The Decision Intelligence Platform

One Platform. Every Decision.

Provenir consolidates data, proprietary AI models, analytics, and decisioning agents into a single environment. Over time, your decisions get smarter, your outcomes improve, and value compounds.

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The Decision Intelligence Platform

One Platform. Every Decision.

Provenir consolidates data, proprietary AI models, analytics, and decisioning agents into a single environment. Over time, your decisions get smarter, your outcomes improve, and value compounds.

Talk to an Expert

Trusted by 120+ financial services providers in:

60+ countries, processing 4+ billion decisions annually.

Reduce risk losses and improve credit performance.

Approve more good customers with fewer false positives.

Execute strategy changes in weeks, not months.

Monitor every decision KPI in real time.

Scale without destabilizing what works.

A Single Decisioning Environment.

Outcomes That Improve Over Time.

When decisioning is fragmented across legacy tools and siloed models, risk becomes reactive and growth stalls.
Provenir consolidates data, AI models, analytics, and decisioning agents into one governed platform, so business teams move faster and performance compounds over time.

Provenir is different by design. Three connected layers work together to turn your data into decisions that continuously improve.

Layer 1: Customer Intelligence

Proprietary models and analytics built from your historical data and outcomes: not generic market benchmarks. Shaped by deep domain expertise in what actually drives credit, fraud, and customer management performance. Your data becomes decision-ready intelligence, tailored to your portfolio and KPIs.

Layer 2: Agentic Decisioning

Intelligent agents execute real-time decisions across credit risk, fraud, compliance, and customer management — automatically, at enterprise scale, with full audit trails for regulatory compliance.

Layer 3: Optimization Cycle

A closed-loop system that continuously refines decisioning quality without accumulating risk. Deploy strategy changes, validate them against real production data before going live, receive automated improvement recommendations, and monitor KPIs across every decision in real time.

What it can do

Every Capability Connected.
No Integration Overhead.

Provenir replaces fragmented point solutions with a single decisioning environment — API-first, cloud-native, and designed to work with your existing stack without rip-and-replace.

Decisioning

Configure, test, and deploy decision logic directly. Business teams modify strategy without IT queues. Every workflow is auditable and version-controlled.

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Data Marketplace

Access 120+ data partners through a single API — credit bureaus, alternative data providers, fraud and identity sources. Pre-built integrations, zero maintenance.

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Decision Intelligence

Continuous KPI monitoring, AI-generated strategy recommendations, and simulation tools that let you test changes against production data before deployment.

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Case Management

Automated case creation directly from decisioning flows. Streamlined referral handling and fraud investigations, with full traceability at every step.

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How it works

API-First. Enterprise-Grade. Designed for Scale.

Provenir is built for regulated, high-volume environments. It integrates with your existing infrastructure — core banking systems, CRMs, credit bureaus, and fraud tools — without requiring a platform replacement. RESTful APIs for real-time decisioning, batch processing for high-volume scenarios, and webhook support for event-driven workflows.

Mission-critical SLAs. ISO 27001 certified. Regulatory-ready audit trails. Built for the environments where decisions cannot fail.

Case Studies

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Decision Intelligence in Practice.

World-Class CX

BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience.

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14x Improvement.

Millisecond decisions. 14x capacity improvement. Zero rip-and-
replace.

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130% More Pre-Approvals.

135% more high-risk transactions stopped. 130% increase in pre-approvals.

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ROI in 12 Months.

20% default reduction. Full ROI in under 12 months. 67% faster approvals.

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Questions

Frequently Asked Questions.

How is Provenir different from a rules engine or model deployment tool?

Rules engines and model deployment tools are components. Provenir is the layer that connects them — consolidating data, AI models, analytics, and decisioning agents into a single environment with governance built in. The difference isn’t features. It’s architecture.

Does Provenir replace our existing systems?

No. Provenir is designed to work with your existing stack — credit bureaus, core banking, CRM, and fraud tools — through API-first integration. You keep the investments that work. You replace the fragmentation that doesn’t.

How quickly can we go live?

Where many institutions take around 12 months to move a model from concept to production, Provenir can get new use cases live in as little as four weeks. SoFi went live within 10 weeks at 57% lower cost than anticipated.

How does Provenir handle regulatory compliance?

Every decision is traceable, explainable, and auditable. AI operates within a structured framework designed for regulated environments — so governance isn’t a constraint on performance, it’s built into how the platform operates.

See Decision Intelligence in Action.

Leading financial services providers use Provenir to make decisions that improve continuously,
turning risk management into a compounding competitive advantage.

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