos mais \u00e1geis e eficientes, com redu\u00e7\u00e3o do trabalho manual e gera\u00e7\u00e3o de insights valiosos para otimizar as estrat\u00e9gias de cr\u00e9dito da humm.<\/p>\n<p>Essa agilidade posiciona a humm na linha de frente do cr\u00e9dito digital no Canad\u00e1.<\/p>\n<\/div>\n<div>\n<p><em>Descubra como nosso software e solu\u00e7\u00f5es de gest\u00e3o de risco de cr\u00e9dito e preven\u00e7\u00e3o a fraudes podem ajudar a otimizar sua estrat\u00e9gia de <a href=\"\/pt\/industrias\/credito-ao-consumidor\/\" target=\"_blank\">cr\u00e9dito digital<\/a>.<\/em><\/p>\n<\/div>\n<ul>\n<li>\n<div>\n<h2 class=\"uk-text-primary\">Sobre a humm<\/h2>\n<\/div>\n<\/li>\n<li>\n<h3>Solu\u00e7\u00e3o<\/h3>\n<div>\n<p>Provenir Provenir <a href=\"\/pt\/plataforma\/decisoes\/\" target=\"_blank\">Decisioning<\/a> &#038; <a href=\"\/pt\/plataforma\/datos\/\" target=\"_blank\">Data Marketplace<\/a><\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Fatos<\/h3>\n<div>\n<p>A humm Canad\u00e1 \u00e9 focada em solu\u00e7\u00f5es de financiamento de pagamentos. Seus produtos de financiamento representam um meio-termo entre o pagamento \u00e0 vista e o cr\u00e9dito rotativo, oferecendo aos tomadores uma op\u00e7\u00e3o melhor: um plano de pagamento flex\u00edvel, transparente e estruturado que permite aos canadenses encaixar as compras em seus or\u00e7amentos exclusivos.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>Website<\/h3>\n<div>\n<p><a href=\"http:\/\/shophumm.com\" target=\"_blank\" rel=\"noopener\">shophumm.com<\/a><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<div>Descubra como nosso software e solu\u00e7\u00f5es podem ajudar a otimizar sua estrat\u00e9gia de cr\u00e9dito ao consumidor.<\/p>\n<p><a href=\"\/pt\/solucoes\/\" class=\"uk-button uk-button-default\">Saber mais<\/a><\/div>\n<h3>MAIS RESULTADOS DO CLIENTE<\/h3>\n<div>\n<div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys pt-cv-pgregular\" id=\"pt-cv-view-6621d32jgk\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\"><div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1029\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/jeitto\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"194\" src=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/11\/Outcome-Jeitto-1200x775-1-300x194.png\" class=\"pt-cv-thumbnail img-none\" alt=\"Outcome-Jeitto\" srcset=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/11\/Outcome-Jeitto-1200x775-1-300x194.png 300w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/11\/Outcome-Jeitto-1200x775-1-1024x661.png 1024w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/11\/Outcome-Jeitto-1200x775-1-768x496.png 768w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/11\/Outcome-Jeitto-1200x775-1.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/jeitto\/\" class=\"_self cvplbd\" target=\"_self\" >Jeitto<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1060\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/meridian\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"194\" src=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-meridian-1200x775-1-300x194.png\" class=\"pt-cv-thumbnail img-none\" alt=\"Outcome-meridian\" srcset=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-meridian-1200x775-1-300x194.png 300w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-meridian-1200x775-1-1024x661.png 1024w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-meridian-1200x775-1-768x496.png 768w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-meridian-1200x775-1.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/meridian\/\" class=\"_self cvplbd\" target=\"_self\" >Meridian<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1061\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/humm\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"194\" src=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-humm-1200x775-1-300x194.png\" class=\"pt-cv-thumbnail img-none\" alt=\"Outcome-humm\" srcset=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-humm-1200x775-1-300x194.png 300w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-humm-1200x775-1-1024x661.png 1024w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-humm-1200x775-1-768x496.png 768w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-humm-1200x775-1.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/humm\/\" class=\"_self cvplbd\" target=\"_self\" >humm<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-4 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1062\"><div class='pt-cv-ifield'><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/mtn-group\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"194\" src=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-mtn-1200x775-1-300x194.png\" class=\"pt-cv-thumbnail img-none\" alt=\"Outcome-mtn\" srcset=\"https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-mtn-1200x775-1-300x194.png 300w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-mtn-1200x775-1-1024x661.png 1024w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-mtn-1200x775-1-768x496.png 768w, https:\/\/www.provenir.com\/pt\/wp-content\/uploads\/sites\/9\/2024\/08\/Outcome-mtn-1200x775-1.