MKTplace-use case: Consumer Payments

LexisNexis Risk Solutions

Written by Amy Sariego on 20 Feb, 2024. Posted in Partners. No Comments on LexisNexis Risk Solutions

Partners

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Maximize trusted consumer experience and mitigate risk. Powered by digital intelligence gathered from billions of global transactions, we provide insights with advanced analytics to help you make more informed and automated risk-based decisions.
Enrich credit decisions across the customer life cycle. Access robust insight into consumer life events, not just at loan origination but throughout the relationship life cycle. From initial customer targeting to credit risk management to ongoing account management, we can help you grow your business while managing risk exposure.

Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions.

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

LexisNexis® ThreatMetrix®

LexisNexis® Emailage®

LexisNexis® RiskViewTM

About LexisNexis Risk Solutions

Services
- LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
- LexisNexis® Emailage® – Fraud risk scoring solution that uses global email intelligence to assess risk and approve transactions
- LexisNexis® RiskViewTM – Credit risk assessment solution providing insight into key risk factors that traditional credit data alone may miss
Regions Supported
- Global

Trustfull

Written by Amy Sariego on 20 Oct, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”
LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

IDfy

Written by Amy Sariego on 18 Aug, 2023. Posted in Partners. No Comments on IDfy

Partners

IDfy

Trusted AI for Secure and Seamless Identity Solutions

Key Benefits

ID and Identity Verification. We offer versatile OCR for ID cards, business documents, payslips, utilities and more. Utilizing government data sources & AML lists, we ensure robust verification. Our video onboarding handles internet issues, while real-time feedback enhances conversions.
Stop Fraud with our Anti-Risk and AML Solutions. Verify in real-time with our in-house solutions. Our database can help prevent banned users, and duplicate accounts, or even enable face-based login! Run KYC + AML checks with configurable fuzziness logic, deceased flags, data sources, etc.

“IDfy plays a great role in innovations, making hit-and-try experiements possible, due to the platform’s capability to quickly conduct KYC and verification of merchants.”
AMIT KURSEJA, HEAD OF MERCHANT ACCEPTANCE AT AMAZON PAY

IDfy Helps Businesses Connect With the Real

The digital economy runs on trust. After all, you do need to know who you’re dealing with. IDfy helps with that.

Specifically, IDfy’s video platform and many APIs help companies:

Identify people (does Jane Doe exist?)
Verify credentials (do the details belong to Jane Doe?)
Assess the risk of fraud (has Jane Doe committed fraud or is she likely to commit one?)
IDfy’s APIs use AI/ML algorithms to extract information from documents, check for tampering, verify ID details against official databases, compare faces across pictures, and run checks on criminal records.

Since its inception in 2011, IDfy has impacted more than 150 Million lives. Today, it runs 60 million plus verifications for 1300 clients across India, South East Asia, and the Middle East every month.

Resources

The Ultimate Guide to Keeping Fraudsters Away

About IDfy

Services
Document Validation – ID cards, business documents, payslips, utilities and more
OCR Extraction
Government Database verification, for both individual ID card and business document verifications
Face Match (You can check the person’s ID against their ID card uploaded IDfy also runs checks against corresponding sources/Databases)
No-code Platform, which allows you to go live with us faster with zero friction for end users.
Countries Supported
- Indonesia
- Philippines
- Singapore
- Saudi Arabia
- Dubai
- Egypt

Xapien

Written by Amy Sariego on 5 Jul, 2023. Posted in Partners. No Comments on Xapien

Partners

Xapien

Xapien – Stop searching. Start knowing.

Key Benefits

Highly skilled analyst work, at speed and scale. Xapien is a simple-to-use AI platform for anyone who needs to truly know their customer. It delivers comprehensive, executive level EDD reports in minutes not days, delivering consistency across teams and enabling rapid decisions.
Truly know your customer. Xapien’s AI goes beyond watchlist screening, scouring the length and breadth of the internet, reading and analyzing millions of sites, records and articles on your behalf. So you can truly know your customer.

“With Xapien, a day’s worth of research takes 12 minutes. Compliance is now the business enablement department, rather than the business prevention department.”
ALEX NASH, MLRO AT GRIFFIN

Identify Risk, Accelerate Trust, Engage Faster

It is currently difficult, expensive, and time-consuming to gather meaningful and relevant information on who you do business with. Existing risk and compliance tools rely on data sets and cover tick-box compliance, but don’t provide insight. Xapien is a simple-to use online platform that fully automates online research so you can make sound, fact-based judgements. Xapien reads and analyzes information from millions of disparate online media, news articles, leak sites, corporate records, and more, so you don’t have to. You’ll receive meaningful insights, set in context. Simply enter the name of your subject, some brief context and press Go. In minutes, you will have an executive-level report.

