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Intelligent Decisioning Solutions for Financial Services Providers

Minimize risk, maximize value & streamline engagement across the customer lifecycle.

Minimize risk and maximize customer value with a single decisioning platform.

sofi
GM Financial
BBVA
Novuna
FlexiPlan
Telia
Resurs
Meridian
dun and bradstreet
tbi bank
New Day

Intelligent Decisioning Solutions Delivering Value Globally

Discover the power of holistic customer engagement with Provenir’s decisioning solutions to manage every part of the customer journey. Whether you’re processing applications or enhancing customer retention, our solutions minimize risk, maximize value, and streamline engagement.

Customer Onboarding

Seamless credit risk onboarding for merchants and customers.

Fraud and Identity

Smarter application fraud detection and streamlined investigations.

Customer Management

Dynamic customer engagement to maximize lifetime value.

Collections

Proactive collections strategies to maximize the chance for ongoing credit relationships.

How We’re Used:

Provenir-Decisioning_Dark-Mode

Decisioning You Can Trust

Frictionless applications and approvals to move more cars.
Onboard customers and merchants in minutes with fraud and identity processes.
Power instant approvals without a hard credit check.
Enable quick approvals, personalized pricing and rapid innovation.
Reduce time to funding with fully automated onboarding.
Explore how industry leaders use our solutions in a variety of use cases.
Frictionless applications and approvals to move more cars.
Onboard customers and merchants in minutes with fraud and identity processes.
Power instant approvals without a hard credit check.
Enable quick approvals, personalized pricing and rapid innovation.
Reduce time to funding with fully automated onboarding.
Explore how industry leaders use our solutions in a variety of use cases.

Provenir Impact:

BigBank

95%

of decisions
automated
sofi

57%

reduction in
go-live costs
flexiplan

60x

improvement in decisioning efficiency
doruk

98%

faster time
to decision
tbi bank

14x

capacity
improvement
rac

MINS

to make process
and rule changes

Ready to rethink your
AI-powered risk strategy?

Why Provenir:

Provenir’s decisioning solutions combine everything you need to create frictionless onboarding and customer engagement experiences that optimize every decision on the customer journey.
  • Founded in 2004
  • Used in 60+ Countries
  • 120+ Customers
  • >4 Billion Transactions Processed Annually

Innovate faster than market evolution with a strategy-friendly, AI-Powered Risk Decisioning Platform

Decision Across the Customer Lifecycle

  • Visual, low-code UI
    Empower business users to create, modify, and publish decisioning flows.
  • Simplified data integration and orchestration
    Understand customer risk to improve decisioning accuracy with the right data, in the right place, at the right time.
  • Flexible analytics deployment
    Use any combination of rules and ML models to automate fraud and credit risk processes.

Eliminate Data Struggles

  • On-demand data ecosystem
    Choose from 120+ data partners to power holistic decisioning across fraud, identity, and credit processes.
  • Low-effort integrations
    Eliminate delays with pre-built, zero maintenance integrations to 1000’s of high-value data sources.
  • One API
    Simplify integration into decisioning processes with a single API for all of your data needs.

Streamline Referral Handling & Investigations

  • Easy case creation
    Automate case creation directly from your decisioning flows for easy agent review.
  • Support credit risk referrals and fraud investigations
    Enable manual intervention at any point in the onboarding journey.
  • Streamline case management
    Use the visual UI to easily re-trigger decisioning or instigate downstream activity.

Optimize Strategy Performance

  • Continuous performance monitoring
    Quickly identify model improvement opportunities with ongoing performance tracking.
  • Business-user-friendly model building
    Create and deploy ML models across your decisioning processes with ease.
  • AI-powered insights
    Optimize decisioning strategy with AI-powered insights to help you understand, test and optimize decisions.
Decisioning
Decision Across the Customer Lifecycle
  • Visual, low-code UI
    Empower business users to create, modify, and publish decisioning flows.
  • Simplified data integration and orchestration
    Improve decisioning accuracy with dynamic data orchestration.
  • Flexible analytics deployment
    Use any combination of rules and ML models to automate fraud and credit risk processes.
Data Marketplace
Eliminate Data Struggles
  • On-demand data ecosystem
    Choose from 120+ data partners for smarter decisioning across fraud, identity, and credit processes.
  • Low-effort integrations
    Eliminate delays with pre-built, zero maintenance integrations to 1000’s of high-value data sources.
  • One API
    Simplify integration into decisioning processes with a single API for all of your data needs.
Case Management
Streamline Referral Handling & Investigations
  • Easy case creation
    Automate case creation directly from your decisioning flows for easy agent review.
  • Support credit risk referrals and fraud investigations
    Enable manual intervention at any point in the onboarding journey.
  • Streamline case management
    Use the visual UI to easily re-trigger decisioning or instigate downstream activity.
Decision Intelligence
Optimize Strategy Performance
  • Continuous performance monitoring
    Quickly identify model improvement opportunities with ongoing performance tracking.
  • Business-user-friendly model building
    Create and deploy ML models across your decisioning processes with ease.
  • AI-powered insights
    Optimize decisioning strategy with AI-powered insights to help you understand, test and optimize decisions.

Helping financial services providers around
the world make the right decisions:

CASE STUDIES
sofi

Live In Weeks

SoFi’s new project focused on student loan refinancing. Building out new automation enabled via the Provenir platform, SoFi was able to go live in a shorter timeframe (within 10 weeks).
tbi bank

Alternative Payment Solutions

tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.
big bank

Top Rated CX

Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.
bbva

Scalable Decisioning for SME

BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.

Live In Weeks

sofi
SoFi’s new project focused on student loan refinancing. Building out new automation enabled via the Provenir platform, SoFi was able to go live in a shorter timeframe (within 10 weeks).

Alternative Payment Solutions

tbi bank
tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.

Top Rated CX

big bank
Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.

Scalable Decisioning for SME

bbva
BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.
AWARDS

The Easiest Decision You Can Make:

Award-winning decisioning solutions trusted by the world’s leading financial services providers.
award data company of the year
award fintech of the future
award best credit risk solution
award best ai driven credit decisioning
award best credit risk solution
award winner data solution of the year
AWARDS

The Easiest Decision You Can Make:

Award-winning decisioning solutions trusted by the world’s leading financial services providers.
data company of the year
winner data solution of the year
best ai-driven solution provider
best credit risk solution
fintech of the future
award best credit risk solution

Balance risk with opportunity across the customer lifecycle.