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EBOOK KShape

One Portfolio, Two Economies

One Portfolio, Two Economies: Model Drift, Consumer Divergence, and the Case for Decision Intelligence

How Financial Institutions Can Stay Agile, Precise, and Profitable in the 2026 K-Shaped Economy

Executive Summary 
  • Model drift is no longer a theoretical risk. In a K-shaped economy, the assumptions baked into your AI and ML models are often eroding in real time, often invisibly. 
  • The speed-to-change gap is getting wider. Institutions that can detect a shift and act on it in days rather than months have a competitive advantage 
  • Advanced decisioning orchestration — the ability to connect data, models, and strategy across your existing environment without rip-and-replace — is the defining infrastructure decision of this cycle 
Introduction

The economic ground is shifting beneath financial institutions in ways that defy conventional risk models. Interest rate trajectories remain unpredictable. Consumer vulnerability is rising. And perhaps most challenging of all, the divergence in financial outcomes across customer segments has created a market where a single strategy can no longer serve a diverse portfolio.

This is the reality of the K-shaped economy, and it demands a fundamentally different approach to risk management and decisioning.

This paper explores the dynamics shaping the 2026 financial services landscape, the unique pressures they create for institutions of every size, and how Decision Intelligence platforms give forward-thinking organizations the speed, precision, and adaptability to turn volatility into competitive advantage.

ADDITIONAL RESOURCES

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

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EBOOK Survey2026

Survey: 2026 Global Decisioning Survey

What are the key challenges and priorities for financial services leaders in 2026 and beyond?

The financial services industry stands at an inflection point in its adoption of artificial intelligence for decisioning. Our 2026 Global Decisioning Survey reveals a sector that recognizes AI’s transformative potential yet struggles with universal implementation challenges.

We surveyed 203 senior decision-makers—including Chief Risk Officers, CEOs, CFOs, and Heads of Risk—across 22 countries spanning banking, fintech, insurance, telecommunications, and other financial services sectors. The findings paint a nuanced picture of an industry in transition.

KEY FINDINGS AT A GLANCE
  • The AI Paradox:

    87% trust AI-driven decisioning outcomes, yet 97% face implementation barriers
  • The Fraud Challenge:

    77% are concerned about AI-enabled fraud threats while needing AI to combat fraud
  • Real-Time Momentum:

    91% have moved beyond static-only models; 52% use hybrid approaches
  • Decision Intelligence:

    77% see it as very valuable for their strategy over the next 2-3 years
  • Investment Priority:

    60% plan to invest in AI or embedded intelligence for decisioning in 2026
  • Governance Gap:

    Only 33% have fully implemented responsible AI frameworks

These findings reveal an industry that knows where it needs to go but faces significant challenges getting there. The organizations that successfully navigate implementation barriers—around compliance, explainability, and integration—will build sustainable competitive advantages through faster, more accurate, and more adaptive decisioning.

ADDITIONAL RESOURCES

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

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Survey: 2025 Global Risk Decisioning Survey

Survey: 2025 Global Risk Decisioning Survey

What are the key challenges and priorities for financial services providers in 2025 and beyond?
Provenir surveyed nearly 200 key decision makers at financial services providers globally, including Chief Risk Officers, CEOs, VPs, Senior Directors, Managing Directors, Decision Scientists, Heads of Risk, IT, Fraud and more.

The results highlight:

  • Their risk decisioning and fraud challenges across the customer lifecycle
  • Decisioning investment priorities
  • AI opportunities
Get the insights now.
Ready to shape the future of your decisioning with AI?

Contact Us

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EBOOK: How Telcos Can Boost Revenue Without the Risk

Dial Into Profit: How Telcos Can Boost Revenue Without the Risk

Harnessing Intelligent Decisioning to Elevate Subscriber Value and Reduce Losses
The challenges in the telco world keep increasing. Are you struggling to:
  • Manage ever-evolving fraud tactics?
  • Streamline credit assessments across diverse subscriber segments?
  • Decrease vulnerability to account defaults?
  • Reduce the risk of subscriber churn?
This is where having the right decisioning technology is key. Get the eBook for more info on how advanced, intelligent decisioning solutions will enable you to:
  • Maximize activations
  • Reduce friction in onboarding
  • Mitigate revenue losses and more effectively combat fraud
  • Personalize subscriber experiences and maximize customer lifetime value
  • Optimize collections treatment strategies to minimize bad debt
Want more info on how Provenir’s AI-Powered Decisioning platform can transform your telco business?