Xapien works around the clock, in any language, making thousands of decisions, so you only have to make one.

Resources

About Xapien

Services
Fully automated EDD reports on individuals and organisations
- Executive level reports in minutes
- Real-time live data
- Beyond watchlist screening
- Cloud-based SaaS solution – no integration costs
- 130 languages auto-translated
- Adverse media screening
- PEPs and Sanctions screening
- 0.5 bn corporate records
- 1500 watchlists
- 140 jurisdictions
- 35 trn web pages
Regions Supported
- Global

ComplyAdvantage

Written by Amy Sariego on 26 May, 2023. Posted in Partners. No Comments on ComplyAdvantage

Partners

ComplyAdvantage

The Leader in AI-Driven Fraud and AML Risk Detection

Key Benefits

Automate customer onboarding and monitoring. Onboard legitimate customers quickly and confidently, keep bad actors out of your business and comply with AML obligations. Access ComplyAdvantage’s extensive risk database via our powerful screening and monitoring engine to protect your organization.
Identify and stop suspicious transactions. Detect suspicious transactions, identify potential fraud and take action while reducing false positive rates. AI-powered transaction monitoring from ComplyAdvantage, flags and prioritizes true risk for your analysts’ review whilst simultaneously reducing noise.

“[ComplyAdvantage is] a platform which supports a constant cycle of learning and evolving, able to adapt in line with the changing behavior of both customers and criminals.”
ROBIN JEFFERY, HEAD OF TRANSFORMATION AT HAMPSHIRE TRUST BANK

Identify Risk, Protect Your Business, Delight Your Customers

ComplyAdvantage is the financial industry’s leading source of AI-driven financial crime risk data and fraud detection technology. ComplyAdvantage’s mission is to neutralize the risk of money laundering, terrorist financing, corruption, and other financial crime. More than 1000 enterprises in 75 countries rely on ComplyAdvantage to understand the risk of who they’re doing business with through the world’s only global, real-time database of people and companies. The company identifies thousands of risk events daily from millions of structured and unstructured data points.

ComplyAdvantage has four global hubs in New York, London, Singapore, and Cluj-Napoca and is backed by Goldman Sachs, Ontario Teachers, Index Ventures, and Balderton Capital. Learn more at complyadvantage.com.

Resources

About ComplyAdvantage

Services
Customer onboarding and screening (PEPs, Sanction, Adverse Media)
Corporate onboarding and screening
Ongoing customer monitoring
Transaction screening
Transaction monitoring
Fraud detection
Adverse media screening and monitoring
Sanctions screening
Regions Supported
Global

Enable Banking

Written by Amy Sariego on 21 Apr, 2023. Posted in Partners. No Comments on Enable Banking

Partners

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Get Access to 2600+ Banks Across Europe. With our easy-to-use connectivity engine, you will be able to quickly connect to banks’ (ASPSPs’) official APIs all over Europe, without having to worry about the complexity of supporting thousands of different integrations.
Stay Fully in Charge of Your Customers’ Data. Sending everyday letters or parcels, most people don’t spend much time considering what delivery service to use. But what about exclusive jewellery? A painting? Your customers’ financial data is amongst the most valuable packages of information they could ever trust you with. We are the safe and secure information passageway, enabling the future of financial services – without ever using your customers’ data.

“We have a great realtionship with Enable Banking and there is a high velocity in the process. They are super nice, very helpful and professional in their way of working.”
MINH-KIET VUONG, PRODUCT MANAGER AT ZERVANT

Why Enable Banking?

Our hands-off open banking API connects you to over 2,600 European banks. With us, you can fully focus on:

Your Creativity: Never worry about connectivity again. Create innovative cross-border solutions on your own terms.
Your Expansion: Expand internationally and scale your business. We’re constantly growing too!
Your Data: Your data is yours to use as you please, with complete confidence that your data provider will never tamper or use it in any way.
Your Risks: Leverage our APIs – e.g. for credit scoring purposes – in order to proactively manage credit risks.

