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Consumer Lending

Future-proof consumer lending technology built for innovation.
2.5x
faster quote response
newday
<10
Approvals in <10 seconds
rac

Create customers for life with automated decisioning, real-time alternative and traditional data integration, and advanced analytics. Enable quick approvals, personalized pricing, and a superior customer experience with a consumer lending solution built for innovation.

Evolve as quickly as the needs of your customers, with the ability to rapidly adjust lending strategies with a low code, drag-and-drop UI.

  • Respond to consumer and market shifts with business-friendly configuration tools that allow you to create and change decisioning processes quickly Get new product offerings to market faster with the ability to make changes in real-time, without IT and outside vendor reliance (but we’re here if you need us)
  • Empower your team to focus resources on driving innovation that makes you more competitive

Discover holistic, end-to-end decisioning that supports more accurate credit risk and fraud decisions across the entire customer lifecycle.

  • Make more accurate decisions across fraud and credit risk with a variety of both traditional and alternative data sources easily integrated into your decisioning workflows
  • Efficiently meet fraud, compliance and regulatory requirements, including AML, KYC, without impacting the customer experience
  • Safely expand who you can lend to and encourage financial inclusion with embedded intelligence and streamlined data orchestration

Delight your customers with simplified loan applications, data-driven personalized offers, and real-time approvals.

  • Provide rapid approvals with on-demand automation that frees risk teams from costly manual processes
  • Identify and mitigate the risk of fraudulent applications and high-risk customers with intelligent decisioning that provides insights and a streamlined customer experience across the entire journey
  • Enable personalized, relevant, and high-value product offerings with embedded intelligence
Enable agility to rapidly adapt to consumer demands
Evolve as quickly as the needs of your customers, with the ability to rapidly adjust lending strategies with a low code, drag-and-drop UI.
  • Respond to consumer and market shifts with business-friendly configuration tools that allow you to create and change decisioning processes quickly Get new product offerings to market faster with the ability to make changes in real-time, without IT and outside vendor reliance (but we’re here if you need us)
  • Empower your team to focus resources on driving innovation that makes you more competitive
Ensure more accurate risk decisions
Discover holistic, end-to-end decisioning that supports more accurate credit risk and fraud decisions across the entire customer lifecycle.
  • Make more accurate decisions across fraud and credit risk with a variety of both traditional and alternative data sources easily integrated into your decisioning workflows
  • Efficiently meet fraud, compliance and regulatory requirements, including AML, KYC, without impacting the customer experience
  • Safely expand who you can lend to and encourage financial inclusion with embedded intelligence and streamlined data orchestration
Deliver frictionless customer experiences
Delight your customers with simplified loan applications, data-driven personalized offers, and real-time approvals.
  • Provide rapid approvals with on-demand automation that frees risk teams from costly manual processes
  • Identify and mitigate the risk of fraudulent applications and high-risk customers with intelligent decisioning that provides insights and a streamlined customer experience across the entire journey
  • Enable personalized, relevant, and high-value product offerings with embedded intelligence

How can we optimize your

consumer lending strategy?

How can we optimize your consumer lending strategy?

Discover where we help and when we’re used.

Credit Risk Onboarding

Seamless credit risk onboarding for merchants and customers.

Customer Management

Proactive customer engagement to maximize lifetime value.

Collections

Fair collections strategies to maximize the chance for ongoing credit relationships.

Fraud & Identity

Smarter application fraud detection and streamlined investigations.

QUESTIONS

Frequently Asked Questions

How can I automate the loan approval process?
Push low-risk applications straight-through to approval, flag complex requests for additional analysis and streamline end-to-end processes with advanced credit decisioning technology.
How can I reduce abandonment during the application process?
Speed and personalization are key to world-class customer experience and essential factors to reduce abandonment. Get both with automated consumer lending software that powers smarter decisions instantly.
How can I bring new products to market faster?

Innovation has never been easier with an agile data and decisioning platform. Go to market faster with real-time data analytics and smarter decisioning to test, iterate, and launch on your timeline.

How can I quickly react to changes in the financial services market?
Create a technology foundation that can support evolving legislation with the ability to make changes to processes easily thanks to no-code, drag-and-drop UI. Democratized data access lets any user respond to market changes and evolving consumer demand seamlessly.
How can I quickly try out alternative sources of data?
Integrate alternative data sources right into your decisioning engine through a single API for fast and easy access to the data you need, when you need it. Connect existing systems and a wide variety of data sources to create a centralized data hub that powers all of your decisioning and insights needs.

Balance risk with opportunity across the customer lifecycle.