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INFOGRAPHIC

The History
of Lending

Allison Karavos
January 12, 2023

Technology and the Democratization of Lending

Did you know that the earliest form of Buy Now, Pay Later dates back to the 19th century, when consumers were able to purchase expensive goods (like furniture and farm equipment) on installment plans? While modern lending is often thought of as, well, modern, some of the technologies that impact our current financial services landscape have much older roots. Check out the infographic for some interesting factoids on the history of lending, the rise of modern technology, and just how far we’ve come in the world of lending.

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