MKTplace-data type: Open Banking

Markaaz

Written by veeresh on 11 Aug, 2026. Posted in Partners. No Comments on Markaaz

PARTNER

Markaaz

Markaaz empowers businesses to accelerate growth and streamline operations through trusted, comprehensive business intelligence.

Key Benefits

Standard and Advanced Match algorithms enabled by AI/ML.
Unparalleled business coverage spanning 542M+ global businesses.
High quality data, stewarded and continuously refreshed.
280+ unique insights, powered by diverse authoritative, public, and proprietary sources.
Multi-product platform, delivering a wide range of use-cases across verification, enrichment, and monitoring.

Markaaz delivers comprehensive, trusted global business identity data.

Markaaz is the world’s most comprehensive source of verified business identity data, enabling businesses to prospect, onboard, verify, decision, and monitor clients globally. Through the Markaaz Global Data Directory, they create Golden Records that unify fragmented information into a single, trusted source. This delivers a holistic, authoritative view of a business built on global data, advanced analytics, and rigorous stewardship.

About Markaaz Services

Markaaz Products
Pre-fill: Automatically populates trusted business data at the point of entry, reducing friction, improving accuracy, and accelerating business onboarding and verification.
Business Health: Indicators that reflect the operational stability or financial condition of a business. May include status flags, activity indicators, risk signals, operational tenure, and other metrics used to gauge overall business viability.
Business Verification: verify the legitimacy and existence of a business. Includes Markaaz ID, and firmographics such as Registered Address, registration status, known identifiers such as Registration Number, Tax ID, hierarchy, and more.
Business Hierarchy: Records that contain parent–child business relationships. Hierarchy data identifies whether an entity is a headquarters, branch, subsidiary, or part of a larger corporate structure.
Compliance: Information used to assess regulatory risk and ensure legal compliance. Includes politically exposed persons (PEP) status, sanctions screening, beneficial ownership, business registration status, licensing information, and more.
P2B (Person-to-Business Linkage): Data connecting individuals to the businesses they own or manage. P2B includes beneficial owners, officers, directors, shareholders, and governance relationships that support due diligence and risk assessment.information, and more.
Countries Supported
- Global

D•One

Written by veeresh on 15 Jun, 2026. Posted in Partners. No Comments on D•One

PARTNER

D•One

A unique open banking proposition.

Key Benefits

Frictionless open banking data via ClearScore . Our ClearScore integration enables us to gather consent prior to a user’s search for credit. Our clients can then utilise this data and our IP at quote stage, meaning no requirement for further consent downstream.
Predictive risk modeling technology. We have trained a credit risk model on a market wide data set, enabling lenders to refine pricing, extend lending capacity or reduce arrears. This capability is available on your direct applications and via aggregators.

“We were impressed with D•One’s Open Banking solution, along with the supporting functionality and flexibility it provided and plan to integrate these capabilities into our lending strategies.”
CEO – NewDay

Unlock Open Banking Intelligence for Lending

D•One is ClearScore’s specialist B2B open banking subsidiary, providing lenders, insurers, and financial institutions with the data and insights needed for smarter, more inclusive credit decisions. Built on the UK’s largest open banking dataset, D•One combines real-time bank transaction data with advanced categorisation across 90+ proprietary categories to deliver actionable affordability, income, and fraud insights. Our pre-built aggregated reports integrate seamlessly into underwriting workflows, while our risk score has outperformed traditional bureau data in live lending scenarios. Whether through our embedded white-label journey, native ClearScore marketplace integration, or categorisation-as-a-service, D•One helps lenders improve conversion, reduce arrears, expand into underserved segments, and offer risk-adjusted pricing — across acquisition, customer management, and collections.

About D•One Services

D•One Products
- Account Verification
- Transaction Categorisation
- Aggregated Reporting
- Risk Scoring
- Underwriter Dashboard
- Embedded Open Banking Journey
- Marketplace Integration
- Categorisation-as-a-Service
Countries Supported
- EMEA

eyeDP

Written by provenirmulti on 25 Mar, 2026. Posted in Partners.

