Provenir vs. In-House Decisioning Platforms

The closest thing to building it yourself.

We get it — you want the control afforded by building your decisioning platform in house. After all, it’s an integral part of your tech stack and it deserves your full attention.

But building internally isn’t always the best option for your business, and there are a few key factors to consider before launching your build. For example, what if you could configure a platform to your exact specifications without having to build every component? Or if you could achieve industry-leading technology without the vendor reliance?

With the Provenir AI-Powered Risk Decisioning Platform, you can.

Build or Buy: Provenir vs. In-House Decisioning Platforms

Provenir

Our platform is designed as the foundation for your decisioning and data needs. We empower your teams to quickly and easily combine processes into one all-encompassing solution. And our no-code platform eliminates excessive reliance on development resources.

In-House

While being in control of creating and maintaining components might seem like a plus, it means adding a considerable workload to your development team’s plate. And when in-house resources aren’t enough, you’re left with the task of trying to fill skills gaps in a highly competitive job industry.

Provenir

Provenir is designed to support rapid onboarding and initial deployment, which means you’ll start seeing ROI from your investment in weeks. No-code technology makes launch, innovation and expansion a breeze. We also offer pre-built solutions and services to accelerate time to market.

In-House

Internal builds are notoriously long. Not only are you responsible for designing the entire system, you then have to build each component from the ground up. This responsibility also includes connecting to other systems, and ensuring internal and external data integrations happen seamlessly.

Provenir

Provenir’s Data Marketplace makes connecting to a wide range of data providers fast and easy. Users can also leverage integration wizards to simplify and accelerate integrations to any other system or data source. Our intuitive drag-and-drop interface enables business users to connect and map data in minutes, giving you deeper risk analytics insights.

In-House

Hard-coding integrations place a heavy demand on your internal dev teams, especially when business strategy creates evolving needs. Building your own decisioning platform not only requires integrating both internal and external systems, but also slows down future access to new data sources.

Provenir

Cloud advantages mean better security. Provenir works with highly secure clouds including AWS, Azure and GCP to ensure your data is tightly locked away. Provenir establishes secure connections for every process, remaining compliant with local security regulations around the globe.

In-House

When you build your own decisioning platform, you’re responsible for maintaining high levels of encryption to protect valuable consumer data. You’re also reliant on internal teams to maintain advancing security standards — or you risk both legal issues and loss of consumer trust.

Provenir

Eliminating vendor reliance, the Provenir AI-Powered Risk Decisioning Platform puts you in control of risk, decisioning, integration and business intelligence processes. That means everyday tasks, new deployments and product launches can be entirely handled by anyone on your team. But don’t worry — we’re always here if you need us.

In-House

It’s common for technical control to stay with overburdened development teams during in-house builds. That means required changes are placed in a development queue, creating delays for testing, deployment, updates and new initiatives.

Provenir

Provenir uses the most up-to-date foundation, including cloud-native technology, microservices and APIs to build risk analysis tools and decisioning platform components. Adjustments based on evolving business and market needs are simple — and Provenir auto-scales, supporting your business without the need for manual, hands-on intervention.

In-House

One of the biggest challenges of internal builds is creating a solution that intelligently and easily accommodates updates. From changes in business goals to integrating new technology, your dev team will always be responsible for ensuring your tools stay agile and able to support new strategies.

Empower Your Teams and Minimize Vendor Reliance

Enable customer-centric, frictionless experiences with dynamic, on-demand decisioning powered by AI. Bring value to every customer interaction with personalized, innovative product offerings.

Eliminate friction across the lifecycle with seamless digital experiences across acquisition and retention
Increase lifetime value and reduce losses with proactive customer management, including upsell, cross-sell and pre-collections
Deliver hyper-personalized offers tailored to changing customer needs and drive financial and credit inclusion with data-driven insights
Ensure seamless onboarding with integrated case management for rapid exception approvals

Make Smarter Risk Decisions, Faster

Meet your business goals with a strategy-friendly, intelligent platform that empowers insight-driven, high-value business decisions and sustainable growth. Make smarter risk decisions at every digital interaction on the customer journey across credit, fraud, and identity.

Improve decisioning accuracy by assessing risk across every interaction with AI/ML-optimized decisioning and the right data at the right time
Power real-time, on-demand approvals and proactive offers with seamless data integration and advanced analytics
Rich, industry-focused IP supports precision decisioning for strategic advantages
Streamline the underwriting process with simplified development and one-click deployment

Deliver Frictionless Customer Experiences

Enable customer-centric, frictionless experiences with dynamic, on-demand decisioning powered by AI. Bring value to every customer interaction with personalized, innovative product offerings.

Eliminate friction across the lifecycle with seamless digital experiences across acquisition and retention
Increase lifetime value and reduce losses with proactive customer management, including upsell, cross-sell and pre-collections
Deliver hyper-personalized offers tailored to changing customer needs and drive financial and credit inclusion with data-driven insights
Ensure seamless onboarding with integrated case management for rapid exception approvals

Our platform makes us unique.

Our results make you stand out.

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Redefining customer decisioning for the worlds’ leading financial services providers:

CASE STUDIES

Live In Weeks

SoFi, alongside its previous DevOps effort with its in-school college loan application. Building out new automation enabled via the Provenir platform, SoFi was able to go live in a shorter timeframe (within 10 weeks).

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Alternative Payment Solutions

tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.

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Top Rated CX

Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.

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Scalable Decisioning for SME

BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.

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Live In Weeks

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Alternative Payment Solutions

tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.

Explore

Top Rated CX

Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.

Explore

Scalable Decisioning for SME

BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.

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Balance risk with opportunity across the customer lifecycle.

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