Skip to content

Auto Lending + Financing

Drive a better consumer experience with powerful auto finance software.

Real-time approvals

Go from zero to approved in under a second with powerful automation tools.

Smarter decisioning

Put your decisioning on cruise control with easy data integration and rapid model deployment.

Accelerated innovation

Launch new products at record speed. Use our no-code user interface to make changes in minutes.

Auto lending technology that moves cars off the lot.

As an auto lender, you’re always looking for ways to drive better consumer experiences. And when it comes to closing a deal, every second counts. So, when your competitors are using auto loan solutions to return approvals in minutes — or seconds — you need auto finance software that supports real-time approvals.

But as an innovative auto lender, you want and need more than that. You need an auto lending platform that lets you develop and deploy sophisticated risk models, access the data you need when you need it and make changes in minutes.


Say yes to more auto loans, without increasing risk.

From global car manufacturers to independent auto lenders, Provenir empowers businesses of all sizes to make smarter decisions, faster. Advanced automation, simplified data integration, and machine learning capabilities are designed to meet all of your decisioning needs.

Integrate data

Say hello to data. Provenir’s Data Marketplace makes accessing and using data fast and easy. Connect existing systems and a wide variety of data sources to create a centralized data hub that powers all of your decisioning and insights needs.

  • CheckmarkChoose from regional and global data sources
  • CheckmarkExplore alternative data options
  • CheckmarkCreate integrations in minutes

Predict risk

Let your team model in the language they want. Provenir’s model-agnostic cloud suite supports deployment in R, Python, SAS, TensorFlow, Excel and more —without recoding. Visual, no-code tools enable rapid collaboration between technical and business teams.

  • CheckmarkEliminate recoding delays
  • CheckmarkUpload, test and deploy using the cloud suite
  • CheckmarkUtilize data science capabilities

Build decisioning rules

Our no-code technology offers a visual, drag and drop user interface that lets you take control of building processes, connecting data and launching products.

  • CheckmarkSay goodbye to vendor reliance (but we’re here if you need us)
  • CheckmarkMake real-time changes
  • CheckmarkGet to market faster

Creating decisioning workflows has never been easier.

Automate decisioning

Use sophisticated automation for real-time credit decisions. Push low-risk applications straight-through to approval, flag complex requests for additional analysis and streamline end-to-end processes to create a world-class user experience.

  • CheckmarkAutomate pricing and offer competitive rates
  • CheckmarkUse no-code tools to quickly build decisioning workflows
  • CheckmarkMake smarter risk decisions

Grow + scale

We don’t just support growth, we power it. Our cloud-native auto finance software supports autoscaling and a limitless number of product lines, so you can scale and evolve on your terms. No-code technology lets you get necessary changes and new products to market on your timeline.

  • CheckmarkPivot to new business lines
  • CheckmarkManage demand with autoscaling
  • CheckmarkRespond faster

Innovate faster

To stand out in the crowded auto financing industry, you need to create a new industry benchmark with better deals, instant approvals and personalized processes.

  • CheckmarkRapidly iterate and deploy changes
  • CheckmarkUse real-time data to identify opportunities
  • CheckmarkTest new data for smarter decisioning

Provenir bridges the gap between risk, analytics, credit and development teams to encourage the collaboration that powers innovation.

Our platform makes us unique. Our results make you stand out.

GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

Jeff Lively, VP of Dealer Services, GM Financial
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Fredrik Nilsson, Credit Manager, Telia
Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

Brian Billingsley, CEO, North America, Klarna
Hitachi logo

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Andy Dodd, Managing Director, Hitachi Capital
Bisnode logo

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

Magnus Silfverberg, CEO, Bisnode

Companies like you choose Provenir

Our reach is global

Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.

Let’s build something together.