MKTplace-data type: Identification & Verification

LexisNexis Risk Solutions

Written by Amy Sariego on 20 Feb, 2024. Posted in Partners. No Comments on LexisNexis Risk Solutions

Partners

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Maximize trusted consumer experience and mitigate risk. Powered by digital intelligence gathered from billions of global transactions, we provide insights with advanced analytics to help you make more informed and automated risk-based decisions.
Enrich credit decisions across the customer life cycle. Access robust insight into consumer life events, not just at loan origination but throughout the relationship life cycle. From initial customer targeting to credit risk management to ongoing account management, we can help you grow your business while managing risk exposure.

Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions.

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

LexisNexis® ThreatMetrix®

LexisNexis® Emailage®

LexisNexis® RiskViewTM

About LexisNexis Risk Solutions

Services
- LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
- LexisNexis® Emailage® – Fraud risk scoring solution that uses global email intelligence to assess risk and approve transactions
- LexisNexis® RiskViewTM – Credit risk assessment solution providing insight into key risk factors that traditional credit data alone may miss
Regions Supported
- Global

AperiData

Written by Amy Sariego on 14 Dec, 2023. Posted in Partners. No Comments on AperiData

Partners

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

Better decisions across the lifecycle. Our data insights improve decision consistency, speed and accuracy from customer onboarding to account management. We harness the power of Open Banking to transform credit and lending processes that power instant, responsible, and ethical decisions.
Quick and easy to integrate. Use our developer-friendly APIs to integrate directly with your own platforms and customer journeys, unlocking all the efficiencies of data consistency and automation. Also available as a stand-alone product for your users.

“For marginal cases, traditional credit bureau data doesn’t provide sufficient information to make decisions. Using AperiData, around 90% are now approved because of the accuracy of their data.”
MATTHEW STEVENS, CEO, HEY CREDIT UNION

The Real Time Credit Reference Agency

AperiData is an FCA authorized Credit Reference Agency and Open Banking provider that uses banking data to provide real time risk insights.

We see a world where businesses can access comprehensive financial insights at their fingertips, where consumers have control over their financial data, and where data-driven decisions lead to better financial outcomes for everyone.

Our founding team bring over 100 years of combined experience gained in senior roles at organizations across financial services, software, and data service providers. This experience is embedded not only in our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client.

Resources

AmeriData Company and Product Overview

About AperiData

Services
Transaction Categorization: Our machine learning models help you better understand your customer’s income and spending patterns by accurately classifying incoming and outgoing transactions into specific categories. Use this data to make more informed risk decisions and help your customers understand where they’re spending to stay on top of their finances.
Affordability: A complete, accurate snapshot of your customer’s financial position in real time. Our affordability engine uses income and expenditure categorization to accurately calculate customer affordability. Harness rich insights and trends across income, expenditure, assets and liabilities. Understand your customer’s true disposable income and affordability, including detailed breakdown of any benefits received.
Credit Console®: The Credit Console® provides you with a high-impact, high-resolution view of our rich data insights, allowing users to quickly assess your customer’s financial profile. Available as an integrated or standalone solution to be deployed for your business quickly and easily.
Credit Scoring and Risk Indicators: Access our suite of risk flags and identifiers that highlight potential high-risk activities, or areas requiring further investigation.
Identity: Improve KYC and verify customer identity with each linked bank.
Regions Supported
United Kingdom

Equifax

Written by Amy Sariego on 13 Dec, 2023. Posted in Partners. No Comments on Equifax

Partner

Equifax

Enabling Better Customer Experiences and Driving Smarter Revenue

Key Benefits

Credit Risk. Make more confident lending decisions and expand access to credit with alternative data and robust analytics only Equifax can deliver.
Identity, Fraud, and Compliance. Equifax Digital Solutions can help protect your business, your bottom line, and your customers at every stage of the lending journey.

Equifax – Powering the USA with Knowledge™

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a data, analytics, and technology company, we play an essential role in the economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. For more information, visit Equifax.com.