Partner
AI

eyeDP

Reduce fraud and compliance risk
with AI-powered document verification and real-time validation across all formats and document types (structured, semi-structured and unstructured)
Accelerate onboarding and decisioning
through automated workflows, real-time insights, and seamless integration into existing systems
Improve data accuracy and operational efficiency
while replicating open banking insights where connectivity is limited or unavailable

Product Features
Document Verification
Verify documents across PDF, JPEG, Word and screenshots with AI-powered validation that detects discrepancies, fraud, and errors while cross-referencing public data sources.
Real-Time Search & Retrieval
Access documents instantly through AI-driven, conversational search, enabling faster compliance checks and more efficient decision-making.
Integration Capabilities
Seamlessly integrate with existing systems via no-code/low-code options and APIs, embedding document verification directly into workflows.
AI-Driven Insights
Gain real-time risk scoring and data analysis to identify threats early and support faster, more accurate decisions.
Multi-Language & Multi-Format Support
Operate globally with support for multiple languages and document types across diverse markets.
Customisable User Permissions
Control data access with role-based permissions, ensuring security and compliance across teams.
Alerts & Notifications
Receive real-time alerts and automated expiry tracking to proactively manage compliance and reduce risk.
Solutions Supported
- KYC (Know Your Customer)
- AML (ANti-Money Laundering)
- KYB (Know Your Business)
- Responsible Gabling (RG) Compliance
- Fraud Detection and Prevention
- Document Verification & Due Diligence
- Risk Assessment and Affordability Analysis
- Customer Onboarding and Identity Verification
- Enterprise and Multi-Client Document Management
Countries Supported
- Global coverage across regulated and emerging markets
- Multi-language capabilities supporting international operations

“Serving the regulated markets, the manual processes currently used are slow, prone to human error, and costly.
Partnering with eyeDP has made our proposition more compelling and keeps our customers satisfied.”
Paul Foster, CEO Crucial Compliance

eyeDP provides advanced AI-powered document intelligence, enabling organisations to verify and analyse a wide range of document types, including PDFs, images, and screenshots. Using Intelligent Document Processing (IDP), the platform detects discrepancies, errors, and potential fraud while cross-referencing data against public sources to ensure accuracy and reliability.

Designed to support compliance, KYC, and fraud prevention, eyeDP automates key processes such as document verification, risk assessment, and due diligence checks. It also enables businesses to replicate open banking insights in cases where connectivity is unavailable or declined, offering deeper financial visibility.

By integrating seamlessly into decisioning workflows, eyeDP helps organisations reduce fraud risk, improve data integrity, and accelerate onboarding, while maintaining a smooth and compliant customer experience.

MOGOPLUS

Written by provenirmulti on 15 Apr, 2025. Posted in Partners. No Comments on MOGOPLUS

Partner

MOGOPLUS

AI led Insights-as-a-service for supporting lending decisions

Key Benefits

Lower cost of origination – Specialising in making sense of raw, unstructured data, our solutions provide fast and accurate data categorisation and verification insights which reduce manual efforts and loan origination costs significantly. Make better decisions with confidence.
Quicker Time to Decision – Our data agnostic, intelligent insight solutions are easily accessed via plug and play APIs. Our different insights configurations serve specific use cases such as Income Verification, Affordability, Serviceability, Vulnerability, Hardship and Collections. We focus on enabling instant decisioning and straight through processing outcomes.
Proactive customer engagement and experience – Understand the true behaviour behind your customers data with intelligent insights. Identify opportunities for new levels of personalisation and pro-active customer engagement with consent-based data exchange that increases loyalty and customer experience.
Reduced risk – Lower risk at both the origination layer and the post settlement loan servicing stage. Utilise predictive insights and analytics to identify areas like loan stress, vulnerability and hardship. Make proactive ‘next best actions’ with your customers to prevent hardship stress and costs.

“With MOGOPLUS, our credit assessment processes are now producing quicker decisions, more accurate assessments and a low friction member experience. As a small mutual we have found the solution highly beneficial for both our staff and our members.”
Operations Manager, Central Murray Credit Union Limited

Optimise your lending decisions with intelligent data insights

MOGOPLUS helps businesses with the journey from data to decisions. Our award-winning intelligent Insight Solutions cater to diverse use cases and customer journeys across multiple sectors. When customers apply for credit, we ensure their transaction data flows seamlessly transforming and enriching it to deliver actionable insights. Our comprehensive analysis empowers lenders to verify applicants’ information and make informed lending decisions, turning applications into opportunities for growth

Resources

About MOGOPLUS

Services:

GoCat
Fast, Accurate, and Secure Data Categorisation for Credit Decisioning
- Data categorization
- Category groups, Transaction amount, Total amount, Monthly average
GoVerify
Comprehensive Financial Profiling and Employer Income Verification
- Income verification
- Employer match
- Income buckets
- Recency and regularity of income parameters
GoLend
Streamlining Serviceability Assessments with Meaningful Analytics for Lending
- Credit decisioning insights focusing on affordability and serviceability metrics
- Time based Net Monthly Position
- Reliability measures of income data
GoAssist
Data rich solution for supporting vulnerable, distressed or collections based customer engagements
- Descriptive and predictive analytics
- Personalized borrower assistance post loan settlement
- Continuous Credit Monitoring capability
GoSwitch
Collects and structures biller and payee data for seamless new customer account opening
- Seamless provider switching

