Skip to main content

Industry: Financial Services

Embedded Finance Bettering Financial Inclusion with Thredd, Provenir, ConnectPay and 15Rock

Written by on . Posted in News. No Comments on Embedded Finance Bettering Financial Inclusion with Thredd, Provenir, ConnectPay and 15Rock

NEWS

Embedded Finance Bettering Financial Inclusion
with Thredd, Provenir, ConnectPay and 15Rock

The Fintech Times recently tapped Chris Kneen, Managing Director for the UK & Ireland at Provenir, for his insights into how embedded finance can help improve financial inclusion. Check out Chris’ perspective, along with other industry leaders’, on how embedded finance can enable seamless access to financial services for all.

Read Now

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More

LATEST NEWS

Continue reading

TDS Mini: Want to Launch AI/ML? You Need a Data Detox

Written by Amy Sariego on . Posted in Resource. No Comments on TDS Mini: Want to Launch AI/ML? You Need a Data Detox

PODCAST

TDS Mini:
Want to Launch AI/ML? You Need a Data Detox

AI, banks vs fintechs, alternative data – how do all of these hot topics fit together?

Get the whole picture with a quick, insightful look at emerging technology and the future of fintech with Provenir’s Chief Product Officer, Carol Hamilton, and Finovate’s VP and Director of Fintech Strategy, Greg Palmer.

Listen to the full fireside chat here.

Listen Now

Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

Spotify Podcast

Featuring:

Carol Hamilton, Chief Product Officer, Provenir

Greg Palmer, VP and Director of Fintech Strategy, The Finovate Group

LATEST PODCASTS

Continue reading

Super Apps Success with FintechOS, Wildfire Systems, Provenir, Agent IQ and Yoosr

Written by Amy Sariego on . Posted in News. No Comments on Super Apps Success with FintechOS, Wildfire Systems, Provenir, Agent IQ and Yoosr

NEWS

Super Apps Success
with FintechOS, Wildfire Systems, Provenir, Agent IQ and Yoosr

EY estimates that the market size of global embedded finance will grow from $265 billion in 2021 to $606 billion as early as 2025. Super apps are one specific area that looks ready to explode worldwide. The Fintech Times asked experts, including Frode Berg, Managing Director of Europe for Provenir, what factors have driven the success of super apps already. Frode shares his perspective on how super apps can expand economic opportunities and possibilities on several levels while transforming the user experience.

Read Now

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More

LATEST NEWS

Continue reading

Embedding Exceptional Borrower Experience in Embedded Finance

Written by Amy Sariego on . Posted in Resource, Webinars. No Comments on Embedding Exceptional Borrower Experience in Embedded Finance

ON-DEMAND WEBINAR

Embedding Exceptional
Borrower Experience in Embedded Finance

Book a Meeting

Hosted By: AltFi

The need is clear for financial institutions and fintechs to invest in modernized and digitized core lending functions such as credit decisioning, fraud, and process automation. World-class digital lending experiences are no longer a nice-to-have, but an expected feature. One of those expected features is embedded finance. 

Two-thirds of adults in the UK used embedded financial services in 2022, and giving consumers the embedded omnichannel finance features they want is essential to increase loyalty and grow your business. Just take it from the 80% of companies that offer embedded finance that experienced increased engagement and the 85% that used embedded finance to acquire new customers.

But how can your technology power embedded financial services that cater to customer needs while continuing to prioritize risk management? Watch this on-demand webinar from Provenir and AltFi to explore this question and learn real-world tactics and solutions to balance growth and risk.

Our panel will dig into the power of AI and data-driven credit risk decisioning technology to deliver smooth, personalized embedded finance experiences that make borrowers return and build a foundation for long-term customer relationships. Explore the challenges and opportunities of embedded lending and discover how to:

  • Tailor lending solutions to enhance the borrower experience with personalized offers including loan amount, interest rates, and repayment terms
  • Automate lending processes such as loan underwriting and risk assessment with AI and machine learning
  • Leverage customer data such as financial data, credit history, and behavioral data for more accurate risk assessment and increased financial inclusion
  • Balance risk management and customer experience to optimize the risk decisioning process to cover regulatory compliance and fraud prevention while enhancing customer satisfaction
    Delight customers with instant approvals and seamless, embedded application processes

