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Alternative Data: The Catalyst for Financial Inclusion

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ON-DEMAND WEBINAR

Alternative Data:
The Catalyst for Financial Inclusion

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Addressing financial inclusion is a priority for many fintechs and financial services providers: there are almost 6 million unbanked households in the US alone. 

This large population of unbanked individuals represents significant growth for innovative organizations, but the reliance on traditional financial data makes it difficult to evaluate creditworthiness for those with thin or nonexistent files.  

To make financial services available to the unbanked and underbanked populations, alternative data provides new insights to support credit decisions while also detecting fraud.

Join this panel of experts for a discussion on how to harness the power of alternative data to catalyze financial inclusion and expand your customer base, without increasing risk.

Topics include:

  • The gaps using only traditional data leaves in determining credit risk
  • How alternative data can catalyze financial inclusion while reducing risk and fraud
  • The role of alternative data in the larger picture of tech-enabled financial inclusion
  • How alternative data opens opportunities for market expansion
  • Actionable steps you can take to incorporate alternative data into your decisioning

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Erin Allard

    General Manager, Prism Data

  • Mia Huntington

    Head of BNPL/POS Lending, US Bank

Moderator:

Todd Anderson

Chief Content Officer, Fintech Nexus

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Data Your Way – Streamlining Your Data Strategy

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ON-DEMAND WEBINAR

Data Your Way –
Streamlining Your Data Strategy

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Whether you’re a product manager or part of the wider risk team, you know that access to the right data at the right time is vital to product—and business—success.

To launch new products and optimize existing ones you need a streamlined data supply chain that gives you the power to make smarter decisions across identity, fraud, and credit decisioning.

If you struggle with:

  • Sourcing the right data
  • Managing multiple vendors
  • Building out your data supply chain
  • Integrating data into your decisioning technology
  • Lacking the agility to adjust your data strategy on your timeline

Then watch our on-demand webinar as we cover the steps needed to ensure data strategy success across any financial services product offering.

Our team of data specialists covers:

  • Developing your data strategy to optimize decisioning for financial products
  • Streamlining your data supply chain to drive increased agility and faster speed to market
  • An exclusive demo showing how Provenir Data solves your data challenges and puts the power of data in your hands

Speakers:

  • Kerry Cleary

    Global Head, Data Partnerships

  • Michael Shurley

    VP Presales Solutions

  • Sam Kimish

    Head of Product Success

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Financial Inclusion: How Data Can Expand Opportunities for the Unbanked

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ON-DEMAND WEBINAR

Financial Inclusion:
How Data Can Expand Opportunities for the Unbanked

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Addressing financial inclusion is a priority for many fintechs and financial services providers.

Today, up to one-third of all adults globally lack any type of bank account, making it difficult to evaluate creditworthiness using traditional methods. This large population of unbanked individuals represents significant growth for innovative organizations.

A major issue hindering access to credit lies in the limited types of traditional data typically used in credit scoring and risk profiles. To make financial services available to the unbanked and underbanked population, alternative data provides new insights to support credit decisions while also detecting fraud.

How can fintechs and financial services providers begin this journey to remove barriers to financial inclusion and expand their potential audiences? By pioneering accessible data and open APIs to provide credit decisions and prevent identity fraud in fast, instantaneous actions, banks can begin to lift the unbanked out of financial exclusion.

Join our panel of industry experts as they discuss the following areas:

  • How does the current approach to determining risk profiles impact the unbanked population?
  • What steps can financial institutions and fintechs take to be more financially inclusive and expand their addressable market?
  • What is the role of data in expanding financial inclusivity.
  • How can other forms of financial technology be used to open opportunities for consumers with growing portfolios?