AccountScore

Written by Amy Sariego on 26 May, 2024. Posted in Partners. No Comments on AccountScore

PARTNER

AccountScore
an Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Automate onboarding journey. Our solution enables clients to automate and speed up customer onboarding, especially if traditionally your process has required manual assessment of applications or the need to review bank statements.
Increase acceptance rates. Rich and granular Open Banking insights provide a comprehensive view of an individual’s circumstances allowing you to accept applicants that may have previously been declined using traditional data.

“AccountScore has enabled us to verify our customers with confidence whilst still being a simple user experience.”
GURINDER BAINES, TECHNICAL LEAD, LEAP LENDING

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

AccountScore’s market leading analytical solution utilizes more than 22 million keywords to categorize transactions and identify insights, patterns and behavior. AccountScore enables lenders to lend more profitably whilst cutting loan processing times, completely replacing the need to collect bank statements and pay slips by substituting these with online, real-time, reliable and fully categorized transaction datasets.

Lenders can reduce bad debt and screen out any fraudulent applications whilst exceeding internal targets for processing loan applications. This ensures that relevant consumers and SMEs get the capital they need whilst ensuring clients lend with greater precision.

AccountScore’s solution enables clients across a broad range of industries to benefit from tools such as instant income verification, digital identity, credit risk indexes, affordability calculators, actionable insights, and events.

Resources

About AccountScore Services

AccountScore Products
Income Verification: Instantly verify income, including salary, employer and benefits
Affordability Assessment: Breakdown of essential and non-essential expenditure; with a configurable disposable income calculator
Vulnerability Alerts: Key risk indicators including loss / reduction of income, high gambling, and returned direct debits
IDV & Fraud Prevention: Mixing traditional bureau data and bank-level secure customer authentication and biometrics
Commercial Risk: Verify business bank accounts to assess cashflow, liability, balance and overdraft indicators and high-risk alerts
Countries Supported
- United Kingdom
- Spain
- Ireland

AperiData

Written by Amy Sariego on 14 Dec, 2023. Posted in Partners. No Comments on AperiData

Partners

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

Better decisions across the lifecycle. Our data insights improve decision consistency, speed and accuracy from customer onboarding to account management. We harness the power of Open Banking to transform credit and lending processes that power instant, responsible, and ethical decisions.
Quick and easy to integrate. Use our developer-friendly APIs to integrate directly with your own platforms and customer journeys, unlocking all the efficiencies of data consistency and automation. Also available as a stand-alone product for your users.

“For marginal cases, traditional credit bureau data doesn’t provide sufficient information to make decisions. Using AperiData, around 90% are now approved because of the accuracy of their data.”
MATTHEW STEVENS, CEO, HEY CREDIT UNION

The Real Time Credit Reference Agency

AperiData is an FCA authorized Credit Reference Agency and Open Banking provider that uses banking data to provide real time risk insights.

We see a world where businesses can access comprehensive financial insights at their fingertips, where consumers have control over their financial data, and where data-driven decisions lead to better financial outcomes for everyone.

Our founding team bring over 100 years of combined experience gained in senior roles at organizations across financial services, software, and data service providers. This experience is embedded not only in our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client.

Resources

AmeriData Company and Product Overview

About AperiData

Services
Transaction Categorization: Our machine learning models help you better understand your customer’s income and spending patterns by accurately classifying incoming and outgoing transactions into specific categories. Use this data to make more informed risk decisions and help your customers understand where they’re spending to stay on top of their finances.
Affordability: A complete, accurate snapshot of your customer’s financial position in real time. Our affordability engine uses income and expenditure categorization to accurately calculate customer affordability. Harness rich insights and trends across income, expenditure, assets and liabilities. Understand your customer’s true disposable income and affordability, including detailed breakdown of any benefits received.
Credit Console®: The Credit Console® provides you with a high-impact, high-resolution view of our rich data insights, allowing users to quickly assess your customer’s financial profile. Available as an integrated or standalone solution to be deployed for your business quickly and easily.
Credit Scoring and Risk Indicators: Access our suite of risk flags and identifiers that highlight potential high-risk activities, or areas requiring further investigation.
Identity: Improve KYC and verify customer identity with each linked bank.
Regions Supported
United Kingdom

Prism

Written by Amy Sariego on 5 Oct, 2023. Posted in Partners. No Comments on Prism

Partners

Prism

Make Better Credit Decisions, Faster, Using Bank Transaction Data

Key Benefits

Better data analytics enables better credit decisions. Prism helps clients more accurately predict credit default risk so they can increase approvals, while reducing expected losses. Leverage customer-permissioned deposit account transaction data and Prism’s powerful analytics to improve underwriting, score more customers and minimize first-party fraud.
Spot risk, before it becomes a problem. Prism’s products help companies quickly detect—and proactively respond to—changes in a consumer’s income & spending that may be indicative of risk, and surface non-obvious financial obligations (like BNPL, payday & title loans) that could impact a consumer’s ability to repay.

