MKTplace-region: Global

AccountScore

Written by Cassidy Bellville on May 26, 2024. Posted in Partners. No Comments on AccountScore

PARTNER

AccountScore
an Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Automate onboarding journey. Our solution enables clients to automate and speed up customer onboarding, especially if traditionally your process has required manual assessment of applications or the need to review bank statements.
Increase acceptance rates. Rich and granular Open Banking insights provide a comprehensive view of an individual’s circumstances allowing you to accept applicants that may have previously been declined using traditional data.

“AccountScore has enabled us to verify our customers with confidence whilst still being a simple user experience.”

GURINDER BAINES, TECHNICAL LEAD, LEAP LENDING

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

AccountScore’s market leading analytical solution utilizes more than 22 million keywords to categorize transactions and identify insights, patterns and behavior. AccountScore enables lenders to lend more profitably whilst cutting loan processing times, completely replacing the need to collect bank statements and pay slips by substituting these with online, real-time, reliable and fully categorized transaction datasets.

Lenders can reduce bad debt and screen out any fraudulent applications whilst exceeding internal targets for processing loan applications. This ensures that relevant consumers and SMEs get the capital they need whilst ensuring clients lend with greater precision.

AccountScore’s solution enables clients across a broad range of industries to benefit from tools such as instant income verification, digital identity, credit risk indexes, affordability calculators, actionable insights, and events.

Resources

About AccountScore Services

AccountScore Products

Income Verification: Instantly verify income, including salary, employer and benefits

Affordability Assessment: Breakdown of essential and non-essential expenditure; with a configurable disposable income calculator

Vulnerability Alerts: Key risk indicators including loss / reduction of income, high gambling, and returned direct debits

IDV & Fraud Prevention: Mixing traditional bureau data and bank-level secure customer authentication and biometrics

Commercial Risk: Verify business bank accounts to assess cashflow, liability, balance and overdraft indicators and high-risk alerts
Countries Supported
- United Kingdom
- Spain
- Ireland

Rzolut

Written by Cassidy Bellville on May 9, 2024. Posted in Partners. No Comments on Rzolut

Partners

Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

Tailored Risk and Compliance Solutions. Risk and compliance proprietary data provider. Building and maintaining critical screening watchlists for the industry, driven by deep expertise in the Financial Crimes Compliance (FCC) space.
AI-powered Datasets and Adverse Media Screening. Comprehensive, watchlist datasets and adverse media, collated using proprietary, gold-standard name matching logic and maintained using AI-powered technology designed to cover all diligence and risk management use cases. It is built for easy integration with packaged software and customers’ internal platforms alike..

“RZOLUT’s services offer invaluable insights, guiding our strategies effectively with thoroughness, accuracy, and confidence, benefiting our investments. Highly recommended.”

PARTNER, LEADING PRIVATE EQUITY FIRM

Simplify Compliance, Amplify Success

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

About Rzolut

Services

PEP Bridge: Our dataset profiles Politically Exposed Persons (PEPs), individuals in key public roles susceptible to corruption or financial crimes. It provides comprehensive information including names, positions, affiliations, and connections.

Sanctions Bridge: Our dataset is a comprehensive compilation of sanctions imposed by governments or international organizations against individuals, entities, or countries.

Watchlists: Our dataset is a structured repository of information about individuals, entities, or transactions flagged for monitoring due to potential risks or suspicious activities.

Adverse Media: Our dataset aggregates information from various sources, including media outlets and public records, documenting negative events or controversies involving individuals, entities, or organizations.
Regions Supported
- Global

RiskSeal

Written by Cassidy Bellville on May 4, 2024. Posted in Partners. No Comments on RiskSeal

Partners

RiskSeal

Smart Credit Decisions Through Digital Footprints

Key Benefits

Approval Rate Increase. RiskSeal identifies creditworthy borrowers who have no prior credit history. We help fintech companies expand into emerging markets, increasing approval rates by up to 50%.
Default Prevention in the Early Stage. RiskSeal reduces default rates by up to 25% by providing actionable insights derived from over 140 social and digital platforms, utilizing more than 300 data points per applicant.

“RiskSeal provides a detailed profile for each applicant, covering their social media and online activities. They also return a very accurate Digital Credit Score. This helps us make informed decisions. Our approval rates increaed by 2x, with a 17% reduction in default rates and a 26% reduction in KYC spending.”