Resources

About Equifax

Services
- Credit Risk Solutions
- Verifications
- Identity, Fraud, and Compliance
- Data-Driven Marketing Solutions
- Alternative Data Solutions
- Portfolio Management Solutions
Regions Supported
- USA

Trustfull

Written by Amy Sariego on 20 Oct, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”
LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

AIForesee

Written by Amy Sariego on 19 Oct, 2023. Posted in Partners. No Comments on AIForesee

Partners

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

Proprietary Machine Learning Algorithm Catered for the MSME Segment. AIForesee was born to solve the underserved/unbanked productive segment’s pain points (i.e. the Micro, Small Medium Enterprises (MSMEs)) by providing additional insights for risk assessment in making credit decisions. ‘Productive’ is in Our DNA.
Acting as the ‘Data Hub’ for your Organization’s Efficiency. Having the Productive segment as our DNA, AIForesee developed our products by integrating with various alternative data sources. Consequently, you could ride-on what AIForesee has integrated as your ‘data enrichment one-stop-service’.

AIForesee – Pioneering MSMEs Innovative Credit Score

As an innovative credit score company that focuses on supporting lending institutions that target the productive segment (i.e. MSMEs), AIForesee aggregates alternative data sources (i.e. telco data, social media data, payment-related data, etc.) and processes them with our proprietary scoring engine by leveraging machine-learning algorithms. Our product consists of AIForesee’s Gen-Score that targets micro/small entrepreneurs (i.e. sole-proprietorships/individuals businesses) as well as small/medium enterprises (i.e. limited-liability companies). In addition to that, we are also able to provide a bespoke/tailor-made approach based on our client’s needs and enable data-enrichment initiative by leveraging our integration points.

Currently, our services have been used by a variety of clientele, ranging from digital banks, peer-to-peer lending companies, rural banks, etc. For more info, contact [email protected].

Also read: The Essential Guide to Credit Underwriting Engine

About AIForesee Services

Generic Score Product
Gen-Score Biz
Gen-Score Retail
Data Aggregation Features
Telco
Social Media
Compliance-Related Product
Business Profile Insights
Tax-Related Insights
E-statements
Project
Join Development for Bespoke Model
Countries Supported
Indonesia

IDfy

Written by Amy Sariego on 18 Aug, 2023. Posted in Partners. No Comments on IDfy

Partners

IDfy

Trusted AI for Secure and Seamless Identity Solutions

Key Benefits

ID and Identity Verification. We offer versatile OCR for ID cards, business documents, payslips, utilities and more. Utilizing government data sources & AML lists, we ensure robust verification. Our video onboarding handles internet issues, while real-time feedback enhances conversions.
Stop Fraud with our Anti-Risk and AML Solutions. Verify in real-time with our in-house solutions. Our database can help prevent banned users, and duplicate accounts, or even enable face-based login! Run KYC + AML checks with configurable fuzziness logic, deceased flags, data sources, etc.

“IDfy plays a great role in innovations, making hit-and-try experiements possible, due to the platform’s capability to quickly conduct KYC and verification of merchants.”
AMIT KURSEJA, HEAD OF MERCHANT ACCEPTANCE AT AMAZON PAY

IDfy Helps Businesses Connect With the Real

The digital economy runs on trust. After all, you do need to know who you’re dealing with. IDfy helps with that.

Specifically, IDfy’s video platform and many APIs help companies:

Identify people (does Jane Doe exist?)
Verify credentials (do the details belong to Jane Doe?)
Assess the risk of fraud (has Jane Doe committed fraud or is she likely to commit one?)
IDfy’s APIs use AI/ML algorithms to extract information from documents, check for tampering, verify ID details against official databases, compare faces across pictures, and run checks on criminal records.

Since its inception in 2011, IDfy has impacted more than 150 Million lives. Today, it runs 60 million plus verifications for 1300 clients across India, South East Asia, and the Middle East every month.

Resources

The Ultimate Guide to Keeping Fraudsters Away

About IDfy

Services
Document Validation – ID cards, business documents, payslips, utilities and more
OCR Extraction
Government Database verification, for both individual ID card and business document verifications
Face Match (You can check the person’s ID against their ID card uploaded IDfy also runs checks against corresponding sources/Databases)
No-code Platform, which allows you to go live with us faster with zero friction for end users.
Countries Supported
- Indonesia
- Philippines
- Singapore
- Saudi Arabia
- Dubai
- Egypt

Centrix

Written by Amy Sariego on 1 Jun, 2023. Posted in Partners. No Comments on Centrix

Partners

Centrix

Centrix – Credit Bureau of New Zealand

Key Benefits

Consumer Credit Reports: Make better lending decisions. Backed by New Zealand’s largest credit database, Centrix credit reports help you reduce risk when lending to consumers. Centrix consumer credit reports include an easy-to-read credit score, repayment history and driver license verification.
Business Credit Reports. Centrix credit reports help you reduce risk when lending to businesses with an easy-to-read credit score. Business credit reports help you manage your cashflow and reduce lending and payment risk with customers and suppliers.