Resources

About Enable Banking

Services
- PSD2 AIS APIs
- Banking API
- Credit Rating
- Automated Bookkeeping
- Cloud-Native Core Banking
- And More
Regions Supported
- EMEA
- EEA

WISE AI

Written by Amy Sariego on 21 Feb, 2023. Posted in Partners. No Comments on WISE AI

Partners

WISE AI

WISE EKYC – an AI-Powered Identity Verification Solution

Key Benefits

Instant identify verification and authentication in under three minutes. Transform identity verification with WISE EKYC, an AI-powered technology that delivers a fast and seamless customer experience. Say goodbye to time-consuming and manual onboarding. Experience effortless identity verification in under three minutes.
Lower cost with enhanced security. With WISE EKYC, companies can achieve lower costs and enhanced security in their onboarding processes by eliminating human verification costs, while AI can provide a more secure solution. Say goodbye to expensive manual processes – choose eKYC for a cost-effective and secure solution.

“We have no doubts about WISE AI, and we encourage industry players to explore what WISE AI can offer to their ecosystem.”
RICHARD KER, HEAD OF INNOVATION & INDUSTRY DEVELOPMENT AT CYBERVIEW SDN BHD

Empowered Organizations with AI-Powered Identity Service

Expertise with proven business use cases in Financial Institutions, Fintech, Government Services, Education, Certificate Authority and many more
Technology house with the ability to localize the technology and the processes to meet the regulations and policy needs
Technology is verified and tested by NIST from US, National Institute of Standards and Technology
The solutions comply with the regulations and policies under the central bank of Indonesia and Malaysia
Covering over 190 countries, national IDs and Passport

Resources

About WISE AI

Services
- WISE EKYC
- WISE ID Document OCR
- WISE Liveness
- WISE ID Fraud
- WISE Face Compare
Regions Supported
- APAC
- Malaysia
- Indonesia

Basiq

Written by Amy Sariego on 26 Jan, 2023. Posted in Partners. No Comments on Basiq

Partners

Basiq

Unlock the Future of Open Finance

Key Benefits

Accelerate access to Open Banking. Basiq has been helping organizations access and use financial data since 2017. Basiq helps organizations determine a suitable CDR access model and provides a platform with all of the tools to consume Open Banking data in a CDR compliant way.
Data and payments in a single platform. Securely access powerful data insights and execute payments via a single platform. The addition of financial data to payments provides essential information about a consumer’s financial situation, opening doors to a whole new world of solutions to make finance easier.

“Open Banking helps us to harness an even better customer experience and great data insights for
smarter and more responsible lending. With scraping inconsistencies, our focus is on future proofing our business to ensure we can always service our customers in a reliable and secure way.”
BISHARA HATOUM, FOUNDER & CEO AT FUNDO

Basiq, the Leading Open Finance API Platform

At Basiq, our vision is Making Finance Easy. Finance is complex and it can be hard for consumers to make informed financial decisions. We see a world where consumers are empowered to make smarter financial decisions and to engage with their finances in new and unique ways.

Basiq enables this by providing an Open Finance API platform for businesses to build innovative financial solutions. Our partners include some of the fastest-growing fintechs and banks in the region. As the building blocks of financial services, the platform facilitates the relationship between fintechs and consumers by enabling access to consented financial data from 130+ financial institutions and executing payments.

Backed by Reinventure, NAB Ventures, Plaid, Touch Ventures, Salesforce Ventures, and Visa, over 200 fintechs rely on the Basiq platform to deliver solutions to market.

Resources

About Basiq

Services
Connect – Access account and transaction data in real-time
Enrich – Enhance transactions with merchant data
Affordability – Gain deep insight of your customer’s finances
Payments – Execute payments through the Basiq platform
CDR Open Banking – Acquire and use Open Banking data in a CDR compliant way
Countries Supported
Australia
New Zealand

Mastercard

Written by Amy Sariego on 9 Dec, 2022. Posted in Partners. No Comments on Mastercard

Partners

Mastercard

Smarter Data for Payments, Account Opening and Lending

Key Benefits

Better Data. Better Connections. Whether you’re seeking data from one of the largest financial institutions or the smallest credit union, Mastercard has you covered. Our connections cover 95% of all deposit accounts in the U.S.
Tomorrow’s Payments Begin with Mastercard Open Banking Data. We power apps and services with open banking data to underwrite and lend smarter, simplify and derisk payments, open and fund accounts and drive SME innovation. Scale quickly and create unique financial experiences with Mastercard.