Speakers:

  • Kathy Stares

    Executive Vice President, North America, 

  • Danielle Treharne

    Commissioner, UK Financial Inclusion Commission

Moderator:

Jane Cooper

Researcher, Finextra

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Alternative Credit Data for Better Customer Outcomes

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ON-DEMAND WEBINAR

Alternative Credit Data
for Better Customer Outcomes

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It’s been a few months since the FCA’s Dear CEO letter, outlining their concerns with the rising cost of living. As it predicted, inflation is impacting household budgets resulting in an increased demand for credit.

Vulnerable customers are set to be hit the hardest. More of the UK population are also predicted to display characteristics of vulnerability over the coming months. 

The upcoming Consumer Duty is intended to raise the bar to address the FCAs growing concern lenders may not be doing enough. One thing for sure is that traditional data sources don’t have all the answers – lenders need to understand their customers’ real-time financial position to predict future risk and put the customer at the centre of their business. 

Leaders in the credit data space, DirectID and Provenir co-host this webinar with guest pannellist Jo Pearson from NewDay discussing the changing pressures on consumers. They explore and share knowledge on the alternative data sources available across the credit life cycle that lenders need to produce better customer outcomes.

Speakers:

  • James Syron

    Partner Manager, DirectID

  • Chris Kneen

    Managing Director, UK & Ireland, Provenir

  • Jo Pearson

    Head of Customer Outcomes, NewDay

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Buy Now, Pay Later: Automated Decisioning Technology for a Frictionless Customer Experience

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ON-DEMAND WEBINAR

Buy Now, Pay Later:
Automated Decisioning Technology for a Frictionless Customer Experience

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The Buy Now, Pay Later market continues to grow and diversify. New providers are still emerging, partnerships between fintechs and larger, traditional banking institutions are solidifying – and consumers are getting more and more demanding. Sixty percent of customers abandon applications for unsecured lending products during digital onboarding, due to slow or complex application processes and a lack of(real or perceived) security. Whether you’re a new entrant to the market or a seasoned BNPL provider, providing a frictionless customer experience is critical to maintaining your competitive advantage. But how can you stay ahead of the competition and still effectively manage your risk?

Key Highlights:

  • Why a unified platform for data, AI and decisioning can help you analyze and action your data (including decisioning performance data, credit risk, fraud and compliance) for flexibility and scalability throughout the entire customer lifecycle
  • How easily accessing a variety of data sources(including alternative data) via a single API, offers a more holistic view of your customers, and encourages financial inclusion
  • The importance of automated decisioning for real-time approvals and a frictionless customer experience
  • How to develop, deploy and adapt sophisticated risk models without heavy reliance on your vendors/partners – getting you to market faster than your competition

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How to Power Rapid Approvals and Accelerate Your SME Lending Processes

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ON-DEMAND WEBINAR

How to Power Rapid Approvals
and Accelerate Your SME Lending Processes

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Forty-four percent of SMEs look to funding to meet operating expenses, with this number expected to grow considerably during times of economic uncertainty. Fifty-six percent of SMEs seek funds to expand business operations or pursue new market opportunities. But waiting months or even weeks for credit approval and funding can mean the difference between innovation and business closure.

Traditional financial services organizations may find lending to SMEs difficult, but fintechs are rising to the challenge. Simplified application processes, rapid approvals and access to funds quickly makes working with digital lenders an obviously attractive choice. 

Because if you aren’t making it easy for SMEs to get the credit they need, your competitors will.

Watch this panel discussion of industry experts and discover how to:

  • Power faster, simplified application processes
  • Make smarter, faster decisions and get to market faster
  • Future-proof your decision technology to keep up as market trends/demands evolve
  • Use advanced, predictive analytics like AI to keep risk in check

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BNPL: Delivering Solutions that Match the Speed of Market Growth

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ON-DEMAND WEBINAR

BNPL:
Delivering Solutions that Match the Speed of Market Growth

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Like a runaway train, Buy Now, Pay Later continues to gather speed in North America. While more providers enter the increasingly attractive (and crowded) market and diversify their offerings, consumers get more and more demanding.