TYMUR BUGAEVSKIY, HEAD OF DATA SCIENCE AT ONCREDIT

Credit Scoring and Risk Assessment Through Digital Footprints

Tailored financial solution. RiskSeal is an exclusive digital credit scoring solution tailored specifically for the financial industry.

Scoring and decision system. Our solution goes beyond simple data enrichment – it’s a complete user scoring and decision-making system.

In-depth digital profile analysis. Using just a user email, phone number, and IP address data, RiskSeal analyzes a customer’s digital footprint and provides their detailed digital profile.

About RiskSeal

Services
- Alternative Data for Credit Scoring
- Digital Credit Scoring
- Digital Footprint Analysis
- Face Recognition
- Name Intelligence
- Geolocation Insights
Regions Supported
- Global

LexisNexis Risk Solutions

Written by Cassidy Bellville on February 20, 2024. Posted in Partners. No Comments on LexisNexis Risk Solutions

Partners

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Maximize trusted consumer experience and mitigate risk. Powered by digital intelligence gathered from billions of global transactions, we provide insights with advanced analytics to help you make more informed and automated risk-based decisions.
Enrich credit decisions across the customer life cycle. Access robust insight into consumer life events, not just at loan origination but throughout the relationship life cycle. From initial customer targeting to credit risk management to ongoing account management, we can help you grow your business while managing risk exposure.

Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions.

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

LexisNexis® ThreatMetrix®

LexisNexis® Emailage®

LexisNexis® RiskViewTM

About LexisNexis Risk Solutions

Services
- LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
- LexisNexis® Emailage® – Fraud risk scoring solution that uses global email intelligence to assess risk and approve transactions
- LexisNexis® RiskViewTM – Credit risk assessment solution providing insight into key risk factors that traditional credit data alone may miss
Regions Supported
- Global

Trustfull

Written by Cassidy Bellville on October 20, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”

LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

Xapien

Written by Cassidy Bellville on July 5, 2023. Posted in Partners. No Comments on Xapien

Partners

Xapien

Xapien – Stop searching. Start knowing.

Key Benefits

Highly skilled analyst work, at speed and scale. Xapien is a simple-to-use AI platform for anyone who needs to truly know their customer. It delivers comprehensive, executive level EDD reports in minutes not days, delivering consistency across teams and enabling rapid decisions.
Truly know your customer. Xapien’s AI goes beyond watchlist screening, scouring the length and breadth of the internet, reading and analyzing millions of sites, records and articles on your behalf. So you can truly know your customer.

“With Xapien, a day’s worth of research takes 12 minutes. Compliance is now the business enablement department, rather than the business prevention department.”

ALEX NASH, MLRO AT GRIFFIN

Identify Risk, Accelerate Trust, Engage Faster

It is currently difficult, expensive, and time-consuming to gather meaningful and relevant information on who you do business with. Existing risk and compliance tools rely on data sets and cover tick-box compliance, but don’t provide insight. Xapien is a simple-to use online platform that fully automates online research so you can make sound, fact-based judgements. Xapien reads and analyzes information from millions of disparate online media, news articles, leak sites, corporate records, and more, so you don’t have to. You’ll receive meaningful insights, set in context. Simply enter the name of your subject, some brief context and press Go. In minutes, you will have an executive-level report.

Xapien works around the clock, in any language, making thousands of decisions, so you only have to make one.

Resources

About Xapien

Services
Fully automated EDD reports on individuals and organisations
- Executive level reports in minutes
- Real-time live data
- Beyond watchlist screening
- Cloud-based SaaS solution – no integration costs
- 130 languages auto-translated
- Adverse media screening
- PEPs and Sanctions screening
- 0.5 bn corporate records
- 1500 watchlists
- 140 jurisdictions
- 35 trn web pages
Regions Supported
- Global

ComplyAdvantage

Written by Cassidy Bellville on May 26, 2023. Posted in Partners. No Comments on ComplyAdvantage

Partners

ComplyAdvantage

The Leader in AI-Driven Fraud and AML Risk Detection

Key Benefits

Automate customer onboarding and monitoring. Onboard legitimate customers quickly and confidently, keep bad actors out of your business and comply with AML obligations. Access ComplyAdvantage’s extensive risk database via our powerful screening and monitoring engine to protect your organization.
Identify and stop suspicious transactions. Detect suspicious transactions, identify potential fraud and take action while reducing false positive rates. AI-powered transaction monitoring from ComplyAdvantage, flags and prioritizes true risk for your analysts’ review whilst simultaneously reducing noise.

“[ComplyAdvantage is] a platform which supports a constant cycle of learning and evolving, able to adapt in line with the changing behavior of both customers and criminals.”

