Loan Origination
Software that powers business growth and agility for loan origination.
Real-time approvals
Automate your loan origination processes for real-time digital lending approvals.
Smarter decisioning
Simplify data integration and deploy risk models in minutes to power smarter decisioning.
Greater independence
Empower business users to make changes in minutes with no-code, drag + drop tools.
Say yes more, without increasing risk.
As a lender you know that to compete in today’s digital-first world you need to offer innovative products, fast approvals and a world-class consumer experience. But you also know that loan origination software often hinders your ability to make this happen.
Instead of risk management software that holds you back, you need a solution that makes you more competitive. You need a solution that drives business growth. You need a solution that makes you more agile.
Say hello to the Provenir AI-Powered Decisioning Platform, where we put the power of risk processes back in your hands.
Benefits
Create loan origination experiences that drive customer loyalty.
Are you finding it increasingly difficult to keep your decisioning technology in sync with business needs? Provenir’s loan origination software is designed to empower your team to quickly and easily take control of your risk strategy.
Integrate more data
Data integration tools make data access fast and easy. Integrate to both internal and external data sources using our Data-as-a-Service solution. Provenir Data and Marketplace lets you explore new data sources covering identity, credit, fraud, KYC, and other traditional and alternative data options.
Automate decisioning
Our AI-Powered Decisioning Platform enables real-time, fully automated decisioning workflows. Rapidly assess credit risk with predictive models that can be uploaded and deployed into business logic without recoding.
Don’t build, design
You don’t need to build from the ground up to get an agile, flexible loan origination solution. Use Provenir’s AI-Powered Decisioning Platform to do the heavy lifting. Simply design and implement your decisioning processes using the no-code interface.
Improve collaboration
Bridge the gap between your risk, credit, analytics and development teams with visual tools that eliminate technical knowledge gaps. Empower your teams to work together on projects, encouraging the collaboration that drives your business forward.
Respond faster
Identify and react to new risks and opportunities faster. Combine the power of our Business Intelligence and Decisioning solutions to track decisioning metrics, business KPIs and model performance using real-time data.
Future-proof technology
Eradicate monolithic loan origination software that limits your agility. Instead, uncover the benefits of Platform-as-a-Service technology that is designed and built to scale with your organization.
Our platform makes us unique. Our results make you stand out.
Chief Technology Officer, Bigbank
“The Provenir solution is an important element in our transformation. The interface is so visual that it is simple to design effective, transparent business processes.”
VP of Dealer Services, GM Financial
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
CEO, North America, Klarna
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
Managing Director, Novuna Capital
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Companies like you choose Provenir
Carbon
To support its ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and decisioning.
AskIf
One of the few female-led fintechs in the UK, AskIf is a business with a mission to deliver loans to small, credit-worthy businesses unable to secure funding from mainstream lenders, financing the £1.5bn+ annual gap that exists for SMEs in the UK.
Klarna
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.
GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
Resources to dig a little deeper
Ten Fintechs Shaking Up Consumer Lending
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Ten Fintechs/Finservs Supporting Women – or Being Led by Them!
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Year in Review: Trends, Challenges and Opportunities in Fintech and Financial Services
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Our reach is global
Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.