About Us

Provenir makes risk analytics faster and simpler for financial institutions. Our Risk Decisioning and Data Science Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning. We serve clients in a broad range of financial verticals including consumer, cards, payments, ecommerce and auto financing.

We pride ourselves on our ability to deliver immediate business value to you through our transparent, progressive and collaborative culture. We are passionate about what we do, whether that is helping individual businesses improve processes or achieve a transformative platform for risk decisioning across an organization.

Our History

First launched in 2004 by Lawrence Smith, Provenir is a privately held company which provides risk analytics and decisioning solutions to multiple financial segments including SME lending, banking and loan origination software, auto lending and financing, retail financing and POS lending, merchant onboardingand fintech.

We provide solutions across North America and EMEA for financial industry leaders such as GM Financial, Elavon, Klarna, HSBC , Marcus by Goldman Sachs, and Wells Fargo among others.

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