Speakers:

  • Dominic Hanson

    Head Of Business Development, NewDay

  • Nick Harding

    CEO And Co-founder, Fluro

  • Chris Kneen

    Managing Director UK&I, Provenir

RESOURCES

Continue reading

Provenir Launches New Podcast Series on the Future of Fintech

Written by Amy Sariego on . Posted in News. No Comments on Provenir Launches New Podcast Series on the Future of Fintech

NEWS

Provenir Launches New Podcast Series on the Future of Fintech

“The Disruptor Sessions: The Visionary’s Guide to Fintech” features industry experts and explores the key issues shaping the next evolution of fintech

Parsippany, NJ — June 14, 2023 — Provenir, a global leader in data and AI-powered credit risk decisioning software, today announced the launch of its podcast “The Disruptor Sessions: The Visionary’s Guide to Fintech.” 

The podcast series features one-on-one interviews with thought leaders and innovators from the financial services industry. Hosted by regional Provenir leaders, the podcast explores what’s next in fintech, from the technology powering change to the visionaries driving disruption. The series also includes bite-size segments called “TDS Minis,” offering key insights on the hot topics driving the fintech market in 15 minutes or less.

“The fintech industry is rapidly changing; we are committed to bringing engaging conversations and insights from industry leaders to the forefront to help organizations navigate the fast-moving fintech market,” said Kim Minor, Senior Vice President, Global Marketing, Provenir. “’The Disruptor Sessions: The Visionary’s Guide to Fintech’ podcast provides expert views on what is moving the fintech market forward, and steps businesses can take to adapt and better position themselves to take advantage of key industry trends and opportunities.” 

The pilot episode features Aaron Webster, Chief Risk Officer for SoFi, who shares the company’s secret to differentiation in a crowded fintech ecosystem, as well as predictions on the next big disruption for American financial services. 

The following episode highlights financial inclusion and the new-to-credit population, as Nidhi Verma, TransUnion’s Vice President of Research and Consulting, defines the business case for financial inclusion and envisions the future of it on a global scale.

Listeners can access all episodes of “The Disruptor Sessions: The Visionary’s Guide to Fintech” on the podcast home page , as well as Spotify and Apple Podcasts.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More

LATEST NEWS

Continue reading

Episode 2: TransUnion’s Nidhi Verma Introduces the New Kids on the (Credit) Block

Written by Amy Sariego on . Posted in Resource. No Comments on Episode 2: TransUnion’s Nidhi Verma Introduces the New Kids on the (Credit) Block

PODCAST

Episode 2:
TransUnion’s Nidhi Verma Introduces the New Kids on the (Credit) Block

Though they used to be invisible, today they might be the future of the credit market.

On this episode of The Disruptor Sessions, we’re exploring the new-to-credit (NTC) population. Though they used to be invisible, today they might be the future of the credit market.

North America host Kathy Stares (Provenir’s EVP, Americas) and TransUnion’s VP of International Research and Consulting, Nidhi Verma, discuss the immense opportunities in engaging this powerful group. Drawing from TU’s recent report on NTCs, they debunk the myths around risk, define the business case for financial inclusion, and develop a vision of what the future of financial inclusion could look like globally.

Listen Now

Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

Spotify Podcast


The Panelists:

  • Nidhi Verma

    Nidhi Verma leads the customer consulting team within the innovative solutions group at TransUnion. Her team is responsible for diagnosing underlying business issues, and uncovering and imparting strategic insights from credit and alternative data assets. Previously at TransUnion, she led the U.S. financial services research and consulting group, delivering industry insights around the consumer credit marketplace. She’s spent over 14 years developing financial plans, creating strategic initiatives, and driving analytics to identify and solve business problems. 

    Verma held prominent positions at Discover Financial Services, Citigroup, Citi EMEA, and Fifth Third Bank where she served as CFO of the bankcard business. She received her bachelor’s and master’s degrees in commerce from the University of Delhi and an MBA in finance from Loyola University of Chicago.

  • Kathy Stares

    Kathy Stares is the Executive Vice President of North America at Provenir, a global leader in AI-powered risk decisioning software. As a member of Provenir’s executive team, she is introducing creative account management approaches to support the company’s aggressive growth strategy.