“Mastercard’s open banking platform takes care of bank connections and allows us to focus on our mission of building the credit card of tomorrow.”
ALTERNATIVE CREDIT FINTECH

Trusted Data for Fintech Lending and Payments Innovation

Mastercard is a global technology company for lending, payments and account opening. We enhance access to capital by providing digital verification of income, assets and employment. Through our open banking platform, we drive an inclusive, digital economy that benefits everyone everywhere. We make transactions safe, simple, smart and accessible, reducing risk in payments through account owner verification, balance check and routing optimization. Mastercard’s consumer-permissioned data powers innovation with connections to the top FIs, wealth management, student loan and payroll providers. We partner with innovative financial institutions, lenders and fintech providers to give consumers and small businesses a leg up in a complicated financial world, helping to improve financial literacy, expand financial inclusion and ultimately lead to better financial outcomes.

Resources

About Mastercard

Services
Open Banking Data for Lending (card, mortgage, auto, personal, small business, tenant screening).
Open Banking Data for Payment Enablement (account verification, account-to-account payments, peer-to-peer payments, Buy Now, Pay Later).
Account Opening (account funding, identity, privacy).
Open Banking Data for Small Business (lending, payments and accounting/expense management).
Regions Supported
North America

DML Connect

Written by Amy Sariego on 24 Nov, 2022. Posted in Partners. No Comments on DML Connect

Partners

DML Connect

UK Consumer Data for Identity and Fraud Verification

Key Benefits

Access to the Largest Global Consumer Data Universe. The DML consumer database offers a diverse range of data that helps clients create a holistic view of an identity. Using the data for IDV, KYC, AML and track & trace enables any company to detect fraud at an early stage.
Comprehensive UK Home Movers Database. Transactional property data, providing information on the status of a property. Details for the property being listed, sold or withdrawn and when this transaction occurred. Ability to track individuals back to previous addresses.

“We have worked with DML for years and the relationship has only strengthened. The team assists with our data requirements and are extremely proactive; a great company.”
TEAM TwentyCi

Use the Power of Data to Make Decisions

Data provider offering comprehensive global coverage of consumer data including name, address, date of birth, email and telephone number, which can be used by companies for Identity verification, KYC, AML and more. Seamless API integration enables businesses to quickly confirm if an individual is who they claim to be.

Age verification services to comply with e-commerce and gambling legislations.

Home mover and property data can be used to track and trace individuals to their previous address as well as being able to verify where they live.

Resources

About DML Connect

Services
- Consumer data UK for IDV, AML, KYC, Age Verification, Track and Trace
- Consumer data global for IDV, AML, KYC, Age Verification
Regions Supported
Global

MKTplace-use case: Consumer Payments

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Capture More Revenue While Delivering Excellent Customer Experiences

Resources

About LexisNexis Risk Solutions

Services

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

IDfy

Trusted AI for Secure and Seamless Identity Solutions

Key Benefits

IDfy Helps Businesses Connect With the Real

Resources

About IDfy

Services

Countries Supported

Xapien

Xapien – Stop searching. Start knowing.

Key Benefits

Identify Risk, Accelerate Trust, Engage Faster

Resources

About Xapien

Services

Regions Supported

ComplyAdvantage

The Leader in AI-Driven Fraud and AML Risk Detection

Key Benefits

Identify Risk, Protect Your Business, Delight Your Customers

Resources

About ComplyAdvantage

Services

Regions Supported

Enable Banking

Enabling the Future of Open Banking

Key Benefits

Why Enable Banking?

Resources

About Enable Banking

Services

Regions Supported

WISE AI

WISE EKYC – an AI-Powered Identity Verification Solution

Key Benefits

Empowered Organizations with AI-Powered Identity Service

Resources

About WISE AI

Services

Regions Supported

Basiq

Unlock the Future of Open Finance

Key Benefits

Basiq, the Leading Open Finance API Platform

Resources

About Basiq

Services

Countries Supported

Mastercard

Smarter Data for Payments, Account Opening and Lending

Key Benefits

Trusted Data for Fintech Lending and Payments Innovation

Resources

About Mastercard

Services

Regions Supported

DML Connect

UK Consumer Data for Identity and Fraud Verification

Key Benefits

Use the Power of Data to Make Decisions

Resources

About DML Connect

Services