Learn More

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Vendor Report: Chartis Research Names Provenir a Global Leader

Chartis Research Names Provenir a Global Leader

Credit and Fraud – A Holistic View in Risk Management
Chartis Research, which offers world-class tech research to map market trends and the vendor landscape in financial services, has named Provenir a global leader in software and services, providing top-tier risk products to financial services providers across the globe. In their latest vendor overview, they highlight how we’re shaping the future of credit and fraud risk management with cutting-edge tech, including AI/ML, data orchestration, and automation to better address the combined market needs around credit and fraud.
Discover how we can help you drive seamless onboarding, real-time decisioning, better fraud prevention, and holistic risk management.

Contact Us

ADDITIONAL RESOURCES

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

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Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA

EBOOK

Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than 50% of employment. But despite their essential role, 40% of global SMEs don’t have access to the funding they need to operate. In EMEA, that figure encompasses roughly half of small-to-medium sized businesses.

That leaves a global $5.2 trillion funding gap that could help both businesses and lenders grow. 

So why hasn’t this opportunity been seized? Examine the biggest challenges facing SME lenders and discover the solutions that will help bridge the gap in our ebook, Mind the Gap: The Need for Speedy, Accessible SME Lending.

Uncover how you can tap into diverse lending opportunities and implement the technology to:

  • Simplify lending applications 
  • Power more accurate decisions
  • Increase agility and flexibility
  • Future-proof your processes

Ready for speedy, accessible SME lending?

RESOURCE LIBRARY

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

Continue reading

Mind the Gap: The Need for Speedy, Accessible SME Lending in Latin America

EBOOK

Mind the Gap: The Need for Speedy, Accessible SME Lending in Latin America

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than 50% of employment. But despite their essential role, 40% of global SMEs don’t have access to the funding they need to operate. In Latin America, 87% of SMEs are unable to get the funding they need.

That leaves a global $5.2 trillion funding gap that could help both businesses and lenders grow. 

So why hasn’t this opportunity been seized? Examine the biggest challenges facing SME lenders and discover the solutions that will help bridge the gap in our ebook, Mind the Gap: The Need for Speedy, Accessible SME Lending.

Uncover how you can tap into diverse lending opportunities and implement the technology to:

  • Simplify lending applications 
  • Power more accurate decisions
  • Increase agility and flexibility
  • Future-proof your processes

Ready for speedy, accessible SME lending?

RESOURCE LIBRARY

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

Continue reading

Mind the Gap: The Need for Speedy, Accessible SME Lending in Asia Pacific

EBOOK

Mind the Gap: The Need for Speedy, Accessible SME Lending in Asia Pacific

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than 50% of employment. But despite their essential role, 40% of global SMEs don’t have access to the funding they need to operate. Forty-six percent of those SMEs are located in APAC.

That leaves a global $5.2 trillion funding gap that could help both businesses and lenders grow. 

So why hasn’t this opportunity been seized? Examine the biggest challenges facing SME lenders and discover the solutions that will help bridge the gap in our ebook, Mind the Gap: The Need for Speedy, Accessible SME Lending.

Uncover how you can tap into diverse lending opportunities and implement the technology to:

  • Simplify lending applications 
  • Power more accurate decisions
  • Increase agility and flexibility
  • Future-proof your processes

Ready for speedy, accessible SME lending

RESOURCE LIBRARY

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

Continue reading

Mind the Gap: The Need for Speedy, Accessible SME Lending in North America

EBOOK

Mind the Gap: The Need for Speedy, Accessible SME Lending in North America

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than 50% of employment. But despite their essential role, 40% of global SMEs don’t have access to the funding they need to operate. In North America, that figure encompasses roughly 41% of small-to-medium sized businesses.

That leaves a global $5.2 trillion funding gap that could help both businesses and lenders grow. 

