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Fintech lending, decisioning and data technology that drives disruption.

Launch Quickly

Get new products to market at record speed with no-code/low-code technology.

Innovate Often

Dig deeper into real-time data to identify innovation opportunities, and test new strategies.

Disrupt More

Push the boundaries of what’s possible with advanced data and decisioning capabilities.

The path to decisioning innovation has never been smoother.

As a fintech lending or financial services company, you’re known for providing merchants, SMEs and consumers with fast, frictionless service. To do this, you need technology that underpins and empowers world-class consumer experiences.

Provenir’s AI-Powered Risk Decisioning Platform helps fintechs like you deliver more value to your clients and your business. With advanced risk decisioning and data science capabilities, our cloud-native platform-as-a-service (PaaS) powers rapid data integrations, fully automated decisioning and real-time business insights.

Launch, deploy, iterate and innovate on your timeline, and your terms.


Set the stage for disruption across your fintech credit risk strategy.

We’ve simplified data integration, model deployment and decisioning automation — keeping the same powerful tools that drive business growth. That means you maintain the flexibility and agility to respond to new opportunities, launch new product offerings across multiple verticals and head off new risks in fintech.

Build without coding

Create a powerful data and decisioning ecosystem without having to build every single component. Our no-code user interface with low-code flexibility gives you the foundation to build your own product — hardcoding not required.

  • Use Data Marketplace APIs to simplify integration
  • Upload models in any language without recoding
  • Automate complex decisioning processes using no-code capabilities

Innovate in real-time

You’re known for being innovative. Provenir makes it easy to test new risk strategies, explore new data sources and get actionable insights with data science tools.

  • Make changes to strategies in minutes, not months
  • Use real-time data to test new strategies and identify opportunities
  • Empower collaboration with our visual, no-code user interface

We help you maintain your innovative fintech lending flare.

Analyze + predict

Machine learning and AI have the power to help you make better decisions across the entire customer lifecycle. Provenir supports the rapid deployment of advanced machine learning models into your fintech’s risk analytics.

  • Deploy R, Python and many other languages across our AI-Powered Risk Decisioning Platform without recoding
  • Use Business Intelligence to train, retrain and deploy models
  • Improve your decisioning accuracy

Simplify integration

Provenir’s Data Marketplace makes it quick and easy for your risk team to integrate with a wide variety of structured and unstructured data sources — whether internal or external. Use alternative data to improve decisioning accuracy and expand your market opportunities.

  • Filter data sources by type, use case and geography
  • Test new data sources with ease
  • Enrich your decisioning data

Launch faster

Use our centralized user interface to manage every aspect of your data, AI and decisioning processes from one location. Eliminate over-reliance on vendors and development teams with no-code technology.

  • Use one of our solutions, or combine for ultimate agility and efficiency
  • Launch on your timeline, not your vendors’
  • Reduce heavy lifting with preconfigured fintech solutions

Scale, grow + adapt

We cover all the buzz words when it comes to technology — not because we’re trendy, but because it means you get agile, flexible and scalable technology. Our cloud-native, cloud-agnostic platform delivers cutting-edge technology that easily scales to support your evolving business.

  • Eliminate monolithic technology with microservices
  • Connect to any data source or system with prebuilt APIs
  • Add or pivot to new verticals with ease

Our platform makes us unique. Our results make you stand out.

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial
Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Managing Director, Novuna Capital

Companies like you choose Provenir

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Our reach is global

Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.

Let’s build something together.