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MKTplace-data type: Alternative Credit Risk

CRiskCo

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Partners

CRiskCo

CRiskCo – Open Accounting API

Key Benefits

  • Single API to gain Financial & Accounting aggregate data. Automated financial spreading including calculating key financial ratios (DSO, Quick Ratio, Debt Ratio), with 60 seconds of client onboarding time and real-time financial alerts.
  • Increasing financial visibility and lowering risk exposure. Enabling SMBs and professional credit providers to better evaluate the credibility of their business customers, detect fraud and prevent future credit failures.

“CRiskCo enables us to leverage off additional financial data, streamline our processes and make faster decisions, resulting in better outcomes for our clients and us.”

CEO, BUSINESS FUEL

Single API to Gain Financial and Accounting Data

CRiskCo platform aids the customer by providing automated financial insights, credit reports, and ongoing monitoring, measuring, and alerting on their clients’ financial health.

CRiskCo collects financial data straight from the source, from the accounting systems of the business or alternative resources (e.g. SAT in Mexico). Based on the client’s customer journey and requirements, data can be collected from one or more resources. CRiskCo then standardizes the data and runs predictive analytics to generate a real-time risk score and financial health alerts.

The ease of use, the standardized reporting and advanced Risk report assist our clients in evaluating commercial credit applications and monitoring the financial health of customers throughout the trade credit life cycle.

Resources

About CRiskCo

  • Services

    CRiskCo Approve

  • Countries Supported

    • Mexico
    • United States
    • Australia
    • United Kingdom
    • Israel

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Iberinform

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Partners

Iberinform

Data that Supports Your Best Decisions

Key Benefits

  • Spanish and Portuguese company information. Full database of Iberian companies and sole traders. Access to all relevant information about Spanish and Portuguese entities: financial statements, decision making, credit ratings, credit limits, contact information, and more.
  • Proprietary and curated database of exclusive information. There is plenty of valuable information only available inside the company. Iberinform has been collecting that information for almost 50 years: export operations, line managers, key providers, key customers, bank relations.

“Our data and segmentation possibilities provide for high yielding marketing campaigns.”

IBERINFORM CUSTOMER

Tech It Easy, Technology Makes Data Usage Easy

Established in 1975, Iberinform has pivoted its business model and become a truly digital and data driven product provider without losing its core value of providing fresh investigated information carefully sourced and curated.

2016 was an important year for Iberinform, as well as it was back then when the purchase of the Portuguese operation took place. Iberinform Portugal was founded in 1946 so we have over 130 years of combined expertise when it comes to managing data and information.

Nowadays, Iberinform boasts a full range of B2B datasets covering the needs of a wide array of customers. SMEs, sole traders, developers, fintechs and listed companies are among Iberinform’ s customer portfolio.

Resources

About Iberinform

  • Services

    • Marketing databases
    • Financial statements
    • Credit scores
    • Credit limits
    • Contact information
    • Insight View, cloud-based analytics solution
    • International trade detailed information on exporters, importers
    • API connection
    • XML connection

  • Regions Supported

    • Global
    • EMEA
    • Spain
    • Portugal

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Infinian

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Partners

Infinian

Infinian Vision – Credit Application Data

Key Benefits

  • Affordability, Vulnerability & Credit Risk. Use Infinian’s real-time market intelligence from millions of consumer credit interactions to find additional data points, identify high-risk individuals and set up early warning alerts to mitigate risk and comply with regulations.
  • Collections, Tracing & Fraud Prevention. Infinian’s unique dataset also helps firms with credit acquisition lifecycles and protects against losses. With comprehensive fraud prevention and detection solutions, Infinian insights power frontline financial crime prevention investigations. Infinian also provides tools that help firms improve and build unique, segmented collections strategies.

“Data from Infinian is unique to the market, and provides granular credit application data, which helps us perform appropriate due diligence checks that ensure our customers’ activity is affordable as well as fun.”