“Data from Centrix enables us to maximise the information on a customer’s credit file, through its strong positive credit reporting solutions. That enables us to simplify the application process for our customers. The comprehensiveness of Centrix information helps prevent fraudulent applications, non-disclosure, and gives us greater comfort from a credit risk perspective.”
PEPPER MONEY

Centrix is New Zealand’s local credit bureau, helping Kiwi businesses of all sizes help make more informed business decisions. Centrix credit checking and identity verification services allow decision makers to make quick and confident risk assessments and comply with the latest regulations.

Centrix business reports help you reduce risk when making decisions about who to do business with – customers, suppliers, and even employees. Keep track of those that owe you money and get alerts when their financial position changes.

Centrix holds the most comprehensive consumer credit information database in New Zealand – with credit information for over 4 million Kiwi consumers as well as a commercial bureau with information about NZ Companies and business accounts.

Resources

About Centrix

Services
Business Credit Reports – Manage your cashflow and reduce lending and payment risk.
Consumer Credit Reports – View a consumer’s credit score, repayment history and driver license verification.
Comprehensive Credit Reports (CCR) – View defaults, enquiries, any company affiliations an individual has and insolvency records.
Fraud & Identify Verification – SmartID simplifies AML and ID verifications while reducing fraud. SmartID with biometrics allows you to digitally verify the identiy of your customers.
Beneficial Ownership Checks – Cut through complex company ownership structures with ease to identify beneficial owners and remain compliant with legislation.
Vehicle Ownership Checks – View claims, vehicle ownership and registration.
Tenancy Credit Checks – View Tenancy Tribunal files and an easy-to-read credit score with the click of a button.
Personal Properties Securities Register – Manage security interests and improve your chances of recovering debt by registering your security interest.
Credit Data Analytics – Use Centric analytics capability to gain market intelligence on customer risk profiles.
Portfolio Healthchecks – Determine the health of your accounts and risks, optimise your sales and growth strategies, and be alerted to credit score changes as they happen.
Alerts Monitoring – Know about changes to your customers’ financial position as they happen and avoid risk to your cash flow with tailored alerts.
SmartLink Credit Reporting – Backed by information from multiple credit bureaus, SmartLink enables you to make more informed, prompt credit decisions.
Regions Supported
- New Zealand
- APAC

Digital Matrix Systems (DMS)

Written by Amy Sariego on 12 May, 2023. Posted in Partners. No Comments on Digital Matrix Systems (DMS)

Partners

Digital Matrix Systems (DMS)

Improved Business Outcomes through Data Access and Analytics

Key Benefits

Centralized connectivity to credit bureaus and alternative data. Data Access Point® provides centralized access to data sources in a standardized and normalized format. Clients can easily add data sources as business needs evolve to support the entire customer life cycle.
DMS Summary Attributes® consolidate credit information for easier analysis. Over 2,600 tri-bureau attributes reduce redundant data while providing complete coverage of the consumer credit file. Increased predictive power is delivered through new analytic concepts that accommodate a broad range of scenarios to evaluate creditworthiness.

Leverage the Power of Data: Data Management and Analytics

Data drives your business. Leveraging the right data can improve efficiency, increase profitability, and enhance risk management. For over 40 years Digital Matrix Systems (DMS) has helped banks, credit unions, auto finance lenders, and insurance companies extract value from data so they can make the best-informed decisions for their business. We provide connectivity to the credit bureaus and alternative data providers. In addition, we help power the analytics and processes that you need for marketing, loan origination, collections, dispute resolution, fraud mitigation, risk management, and many other critical business activities.

Resources

About Digital Matrix Systems (DMS)

Data Access Point® provides centralized access to credit and alternative data sources
- Auto
- Credit
- Commercial
- Fraud/ID
- Geospatial/Location
- Property
Countries Supported
- United States
- Canada

Enable Banking

Written by Amy Sariego on 21 Apr, 2023. Posted in Partners. No Comments on Enable Banking

Partners

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Get Access to 2600+ Banks Across Europe. With our easy-to-use connectivity engine, you will be able to quickly connect to banks’ (ASPSPs’) official APIs all over Europe, without having to worry about the complexity of supporting thousands of different integrations.
Stay Fully in Charge of Your Customers’ Data. Sending everyday letters or parcels, most people don’t spend much time considering what delivery service to use. But what about exclusive jewellery? A painting? Your customers’ financial data is amongst the most valuable packages of information they could ever trust you with. We are the safe and secure information passageway, enabling the future of financial services – without ever using your customers’ data.

