Loan Origination
Software that powers business growth and agility for loan origination.
Real-time approvals
Automate your loan origination processes for real-time digital lending approvals.
Smarter decisioning
Simplify data integration and deploy risk models in minutes to power smarter decisioning.
Greater independence
Empower business users to make changes in minutes with no-code, drag + drop tools.
Say yes more, without increasing risk.
As a lender you know that to compete in today’s digital-first world you need to offer innovative products, fast approvals and a world-class consumer experience. But you also know that loan origination software often hinders your ability to make this happen.
Instead of risk management software that holds you back, you need a solution that makes you more competitive. You need a solution that drives business growth. You need a solution that makes you more agile.
Say hello to the Provenir AI-Powered Decisioning Platform, where we put the power of risk processes back in your hands.
Benefits
Create loan origination experiences that drive customer loyalty.
Are you finding it increasingly difficult to keep your decisioning technology in sync with business needs? Provenir’s loan origination software is designed to empower your team to quickly and easily take control of your risk strategy.
Integrate more data
Data integration tools make data access fast and easy. Integrate to both internal and external data sources using our Data-as-a-Service solution. Provenir Data and Marketplace lets you explore new data sources covering identity, credit, fraud, KYC, and other traditional and alternative data options.
Automate decisioning
Our AI-Powered Decisioning Platform enables real-time, fully automated decisioning workflows. Rapidly assess credit risk with predictive models that can be uploaded and deployed into business logic without recoding.
Don’t build, design
You don’t need to build from the ground up to get an agile, flexible loan origination solution. Use Provenir’s AI-Powered Decisioning Platform to do the heavy lifting. Simply design and implement your decisioning processes using the no-code interface.
Improve collaboration
Bridge the gap between your risk, credit, analytics and development teams with visual tools that eliminate technical knowledge gaps. Empower your teams to work together on projects, encouraging the collaboration that drives your business forward.
Respond faster
Identify and react to new risks and opportunities faster. Combine the power of our Business Intelligence and Decisioning solutions to track decisioning metrics, business KPIs and model performance using real-time data.
Future-proof technology
Eradicate monolithic loan origination software that limits your agility. Instead, uncover the benefits of Platform-as-a-Service technology that is designed and built to scale with your organization.
Chief Technology Officer, Bigbank
“The Provenir solution is an important element in our transformation. The interface is so visual that it is simple to design effective, transparent business processes.”
VP of Dealer Services, GM Financial
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
CEO, North America, Klarna
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
Managing Director, Novuna Capital
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Our platform makes us unique. Our results make you stand out.
Companies like you choose Provenir
SoFi
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).
tbi bank
tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.
Bigbank
Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.
BBVA
BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.
Questions
Frequently asked questions
Get the answers you need to power business growth in your loan originations.
Want to learn more?
By implementing a risk decisioning solution for your loan originations, you can streamline the entire loan origination process – from application to underwriting to disbursement. With real-time data access, customizable decisioning processes, and advanced analytics you’ll be better equipped to manage your loan pipeline and customer portfolios more efficiently and effectively.
Loan origination software on its own can’t usually handle a variety of data sources and more sophisticated decisioning processes. Most loan origination software has a predeveloped list of data integrations that go hand in hand with pre-built decisioning logic. But with more advanced loan decisioning software in the way of a robust, credit risk analytics and data platform, the sky’s the limit in adding, testing and iterating new data sources.
In-house loan origination software/systems often contain your LOS screens and your decisioning logic, all in one. Which sounds great but isn’t actually effective in practice – it limits flexibility and agility, and increases development and implementation time, leading to frustrated business users, impatient loan applicants, and stilted growth.
While it may seem counterintuitive to implement MORE technology, it’s rare that the same technology for your loan origination is effective in powering end-to-end application processing. Simple decisioning found in most loan origination software can’t handle more sophisticated risk strategies – which is why you need more sophisticated risk decisioning solutions that can handle real-time data integration, automated decisioning, and advanced analytics.