ROBIN JEFFERY, HEAD OF TRANSFORMATION AT HAMPSHIRE TRUST BANK

Identify Risk, Protect Your Business, Delight Your Customers

ComplyAdvantage is the financial industry’s leading source of AI-driven financial crime risk data and fraud detection technology. ComplyAdvantage’s mission is to neutralize the risk of money laundering, terrorist financing, corruption, and other financial crime. More than 1000 enterprises in 75 countries rely on ComplyAdvantage to understand the risk of who they’re doing business with through the world’s only global, real-time database of people and companies. The company identifies thousands of risk events daily from millions of structured and unstructured data points.

ComplyAdvantage has four global hubs in New York, London, Singapore, and Cluj-Napoca and is backed by Goldman Sachs, Ontario Teachers, Index Ventures, and Balderton Capital. Learn more at complyadvantage.com.

Resources

About ComplyAdvantage

Services

Customer onboarding and screening (PEPs, Sanction, Adverse Media)

Corporate onboarding and screening

Ongoing customer monitoring

Transaction screening

Transaction monitoring

Fraud detection

Adverse media screening and monitoring

Sanctions screening
Regions Supported

Global

Nova Credit

Written by Cassidy Bellville on January 27, 2023. Posted in Partners. No Comments on Nova Credit

Partners

Nova Credit

Expand Your Credit-Eligible Universe

Key Benefits

Unlock new markets and optimize funnel conversion. Access trusted financial data to open new consumer segments, offer new products, and create loyal customers for life — all while maintaining your risk profile. Minimize your acquisition costs by optimizing your funnel conversion rate. Consumer-permissioned data gives you the confidence to approve more of the people that you’ve already attracted to your product offering.
Reduce portfolio risk and automate income verification. Respond to uncertain economic conditions and develop loss avoidance strategies by improving your risk assessment with up-to-date credit risk information. Automate your income verification processes with Cash Atlas™ and reduce time to fund. This solution helps increase applicant conversion rates, reduce manual intervention to review document uploads, and improve visibility into debt-to-income ratio and true income.

“We’re removing a barrier for millions of newcomers to the U.S. who arrive and instantly lose access to the credit history they built elsewhere.”

ATUL RANJAN, VICE PRESIDENT OF NEW ACCOUNT UNDERWRITING AT AMERICAN EXPRESS

Building a Fair and Inclusive Financial System for the World

Nova Credit is a consumer-permissioned credit bureau that helps businesses make more fair and informed decisions on millions of ‘thin file’, no credit history, or new-to-country applicants. The Credit Passport® unlocks cross-border credit bureau data to help businesses underwrite new-to-country newcomer populations. The Cash Atlas™ provides greater insight into the cash flows of any applicant, including verifying their income with greater precision than alternatives. Businesses use these products to approve more applicants without taking on more risk, and consumers are empowered to put their best foot forward in their applications.

Resources

About Nova Credit Services

About Nova Credit

Services

Credit Passport®: The only way to help approve qualified immigrants for mainstream credit. Credit Passport® gives businesses the ability to assess the creditworthiness of U.S. newcomers to issue financial products like credit cards, loans, phone plans, and more. Our solution provides access to international credit data that’s translated in real time to a standardized credit report.

Cash Atlas™: Improve credit risk assessment using bank transaction data. Cash Atlas™ helps businesses improve risk prediction for thick-file consumers and expand credit access to thin-file and no-file consumers. Leverage consumer-permissioned bank transaction data to layer affordability on top of existing underwriting models.
Regions Supported

Global

DML Connect

Written by Cassidy Bellville on November 24, 2022. Posted in Partners. No Comments on DML Connect

Partners

DML Connect

UK Consumer Data for Identity and Fraud Verification

Key Benefits

Access to the Largest Global Consumer Data Universe. The DML consumer database offers a diverse range of data that helps clients create a holistic view of an identity. Using the data for IDV, KYC, AML and track & trace enables any company to detect fraud at an early stage.
Comprehensive UK Home Movers Database. Transactional property data, providing information on the status of a property. Details for the property being listed, sold or withdrawn and when this transaction occurred. Ability to track individuals back to previous addresses.

“We have worked with DML for years and the relationship has only strengthened. The team assists with our data requirements and are extremely proactive; a great company.”