    Kathy brings more than 20 years of experience in fintech and has a deep knowledge and curiosity about risk decisioning innovation. She’s passionate about helping organizations leverage data and technology to build world-class experiences for their customers.

    Prior to joining Provenir, Kathy was Chief Customer Officer at enStream, Canada’s provider of mobile verification services. Kathy received a Bachelor of Arts degree from the University of Toronto and attained the Women of Influence certificate. Kathy also volunteers for the Menttium organization.

  • Nidhi Verma

    Nidhi Verma leads the customer consulting team within the innovative solutions group at TransUnion. Her team is responsible for diagnosing underlying business issues, and uncovering and imparting strategic insights from credit and alternative data assets. Previously at TransUnion, she led the U.S. financial services research and consulting group, delivering industry insights around the consumer credit marketplace. She’s spent over 14 years developing financial plans, creating strategic initiatives, and driving analytics to identify and solve business problems. 

    Verma held prominent positions at Discover Financial Services, Citigroup, Citi EMEA, and Fifth Third Bank where she served as CFO of the bankcard business. She received her bachelor’s and master’s degrees in commerce from the University of Delhi and an MBA in finance from Loyola University of Chicago.

  • Kathy Stares

    Kathy Stares is the Executive Vice President of North America at Provenir, a global leader in AI-powered risk decisioning software. As a member of Provenir’s executive team, she is introducing creative account management approaches to support the company’s aggressive growth strategy.

    Kathy brings more than 20 years of experience in fintech and has a deep knowledge and curiosity about risk decisioning innovation. She’s passionate about helping organizations leverage data and technology to build world-class experiences for their customers.

    Prior to joining Provenir, Kathy was Chief Customer Officer at enStream, Canada’s provider of mobile verification services. Kathy received a Bachelor of Arts degree from the University of Toronto and attained the Women of Influence certificate. Kathy also volunteers for the Menttium organization.

LATEST PODCASTS

Continue reading

TDS Mini: Economy vs. Innovation

Written by Amy Sariego on . Posted in Resource. No Comments on TDS Mini: Economy vs. Innovation

PODCAST

TDS Mini:
Economy vs. Innovation

Is necessity really the mother of invention?

Is necessity really the mother of invention? Our experts Cheryl Woodburn and Matt Fabian certainly think so! In today’s TDS Mini, learn about how traditional financial service providers are competing with emerging, digital-first players, the feature that lenders think is most important for accurate decisioning, and how to avoid a mass customer exodus.

Listen Now

Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

Spotify Podcast


The Panelists:

  • Matt Fabian

    Strategic and inspiring leader with a strong background in strategy, advanced analytics, marketing, and performance management. Over 30 years experience in Financial Services sector and Management Consulting including roles in Customer analytics, Client Strategy, Analytics and Modeling, Credit Card, Insurance and Wealth Management.

    Recognized speaker and contributor to media including CBC, BNN, Bloomberg, Globe and Mail.

  • Cheryl Woodburn

    Cheryl Woodburn serves as Country Manager for Canada at Provenir, managing all operations as Provenir responds to the record-breaking growth the company is experiencing in North America.

    Cheryl has more than 25 years of experience in global software, analytics, data and technology markets, Prior to joining Provenir, Woodburn served as Vice President, Sales at Equifax. She also served in senior leadership roles at FICO and IBM, overseeing sales and customer success teams, sales enablement, and business operations. Cheryl received a Bachelor of Science degree from McMaster University in Hamilton, Ontario.

  • Matt Fabian

    Strategic and inspiring leader with a strong background in strategy, advanced analytics, marketing, and performance management. Over 30 years experience in Financial Services sector and Management Consulting including roles in Customer analytics, Client Strategy, Analytics and Modeling, Credit Card, Insurance and Wealth Management.

    Recognized speaker and contributor to media including CBC, BNN, Bloomberg, Globe and Mail.

  • Cheryl Woodburn

    Cheryl has more than 25 years of experience in global software, analytics, data and technology markets, Prior to joining Provenir, Woodburn served as Vice President, Sales at Equifax. She also served in senior leadership roles at FICO and IBM, overseeing sales and customer success teams, sales enablement, and business operations. Cheryl received a Bachelor of Science degree from McMaster University in Hamilton, Ontario.

