Digital Banking
Intelligent decisioning for low-risk, competitive edge.
of applications fully automated
decisioning capacity improvement
faster quote response
Deliver compliant, personalized digital banking experiences while keeping risk low with intelligent decisioning on Provenir’s AI-driven decisioning platform.
Deliver World-Class Customer Experience
Provide real-time approvals and personalized offers with intelligent decisioning powered by AI. Upsell and cross-sell across the customer journey with opportunities highlighted by AI/ML insights.
- Provide rapid approvals with on-demand automation that frees risk teams from costly time-consuming processes
- Upgrade customer touchpoints with personalized, relevant and high-value product offerings supported by embedded intelligence
- Enable frictionless experiences and rapid exception approvals with integrated case management tools
- Maintain onboarding efficiency and decision accuracy as you grow at scale with auto-scaling infrastructure
Flex Your Risk Models to Preempt Fraud Risk and Changing Regulation
Evolve your risk models as quickly as industry threats and changes emerge. Get simplified access to the data you need to make accurate decisions across the lifecycle in one holistic, end-to-end decisioning solution.
- Accurately evaluate the risk associated with each applicant and categorize them accordingly using advanced risk assessment tools
- Fight fraud and verify identity quickly and accurately with integrated data that returns the information you need at exactly the right time in the process
- Get deeper insights with robust data integrated directly into decisioning workflows and the ability to quickly test and deploy additional datasets as needed
- Stay ahead of evolving legislation with flexible decisioning capabilities
Stay Agile, Self-Sufficient, and Proactive
Make real-time adjustments to integrations and processes without IT or vendor reliance to more easily reflect market changes, comply with new regulations, and launch new products.
- Embrace self-sufficiency with low-code tech that enables business users to change processes and rules in minutes, promoting vendor independence
- Quickly promote changes to workflows when and where you need to using agility-friendly technology with built-in testing, simulation, and code management
- Gain proactive AI/ML insights to ensure every data point is adding value to your decisions Accelerate platform agility with model agnostic decisioning solutions
Collections
Fair collections strategies to maximize the chance for ongoing credit relationships.