DAVID SMITH, MLRO & HEAD OF RISK AT BOYLESPORTS

Endless Data, Endless Insights

Infinian provides highly insightful data to the gaming sector, fintech companies and some of the largest global data businesses and credit bureaus.

Infinian Vision is a consumer-focused database informed by hundreds of data sources in real time. Unique and powerful, Vision is proven to be highly valuable to lenders, credit providers and data businesses to enhance the quality of their affordability, vulnerability and credit decisioning of their customer databases.

Infinian’s unique data insights are used across a wide range of industries and sectors allowing businesses to manage their data and track customer behavior effectively. Utilizing Europe’s largest marketplace for consumer credit applications, Infinian is uniquely positioned to assist businesses seeking to improve their decisioning systems, responsiveness and fraud detection.

Infinian services:

  • Lenders and Banks – Infinian helps major financial institutions manage their data and decisioning process
  • Risk and Fraud Agencies – Infinian data assists in identifying high-risk individuals and fraudulent activity
  • Debt Collections Agencies – Track missing customers, build new, segmented collections strategies and improve lines of customer communication
  • Gambling and Gaming Sector – Identify vulnerable customers and protect consumers in financial distress

About Infinian

  • Services

    • Vulnerability and Affordability Analytics
    • Affordability Risk
    • Collections and Tracing
    • Initial Vetting
    • Credit Risk Tools
    • High Risk Case Removal at Source
    • Identify Additional Information cases
    • Account Origination
    • Decline High Risk
    • Customer Limit Management
    • Assessment of Medium and High Risk Customers
    • Disposable Income Assessments
    • Identification of Financial Vulnerability Indicators
    • Replacement of Bureau Search Insights (quote search)
    • Fraud and Financial Crime Prevention
    • First Party Fraud Identification
    • Assess General Vulnerability
    • Macroeconomic Financial Trends

  • Countries Supported

    • United Kingdom
    • United States
    • Australia

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Carmachain

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Partners

Carmachain

Alternative Data Marketplace in Nigeria

Key Benefits

  • Credit and Alternative Credit Data. Credit data of credit bureaus and direct lenders supply. Aggregated transaction and telecom information. Biggest data one-stop shop.
  • Address Verification. Electronic utility bill of 90% of electricity grid payers in Nigeria.

Biggest Data Aggregator in Nigeria

CARMACHAIN gives you access to 80 million profiles of credit and alternative credit information in Nigeria.

About Carmachain

  • Services

    Data-as-a-Service

  • Countries Supported

    Nigeria

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Outra

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Partners

Outra

Outra Data – Powering Your Business

Key Benefits

  • Property Attribute Data. Outra’s Property Attribute Data provides a wide range of data on every UK residential property. Taken from over 25 years of transactions, listings and surveys and supported by industry-leading Data Science for best results.
  • Home Move Triggers. Outra’s Home Move Triggers accurately predict when to target home movers to buy your products and services – identifying approx. 150,000 movers each month. This allows you to communicate with the right message at the right time.

“We have chosen to work with Outra Data due to better coverage of variables and transparency on actual and modelled data.”

POST OFFICE INSURANCE

Household Level Insights for a 360 Customer view

Outra is a data science and analytics company with over 5,000 unique data points from over 60 different data sources on over 30 million UK households. Giving companies GDPR compliant tools to understand their customer at a household level.

Outra is the UK’s leading residential property data company. Our depth, and accuracy of data is unmatched, meaning only Outra can provide a real time 360 view of the UK residential property market. 

Picking a home is the most important decision we will make. Whether it’s the location, cost, size, or energy efficiency, where you decide to live says a lot about who we are. That’s why we have put property data at the core of everything we do. 

Outra Data is more than just raw data. Our Data Science team use AI to identify patterns and actionable insights into customer behavior. Combined with our unique data sets, our range of solutions enable reduced costs for acquisition, retention, modelling, or whatever your business requirement is.

