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Redefining the Automotive Financing Customer Experience with Technology

Webinar

Redefining the Automotive Financing Customer Experience with Technology

Every car purchase involves a manufacturer, a retailer, and a financer, and each holds a different part of the customer’s story: how the vehicle is driven and serviced, how often they visit the dealership, how they manage their repayments. Because that information stays separate, customers end up with generic offers, repeated messages and decisions that don’t fit their situation.

Join Rich Cowley, Director of Presales at Provenir, for a practical look at what changes when every party in the journey works from a connected view of the customer. Using a lease-end example, Rich will show how automation, analytics and AI turn fragmented data into timely, personalized and affordable offers, with transparency and governance built in.

What you’ll learn:
  • Why automation and technology are the building blocks for competitive differentiation, and why that edge increasingly depends on how well manufacturers, retailers and financers work together rather than alone
  • How to leverage advanced analytics to optimize and make more personalized offers, using signals from across the journey, from vehicle usage and service history to affordability and payment behavior

  • How a unified solution for data, AI and decisioning drives the agility and flexibility needed to power exceptional consumer experiences, with decisions that stay transparent, testable and auditable

  • How to learn from every outcome (did the customer accept, negotiate, pay off early or trade in?) and simulate changes before they reach a customer

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Speakers

Richard Cowley

Richard Cowley

Provenir

Director of Pre Sales

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Maximising Customer Lifetime Value in Retail Banking Through Hyper-Personalised Decisioning

Webinar

Maximising Customer Lifetime Value in Retail Banking Through Hyper-Personalised Decisioning

Your models know who is likely to default, churn or buy. So why is a person still deciding what to do about it?

South African banks are competing harder than ever for the customers who define long-term value: the primary salary account, the growing household, the first-time borrower. Digital-first challengers, tighter margins and rising pressure on the cost of credit have made “good enough” offers and one-size-fits-all credit rules expensive.

Most banks have invested heavily in predictive models. Far fewer have closed the gap between a prediction and the right decision for each individual customer. That gap is where lifetime value is won or lost.

In this session, Matthew Hubbard shows how leading banks turn analytics into action. You’ll see practical decision strategies across the customer lifecycle and what it takes to run them at scale.

What you’ll learn:
  • The four levers that grow customer lifetime value: acquire the right customers, deepen the relationship, keep customers longer, and lower cost to serve and risk
  • How value-based onboarding, next-best-product offers and life-event triggers help you win the salary account and cross-sell at the right moment

  • Why two customers with the same default risk can warrant very different credit limits

  • How early-warning strategies spot customers heading for trouble before they miss a payment

  • The shift from predictive to prescriptive: how optimisation engines work within the goals and constraints your people set

  • The data, real-time decisioning and governance foundations required, and why you can start with one use case and scale

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Date & Time
  • Tuesday, December 8th
  • 1:30pm SAST (30 minutes)
Speakers

Matthew Hubbard

Matthew Hubbard

Provenir

Principal Consultant Credit Risk

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The New Face of First-Party Fraud

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The New Face of First-Party Fraud: Three Personas Every Lender Needs to Know

First-party fraud is becoming one of the toughest challenges facing banks and lenders today. Traditional fraud controls are struggling to keep pace as fraudsters leverage technology, social media, and increasingly sophisticated tactics to exploit gaps across the customer lifecycle.

The challenge is that first-party fraud is no longer a single problem. It has evolved into three distinct behavioral types: Criminal Operators, Opportunists, and Intentional Misrepresentation. Each have their own unique motivations, risk signals, and detection challenges. Treating them the same can leave institutions exposed to unnecessary losses while creating friction for legitimate customers.

In this Provenir-hosted webinar, Jason Abbott and Jason Gunther will break down these three first-party fraud personas, exploring how they operate, the warning signs they leave behind, and how organizations can use AI-driven approaches to identify and address risk earlier and more effectively.