TEAM TwentyCi

Use the Power of Data to Make Decisions

Data provider offering comprehensive global coverage of consumer data including name, address, date of birth, email and telephone number, which can be used by companies for Identity verification, KYC, AML and more. Seamless API integration enables businesses to quickly confirm if an individual is who they claim to be.

Age verification services to comply with e-commerce and gambling legislations.

Home mover and property data can be used to track and trace individuals to their previous address as well as being able to verify where they live.

Resources

About DML Connect

Services
- Consumer data UK for IDV, AML, KYC, Age Verification, Track and Trace
- Consumer data global for IDV, AML, KYC, Age Verification
Regions Supported

Global

TransUnion

Written by Cassidy Bellville on October 30, 2022. Posted in Partners. No Comments on TransUnion

Partners

TransUnion

At TransUnion, our purpose is to enable businesses and consumers to transact with confidence and achieve great things — what we call Information for Good®. We are committed to joining forces with like-minded partners and providing the solutions needed to better understand consumers, make more informed decisions and ultimately, earn consumer trust.

Key Benefits

Industry Leading Data. TransUnion is uniquely suited to fuel data-hungry decisioning systems, because data is at the very center of our business. TransUnion provides access to, and stewards with care, over a billion consumer credit files worldwide. In addition we have developed a unique, secure and completely proprietary data architecture that includes trended historical consumer credit data, and comprehensive, diverse public records data, among other unique datasets.
Analytics and Insights Innovation. Leveraging TransUnion’s unique identifiers, information and insights, our world-class alternative and trended data innovation enables a deeper and more diversified view of the consumer. Identifiers provide credible baseline identity information, online and offline, both personal and device, in compliance with local legislation around the world. Our analytical innovation allows us to create solutions that produce greater insights and more predictive results, which help our customers make better decisions.

Information for Good®

TransUnion is a global information and insights company that makes trust possible between businesses and consumers. We have an accurate and comprehensive picture of each person, and we steward it with care so that each consumer is reliably and safely represented in the marketplace.

Who we serve

TransUnion has a global customer base of more than 65,000 businesses, reaching businesses and consumer in more than 30 countries and territories. We maintain confidential information on over one billion global consumers (over 230 million U.S. consumers), processing 4.8 billion data updates each month. Allowing us to make trust possible between businesses and consumers across a wide range of sectors including: Financial Services, Insurance, Healthcare, Public Sector, Rental, Consumer and Media.

TransUnion makes trust possible.

Ensuring consumers and organizations can transact with confidence.

TransUnion Solutions that Improve Performance across the Customer Lifecycle:

About TransUnion

Services
- Customer Credit Reporting
- Digital Marketing
- Customer Acquisition
- Identity Proofing
- Risk-Based Authentication
- Fraud Analytics
- Customer Analytics and Consulting
- Digital Lending
- Portfolio Management
- Audience Segmentation for Digital Marketing
- Debt Recovery
- Customer Engagement Solutions
- Data Breach Services
Countries Supported
- India
- Columbia
- Canada
- Hong Kong
- Philippines
- South Africa
- United Kingdom
- United States

MKTplace-region: Global

PARTNER

AccountScorean Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

Resources

About AccountScore Services

AccountScore Products

Countries Supported

Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

Simplify Compliance, Amplify Success

About Rzolut

Services

Regions Supported

RiskSeal

Smart Credit Decisions Through Digital Footprints

Key Benefits

Credit Scoring and Risk Assessment Through Digital Footprints

About RiskSeal

Services

Regions Supported

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Capture More Revenue While Delivering Excellent Customer Experiences

Resources

About LexisNexis Risk Solutions

Services

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

Xapien

Xapien – Stop searching. Start knowing.

Key Benefits

Identify Risk, Accelerate Trust, Engage Faster

Resources

About Xapien

Services

Regions Supported

ComplyAdvantage

The Leader in AI-Driven Fraud and AML Risk Detection

Key Benefits

Identify Risk, Protect Your Business, Delight Your Customers

Resources

About ComplyAdvantage

Services

Regions Supported

Nova Credit

Expand Your Credit-Eligible Universe

Key Benefits

Building a Fair and Inclusive Financial System for the World

Resources

About Nova Credit

Services

Regions Supported

DML Connect

UK Consumer Data for Identity and Fraud Verification

Key Benefits

Use the Power of Data to Make Decisions

Resources

About DML Connect

Services

Regions Supported

TransUnion

TransUnion

Key Benefits

Information for Good®

TransUnion Solutions that Improve Performance across the Customer Lifecycle:

About TransUnion

Services

Countries Supported

AccountScore
an Equifax Company