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Buy Now, Pay Later

BNPL is evolving – is your decisioning technology future-proof?

Accurate Decisioning

Manage risk and mitigate defaults with highly accurate credit risk decisioning technology.

Built-In Evolution

Scalable and flexible technology lets you easily adapt to the evolving market and pending regulation.

Sustainable Profitability

AI/ML-driven insights ensure your technology is performing efficiently to maximize profits in any vertical or market.

BNPL Lending Technology that Powers Accurate Decisions and Agile Growth

The BNPL industry is evolving. Acquisition at any cost is no longer a viable strategy. It’s time to shift into a future-proof mindset. The inflection point for providers to evolve is now.

The leading BNPL players are agile, prepared to make changes rapidly – whether to reflect market demand, new regulation, or new verticals – and prioritize risk management. And Provenir is here to help.

With Provenir, BNPL providers can pivot to profitability by building, launching, and iterating products that will work in any market, any vertical, and with any risk appetite.


Pivot to profitability with future-proof tech and sustainable strategies

Easily manage and adjust your data-driven risk models for optimal default and fraud mitigation.

Flexible, business user-friendly tech prepares you for pending regulation and helps you attract the right customers.

Stay on top of your strategy with AI/ML-powered insights to optimize efficiency and scale up or down based on current or projected market conditions.

Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Managing Director, Novuna Capital

Accurate Decisions. Agile Platform. Future-Proof Technology.

Resources to dig a little deeper

BNPL, Decisioning

On-Demand: Decisioning Advanced: Integrating Intelligent Credit and Fraud Decisioning to Maximize Cu...

Featuring Jim Marous of The Financial Brand Discover this dynamic on-demand webinar crafted for financial industry professionals seeking ...
BNPL, Decisioning

Winning in Difficult Economic Conditions

How to stay profitable in a rapidly changing environment The past year has highlighted an unsettled global climate, ...
BNPL, Decisioning

On-Demand Webinar: The Future of Buy Now, Pay Later

Examining card-based BNPL and scalable automated decisioning to support the evolution of the industry As Buy Now, Pay ...

15 Companies Setting the Trends in Buy Now, Pay Later

Within the Buy Now, Pay Later (BNPL) industry, a lot has changed since the point-of-sale loans rose to ...

Pivot To Profitability: Evolving Your Buy Now, Pay Later Strategy

Buy Now, Pay Later (BNPL) has come a long way since it shook up e-commerce at the height ...
Consumer Lending

On-Demand: Pioneering the Future of Low-Risk Consumer Lending

Navigating New Credit Products, Financial Inclusion and Beyond Consumer lending is changing. How can you remain on the ...

Companies like you use Provenir


Frequently asked questions

Get the answers you need to ensure your BNPL platform continues to thrive.

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