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MKTplace-data type: Identification & Verification

Infinian

Partners

Infinian

Infinian Vision – Credit Application Data

Key Benefits

  • Affordability, Vulnerability & Credit Risk. Use Infinian’s real-time market intelligence from millions of consumer credit interactions to find additional data points, identify high-risk individuals and set up early warning alerts to mitigate risk and comply with regulations.
  • Collections, Tracing & Fraud Prevention. Infinian’s unique dataset also helps firms with credit acquisition lifecycles and protects against losses. With comprehensive fraud prevention and detection solutions, Infinian insights power frontline financial crime prevention investigations. Infinian also provides tools that help firms improve and build unique, segmented collections strategies.

“Data from Infinian is unique to the market, and provides granular credit application data, which helps us perform appropriate due diligence checks that ensure our customers’ activity is affordable as well as fun.”

DAVID SMITH, MLRO & HEAD OF RISK AT BOYLESPORTS

Endless Data, Endless Insights

Infinian provides highly insightful data to the gaming sector, fintech companies and some of the largest global data businesses and credit bureaus.

Infinian Vision is a consumer-focused database informed by hundreds of data sources in real time. Unique and powerful, Vision is proven to be highly valuable to lenders, credit providers and data businesses to enhance the quality of their affordability, vulnerability and credit decisioning of their customer databases.

Infinian’s unique data insights are used across a wide range of industries and sectors allowing businesses to manage their data and track customer behavior effectively. Utilizing Europe’s largest marketplace for consumer credit applications, Infinian is uniquely positioned to assist businesses seeking to improve their decisioning systems, responsiveness and fraud detection.

Infinian services:

  • Lenders and Banks – Infinian helps major financial institutions manage their data and decisioning process
  • Risk and Fraud Agencies – Infinian data assists in identifying high-risk individuals and fraudulent activity
  • Debt Collections Agencies – Track missing customers, build new, segmented collections strategies and improve lines of customer communication
  • Gambling and Gaming Sector – Identify vulnerable customers and protect consumers in financial distress

About Infinian

  • Services

    • Vulnerability and Affordability Analytics
    • Affordability Risk
    • Collections and Tracing
    • Initial Vetting
    • Credit Risk Tools
    • High Risk Case Removal at Source
    • Identify Additional Information cases
    • Account Origination
    • Decline High Risk
    • Customer Limit Management
    • Assessment of Medium and High Risk Customers
    • Disposable Income Assessments
    • Identification of Financial Vulnerability Indicators
    • Replacement of Bureau Search Insights (quote search)
    • Fraud and Financial Crime Prevention
    • First Party Fraud Identification
    • Assess General Vulnerability
    • Macroeconomic Financial Trends
  • Countries Supported

    • United Kingdom
    • United States
    • Australia

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Carmachain

Partners

Carmachain

Alternative Data Marketplace in Nigeria

Key Benefits

  • Credit and Alternative Credit Data. Credit data of credit bureaus and direct lenders supply. Aggregated transaction and telecom information. Biggest data one-stop shop.
  • Address Verification. Electronic utility bill of 90% of electricity grid payers in Nigeria.

Biggest Data Aggregator in Nigeria

CARMACHAIN gives you access to 80 million profiles of credit and alternative credit information in Nigeria.

About Carmachain

  • Services

    Data-as-a-Service

  • Countries Supported

    Nigeria

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Palenca

Partners

Palenca

The First API for Payroll Data in Latin America

Key Benefits

  • Make better underwriting decisions with payroll data. Palenca connects companies to user-permissioned employment data. Validate historical and real-time income data directly from user’s income and employment sources.
  • Easily validate identity and employment instantly. With Palenca, access your customers employment records with their credentials and their consent, helping reduce fraud and optimize your KYC process.

Palenca, the Rirst Payroll API for Latin America.

Palenca’s software strives to become the most widely integrated Payroll API system in all LATAM. Through integrations with gig-economy apps, HR, e-commerce, and government platforms, we can bring rich risk and income related user data to financial, insurance and recruiting firms in just a fragment of a second.

With Palenca’s tool, companies can provide background checks, check payroll data, and real time behavior analysis for their end-users. Through these, firms can reinforce their internal evaluation processes for hiring and underwriting credit as well as access payment retention for loans and direct-deposit-switching for accounts.

About Palenca

  • Services

    • Employment and identity verification
    • Income verification (historical & real-time)
    • Direct Deposit Switch
    • Automated payment collection settings for loan repayments
  • Regions Supported

    • Latin America

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TeleSign

Partners

TeleSign

TeleSign Connects & Protects Digital Experiences Online

Key Benefits

  • Use Identity Data Sets to End the Tradeoff between Fraud and Growth. Fraudulent online accounts can be created at an alarming rate, resulting in spam, phishing attacks, promotion abuse, and other costly attacks. TeleSign helps you make smarter decisions about user risk with scores based on digital identities, traffic patterns, machine learning, and a global data consortium.
  • Faster, Safer, and Smarter Online Experiences. TeleSign’s PhoneID API helps you validate customers’ identities without adding friction by delivering real-time behavioral data, phone number intelligence, and mobile identity analytics based on the information you’re already collecting.

“TeleSign is a pioneer in digital identity and communications solutions for some of the most notable digital businesses in the world.”

Machine Learning in Action

Receive real-time actionable insights to measure users’ risk level and identify potential fraud before it happens – all with just a phone number.  