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.provenir.com\/pt\/clientes\/mtn-group\/\" class=\"_self cvplbd\" target=\"_self\" >MTN Group<\/a><\/h4><\/div><\/div><\/div><\/div>\n<div class=\"text-left round-button pt-cv-pagination-wrapper\"><ul class=\"pt-cv-pagination pt-cv-ajax pagination\" data-totalpages=\"3\" data-currentpage=\"1\" data-sid=\"6621d32jgk\" data-unid=\"\" data-isblock=\"\" data-postid=\"\"><li class=\"active\"><a href=\"#\">1<\/a><\/li>\n\t<li ><a class=\"\" href=\"https:\/\/www.provenir.com\/pt\/wp-json\/wp\/v2\/pages\/1061\/?_page=2\">2<\/a><\/li>\n\t<li ><a class=\"\" href=\"https:\/\/www.provenir.com\/pt\/wp-json\/wp\/v2\/pages\/1061\/?_page=3\">3<\/a><\/li>\n\t<li ><a class=\" \" href=\"https:\/\/www.provenir.com\/pt\/wp-json\/wp\/v2\/pages\/1061\/?_page=2\">&rsaquo;<\/a><\/li>\n\t<\/ul><img loading=\"lazy\" decoding=\"async\" width=\"15\" height=\"15\" class=\"pt-cv-spinner\" alt=\"Loading...\" src=\"data:image\/gif;base64,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\" \/><div class=\"clear 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}\",\"image_box_decoration\":\"shadow\",\"image_svg_color\":\"emphasis\",\"image_width\":900,\"margin_bottom\":\"small\",\"margin_top\":\"small\",\"maxwidth\":\"2xlarge\",\"parallax_end\":\"50vh + 50%\",\"parallax_scale\":\"1.3,1\",\"parallax_start\":\"-20%\",\"parallax_transform_origin\":\"bottom-center\",\"text_align\":\"center\"},\"source\":{\"query\":{\"name\":\"pages.singlePage\"},\"props\":{\"_condition\":{\"filters\":{\"condition\":\"!!\"},\"name\":\"featuredImage.url\"},\"image\":{\"filters\":{\"search\":\"\"},\"name\":\"featuredImage.url\"}}}},{\"type\":\"headline\",\"props\":{\"content\":\"Plataforma Flex\u00edvel e Intuitiva Acelera a Expans\u00e3o para Novos Mercados\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"medium\",\"margin_top\":\"medium\",\"text_align\":\"center\",\"title_color\":\"background\",\"title_element\":\"h1\",\"title_style\":\"h1\"}}]}]},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"list\",\"props\":{\"class\":\"uk-text-lead\",\"column\":\"1-3\",\"column_breakpoint\":\"m\",\"icon\":\"check\",\"image_align\":\"left\",\"image_svg_color\":\"emphasis\",\"image_vertical_align\":false,\"list_element\":\"ul\",\"list_horizontal_separator\":\", \",\"list_type\":\"vertical\",\"show_image\":true,\"show_link\":true},\"children\":[{\"type\":\"list_item\",\"props\":{\"content\":\"Tempo de lan\u00e7amento no mercado: sistema implementado em menos de 3 meses\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"Redu\u00e7\u00e3o do trabalho manual\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"Integra\u00e7\u00e3o r\u00e1pida e simples de fontes de dados locais\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"Tomada de decis\u00e3o quase imediata para os clientes\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"Capacidade de escalar rapidamente para acompanhar o crescimento\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"Flexibilidade para realizar ajustes com facilidade\"}}]}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_bottom\":\"none\",\"style\":\"secondary\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"2-3,1-3\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-3\"},\"children\":[{\"type\":\"quotation\",\"props\":{\"author\":\"JASON TUCKER, HEAD DE ENGENHARIA DA HUMM\",\"class\":\"uk-text-success\",\"content\":\"\n\n<p>\u201cPrecis\u00e1vamos de uma solu\u00e7\u00e3o flex\u00edvel e de f\u00e1cil implementa\u00e7\u00e3o para apoiar nossa expans\u00e3o para novos mercados. A Provenir nos permite criar e configurar exatamente o que precisamos. O tempo de lan\u00e7amento no mercado e a capacidade de integrar rapidamente novas fontes de dados foram diferenciais decisivos na escolha da Provenir.\u201d<\/p>\n\n\"}},{\"type\":\"headline\",\"props\":{\"content\":\"O Desafio\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"title_color\":\"primary\",\"title_element\":\"h2\",\"title_style\":\"h2\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Com opera\u00e7\u00f5es bem-sucedidas no Reino Unido, Irlanda, Austr\u00e1lia e Nova Zel\u00e2ndia, a humm decidiu expandir suas solu\u00e7\u00f5es de financiamento de compras para o Canad\u00e1. Para lan\u00e7ar essa nova opera\u00e7\u00e3o, a empresa buscava um sistema comprovado e totalmente configur\u00e1vel, capaz de atender \u00e0s suas necessidades e acompanhar a evolu\u00e7\u00e3o do neg\u00f3cio e das ofertas ao longo do tempo.