Skip to main content

Pioneering the Future of Low-Risk Consumer Lending

Written by on . Posted in Resource, Webinars. No Comments on Pioneering the Future of Low-Risk Consumer Lending

ON-DEMAND WEBINAR

Pioneering the Future
of Low-Risk Consumer Lending

Book a Meeting



Navigating New Credit Products, Financial Inclusion and Beyond

Consumer lending is changing. How can you remain on the forefront of this $11 billion market? By offering flexible, digital experiences built around your customers. But how do you innovate new products, stay on trend, and grow your business, all while effectively keeping your risk in check? You need the right technology, the right risk strategy, and agile tactics that can enable you to capture low-risk, high-reward opportunities.

Watch now to explore the power of data and AI-driven credit risk decisioning for forward-thinking consumer lenders. Experts from Provenir and Vesta will share insights into why accurate risk assessment is the key to reaching new markets, the flexible features your tech needs to keep up with evolving trends, and how the use of integrated data-rich decisioning ecosystems can help credit providers pioneer the future of low-risk consumer lending.

Key takeaways:

  • Insights into the latest consumer and industry trends like the evolution of BNPL
  • How to enhance your credit risk strategy to incorporate financial inclusion and unlock new addressable markets
  • Ways to accelerate approvals with automated, real-time decisioning
  • How to streamline customer onboarding with traditional and alternative data for more accurate decisions and personalized offers
  • The ways agile tech designed for business users can help you launch new products and get to market faster

Speakers:

  • Waldemar Faltenberg

    Regional Manager DACH, Provenir

  • Gabriel Pascual

    Senior Vice President, Global Partnerships, Vesta (ex-Mastercard)

  • Jide Davies

    Head of Customer Underwriting, NewDay

  • Hrishi Talwar

    Chief Product Officer, Vesta

  • Tim Moulton

    Canadian Country Head, Humm Group

RESOURCES

Continue reading

Fireside Chat: Maximizing Member Experiences with Better Technology, Data + Automation

Written by on . Posted in Resource, Webinars. No Comments on Fireside Chat: Maximizing Member Experiences with Better Technology, Data + Automation

ON-DEMAND WEBINAR

Fireside Chat:
Maximizing Member Experiences with Better Technology, Data + Automation

Book a Meeting

How Real-Time Data Can Power Instant Decisions and Superior Member Experiences

Do you find it challenging to balance your members’ increasing demands for fast, automated approvals, with the personal, friendly experience you’re known for? You aren’t alone. But utilizing technology that enables better consumer experiences and the automation of data integration and credit risk decisions can help – ensuring speed and agility, while still offering a more personalized member experience. 

Join Provenir and Inovatec for a fireside chat where we’ll be sharing insights on how better data means better decisions – for your business and for your members. 

Key Highlights:

  • Gain valuable insight into the latest consumer and industry trends, including specific case study examples
  • The ways integrating real-time data, including alternative data sources, can help you manage risk, explore new channels via custom portals, and respond to market changes faster
  • How to utilize advanced analytics to optimize pricing and make more personalized offers to your members
  • Why a unified solution for data and decisioning drives the agility and flexibility needed to power exceptional member experiences
  • How to improve fraud detection and prevention with real-time data access so you can focus on your creditworthy members
  • Ways to maximize the value of your members beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collections strategies and more

Speakers:

  • Bob Metodiev

    Inovatec, Head of Business Development

  • Cheryl Woodburn

    Provenir, Country Manager, Canada

RESOURCES

Continue reading

Maximizing the Value of Your Customers: Better Data = Better Results

Written by on . Posted in Resource, Webinars. No Comments on Maximizing the Value of Your Customers: Better Data = Better Results

ON-DEMAND WEBINAR

Maximizing the Value of Your Customers:
Better Data = Better Results

Book a Meeting

With a shifting economic landscape and increasingly high expectations from consumers (including instant credit approvals, rapid onboarding, personalized offers, and superior experiences), how can lenders enable growth across their lending portfolio while still mitigating risk? The key is data.

Better data = smarter, more accurate risk decisions, at onboarding and beyond. In this discussion, we’ll look at how the right data is key for lenders to generate revenue growth and maximize the value of both prospects and current customers.

Key takeaways:

  • Improving fraud detection and prevention with real-time data access so you can say yes to more creditworthy customers
  • How to ensure more accurate underwriting, so you can continue to grow your revenue, even in challenging economic times
  • Ways to maximize customer value beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collection strategies and more
  • Industry trends, including embedded finance and open banking – and why the right data is key to success

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Al Periu

    CEO Americas, Zilch

  • Chris Martin

    VP Head of Digital Product, Regional Finance

  • Bridget Hussain

    VP Consumer Lending, UNFCU

RESOURCES

Continue reading

Achieving Frictionless Fraud Prevention: Striking the Perfect Balance of Risk & User Experience

Written by on . Posted in Resource, Webinars. No Comments on Achieving Frictionless Fraud Prevention: Striking the Perfect Balance of Risk & User Experience

ON-DEMAND WEBINAR

Achieving Frictionless Fraud Prevention:
Striking the Perfect Balance of Risk & User Experience

Book a Meeting

In today’s digital landscape, any form of friction can deter quality customers, while a lack of it can attract fraudsters. To maintain a competitive edge, businesses need to find the ideal line that ensures a seamless experience for genuine customers while effectively protecting against fraudulent activities. 

