Auto Lending + Financing
Drive a better consumer experience with powerful auto finance software.
Real-time approvals
Go from zero to approved in under a second with powerful automation tools.
Smarter decisioning
Put your decisioning on cruise control with easy data integration and rapid model deployment.
Accelerated innovation
Launch new products at record speed. Use our no-code user interface to make changes in minutes.
Auto lending technology that moves cars off the lot.
As an auto lender, you’re always looking for ways to drive better consumer experiences. And when it comes to closing a deal, every second counts. So, when your competitors are using auto loan solutions to return approvals in minutes — or seconds — you need auto finance software that supports real-time approvals.
But as an innovative auto lender, you want and need more than that. You need an auto lending platform that lets you develop and deploy sophisticated risk models, access the data you need when you need it and make changes in minutes.
Benefits
Say yes to more auto loans, without increasing risk.
From global car manufacturers to independent auto lenders, Provenir empowers businesses of all sizes to make smarter decisions, faster. Advanced automation, simplified data integration, and machine learning capabilities are designed to meet all of your decisioning needs.
Integrate data
Say hello to data. Provenir’s Data Marketplace makes accessing and using data fast and easy. Connect existing systems and a wide variety of data sources to create a centralized data hub that powers all of your decisioning and insights needs.
Predict risk
Let your team model in the language they want. Provenir’s model-agnostic cloud platform supports deployment in R, Python, SAS, TensorFlow, Excel and more —without recoding. Visual, no-code tools enable rapid collaboration between technical and business teams.
Build decisioning rules
Our no-code technology offers a visual, drag and drop user interface that lets you take control of building processes, connecting data and launching products.
Creating decisioning workflows has never been easier.
Automate decisioning
Use sophisticated automation for real-time credit decisions. Push low-risk applications straight-through to approval, flag complex requests for additional analysis and streamline end-to-end processes to create a world-class user experience.
Grow + scale
We don’t just support growth, we power it. Our cloud-native auto finance software supports autoscaling and a limitless number of product lines, so you can scale and evolve on your terms. No-code technology lets you get necessary changes and new products to market on your timeline.
Innovate faster
To stand out in the crowded auto financing industry, you need to create a new industry benchmark with better deals, instant approvals and personalized processes.
Provenir bridges the gap between risk, analytics, credit and development teams to encourage the collaboration that powers innovation.
Our platform makes us unique. Our results make you stand out.
VP of Dealer Services, GM Financial
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
Credit Manager, Telia
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
CEO, North America, Klarna
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
Managing Director, Novuna Capital
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
Companies like you choose Provenir

Carbon
To support its ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and credit decisioning.

AskIf
One of the few female-led fintechs in the UK, AskIf is a business with a mission to deliver loans to small, credit-worthy businesses unable to secure funding from mainstream lenders, financing the £1.5bn+ annual gap that exists for SMEs in the UK.

Klarna
BNPL provider Klarna needed to replace legacy technology with real-time credit risk analytics and decisioning designed to keep up with shopper demand. Provenir provided the framework to get there.

GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
Our reach is global
Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.