Prism Helps Clients Quickly Make Better Credit Decisions

Prism Data provides essential infrastructure powering the next generation of credit risk. Prism’s market-leading suite of products –including its proprietary CashScores – use advanced open banking analytics to enable financial institutions, fintechs and other businesses to derive powerful and actionable insights from consumer-permissioned bank transaction data. Prism clients can use those insights to more precisely and accurately predict credit default risk, score missing- and thin-file customers, identify first-party fraud, and better manage and service existing portfolios.

For more info, visit www.prismdata.com.

About Prism

Services
- CashScore: Assess a consumer’s credit risk using real-time financial transaction history, as opposed to credit history. Predicts 90+ DPD in 12 MoB.
- CashScore for First-Party Fraud: Assess near-term, or early-life credit and fraud risk, including first payment default, “never pay,” and first-party fraud.
- Insights: A library of enriched attributes, built from categorized transaction data, that can be used in tandem with CashScore or as distinct attributes incorporated into underwriting models.
- Income: Analyzing banking transactions to identify gross and net pay, income stability, employment, and income sources.
Regions Supported
North America

Enable Banking

Written by Amy Sariego on 21 Apr, 2023. Posted in Partners. No Comments on Enable Banking

Partners

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Get Access to 2600+ Banks Across Europe. With our easy-to-use connectivity engine, you will be able to quickly connect to banks’ (ASPSPs’) official APIs all over Europe, without having to worry about the complexity of supporting thousands of different integrations.
Stay Fully in Charge of Your Customers’ Data. Sending everyday letters or parcels, most people don’t spend much time considering what delivery service to use. But what about exclusive jewellery? A painting? Your customers’ financial data is amongst the most valuable packages of information they could ever trust you with. We are the safe and secure information passageway, enabling the future of financial services – without ever using your customers’ data.

“We have a great realtionship with Enable Banking and there is a high velocity in the process. They are super nice, very helpful and professional in their way of working.”
MINH-KIET VUONG, PRODUCT MANAGER AT ZERVANT

Why Enable Banking?

Our hands-off open banking API connects you to over 2,600 European banks. With us, you can fully focus on:

Your Creativity: Never worry about connectivity again. Create innovative cross-border solutions on your own terms.
Your Expansion: Expand internationally and scale your business. We’re constantly growing too!
Your Data: Your data is yours to use as you please, with complete confidence that your data provider will never tamper or use it in any way.
Your Risks: Leverage our APIs – e.g. for credit scoring purposes – in order to proactively manage credit risks.

Resources

About Enable Banking

Services
- PSD2 AIS APIs
- Banking API
- Credit Rating
- Automated Bookkeeping
- Cloud-Native Core Banking
- And More
Regions Supported
- EMEA
- EEA

Railz

Written by Amy Sariego on 18 Apr, 2023. Posted in Partners. No Comments on Railz

Partners

Railz

The Railz API: Building a Future of Data-Powered Finance

Key Benefits

Real-Time Financial Analytics at Your Fingertips. Railz offers real-time SMB financial data and analytics for informed investment decisions. With accurate data, financial institutions can assess creditworthiness and provide valuable services to SMB clients, using accurate, up-to-date data.
Transform your Financial Analysis with Streamlined Efficiency. Railz streamlines SMB financial analysis for efficient data collection, underwriting, and product launches. It saves time, reduces errors, and offers clients a seamless experience.

“Our bank partners love that we have access to real-time accounting data. That was huge in getting a credit facility.”
ZACH JOHNSON, FOUNDER & CEO AT DASH.FI

The Future of Finance Needs Access to Financial Data

Railz: Revolutionize financial services with the largest financial data network in the world.

Railz solves challenges faced by financial institutions in obtaining high-quality financial data for SMBs. We provide one access point for normalized SMB financial data, collected from multiple sources including accounting, banking, tax, and commerce. Railz offers unique features and tools including Railz Credit Score™, Railz Accounting Accuracy Score (RaaS™), cash flow forecasting, benchmarking, and real-time analytics visualization. We help FIs make fast and calculated decisions in lending, business financial management, payment reconciliation, and insurance. Railz normalization process ensures that data is organized, standardized, and up-to-date, making it easy for FIs to safely make informed decisions.