So why hasn’t this opportunity been seized? Examine the biggest challenges facing SME lenders and discover the solutions that will help bridge the gap in our ebook, Mind the Gap: The Need for Speedy, Accessible SME Lending.

Uncover how you can tap into diverse lending opportunities and implement the technology to:

  • Simplify lending applications 
  • Power more accurate decisions
  • Increase agility and flexibility
  • Future-proof your processes

Ready for speedy, accessible SME lending?

RESOURCE LIBRARY

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
datos report
Data Sheet, Decisioning, Provenir /

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is ... Read More →
datos insights
News, Data /

Datos PR

Datos Insights Spotlights Best-in-Class Data and Fraud Orchestration Capabilities of the Provenir ... Read More →
maslow
Event, AI, Decisioning, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud 29th May, ... Read More →
Charlotte Street Hotel, London
Event, Fraud /

Intelligent Response to the Changing ...

ProvenirNEXT: Roundtable Intelligent Response to the Changing Face of Fraud Wednesday 14th ... Read More →
The State of AI, Risk, and Fraud in Financial Services
Blog, Survey, AI, Decisioning, Fraud /

The State of AI, Risk, and Fraud in F...

The State of AI, Risk, and Fraud in Financial Services 2025: A ... Read More →
europe mortgages
Blog, Mortgage /

Top Mortgage Lending Trends in the UK...

Top Mortgage Lending Trends in the UK and Europe: Smarter Decisioning for ... Read More →
provenir sponsored event
News, Decisioning /

NEWS: AI Risk Decisioning Leader Prov...

AI Risk Decisioning Leader Provenir to Sponsor Upcoming Banking and Financial Services ... Read More →
fraud for telco data sheet
Data Sheet, Fraud, Telco /

DATA SHEET: Fraud for Telco

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View ... Read More →
NEWS: 2025 New Global Survey
News, Credit Risk Mgmt, Fraud, Provenir /

NEWS: 2025 New Global Survey

New Global Survey Shows Nearly Half of Financial Services Executives Struggling to ... Read More →
Survey: 2025 Global Risk Decisioning Survey
eBook, Survey, AI /

Survey: 2025 Global Risk Decisioning ...

Survey: 2025 Global Risk Decisioning Survey What are the key challenges and ... Read More →

Continue reading

Mind the Gap: The Need for Speedy, Accessible SME Lending

EBOOK

Mind the Gap: The Need for Speedy, Accessible SME Lending

Small-to-Medium Enterprises (SMEs) are the champions of economy, representing 90% of all businesses worldwide and providing more than 50% of employment. But despite their essential role, 40% of global SMEs don’t have access to the funding they need to operate. 

That leaves a $5.2 trillion funding gap that could help both businesses and lenders grow.

So why hasn’t this opportunity been seized? Examine the biggest challenges facing SME lenders and discover the solutions that will help bridge the gap in our ebook, Mind the Gap: The Need for Speedy, Accessible SME Lending.

Uncover how you can tap into diverse lending opportunities and implement the technology to:

  • Simplify lending applications 
  • Power more accurate decisions
  • Increase agility and flexibility
  • Future-proof your processes

Ready for speedy, accessible SME lending?

Choose your region below to get started:

RESOURCE LIBRARY

Provenir Rooftop
Event, Provenir /

The Summer Skyline (UK)

Provenir Next The Summer Skyline (UK) Exclusive rooftop networking event hosted by ... Read More →
Leeds
Event, Provenir /

Leeds Digital Charity Ball 2025

Event Leeds Digital Charity Ball 2025 An Evening to Celebrate, Support, and ... Read More →
fintec buzz article

Top 5 Trends Financial Institutions N...

Top 5 Trends Financial Institutions Needto Navigate in 2025 The financial services ... Read More →
AFJ
News, Auto Financing, Fraud /

NEWS: A technology-driven approach pu...

A technology-driven approach puts the brakes on auto-lending fraud As fraud continues ... Read More →
global fintech series
News, Decisioning /

NEWS: The Shifting Consumer Credit La...

The Shifting Consumer Credit Landscape Necessitates Credit Decisioning Platforms As consumer expectations ... Read More →
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