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MKTplace-region: APAC

Enabling Responsible Growth and Customer Trust in Malaysia’s Digital Lending Landscape through Data-Driven Insights

Roundtable & Cocktail Hour

Enabling Responsible Growth and Customer Trust in Malaysia’s Digital Lending Landscape through Data-Driven Insights

Bringing together visionary minds from the financial sector to spark dialogue and innovation

  • 06th Aug 2025
  • 4:30 PM – 7:30 PM MYT
  • Sofitel Kuala Lumpur Damansara | Malaysia

As digital transformation accelerates across Southeast Asia, Malaysia stands at a pivotal point driven by innovation, increasing regulatory expectations, and evolving customer demands.

This executive roundtable will convene thought leaders from banks, fintechs, digital lenders, and regulators to explore how financial institutions can meet growing expectations for responsible lending, deliver exceptional digital experiences, and build enduring customer trust.

We’ll dive into how intelligent decisioning, low-code orchestration, and real-time data are transforming onboarding and credit decisioning, empowering institutions to drive sustainable growth, reduce risk exposure, and enhance the overall customer lifecycle—from acquisition to long-term retention.

Discussion Highlights

  • Responsible Lending in a Regulated Landscape How Malaysian lenders can align with BNM’s expectations using real-time affordability insights and intelligent decisioning.
  • From Acquisition to Customer Lifetime ValueStrategies to foster long-term loyalty and profitability through lifecycle decisioning.
  • Trust Through TransparencyUsing consent-driven data and explainable decisioning to enhance digital trust.
  • Frictionless Digital Journeys – Delivering seamless onboarding and lending experiences with low-code, intelligent orchestration.
  • Malaysia’s Financial Outlook – Navigating fraud risks, credit growth, and rising consumer expectations in a dynamic digital lending environment.
Why Attend?
  • Learn from local and regional success stories

  • Engage in off-the-record dialogue with industry peers
  • Grow your professional network over a curated three-course meal
  • Walk away with fresh insights to drive trust and customer growth

Who Should Attend?

This session is curated for senior executives and decision-makers across:

  • Retail & Digital Banking
  • Risk, Fraud & Compliance
  • Customer Experience & Product Strategy
  • Data Science & Decisioning
  • Fintech, BNPL & Lending Platforms

ProvenirNEXT

Register your interest here

Kavinesswaran Karthigasan

APAC Regional Sales Director & Principal Consultant

Kavines is the Principal Consultant driving business-value propositions for Provenir across the APAC Region. With a decade of experience in credit risk management solutions in the financial services sector, Kavines has worked with major banks and lenders in Southeast Asia, assisting them in optimising their business processes, automating their workflows, and complying with regulatory standards through the use of risk and decision management applications. Prior to joining Provenir, he spent nearly a decade as a key member of Experian’s Southeast Asia Decision Analytics group. Throughout his career, he has held a variety of positions, beginning as an implementation analyst, progressing to consultant, then pre-sales consultant, and finally customer success manager for the Southeast Asia region. He was born in Malaysia and graduated from Monash Australia. Kavines’ aim is to help his clients achieve customer-level consistency, digital transformation, and data-driven decision making across their products and channels.

The Provenir Thought Leadership Roundtable Series brings together industry visionaries, C-level executives, and thought leaders for insightful discussions on redefining risk decisioning strategies. The series fosters a collaborative environment for sharing forward-thinking perspectives, exploring innovative approaches, and shaping the future of fraud prevention in an era of rapid technological evolution and increasing digital risk.

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Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

  • Tailored Risk and Compliance Solutions. Risk and compliance proprietary data provider.  Building and maintaining critical screening watchlists for the industry, driven by deep expertise in the Financial Crimes Compliance (FCC) space.
  • AI-powered Datasets and Adverse Media Screening. Comprehensive, watchlist datasets and adverse media, collated using proprietary, gold-standard name matching logic and maintained using AI-powered technology designed to cover all diligence and risk management use cases. It is built for easy integration with packaged software and customers’ internal platforms alike..

“RZOLUT’s services offer invaluable insights, guiding our strategies effectively with thoroughness, accuracy, and confidence, benefiting our investments. Highly recommended.”

PARTNER, LEADING PRIVATE EQUITY FIRM

Simplify Compliance, Amplify Success

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

About Rzolut

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    PEP Bridge: Our dataset profiles Politically Exposed Persons (PEPs), individuals in key public roles susceptible to corruption or financial crimes. It provides comprehensive information including names, positions, affiliations, and connections.

    Sanctions Bridge: Our dataset is a comprehensive compilation of sanctions imposed by governments or international organizations against individuals, entities, or countries.

    Watchlists: Our dataset is a structured repository of information about individuals, entities, or transactions flagged for monitoring due to potential risks or suspicious activities.

    Adverse Media: Our dataset aggregates information from various sources, including media outlets and public records, documenting negative events or controversies involving individuals, entities, or organizations.

  • Regions Supported

    • Global

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RiskSeal

Smart Credit Decisions Through Digital Footprints

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  • Approval Rate Increase. RiskSeal identifies creditworthy borrowers who have no prior credit history. We help fintech companies expand into emerging markets, increasing approval rates by up to 50%.
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“RiskSeal provides a detailed profile for each applicant, covering their social media and online activities. They also return a very accurate Digital Credit Score. This helps us make informed decisions. Our approval rates increaed by 2x, with a 17% reduction in default rates and a 26% reduction in KYC spending.”

TYMUR BUGAEVSKIY, HEAD OF DATA SCIENCE AT ONCREDIT

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Tailored financial solution. RiskSeal is an exclusive digital credit scoring solution tailored specifically for the financial industry.

Scoring and decision system. Our solution goes beyond simple data enrichment – it’s a complete user scoring and decision-making system.

In-depth digital profile analysis. Using just a user email, phone number, and IP address data, RiskSeal analyzes a customer’s digital footprint and provides their detailed digital profile.

About RiskSeal

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    • Face Recognition
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LexisNexis Risk Solutions

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LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

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Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions. 

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

About LexisNexis Risk Solutions

  • Services

    • LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
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    • Global

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Rollee

Rollee: The Secure Platform for Income Data

Key Benefits

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Open Finance Platform for Income Data

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About Rollee

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    • Income Verification
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    • Real-Time Earnings
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    • EMEA
    • APAC

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AdviceRobo

Partners

AdviceRobo

Dynamic Personality Data for BNPL and SME Credit Decisioning

Key Benefits

  • Increase your acceptance rate up to 40%. Incorporating personality data will enhance your scorecards with insights on customer segments like next-gen consumers, newcomers to the country, and small businesses, enabling more accurate predictions and access to previously untapped customer segments.
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AI-Driven Solutions to Improve Your Underwriting

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

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About AdviceRobo Services

  • Proprietary Personality Data

    Psychometric data

    Digital footprint data

    Biometric data

    Demographic data

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    Life-centric profile

    Financial health profile

    Life-centric credit score

    Other risk scores

  • Custom Solutions

    Score card development

    Model development

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    Education and training on AI for co-workers

  • Regions Supported

    Global

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