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Decisioning

End-to-end, agentic decisioning for fast, accurate decisions across the customer journey. Governed AI agents work alongside your rules, models and teams, automating high-volume decisions within guardrails you define.

Self-Sufficiency

2hrs

New data integrations live in 2hrs
Instant Approvals

795M

Sub-second decisions, 795M actions a year
Flexibility & Scalability

24x

Underwriting 24x faster across global markets
Forrester Report
industry Recognition

Named a Strong Performer in the 2025
AI Decisioning Platforms Report

Platform Capabilities

 
One Decisioning Environment. Every Capability Connected.

Discover intelligent risk decisioning across the customer journey, with dynamic data orchestration, governed AI agents, flexible analytics deployment and real-time approvals, all inside one decisioning environment your team already runs 
at scale. 
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Control your own strategy using low-code & AI

Our low-code, drag-and-drop studio boosts agility while cutting reliance on vendors and teams so you can get to the market faster, or pivot quickly when you need to.
  • Quickly create, modify and publish decisioning flows with a visual, drag-and-drop interface
  • Enable maximum agility with single-click deployment 
  • Use our in-built AI Assistant to help create new logic and strategies 
  • Rapidly promote changes between development, QA and production, with built-in testing, simulation and code management 
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Dynamic Data Orchestration

Provenir Marketplace offers high-value data sources curated for identity, fraud and credit, accessed through a single API for drag-and-drop use across your decisioning.
  • Zero maintenance, low-effort integrations to 225+ pre-integrated global data sources
  • Power real-time, on-demand approvals and proactive offers with seamless data integration
  • Maximize flexibility and compatibility with your decisioning processes by integrating data from multiple sources with RESTful requests
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Flexible Analytics Deployment

Deploy rules and advanced machine learning models with ease, and bring value to every customer interaction with personalized, innovative product offerings.
  • Enable high-value, relevant product offerings with access to hidden insights across your decisioning
  • Optimize your predictive power through iterative, continuous improvement
  • Ensure faster onboarding with real-time risk assessment, powered by dynamic risk logic and machine learning optimization
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Agentic Decisioning

Governed AI agents execute high-volume decisions across credit risk, fraud, compliance and customer management, working alongside your existing rules and models, within guardrails you define.
  • Document & Data Extraction: turn unstructured statements, applications and identity documents into structured, decision-ready fields
  • Document Classification & Routing: identify document type and route automatically to the right workflow, no manual triage
  • Financial Statement Analysis: normalize financial statements into a standard format and surface ratios and trends for analyst review
  • Credit Memo Generation: compile validated case data into a structured, compliance-ready credit memo for analyst review
  • Decision Explainability & Audit Narrative: generate plain-English explanations of any rules- or model-based decision, translated where needed
  • Case Prioritization & Workflow Orchestration: continuously re-rank and route the case queue so urgent or complex cases reach the right reviewer first
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Case Management

Every decision can route straight into Case Management for investigation, referral and sign-off. Analysts get a single, connected view of the application, the automated decision, and any exceptions that need manual review, without leaving the platform.
  • Route flagged transactions and applications directly into case queues based on decisioning outcomes
  • Give analysts full visibility into the data and logic behind a decision, alongside case history and documentation
  • Resolve exceptions and sign off decisions without switching systems or losing audit trail
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Credit risk onboarding

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Customer Management

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Collections

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Fraud & Identity

Platform Capabilities

 
Frequently Asked Questions

What is agentic decisioning?
Agentic decisioning applies governed AI agents that work alongside your existing rules, models and workflows to automate high-volume decisions in real time. Agents handle routine cases end-to-end; complex or uncertain cases route automatically to human review, and every decision is logged, explainable and audit-ready.
How is Provenir different from a rules engine or model deployment tool?
Rules engines and model deployment tools are components. Provenir is the layer that connects them — consolidating data, AI models, analytics, and decisioning agents into a single environment with governance built in. The difference isn’t features. It’s architecture.
Does Provenir replace our existing systems?
No. Provenir is designed to work with your existing stack — credit bureaus, core banking, CRM, and fraud tools — through API-first integration. You keep the investments that work. You replace the fragmentation that doesn’t.
How quickly can we go live?
Where many institutions take around 12 months to move a model from concept to production, Provenir can get new use cases live in as little as four weeks. SoFi went live within 10 weeks at 57% lower cost than anticipated.
How does Provenir handle regulatory compliance?
Every decision is traceable, explainable, and auditable. AI operates within a structured framework designed for regulated environments — so governance isn’t a constraint on performance, it’s built into how the platform operates.

Latest Resources

 
Make Smarter Decisions, Faster

From the latest risk decisioning and industry news to risk software and decision engine developments, our AI Decisioning Platform resources bring together eBooks, videos, articles and more to help drive your business forward. Explore our resources to accelerate your innovation journey.
Telco EBook
11 Sep, 2026 | |
Ebook How to Grow a Thriving Telecom Business in the Global Market Amid a Shifting Macroe…
WEBINAR on-demand Fraud
11 Sep, 2026 | |
On-Demand Webinar The New Face of First-Party Fraud: Three Personas Every Lender Needs to…
Verifying the Invisible Subscriber
10 Sep, 2026 | |
Verifying the Invisible Subscriber How Accessing 1datapipe on the Provenir Marketplace Ca…
FAQ
8 Sep, 2026 | |
Decision Management Implementation FAQs for Enterprise Banks Implementing a new Decision…
See Decisioning in Action. 

Leading financial services providers use Provenir to make decisions that improve continuously,
turning risk management into a compounding competitive advantage.