Key Takeaways:
  • The three distinct first-party fraud personas and the behaviors that differentiate them
  • Early warning indicators that can help identify first-party fraud before losses occur
  • How AI-powered profiling, data enrichment, and graph analytics uncover hidden risk patterns
  • Strategies for applying the right level of friction at the right time to protect both revenue and customer experience
You’ll learn practical insights and actionable strategies to strengthen your fraud program, improve detection outcomes, and create a more balanced approach to fraud prevention that protects both your business and your customers.
Please fill out the form to watch the replay:

Speakers
  • jason abbott headshot

    Jason Abbott

    Provenir

    Product Director, Fraud
  • Jason Gunther

    Jason Gunther

    Provenir

    Lead Data Scientist

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Revenue to Reputation

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From Revenue to Reputation:
Is Fraud Damaging Your Business?

Fraud targeting telcos has always existed. What’s changed is how it’s executed, how fast it scales, and how much is at stake.

As device values rise and fraud-as-a-service lowers the barrier to entry, telcos are facing a new wave of sophisticated, high-volume attacks — from subscription fraud to device theft rings — that directly erode revenue and brand trust.

In this webinar, three of Provenir’s specialists in telco fraud sit down to cut through the noise: what the threat landscape actually looks like right now, why telcos have become a prime target, and what effective fraud prevention looks like in practice.

What we cover:
  • Subscription and device fraud: the mechanics, the motivations, and why the problem has grown so fast.
  • Why telcos are in the crosshairs now: rising device values, complex technology estates, and regulatory pressure are creating a perfect storm.
  • The double cost of fraud: direct revenue loss and the harder-to-measure reputational damage that follows.
  • The solutions, processes, and technologies that are working, and what separates a reactive approach from a resilient one.

Speakers
  • jason abbott headshot

    Jason Abbott

    Provenir

    Head of Fraud
  • mark-jackson

    Mark Jackson

    Provenir

    Director of Telco
  • sam

    Frédéric Dubout

    Provenir

    Principal Consultant

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What if you could spot first-party fraud before it became a loss event?

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What if you could spot first-party fraud before it became a loss event?

First-party fraud has rapidly evolved from isolated organised crime into a social trend amplified by technology and social media.

Today’s fraud landscape in the Nordics reflects three distinct behavioural personas: Criminal Operators, Opportunists, and Intentional Misrepresentation. Each represents unique behavioural signatures, risk patterns, and detection challenges.

Provenir’s Mike Holmes and Jason Abbott join Ola Sundell of Digital Banking Strategy Talk to unpack each persona with real-world context, behavioural risk indicators, and practical, AI-enabled detection frameworks that help organisations detect, adapt, and respond – all while maintaining customer experience and compliance.

What to expect

  • Three very different first-party fraud personas and the behaviours that define them
  • Early indicators that surface first-party fraud before losses materialise
  • AI-enabled detection using profiling, enrichment, and graph analytics
  • How to calibrate friction to reduce fraud without harming customer experience


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Navigating Auto Lending in 2026: Speed, Agility, Visibility, at Your Fingertips

If you’re a technology or risk leader in the auto lending industry, your world can often feel like you’re living in a constant state of quickly shifting gears. Everything from markets, fraud risks, and customer expectations are constantly in motion.

Join us in this on-demand webinar to hear from industry expert, Christopher Mahanna, CISSP, for a practical and casual conversation on the reality of auto lending today. We’ll dig into where technology can provide a lift in operations and risk.

You’ll learn:
  • How to build a faster, smarter, more adaptive decisioning process
  • How to strengthen risk and fraud controls
  • How to future-proof operations with modular technology modernizations
We’re looking forward to sharing how you can supercharge your decisioning engine which will enable you to make fast (not furious) decisions.
Please Fill Out the Form to View the Video

Speakers
  • Christopher

    Christopher Mahannah

    Agora

    EVP & Head of Technology
  • sam

    Jeff Ward

    Provenir

    Senior Sales Executive
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    Jack Darby

    Provenir

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