Possibilities
Power your business to deliver world-class financial services experiences.
Different industries present different challenges. Provenir addresses them all.
Today’s customers demand instant responses. To cement your place as a customer-centric leader, you need real-time decisioning software that takes requests from application to approval in seconds. And you need it to cater to the precise requirements of your market, business and customer needs.
Provenir puts this power in your team’s hands. We’re the low-code, drag-and-drop tool that eliminates hardcoding, introduces flexibility and sets industry standards — no matter what industry you serve.
Possibilities
Real-time decisioning for real industry needs.
When markets evolve, your real-time decisioning software needs to keep pace. Provenir is built to solve your industry-specific needs today, while anticipating the ones you’ll face tomorrow.
Instant approvals require powerful automation. Instant loan origination needs an intuitive user interface. Sophisticated risk models need little-to-no implementation time.
Provenir does it all.
Banking
To compete in today’s digital-first world, you need to offer innovative banking products, fast approvals, and a world-class consumer experience. But legacy decisioning technology – siloed data sources, disparate software systems, reliance on numerous vendors – can make this difficult for banks, if not impossible.
SME Lending
Small businesses are the lifeblood of the economy — yet big banks only approve 27% of small business loans. As an SME lender stepping up to increase approvals, you need the right data and a credit risk decisioning platform that helps you understand risk and get SMEs money when they need it.
Buy Now Pay Later
You need to compete in an evolving and rapidly growing market, without increasing risk. Need an alternative to credit risk decisioning with traditional credit scores? We’ve got you covered. Use Provenir’s simple alternative data integration tools, advanced automation, and powerful ML capabilities to onboard and decision merchants and consumers at record speed.
Digital Merchant Onboarding
You want world-class digital merchant onboarding. But strict compliance regulations and evolving fraud risks threaten to slow you down. Provenir’s data and risk decisioning platform simplifies your ability to create, adjust and implement risk processes — powering fully automated onboarding.
Auto Financing
As an auto lender, you need smooth loan approvals that quickly move cars off the lot. Provenir lets you deploy sophisticated data strategies and risk decisioning models to make the right credit decisions in milliseconds without relying on external vendor or dev teams.
Loan Origination
Traditional loan origination software limits your ability to deliver fast approvals and unforgettable consumer experiences. Provenir flips the script, automating end-to-end lending processes. We make data access simple, powering real-time credit risk decisioning in under a second.
Retail + Point-of-Sale
As a retail or POS lender, two things matter: making the right credit decisions, and having the data to make them quickly. Tapping into advanced data science tools, Provenir enables one-click, real-time risk decisioning engine functionalities to power more accurate credit risk decisioning.
Consumer Lending
Consumer lenders must provide fast approvals and simplified processes to reduce abandonment and improve customer experience and competitive advantage amidst evolving regulation. Provenir enables quick approvals, personalized pricing and rapid innovation for a superior customer experience for any use case.
Fintech
Fast, frictionless service is essential for every fintech. You need a platform that empowers you to maintain high levels of service, even as your business grows from innovative startup to industry disruptor. Say hello to Provenir, the premier data and credit decisioning software for the world’s leading fintechs.
Telco
Telcos face intense competition, increased fraud, and high customer churn, making it hard to expand your business to new, creditworthy subscribers. Provenir’s global data platform and smart credit decisioning software can help you increase activations and retain subscribers without exposing yourself to more risk.
Risk decisioning software built to manage your risks — not someone else’s.
