Put members first with the competitive digital finance features they expect. Do it on your terms, without new tech builds, big lifts for your in-house IT team, or outside vendor reliance.
Serve Members with Upgraded Tech
Give your members the digital banking experiences and tech innovation they want while still bringing care and attention to member relationships, helping you retain more members, longer.
- Run pre-built AI/ML decisioning models and embedded analytics for optimized decisioning and member experience
- Integrate seamlessly with existing technology and workflows/solutions for plug-and-play results
- Access cohesive risk decision solutions with data, decisioning, AI, and case management all in one place for simplified yet powerful solutions
- Easily test different data sets and decisioning strategies to outperform competitors and anticipate market demands, prioritizing your members and your growth
Stay Agile, Self-Sufficient, and Proactive
Rapidly respond to market demands with low-code decisioning tools that remove reliance on IT teams and outside vendors, putting business users in control.
- Embrace self-sufficiency with low-code tech that enables business users to change processes and rules in minutes, promoting vendor independence
- Agility-friendly technology with built-in testing, simulation, and code management lets you quickly promote changes when and where you need to
- Gain proactive AI/ML insights to ensure sure every data point is adding value to your decisions
- Stay ahead of evolving legislation with flexible decisioning capabilities
Reduce and Manage Risk Across the Customer Lifecycle
Balance risk with opportunity on an AI-powered platform that offers intelligent decisioning for fast, accurate credit approvals to provide the personalized experiences members expect.
- Empower decisioning innovation and lending strategies with access to both traditional and alternative data across open banking, KYC, fraud, credit risk, and more
- Continuously optimize your strategy to reflect your business goals by leveraging embedded reporting and insights
- Proactively manage your portfolio with intelligent decisioning to determine personalized opportunities for cross-sell/upsell and to identify risk of default before it happens
- Machine learning-optimized strategies reinforce what’s working and highlight what’s not to improve member experience and mitigate risk
Collections
Fair collections strategies to maximize the chance for ongoing credit relationships.