“We have a great realtionship with Enable Banking and there is a high velocity in the process. They are super nice, very helpful and professional in their way of working.”
MINH-KIET VUONG, PRODUCT MANAGER AT ZERVANT

Why Enable Banking?

Our hands-off open banking API connects you to over 2,600 European banks. With us, you can fully focus on:

Your Creativity: Never worry about connectivity again. Create innovative cross-border solutions on your own terms.
Your Expansion: Expand internationally and scale your business. We’re constantly growing too!
Your Data: Your data is yours to use as you please, with complete confidence that your data provider will never tamper or use it in any way.
Your Risks: Leverage our APIs – e.g. for credit scoring purposes – in order to proactively manage credit risks.

Resources

About Enable Banking

Services
- PSD2 AIS APIs
- Banking API
- Credit Rating
- Automated Bookkeeping
- Cloud-Native Core Banking
- And More
Regions Supported
- EMEA
- EEA

WISE AI

Written by Amy Sariego on 21 Feb, 2023. Posted in Partners. No Comments on WISE AI

Partners

WISE AI

WISE EKYC – an AI-Powered Identity Verification Solution

Key Benefits

Instant identify verification and authentication in under three minutes. Transform identity verification with WISE EKYC, an AI-powered technology that delivers a fast and seamless customer experience. Say goodbye to time-consuming and manual onboarding. Experience effortless identity verification in under three minutes.
Lower cost with enhanced security. With WISE EKYC, companies can achieve lower costs and enhanced security in their onboarding processes by eliminating human verification costs, while AI can provide a more secure solution. Say goodbye to expensive manual processes – choose eKYC for a cost-effective and secure solution.

“We have no doubts about WISE AI, and we encourage industry players to explore what WISE AI can offer to their ecosystem.”
RICHARD KER, HEAD OF INNOVATION & INDUSTRY DEVELOPMENT AT CYBERVIEW SDN BHD

Empowered Organizations with AI-Powered Identity Service

Expertise with proven business use cases in Financial Institutions, Fintech, Government Services, Education, Certificate Authority and many more
Technology house with the ability to localize the technology and the processes to meet the regulations and policy needs
Technology is verified and tested by NIST from US, National Institute of Standards and Technology
The solutions comply with the regulations and policies under the central bank of Indonesia and Malaysia
Covering over 190 countries, national IDs and Passport

Resources

About WISE AI

Services
- WISE EKYC
- WISE ID Document OCR
- WISE Liveness
- WISE ID Fraud
- WISE Face Compare
Regions Supported
- APAC
- Malaysia
- Indonesia

MKTplace-data type: Identification & Verification

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Capture More Revenue While Delivering Excellent Customer Experiences

Resources

About LexisNexis Risk Solutions

Services

Regions Supported

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

The Real Time Credit Reference Agency

Resources

About AperiData

Services

Regions Supported

Equifax

Enabling Better Customer Experiences and Driving Smarter Revenue

Key Benefits

Equifax – Powering the USA with Knowledge™

Resources

About Equifax

Services

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

AIForesee – Pioneering MSMEs Innovative Credit Score

About AIForesee Services

Generic Score Product

Data Aggregation Features

Project

Countries Supported

IDfy

Trusted AI for Secure and Seamless Identity Solutions

Key Benefits

IDfy Helps Businesses Connect With the Real

Resources

About IDfy

Services

Countries Supported

Centrix

Centrix – Credit Bureau of New Zealand

Key Benefits

Resources

About Centrix

Services

Regions Supported

Digital Matrix Systems (DMS)

Improved Business Outcomes through Data Access and Analytics

Key Benefits

Leverage the Power of Data: Data Management and Analytics

Resources

About Digital Matrix Systems (DMS)

Data Access Point® provides centralized access to credit and alternative data sources

Countries Supported

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Why Enable Banking?

Resources

About Enable Banking

Services

Regions Supported

WISE AI

WISE EKYC – an AI-Powered Identity Verification Solution

Key Benefits

Empowered Organizations with AI-Powered Identity Service

Resources

About WISE AI

Services