Resources

About Outra

  • Services

    Property Attribute Data

    Home Move Triggers

    Parking Model

    High Net Worth Model

    Vulnerability Index – Outra has developed the proprietary data science which enables organizations to identify their most vulnerable customers at a household level. Companies use the Outra vulnerability index to reduce customer churn and mitigate financial risk. With the cost of living crisis, it is more important than ever to understand where these customers are and how you can support and retain them.

  • Regions Supported

    United Kingdom (England, Scotland, and Wales)

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Palenca

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Partners

Palenca

The First API for Payroll Data in Latin America

Key Benefits

  • Make better underwriting decisions with payroll data. Palenca connects companies to user-permissioned employment data. Validate historical and real-time income data directly from user’s income and employment sources.
  • Easily validate identity and employment instantly. With Palenca, access your customers employment records with their credentials and their consent, helping reduce fraud and optimize your KYC process.

Palenca, the Rirst Payroll API for Latin America.

Palenca’s software strives to become the most widely integrated Payroll API system in all LATAM. Through integrations with gig-economy apps, HR, e-commerce, and government platforms, we can bring rich risk and income related user data to financial, insurance and recruiting firms in just a fragment of a second.

With Palenca’s tool, companies can provide background checks, check payroll data, and real time behavior analysis for their end-users. Through these, firms can reinforce their internal evaluation processes for hiring and underwriting credit as well as access payment retention for loans and direct-deposit-switching for accounts.

About Palenca

  • Services

    • Employment and identity verification
    • Income verification (historical & real-time)
    • Direct Deposit Switch
    • Automated payment collection settings for loan repayments

  • Regions Supported

    • Latin America

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Global Data Consortium

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Partners

Global Data Consortium

Global Data Consortium

Key Benefits

  • Electronic Identity Verification. eIDV uses personal information such as name, date of birth, or national ID from various data sources to quickly confirm if an individual is who they claim to be.
  • Know Your Business. Our KYB solution offers three levels of checks with varying degrees of verification to allow your business to retrieve the necessary information for onboarding, partnerships, beneficial owner checks, or more.

“One of the biggest things we love about GDC’s team is their flexibility. They worked to add new data sources to ensure we got the highest match rates possible.”

REMITLY

About Global Data Consortium

Global Data Consortium is a data-as-a-service company that delivers real-time, locally sourced identity and business verification for financial institutions, age restricted services, ecommerce, regtechs, and more around the globe. 

From swift customer and business identification for online account opening to identity verification for global money transfer to verifying ages for online gaming and age-restricted commerce, our local data providers reach deep into their markets to find unexpected sources of identity information, confirming anyone from thin-file clients to prominent persons of interest. Beyond the product itself, our Consortium of data providers, channel partners, and customers supply a continuous flow of knowledge and meaningful connection.

Resources

About Global Data Consortium

  • Products

    • KYC Electronic Identity Verification (AML Compliance Check, PEP/Watchlist/Sanctions Check, Intelligent Name Translation Engine)
    • Business Verification 
    • Know Your Business Check
    • Owners, Directors, and Officers Check

  • Countries Supported

    Argentina, Australia, Austria, Belgium, Brazil, Canada, Denmark, France, Germany, India, Italy, Mexico, Netherlands, New Zealand, Norway, Singapore, South Africa, Spain, Sweden, Switzerland, Turkey, United Kingdom, United States, Czech Republic, Finland, Ghana, Gibraltar, Hong Kong, Ireland, Japan, Luxembourg, Malaysia, Nigeria, Poland, Portugal, Slovakia, Bahrain, Chile, Colombia, Costa Rica, Ecuador, Egypt, Greece, Hungary, Indonesia, Jordan, Kenya, Kuwait, Lebanon, Malta, Oman, Panama, Paraguay, Peru, Phillipines, Qatar, Romania, Russia Federation, Saudi Arabia, Slovenia,United Arab Emirates,  Uruguay, Venezuela, Vietnam

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