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Auto Finance Software

Drive a better consumer experience with streamlined, automated auto finance and lending software.
60x
improvement in decisioning efficiency
flexiplan
Seconds
real-time decisions
gm financial
Sub-1
second decision processing time
newday

Enable accelerated approvals and personalized pricing, with advanced risk management and automated decisioning solutions that offer easy data integration, real-time approvals, and accelerated innovation. So you can say yes to more auto loans – and a better customer experience – , without increasing your risk.

Provenir’s Data Marketplace makes accessing and integrating data fast and easy, so you can power all of your decisioning needs and better manage your risk.

  • Enable a more holistic view of your customers thanks to a wide variety of regional and global data sources, including alternative data
  • Ensure faster, smarter decisions by integrating data into your workflows in minutes
  • Empower your business users with visual, low-code tools that allow for rapid collaboration and eliminate recoding delays

Enable real-time credit and fraud decisions for fast, frictionless consumer experiences that increase satisfaction and brand loyalty – without increasing your risk.

  • Take control of your decisioning workflows, with our low-code, drag-and-drop interface that enables you to build processes, integrate data, and launch products with ease.
  • Realize true self-sufficiency and get to market faster, with real-time changes on your timeline, not your vendor’s
  • Wow your customers with frictionless onboarding thanks to automated, real-time decisioning, personalized pricing, and streamlined end-to-end processes

Innovate faster than the competition, with the ability to scale and evolve on your terms – and as the market demands.

  • Ensure limitless product lines and respond faster to market needs with cloud-native auto finance software that supports autoscaling
  • Identify new market opportunities and pivot when necessary with real-time data and insights that enables you to iterate and deploy changes quickly
  • Encourage collaboration that powers innovation with technology that seamlessly bridges the gap between risk, analytics, credit, fraud, and development teams
Integrate Data Easily and Better Predict Risk
Provenir’s Data Marketplace makes accessing and integrating data fast and easy, so you can power all of your decisioning needs and better manage your risk.
  • Enable a more holistic view of your customers thanks to a wide variety of regional and global data sources, including alternative data
  • Ensure faster, smarter decisions by integrating data into your workflows in minutes
  • Empower your business users with visual, low-code tools that allow for rapid collaboration and eliminate recoding delays
Ensure Frictionless Experiences with Automated Decisioning
Enable real-time credit and fraud decisions for fast, frictionless consumer experiences that increase satisfaction and brand loyalty – without increasing your risk.
  • Take control of your decisioning workflows, with our low-code, drag-and-drop interface that enables you to build processes, integrate data, and launch products with ease.
  • Realize true self-sufficiency and get to market faster, with real-time changes on your timeline, not your vendor’s
  • Wow your customers with frictionless onboarding thanks to automated, real-time decisioning, personalized pricing, and streamlined end-to-end processes
Accelerate Innovation
Innovate faster than the competition, with the ability to scale and evolve on your terms – and as the market demands.
  • Ensure limitless product lines and respond faster to market needs with cloud-native auto finance software that supports autoscaling
  • Identify new market opportunities and pivot when necessary with real-time data and insights that enables you to iterate and deploy changes quickly
  • Encourage collaboration that powers innovation with technology that seamlessly bridges the gap between risk, analytics, credit, fraud, and development teams

How can we optimize your

auto financing strategy?

How can we optimize your auto financing strategy?

Discover where we help and when we’re used.

Credit Risk Onboarding

Seamless credit risk onboarding for merchants and customers.

Customer Management

Proactive customer engagement to maximize lifetime value.

Collections

Fair collections strategies to maximize the chance for ongoing credit relationships.

Fraud & Identity

Smarter application fraud detection and streamlined investigations.

QUESTIONS

Frequently Asked Questions

How can I combat increasing fraud in the industry?
Look to more automated automotive finance software and real-time data to detect and prevent fraud more effectively. Implementing advanced fraud prevention measures with data sources that offer real-time identity verification, KYC data, and alternative data like web presence, social media, and telco data and enhance your auto financing strategy to better combat rising fraud attempts. Additionally, consider how advanced analytics like artificial intelligence and machine learning can better detect fraudulent transactions and monitor loan data to detect irregularities.
My customers expect fast, frictionless experiences. How can I use auto lending software to offer this?
One way to ensure more seamless application and approval experiences for your auto lending customers is to utilize real-time, on-demand data from a variety of data sources. In order to more accurately and rapidly assess the creditworthiness of your applicants, look for global data platforms that can integrate a variety of data sources in real-time, including alternative data like rent/utilities payment info, unlisted income, social media and open banking data.
We receive an incredibly high volume of auto financing applications. How can we improve our approval process for a better consumer experience?
The more human, manual intervention you require in your credit approval processes, the fewer applications you can process. Automated credit decisioning platforms can use data integrated in real time, advanced analytics, and sophisticated risk models to evaluate and approve your auto financing customers faster and more accurately. In addition, simplified approval processes (online, digitized application portals with a human-centered user interface) mean less friction for your customers.
We harness an incredible amount of customer data in our auto lending software. How can we ensure data privacy compliance?

Lenders regularly collect and process large amounts of data in their asset finance software, which is critical to keep secure to satisfy compliance regulations and protect their customers. To ensure compliance with evolving data privacy requirements, look for cloud-based platforms that are able to regularly update security protocols, have ISO certifications, and can effectively implement new rules that comply with a variety of regional data privacy laws.

Balance risk with opportunity across the customer lifecycle.