Credit and Alternative Credit Data. Credit data of credit bureaus and direct lenders supply. Aggregated transaction and telecom information. Biggest data one-stop shop.
Address Verification. Electronic utility bill of 90% of electricity grid payers in Nigeria.
Biggest Data Aggregator in Nigeria
CARMACHAIN gives you access to 80 million profiles of credit and alternative credit information in Nigeria.
90% reduction in GTM timelines and cost. We are a one-stop platform where you can integrate with desired banking APIs and then go live within a few days. No need to run around for 5+ months to integrate with multiple banking partners to launch your products.
10x simple and seamless financial infrastructure. We are a full-stack platform, where you can select your desired modules, play in the sandbox, and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.
“Decentro’s flexible and scalable APIs allow us to transform our consumer experience and also unlock many new opportunities to thrive in the neo-banking and lending space.”
Open Banking APIs to Launch Products 10x Faster
Decentro is an extremely easy-to-use API platform for banking integrations in India (and soon beyond). We do the hard work of tying up with legacy institutions so that you can just integrate your desired APIs and launch! We act as a full-stack platform where you can come, select your desired modules, play in the sandbox and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.
Let’s Build the Future of Financial Services Together
Key Benefits
Open Finance and Data Enrichment. Allow users to instantly connect their financial accounts. As easy as creating a link or as robust as an API. Use enriched data to perform risk analysis, identify income, reduce fraud, and more.
Financial Experiences. Centralize Finerio Connect solutions in a Personal Finance Manager (PFM) or even a Business Finance Manager (BFM). Easily integrate and provide modern financial experiences. Help your users understand their personal and business finances.
“I believe in the potential of Finerio Connect to grow into one of the most important infrastructure startups in Mexico and Latin America.”
Products that Complement Your User Flow
Finerio started as a personal finance management platform in 2016, and in early 2020, it launched Finerio Connect, its all-in-one financial API solution. Thanks to their direct experience in the market, they quickly became one of the leaders in the Latin American financial ecosystem with products focused on Open Banking, data enrichment and personal finance management. Its mission is to democratize the best data-driven solutions for any institution in the region.
Finerio Connect currently has more than 65 clients, including some of the largest banks, neobanks and fintech in the region. Its solution receives more than 2M requests per month and is fully adapted to the needs of the Spanish-speaking Latin American market, with an API solution ready for any type of financial institution to implement.
A Complete Financial Crime, Compliance, Risk Mitigation and Customer Onboarding Platform
Key Benefits
Easy Onboarding and Smooth Transactions. With over 50 third-party data providers integrated into our app store, our sophisticated no-code platform allows you to make informed customer acquisition, transactional and business risk decisions with the full customer picture in view.
Facilitating compliance with current and future regulations. TruNarrative provides a full case management system and a comprehensive audit trail for instant recall for regulatory purposes. Our natural language rule builder and App store allows you to make rapid strategy changes and react to changing regulations and fraud trends, and mitigate risk.
“Working together with TruNarrative is helping Ikano Bank to accelerate our global digital transformation, whilst ensuring the highest levels of financial crime risk management and enables us the flexibility to quickly respond to new and emerging threats within a single technology platform.”
Easy Onboarding, Smooth Transactions and Dynamic Risk Rating
TruNarrative’s advanced decisioning platform allows you to build end-to-end customer onboarding and monitoring journeys through a single API. Enrich application data with any of our 50+ data partners to make automated or manual decisions with the whole customer picture in view.
Orchestrate and deliver your financial crime, digital transformation, compliance and customer onboarding strategies from one single intuitive user interface. The TruNarrative solution allows you to build rules and adapt strategy in-house with our no-code rule builder, helping you react to fraud & risk trends and to remain compliant with current and future regulations.
Atto Uses Bank Data Provided Through Open Banking to Address Today’s Business Challenges
Key Benefits
Our solutions are built to enhance underwriting irrefutably. Our API is layered under a categorization engine trained in accuracy in credit risk, allowing us to provide lenders with strongest possible insights for use throughout the whole credit risk lifecycle
With over 13,000 bank connections globally, our partners can grow their offerings in over 80 countries. Our platform has the potential to connect to 1.5 billion people across the globe.
“Atto understand the market and are flexible enough to shift with the times, and we knew very quickly we could build this product together. Ultimately, that is what we really wanted; to build a strategic partnership. We didn’t want to just purchase a set of services.”
About Atto
Atto uses bank data provided through Open Banking to address today’s business challenges. These challenges include verifying income, affordability, reducing fraud, and costs across the credit risk lifecycle from onboarding through to collections & recoveries.
Atto is an active participant in the UK Open Banking initiative and is a founding member of FDATA, Innovate Finance, and Open Banking Excellence. Atto have also been working with the Financial Conduct Authority (FCA) more recently on their Digital Sandbox to identify signals of financial vulnerability due to COVID.
Reduction in Online Fraud. Mobile is a dynamic and trusted source to verify and authenticate online transactions. Using Subscriber, Device and Network information from Mobile Operators, we enable businesses to offer frictionless data-driven services to help verify customers and reduce fraud.
Verify and Authenticate: Increase Customer Uptake and Trust. Securely match mobile number to name, address and date of birth, or authenticate users with our compliant, seamless verify product – secure by design and entirely delivered from within the mobile operator secure network. Frictionless UX driving increased trust and client uptake of your services.
Industry Knowledge and Experience. Multi-Country Coverage. Simplified Service for Your Business Needs.
Sekura’s leadership have been drivers in the Mobile Identity industry and are recognized among the top 100 global influencers, providing valuable insights into adoption of mobile identity to meet customer business needs.
Working closely with international mobile operators, Sekura provides mobile data coverage in North America, the UK and Europe, with expansion plans into Asia and Latin America on our roadmap.
Thanks to our global reach, Sekura offers competitive pricing across regions, with improved revenue potential for clients. Our service infrastructure is cloud-based covering multiple regions, ensuring optimum performance and compliance to local and regional regulations. Our single API allows our customers to integrate once to gain access to multiple mobile operators across markets.
