Credit Cards

Reduce friction and mitigate risk in your credit card onboarding with real-time approvals and intelligent decisioning.

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25%

faster underwriting

95%

of decisions automated

60x

improvement in decisioning efficiency

Deliver customer-centric credit card onboarding experiences that mitigate fraud and default loss, while maximizing agility to ensure sustainable business growth.

Onboard faster, with dynamic risk logic and machine learning optimization for real-time credit assessment
Use data efficiently: gain more holistic views of customer risk by calling the right data at the right time
Quickly promote changes when and where you need to thanks to agility-friendly technology with built-in testing, simulation, and code management
React faster to evolving market demands and risk threats with a low-code, drag-and-drop UI for improved self-sufficiency

Eliminate silos between your fraud and credit teams by easily integrating a variety of fraud and compliance data into your decisioning workflows, including bureau, alternative, open banking, compliance, fraud checks, and identity data
Make real-time, accurate decisions based on multiple layers of fraud detection capability
Quickly test and deploy additional data sets for deeper fraud insights
Rapidly respond to new threats with configurable decisioning rules

Build better relationships with existing customers by offering personalized, relevant and high-value products offerings thanks to embedded intelligence that gets smarter with every decision made
Minimize losses and identify at risk accounts earlier with AI-powered evaluation of customer behavior and ongoing risk monitoring
Get to your existing customers before your competitors with straight-through processing that powers real-time decisioning
Increase customer loyalty across the lifecycle with high-value engagement at every touchpoint (including onboarding, credit limit increases, automated renewals, and more)

Onboard faster, with dynamic risk logic and machine learning optimization for real-time credit assessment
Use data efficiently: gain more holistic views of customer risk by calling the right data at the right time
Quickly promote changes when and where you need to thanks to agility-friendly technology with built-in testing, simulation, and code management
React faster to evolving market demands and risk threats with a low-code, drag-and-drop UI for improved self-sufficiency

Eliminate silos between your fraud and credit teams by easily integrating a variety of fraud and compliance data into your decisioning workflows, including bureau, alternative, open banking, compliance, fraud checks, and identity data
Make real-time, accurate decisions based on multiple layers of fraud detection capability
Quickly test and deploy additional data sets for deeper fraud insights
Rapidly respond to new threats with configurable decisioning rules

Build better relationships with existing customers by offering personalized, relevant and high-value products offerings thanks to embedded intelligence that gets smarter with every decision made
Minimize losses and identify at risk accounts earlier with AI-powered evaluation of customer behavior and ongoing risk monitoring
Get to your existing customers before your competitors with straight-through processing that powers real-time decisioning
Increase customer loyalty across the lifecycle with high-value engagement at every touchpoint (including onboarding, credit limit increases, automated renewals, and more)