Resources

About Railz

Services
- Railz API: connects to all major accounting service providers like QuickBooks, Netsuite, Xero, Banking via Plaid, and E-Commerce such as Shopify & Square.
- Lending: optimize credit approval and monitoring process and streamline loan origination and servicing.
- Valuation and Forecasting: business valuations, cash flow forecasting.
- Railz Credit Score™: A modern business credit score
- Accounting Accuracy: Railz accounting accuracy Score (RaaS™) measures accuracy of accounting data when overlaid with banking data.
- Benchmarking: Financial ratios by market, geography, age of business
- Railz Normalization: Makes sense of messy financial data across commercial customers in real-time.
- Railz Dashboard™: Configurable dashboard that provides highlights and insights to build customized dashboards.
- Railz Visualization SDK: a collection of standardized web components to build customized financial dashboards and develop the next-gen of embedded finance products.
- E-commerce Integration: integration with Shopify and Square: Pull e-commerce data directly into your application to help reconcile and keep financial records up to date.
Regions Supported
- North America

Brankas

Written by Amy Sariego on 24 Mar, 2023. Posted in Partners. No Comments on Brankas

Partners

Brankas

Brankas – Leading Open Finance Technology Leader

Key Benefits

Instant Multi-Bank Integrations with Brankas Data APIs. Let users connect their bank account to your platform, giving them faster access to their data and a better experience.
Capture Data Intelligently and Interpret it Faster. With quicker access to reliable data, you can personalize your customer’s experience depending on their wants and needs.

“Our partnership with Brankas allows us to help clinics in Indonesia finally move into a digital future that can make healthcare easier and more available for everyone. We are excited for the future of healthcare.”
OGY WINENRIANDHIKA, CO-FOUNDER & CEO AT KLINIKGO

Brankas – Leading Open Finance Technology Leader

Brankas helps businesses unlock modern financial services with market-leading technology. We have the largest network of bank APIs in Southeast Asia. We are also the only company invested in both API aggregation, which helps online businesses connect digitally to banks, as well as financial and payment infrastructure, which help banks and financial institutions monetize their banking platforms.

Resources

Visa Card Data Product

About Brankas

Services
Account Opening
Open Core
Open Finance Suite
Merchant Link
Brankas Direct
Brankas Disburse
Brankas Bank Data
Profiles and Scores
Life-centric profile
Financial health profile
Life-centric credit score
Other risk scores
Custom Solutions
Score card development
Model development
Design AI strategies and roadmaps for and with boards and management
Education and training on AI for co-workers
Countries/Regions Supported
Indonesia
Philippines
Vietnam
Thailand
Malaysia
Bangladesh
EMEA

MKTplace-data type: Open Banking

PARTNER

Markaaz

Markaaz empowers businesses to accelerate growth and streamline operations through trusted, comprehensive business intelligence.

Key Benefits

Markaaz delivers comprehensive, trusted global business identity data.

About Markaaz Services

Markaaz Products

Countries Supported

PARTNER

D•One

A unique open banking proposition.

Key Benefits

Unlock Open Banking Intelligence for Lending

About D•One Services

D•One Products

Countries Supported

Partner

AI

eyeDP

Reduce fraud and compliance risk

Accelerate onboarding and decisioning

Improve data accuracy and operational efficiency

Product Features

Document Verification

Real-Time Search & Retrieval

Integration Capabilities

AI-Driven Insights

Customisable User Permissions

Alerts & Notifications

Solutions Supported

Countries Supported

Partner

MOGOPLUS

AI led Insights-as-a-service for supporting lending decisions

Key Benefits

Optimise your lending decisions with intelligent data insights

Resources

GoCat

GoVerify

GoLend

GoAssist

GoSwitch

PARTNER

AccountScorean Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

Resources

About AccountScore Services

AccountScore Products

Countries Supported

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

The Real Time Credit Reference Agency

Resources

About AperiData

Services

Regions Supported

Prism

Make Better Credit Decisions, Faster, Using Bank Transaction Data

Key Benefits

Prism Helps Clients Quickly Make Better Credit Decisions

About Prism

Services

Regions Supported

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Why Enable Banking?

Resources

About Enable Banking

Services

Regions Supported

Railz

The Railz API: Building a Future of Data-Powered Finance

Key Benefits

The Future of Finance Needs Access to Financial Data

Resources

AccountScore
an Equifax Company