<\/p>\n\n\\n\n\n<p>Eles queriam uma plataforma intuitiva e f\u00e1cil de ajustar, que atendesse aos requisitos espec\u00edficos de cr\u00e9dito, risco e fraude do mercado canadense.<\/p>\n\n\\n\n\n<p>O prazo para entrada nesse novo mercado era bastante curto, tornando a velocidade de implementa\u00e7\u00e3o um fator cr\u00edtico. A capacidade de integrar rapidamente fontes de dados externas no Canad\u00e1, como bureaus de cr\u00e9dito, tamb\u00e9m era um requisito essencial.<\/p>\n\n\",\"margin_bottom\":\"default\",\"margin_top\":\"remove\"}},{\"type\":\"headline\",\"props\":{\"content\":\"A Solu\u00e7\u00e3o\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"title_color\":\"primary\",\"title_element\":\"h2\",\"title_style\":\"h2\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span>A humm avaliou seus sistemas de decis\u00e3o existentes, al\u00e9m de outras solu\u00e7\u00f5es de fornecedores do mercado, e escolheu a Provenir por diversos motivos, incluindo a facilidade de configura\u00e7\u00e3o e a simplicidade para criar integra\u00e7\u00f5es com fontes de dados de terceiros. A Provenir foi integrada aos processos automatizados de onboarding de clientes e de avalia\u00e7\u00e3o de limite de cr\u00e9dito. Al\u00e9m das fontes de dados internas, a humm utiliza a Provenir para orquestrar dados da TransUnion, LexisNexis, Flinks e GBG, obtendo uma vis\u00e3o completa da sa\u00fade financeira dos solicitantes.<\/span><\/p>\n\n\",\"margin_bottom\":\"default\",\"margin_top\":\"remove\"}},{\"type\":\"headline\",\"props\":{\"content\":\"Os Resultados\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_bottom\":\"remove\",\"title_color\":\"primary\",\"title_element\":\"h2\",\"title_style\":\"h2\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Com a Provenir, a humm consegue tomar decis\u00f5es r\u00e1pidas e precisas, oferecendo aos clientes uma tomada de decis\u00e3o quase imediata. A plataforma possibilitou processos mais \u00e1geis e eficientes, com redu\u00e7\u00e3o do trabalho manual e gera\u00e7\u00e3o de insights valiosos para otimizar as estrat\u00e9gias de cr\u00e9dito da humm.<\/p>\n\n\\n\n\n<p>Essa agilidade posiciona a humm na linha de frente do cr\u00e9dito digital no Canad\u00e1.<\/p>\n\n\",\"margin_bottom\":\"default\",\"margin_top\":\"remove\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><em>Descubra como nosso software e solu\u00e7\u00f5es de gest\u00e3o de risco de cr\u00e9dito e preven\u00e7\u00e3o a fraudes podem ajudar a otimizar sua estrat\u00e9gia de <a href=\\\"\/pt\/industrias\/credito-ao-consumidor\/\\\" target=\\\"_blank\\\">cr\u00e9dito digital<\/a>.<\/em><\/p>\n\n\",\"margin_bottom\":\"default\",\"margin_top\":\"default\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"small\",\"position_sticky\":\"row\",\"position_sticky_breakpoint\":\"m\",\"position_sticky_offset\":\"100\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"description_list\",\"props\":{\"class\":\"uk-card uk-card-default uk-card-body uk-padding-small\",\"column_breakpoint\":\"m\",\"content_style\":\"text-meta\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_colon\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\",\"title_style\":\"h4\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<h2 class=\\\"uk-text-primary\\\">Sobre a humm<\/h2>\n\n\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Provenir Provenir <a href=\\\"\/pt\/plataforma\/decisoes\/\\\" target=\\\"_blank\\\">Decisioning<\/a> & <a href=\\\"\/pt\/plataforma\/datos\/\\\" target=\\\"_blank\\\">Data Marketplace<\/a><\/p>\n\n\",\"title\":\"Solu\u00e7\u00e3o\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>A humm Canad\u00e1 \u00e9 focada em solu\u00e7\u00f5es de financiamento de pagamentos. Seus produtos de financiamento representam um meio-termo entre o pagamento \u00e0 vista e o cr\u00e9dito rotativo, oferecendo aos tomadores uma op\u00e7\u00e3o melhor: um plano de pagamento flex\u00edvel, transparente e estruturado que permite aos canadenses encaixar as compras em seus or\u00e7amentos exclusivos.<\/p>\n\n\",\"title\":\"Fatos\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p><a href=\\\"http:\/\/shophumm.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">shophumm.com<\/a><\/p>\n\n\",\"title\":\"Website\"}}]},{\"type\":\"headline\",\"props\":{\"class\":\"uk-card uk-card-default uk-card-body uk-padding-small\",\"content\":\"Descubra como nosso software e solu\u00e7\u00f5es podem ajudar a otimizar sua estrat\u00e9gia de cr\u00e9dito ao consumidor.\\n\n\n\\n<a href=\\\"solucoes\/\\\" class=\\\"uk-button uk-button-default\\\">Saber mais<\/a>\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"margin_top\":\"remove\",\"text_align\":\"left\",\"title_color\":\"warning\",\"title_element\":\"div\",\"title_style\":\"h4\"},\"name\":\"PTBR - 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