In this session, industry leaders Provenir and Socure will discuss:

  • The core principles of frictionless fraud prevention
  • Valuable insights and practical strategies to help you navigate challenges.
  • How advanced technologies and data analytics can be leveraged to assess risks in real-time.
  • Through engaging case studies and success stories, gain inspiration and actionable takeaways to build a robust fraud prevention strategy that safeguards your business while creating a seamless experience for your customers

RESOURCES

Continue reading

Embedding Exceptional Borrower Experience in Embedded Finance

Written by on . Posted in Resource, Webinars. No Comments on Embedding Exceptional Borrower Experience in Embedded Finance

ON-DEMAND WEBINAR

Embedding Exceptional
Borrower Experience in Embedded Finance

Book a Meeting

Hosted By: AltFi

The need is clear for financial institutions and fintechs to invest in modernized and digitized core lending functions such as credit decisioning, fraud, and process automation. World-class digital lending experiences are no longer a nice-to-have, but an expected feature. One of those expected features is embedded finance. 

Two-thirds of adults in the UK used embedded financial services in 2022, and giving consumers the embedded omnichannel finance features they want is essential to increase loyalty and grow your business. Just take it from the 80% of companies that offer embedded finance that experienced increased engagement and the 85% that used embedded finance to acquire new customers.

But how can your technology power embedded financial services that cater to customer needs while continuing to prioritize risk management? Watch this on-demand webinar from Provenir and AltFi to explore this question and learn real-world tactics and solutions to balance growth and risk.

Our panel will dig into the power of AI and data-driven credit risk decisioning technology to deliver smooth, personalized embedded finance experiences that make borrowers return and build a foundation for long-term customer relationships. Explore the challenges and opportunities of embedded lending and discover how to:

  • Tailor lending solutions to enhance the borrower experience with personalized offers including loan amount, interest rates, and repayment terms
  • Automate lending processes such as loan underwriting and risk assessment with AI and machine learning
  • Leverage customer data such as financial data, credit history, and behavioral data for more accurate risk assessment and increased financial inclusion
  • Balance risk management and customer experience to optimize the risk decisioning process to cover regulatory compliance and fraud prevention while enhancing customer satisfaction
    Delight customers with instant approvals and seamless, embedded application processes

Speakers:

  • Dominic Hanson

    Head Of Business Development, NewDay

  • Nick Harding

    CEO And Co-founder, Fluro

  • Chris Kneen

    Managing Director UK&I, Provenir

RESOURCES

Continue reading

How to Power Risk Decisions Faster than the Competition

Written by on . Posted in Resource, Webinars. No Comments on How to Power Risk Decisions Faster than the Competition

ON-DEMAND WEBINAR

How to Power Risk Decisions
Faster than the Competition

Book a Meeting

In the race for customers, speed is everything – and your consumers demand it. But how can you deliver risk decisions and new banking products faster than the increasingly agile competition?

For financial services companies, data has never been more important, and real-time data access, automated decisioning and advanced analytics are key to remaining agile, innovative and responsive to industry trends.

In this webinar, hosted by FinTech Futures, our expert panel – featuring tbi bank’s Chief Credit Officer, Allica Bank’s Chief Product & Strategy Officer and Premier Bankcard’s Senior Vice President, Risk Services – discuss how you can overcome the challenges of upgrading legacy decisioning technology and evolving data security and compliance regulations to ensure you can adapt quickly to shifting consumer demands and stay ahead of the competition.

Watch now to learn:

  • How to mitigate risk, grow your revenue and improve the banking experience for your customers.
  • Why real-time data access and eliminating siloed data environments is critical for not only smarter risk decisions and improved fraud prevention, but also to provide a more holistic, inclusive view of your customers.
  • How advanced analytics like machine learning and AI can enable optimised decisioning across the entire customer lifecycle.
  • The ways upgrading your legacy decisioning technology can accelerate your journey to more modern risk decisioning.
  • How to choose technology partners that enable you to satisfy rapidly evolving compliance and security requirements.

Speakers:

  • Corinne Lleti

    Director General, Southern Europe, Provenir

  • Chris Thornton

    Senior Vice Presidnet, Risk Services, PREMIER Bankcard

  • Conrad Ford

    Chief Product and Strategy Officer, Allica Bank

  • Costin Mincovici

    Chief Credit Officer, tbi Bank

RESOURCES

Continue reading

Enhancing Financial Inclusion in the Digital Era: Redefining Africa’s Digital Banking Future with Data and AI

Written by on . Posted in Resource, Webinars. No Comments on Enhancing Financial Inclusion in the Digital Era: Redefining Africa’s Digital Banking Future with Data and AI

ON-DEMAND WEBINAR

Enhancing Financial Inclusion in the Digital Era:
Redefining Africa’s Digital Banking Future with Data and AI

Book a Meeting

As Africa’s digital landscape continues to evolve, the use of data and AI in banking has become increasingly important in driving and enhancing financial inclusion across the continent. Today, as many as 57% of Africans and up to one-third of all adults globally lack any type of bank account, making it difficult to evaluate creditworthiness using traditional methods. This large population of unbanked individuals represents significant growth for innovative organizations.