LATEST PODCASTS

Continue reading

Episode 1: SoFi’s Aaron Webster Wants to Make It Easier to Divorce Your Bank

Written by veeresh on . Posted in Resource. No Comments on Episode 1: SoFi’s Aaron Webster Wants to Make It Easier to Divorce Your Bank

Episode 1: SoFi’s Aaron Webster Wants to Make It Easier to Divorce Your Bank

What’s SoFi’s secret to differentiation in a crowded fintech ecosystem?

Where should we look to find the next big disruption for American financial services? North America host Kathy Stares sits down with SoFi’s Chief Risk Officer, Aaron Webster, to answer these questions and more in our very first episode of The Disruptor Sessions.

LATEST PODCASTS

TDS Mini: Want to Launch AI/ML? You Need a Data Detox

TDS Mini: Want to La...

PODCAST TDS Mini:Want to Launch AI/ML? You Need a Data Detox AI, banks vs fintechs,
Read More
TDS Mini: Level Up Your Digital Lending (In Under 10 Minutes)

TDS Mini: Level Up Y...

PODCAST TDS Mini:Level Up Your Digital Lending (In Under 10 Minutes) Want to learn how
Read More
Episode 2: TransUnion’s Nidhi Verma Introduces the New Kids on the (Credit) Block

Episode 2: TransUnio...

PODCAST Episode 2:TransUnion's Nidhi Verma Introduces the New Kids on the (Credit) Block Though they
Read More
TDS Mini: Economy vs. Innovation

TDS Mini: Economy vs...

PODCAST TDS Mini:Economy vs. Innovation Is necessity really the mother of invention? Is necessity really
Read More

Continue reading

Alternative Data: The Catalyst for Financial Inclusion

Written by Amy Sariego on . Posted in Resource, Webinars. No Comments on Alternative Data: The Catalyst for Financial Inclusion

ON-DEMAND WEBINAR

Alternative Data:
The Catalyst for Financial Inclusion

Book a Meeting

Addressing financial inclusion is a priority for many fintechs and financial services providers: there are almost 6 million unbanked households in the US alone. 

This large population of unbanked individuals represents significant growth for innovative organizations, but the reliance on traditional financial data makes it difficult to evaluate creditworthiness for those with thin or nonexistent files.  

To make financial services available to the unbanked and underbanked populations, alternative data provides new insights to support credit decisions while also detecting fraud.

Join this panel of experts for a discussion on how to harness the power of alternative data to catalyze financial inclusion and expand your customer base, without increasing risk.

Topics include:

  • The gaps using only traditional data leaves in determining credit risk
  • How alternative data can catalyze financial inclusion while reducing risk and fraud
  • The role of alternative data in the larger picture of tech-enabled financial inclusion
  • How alternative data opens opportunities for market expansion
  • Actionable steps you can take to incorporate alternative data into your decisioning

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Erin Allard

    General Manager, Prism Data

  • Mia Huntington

    Head of BNPL/POS Lending, US Bank

Moderator:

Todd Anderson

Chief Content Officer, Fintech Nexus

RESOURCES

Continue reading

Meeting Customers “Where They Are” Through Financial Inclusion and Hyper-Personalization

Written by Amy Sariego on . Posted in News. No Comments on Meeting Customers “Where They Are” Through Financial Inclusion and Hyper-Personalization

NEWS

Meeting Customers “Where They Are”
Through Financial Inclusion and Hyper-Personalization

The current economic climate poses significant challenges for both businesses and consumers – a situation the financial services industry must recognize as both a threat and an opportunity. With consumers’ shifting economic situations, risk profiles are changing, necessitating that financial services companies meet their customers where they are by providing a higher level of personalization than ever before. It also means changing the traditional business models that have excluded a significant part of the population. 

In this Finance Digest article, Kathy Stares, Provenir’s EVP, North America discusses how the use of prescriptive analytics that leverage alternate data, machine learning and AI can help organizations lean into financial inclusion and hyper-personalization.

Read Now

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More

LATEST NEWS

Continue reading