Buy Now, Pay Later
Scalable, flexible Buy Now, Pay Later decisioning technology to mitigate risk and maximize returns.
decisioning capacity improvement
cheaper product go-live
second decisioning time
Power accurate decisions and agile growth with Buy Now, Pay Later lending technology that shifts from acquisition to longer-term profitability, without sacrificing your risk strategy, or the customer experience.
Make accurate lending decisions in real-time
Get the right data at the right time, integrated directly with your decisioning processes to make accurate decisions – instantly.
- Enable accurate fraud and credit risk decisions, with both traditional and alternative data sources integrated directly into your decisioning processes
- Streamline onboarding for customers and new merchants alike, and reduce abandonment, with fully automated, seamless onboarding
- Encourage financial inclusion with streamlined data orchestration and embedded intelligence for accurate, real-time lending decisions
Easily adapt to regulatory changes and market evolution
Keep up with market evolution and changing compliance demands, with the ability to rapidly adjust risk strategies with a low code, drag-and-drop UI.
- Respond to consumer and market shifts with business-friendly configuration tools that allow you to create and change decisioning processes quickly
- Get new product offerings to market faster with the ability to make changes in real-time, without IT and outside vendor reliance (but we’re here if you need us)
- Ensure compliance with evolving legislation with a future-proof technology foundation that adapts and scales as you need it
Enable sustainable profitability and growth
Maximize customer lifetime value with optimized lending strategies and decisioning processes that reduce bad rates and enable sustainable growth.
- Continuously optimize your strategy to reflect growth goals, with embedded intelligence, pre-configured reports, and visualization dashboards that offer real-time views of decisioning performance
- Improve the customer experience and minimize processing latency with autoscaling infrastructure
- Eliminate silos with a holistic, end-to-end platform that combines data, case management, decisioning. and embedded intelligence
Collections
Fair collections strategies to maximize the chance for ongoing credit relationships.
