Make Faster, More Accurate SMB Credit Decisions
Key Benefits
- Get smarter insights and a 360° view of your small business customers’ financial health. Assess enriches your customers’ real-time accounting, commerce, and banking data and surfaces intelligent insights you didn’t have before. Assess enriches your SMB customers’ data and produces actionable insights to help you underwrite better.
- Say yes and launch new products faster. Simple and quick data sharing for business customers. SMB data in the right format, ready to be plugged into credit models. Access to real-time data with the ratios and metrics you need to launch new products faster.
“Accounting data is a critical part in making the best investment decisions for Clearco’s customers. Codat’s API allows us to quickly assess accuracy and risk while at the same time maintain our streamlined application process.”
Ben Brideaux, Director of Operations, Clearco
Codat is the universal API for small business data
Codat provides real-time connectivity to enable software providers and financial institutions to build integrated products for their small business customers.
Codat handles the heavy lifting of integrations, leaving providers free to focus on how integrations can improve their products for their small business customers.
Codat has over 200 clients globally, across different industries from POS providers and cash flow forecasting tools, to tier one banks and digital lenders.
Codat is currently working with financial institutions such as Experian, PayPal, Virgin Money, several tier 1 UK banks, Euler Hermes, Clearco, and FreeAgent.
Codat was founded in 2017 and now has offices in the UK, the US and Australia.