AI-Powered Decisioning Platform
The secret to smarter decisioning






Cloud technology that lets you make smarter decisions, faster.
Provenir’s cloud-native Decisioning Platform puts industry-leading technology in the palm of your hand — no matter how big your business grows.
Our no-code user interface lets you rapidly create sophisticated decisioning workflows, integrate any data source and deploy AI/ML models. It’s an all-powerful cloud platform that supports a wide range of data, AI, and decisioning capabilities across the customer lifecycle. Available as a unified solution for data, AI, and decisioning, or start with Provenir Data or Provenir Decisioning as standalone options. Provenir’s cutting-edge data and AI-powered decisioning technology makes it easy to launch, learn and innovate, driving the agility and flexibility to power your business growth.
Benefits
Data, AI, and Decisioning superpowers powered by cloud-native technology.
Find the solution that checks all the boxes
With one unified digital experience powering three key capabilities — decisioning, data, and AI — you can configure the platform-as-a-service solution that best fits your needs.
Stay ahead of technology trends
Our PaaS cloud solution doesn’t follow trends, it creates them. Cutting-edge technology combined with data and decisioning across the whole customer lifecycle keeps you ahead of your competition.
Make changes on your schedule
Our no-code cloud platform eliminates vendor and development team reliance, giving you the agility to rapidly make changes, test new strategies and get products to market, all on your timeline.
Get technology that evolves with your business
One platform, three capabilities, plenty of options. Provenir’s auto-scaling and flexible technology grow with your business. Add product lines and evolve your strategy all within the Platform.
Purpose-built solutions, endless possibilities.
Products
Your needs. Your goals. Your Cloud Decisioning platform.
The Provenir AI-Powered Decisioning Platform blows past traditional decision engines, unleashing functions that power innovation like data on demand, instant decisions, and auto-optimization of AI and machine learning models.
Designed around your organization, you have complete control to power business innovation across identity, fraud, and credit processes.
Use Provenir to power one or both of your data and decisioning strategies.

Provenir Decisioning
Provenir’s industry-leading risk decisioning lets you make smarter decisions, faster. Use Provenir’s no-code decisioning engine to tackle virtually any risk decisioning or analytics workflow. Empower business users to design, build and deploy new workflows or make changes quickly. Get products to market, today.
Use Provenir Decisioning Cloud to:

Provenir Data
Say hello to data. Any data, anytime, anywhere – One API. Provenir Data + Marketplace is a global data and intelligence platform that makes accessing data fast and easy. Advance and accelerate your data strategy with data and insights covering identity, fraud, and credit, all managed through a single contract. Eliminate your data sourcing challenges and simplify your data supply chain with preconfigured, fully maintained integrations, accessed through a single API. Select from identity, fraud, open banking, bureau, alternative sources and more.
Use Provenir Data Cloud to:

Provenir AI
Simplified AI for smarter decisioning. Designed and built to make AI accessible to fintechs, Provenir AI empowers you to launch your AI strategy at record speed. Whether you’re just starting with AI or further on your journey, Provenir’s AI solution will bring instant value to your team by eliminating the challenges that limit AI impact. With auto-selection, simplified deployment, and self-optimization, Provenir AI lets you run at maximum performance, all of the time!
Use Provenir AI to:
Find the cloud solution that’s right for you.
Provenir is anything but cookie cutter. Whether you need to start small or are already making thousands of decisions per month, Provenir Data and Decisioning solutions deliver the agility and flexibility you need to compete in evolving markets.
From intuitive visual interfaces to decisions in seconds, Provenir creates a cohesive risk ecosystem that makes you the ultimate decisioning power player.
Your Needs | Provenir AI-Powered Decisioning Solution |
---|---|
Manage your data, decisioning, AI strategy using one unified solution | ✓ |
Purpose-built solution designed for financial services | ✓ |
Eliminate vendor reliance + reduce the burden on your IT team | ✓ |
Create decisioning workflows using drag and drop interface | ✓ |
Aggregate, enrich and consume data through a single API + contract | ✓ |
A data platform that supports regional and global risk strategies | ✓ |
Launch new products in under 60 days | ✓ |
Track KPIs and model performance | ✓ |
Accelerate ROI with pre-built integration, insights and solutions | ✓ |
Use decisioning performance data to auto-optimize AI accuracy | ✓ |
Deploy AI across the customer lifecycle with ease | ✓ |
Innovate on your timeline | ✓ |
A scalable solution that’s loved by startups and trusted by unicorns | ✓ |
Utilize across a wide variety of use cases | ✓ |
Questions
Frequently asked questions
Why implement a decisioning platform? Get the answers you need to make smarter risk decisions.
Want to learn more?
Cloud technology ensures that your decision intelligence platform meets all security and compliance requirements, allows for great scalability, flexibility, and reliability, and ensures that you have access to the latest in decisioning features in record time.
The power of AI and embedded machine learning is in optimizing customer experiences, maximizing your decisioning performance and creating a true decision intelligence platform. Drive more accurate decisions across the entire customer lifecycle, mitigate bias in decision making, and enable more personalized offers for your customers by using machine learning to find patterns in your data and optimize your risk models.
Leveraging a decision intelligence platform for your credit risk decisions enables flexibility for true scalability to grow as your business grows – add additional product lines, iterate your workflows, test new strategies and get new products to market as fast as your customers demand.
With no/low-code tools and drag-and-drop functionality, you can make changes on your timeline, without waiting for vendors or your IT/development teams. And with a unified platform that combines data and embedded machine learning with your risk decisioning, you get simplified, centralized control to manage all of your needs in one place.
Companies like you choose Provenir

GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.

Klarna
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.

SoFi
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).
Resources to dig a little deeper
The Lending Revolution: Building World-Class Digital Lending Experiences in Southeast Asia
Read More
5 Ways Credit Risk Analytics Can Help Your Business Make Better Decisions
Read More
Building a Data-Driven Future: Credit Risk Management in India with AI and ML
Read More
Our reach is global
Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.