How can fintechs and digital banks begin this journey to remove barriers to financial inclusion and expand their potential audiences? By combining data with the power of AI, financial service providers can leverage new insights to support financial inclusion while mitigating risk.

Our panel of experts will discuss how financial service providers are doing just that to redefine banking services and products that cater to the unique needs of the unbanked and underserved populations in Africa.

Topics include:

  • Understanding how simplified access to alternative and non-traditional data can reshape your business
  • How the current approach to determining risk profiles impacts the unbanked population and gaps using only traditional data leaves in determining credit risk
  • How alternative data and advanced analytics can catalyze financial inclusion while reducing risk and fraud
  • The role of alternative data in the larger picture of tech-enabled financial inclusion
  • Actionable steps you can take to incorporate alternative data into your decisioning

RESOURCES

Continue reading

Customer-Centric Risk Decisioning in Digital Lending: Insights from Australian Lenders

Written by on . Posted in Resource, Webinars. No Comments on Customer-Centric Risk Decisioning in Digital Lending: Insights from Australian Lenders

ON-DEMAND WEBINAR

Customer-Centric Risk Decisioning in Digital Lending: Insights from Australian Lenders

Book a Meeting

In the digital lending landscape, customer experience has become a key differentiator for lenders in Australia. And with more than half of borrowers expecting personalized offers, how can digital lenders prioritize customer experience and balance risk management at the same time? Adopt a customer-centric approach with advanced risk decisioning that combines the power of data-driven credit risk decisioning technology. 

In this webinar from Provenir and Fintech Australia, our panel of experts, including Clayton Howes – CEO, MoneyMe, Joanne Edwards – Chief Risk and Compliance Officer, Wisr and Bharath Kumar Vellore – General Manager APAC, Provenir, will share case studies and explore strategies for enhancing borrower experience through effective risk decisioning in digital lending operations in Australia. 

Watch now for insights on:

  • Leveraging customer data such as financial data, credit history, and behavioral data for risk assessment and credit decisioning
  • Tailoring lending solutions to enhance the borrower experience with personalized offers including loan amount, interest rates, and repayment terms
  • Balancing risk management and customer experience to optimize the risk decisioning process to cover regulatory compliance and fraud prevention while enhancing customer satisfaction
  • Implementing technology such as data analytics, artificial intelligence, and machine learning for streamlined, customer-centric risk decisioning

RESOURCES

Continue reading

The Decisioning Imperative for Open Banking

Written by on . Posted in Resource, Uncategorized, Webinars. No Comments on The Decisioning Imperative for Open Banking

ON-DEMAND WEBINAR

The Decisioning Imperative
for Open Banking

Book a Meeting

Consumers use open banking to power their digital financial experiences. Regulators are still finalizing the rules. Join the discussion!

Open banking is here. Consumers rely on open banking to power their digital financial experiences. Regulators are finalizing rules to ensure consumers have the right to share their banking data with whichever service providers they choose. Energy spent fighting against open banking is a waste. It’s also a missed opportunity.

Open banking has the potential to revolutionize how banks make decisions about their customers. Every decision point across the customer lifecycle – from credit risk evaluation to cross-sell to collections – stands to benefit from the real-time, contextual insights that open banking data can deliver.

The question is how to harness these new insights. What do banks need to change – analytically, operationally, and even culturally – to benefit from open banking?

Join Alex Johnson (Fintech Takes) and Kathy Mitchell-Stares (Provenir) for a lively discussion on these topics and the future of decisioning in financial services.

Speakers:

  • Alex Johnson

    Fintech Takes

  • Kathy Stares

    Provenir

RESOURCES

Continue reading

Canadian Lenders Association Risk Roundtable

Written by on . Posted in Resource, Webinars. No Comments on Canadian Lenders Association Risk Roundtable

ON-DEMAND WEBINAR

Canadian Lenders Association
Risk Roundtable

Book a Meeting

Featuring Cheryl Woodburn, Country Manager of Canada, Provenir

At the Canadian Lenders Association’s recent Risk Roundtable, Provenir’s Country Manager of Canada, Cheryl Woodburn, had the opportunity to discuss current challenges in growing your lending business, the ever-growing issue of fraud, and why accessing the right data is more important than ever.

Despite ongoing macroeconomic challenges putting significant stress on lenders, there are opportunities for growth in Canada. But to effectively take advantage of those growth opportunities, lenders need to look carefully at their data.

Watch now and hear from Cheryl on how data can improve your business agility, how to overcome common obstacles on leveraging data, and tips to more successfully action it.

RESOURCES

Continue reading