TeleSign Score returns a numerical risk assessment, fraud score reasoning, and recommendation. You determine your score threshold based on business needs and easily integrate it into existing account security workflows.  

As fraud evolves, so should your risk scoring.

About TeleSign

  • Services

    Score: Risk scoring tool assessing the reputation of phone numbers based on phone number attributes, traffic patterns, machine learning and two global fraud databases.

    PhoneID Standard: Basic phone number intelligence to identify which phone numbers can receive SMS messages and/or are a potential fraud risk. Cleans and reformats phone numbers as needed.

    PhoneID Contact: Phone number subscriber’s contact information to verify identities at registration, validate or identify name & address, and prevent fake customer information.

    PhoneID Contact Match: Contact match scores to validate an end-user’s first/last name and address during the onboarding process or high-value transactions against carrier subscriber contact data.

    PhoneID SIM Swap: Allows to understand if the SIM tied with the phone number has been swapped or not and, if so, when. TeleSign evaluates how likely it is that the SIM swap happened for a fraudulent reason using a scale from 1 to 4.

    PhoneID Subscriber Status: Identification of a user’s subscriber’s status to understand the strength of a subscriber’s identity or prevent unauthorized access to accounts: prepaid or postpaid phone number; active, suspended, deactivated; date of activation; length of account tenure.

    PhoneID Number Deactivation: Data intelligence indicating when a phone number has been deactivated, based on carriers’ phone number data and our proprietary analysis, delivers a date and time stamp.

    PhoneID Call Forwarding Detection: Details on the call forwarding status of a given phone number.

    PhoneID Porting Status: Allows to find out if a phone number was ported or not and what carrier the number is currently registered with.

    PhoneID Porting History: Allows to find out at what point and where a phone number was ported to, if ported within the last 90 days.

    PhoneID Live: Allows to understand if a phone number is still active, if it can be reached, and whether it is associated to a phone number that is roaming. If it is roaming, it allows to find out what country it is roaming in.

  • Regions Supported

    • Global

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HooYu

Partners

HooYu

HooYu – KYC and Customer Onboarding Platform

Key Benefits

  • Making the KYC Journey Smarter for Customers. HooYu combines UI & UX features with a range of KYC tools. Dynamic customer prompts, device language detection, reminders, customization, and customized journeys all help to maximize the success of customer onboarding journeys.
  • Prevent fraud with powerful identity technology. HooYu seamlessly blends a range of identity verification tools to check that there is no fraudster hiding behind the transaction.

“HooYu has created the best possible KYC process when customer documentation verification is required.”

BetFred

The Completely Configurable Customer Onboarding Journey

HooYu is a global customer on-boarding platform that provides UI & UX tools to deliver customized mobile or desktop digital journeys. HooYu is engineered not only to increase the integrity of KYC processes but to maximize the percentage of customers that can be successfully on-boarded. We are the first identity platform to blend ID document validation, digital footprint analysis, geo-location and facial biometrics with traditional database checks and PEPS & sanctions screening. 

About HooYu

  • Products

    • Digital customer onboarding journey UI & UX  
    • KYC orchestration 
    • ID document validation
    • Facial biometrics
    • Database checks
    • PEPs & Sanctions checks
    • Identity confidence scoring
  • Regions Supported

    • Global

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Global Data Consortium

Partners

Global Data Consortium

Global Data Consortium

Key Benefits

  • Electronic Identity Verification. eIDV uses personal information such as name, date of birth, or national ID from various data sources to quickly confirm if an individual is who they claim to be.
  • Know Your Business. Our KYB solution offers three levels of checks with varying degrees of verification to allow your business to retrieve the necessary information for onboarding, partnerships, beneficial owner checks, or more.

“One of the biggest things we love about GDC’s team is their flexibility. They worked to add new data sources to ensure we got the highest match rates possible.”

REMITLY

About Global Data Consortium

Global Data Consortium is a data-as-a-service company that delivers real-time, locally sourced identity and business verification for financial institutions, age restricted services, ecommerce, regtechs, and more around the globe. 

From swift customer and business identification for online account opening to identity verification for global money transfer to verifying ages for online gaming and age-restricted commerce, our local data providers reach deep into their markets to find unexpected sources of identity information, confirming anyone from thin-file clients to prominent persons of interest. Beyond the product itself, our Consortium of data providers, channel partners, and customers supply a continuous flow of knowledge and meaningful connection.

Resources

About Global Data Consortium

  • Products

    • KYC Electronic Identity Verification (AML Compliance Check, PEP/Watchlist/Sanctions Check, Intelligent Name Translation Engine)
    • Business Verification 
    • Know Your Business Check
    • Owners, Directors, and Officers Check
  • Countries Supported

    Argentina, Australia, Austria, Belgium, Brazil, Canada, Denmark, France, Germany, India, Italy, Mexico, Netherlands, New Zealand, Norway, Singapore, South Africa, Spain, Sweden, Switzerland, Turkey, United Kingdom, United States, Czech Republic, Finland, Ghana, Gibraltar, Hong Kong, Ireland, Japan, Luxembourg, Malaysia, Nigeria, Poland, Portugal, Slovakia, Bahrain, Chile, Colombia, Costa Rica, Ecuador, Egypt, Greece, Hungary, Indonesia, Jordan, Kenya, Kuwait, Lebanon, Malta, Oman, Panama, Paraguay, Peru, Phillipines, Qatar, Romania, Russia Federation, Saudi Arabia, Slovenia,United Arab Emirates,  Uruguay, Venezuela, Vietnam

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