Sixty percent of customers abandon applications for unsecured lending products during digital onboarding, due to slow or complex application processes and a lack of (real or perceived) security. If you’re a BNPL provider, nailing the entire experience is critical.

But how can you get to market faster than the competition, ensure scalability in your product offerings, provide a superior customer experience AND still manage your risk effectively?

They key is in the data and the technology you choose. Hear Kathy Stares, EVP of North America at Provenir, discuss the critical factors to consider when selecting technology partners to grow (or start!) your BNPL business – and how to stay ahead of the competition.

You will learn: 

  • To easily access a variety of data sources (including alternative data) via a single API for a more holistic view of the creditworthiness of your customers
  • Why a unified platform for data, AI and decisioning can help you analyze and action your data (including decisioning performance data, credit risk, fraud and compliance) for flexibility and scalability throughout the entire customer lifecycle
  • How to automate decisioning for real-time approvals and a frictionless customer experience
  • To develop, deploy and adapt sophisticated risk models without heavy reliance on your vendors/partners – getting you to market faster than your competition

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Driving Growth in an Economic Slowdown

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ON-DEMAND WEBINAR

Driving Growth
in an Economic Slowdown

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Hear from Provenir and TransUnion Experts

The Canadian economic landscape has changed dramatically this year. Recent increases in inflation and interest rates have driven uncertainty and volatility into the market and fraudsters are growing more and more sophisticated – digital fraud attempts rose a whopping 218% in Canadian financial services from late 2021 to early 2022. On the flip side, unemployment is at its lowest rate in decades and immigration hit an all-time high in 2021, opening up more opportunities to extend credit.

Watch now aas leaders from TransUnion and Provenir share their outlook on the current state of the Canadian economy and discuss how lenders can use data and AI to become more agile in meeting customers’ needs and capitalize on growth opportunities, while efficiently mitigating risks.

Tune in to:

  • Discover strategies needed to quickly react to changing market dynamics
  • Identify opportunities for growth through financial inclusivity
  • Understand how data can be used for growth as well as risk management
  • Learn about new trends in fraud and how to mitigate business exposure

Speakers:

  • Matt Fabian

    Director, Financial Services Research and Consulting, TransUnion Canada

  • Cheryl Woodburn

    Country Manager, Canada, Provenir

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Your Ticket to Decide – Tackle Risk and Drive Growth

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ON-DEMAND WEBINAR

Your Ticket to Decide –
Tackle Risk and Drive Growth

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In an era of instant-everything, speed is a distinct competitive advantage.

According to PwC, 80% of consumers rank speed as a key buying factor. Whether it’s how fast your customers are able to apply for credit, how quickly you can approve their application, or how soon they get their funds – speed is key. With the rapid pace of digitization and the increase of competition in all forms of financial services, the pressure of consumer demands has never been higher.

How do you balance speed and business growth while maintaining the health of your risk strategy? By ensuring that your decisioning technology can make the most accurate decisions, quickly. In this webinar and live demo, we’ll show you how unified access to AI-powered decisioning and the data that fuels it can help you make smarter decisions, faster, AND help mitigate your risk.

Tune in and hear from Provenir experts how a unified risk decisioning platform offers:

  • Full assessment of risk across identity, fraud and credit
  • Automated, real-time decisioning at onboarding and beyond
  • The ability to scale, diversify and launch new products without fear of compromising your risk strategy

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What’s Next for BNPL in North America and how to Prepare For the Evolution

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ON-DEMAND WEBINAR

What’s Next for BNPL
in North America and how to Prepare For the Evolution

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An e-commerce staple in certain regions, the Buy Now Pay Later wave is now having its moment in North America, with experts projecting the industry growing 10-15 times its current volume by 2025. As with most things in fintech, the landscape of BNPL – including regulations, providers, products and platforms – is changing, rapidly. Consumer expectations continue to grow, with 80% of consumers ranking speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, how the North American landscape and associated regulations are changing – and how to ensure you are prepared for the evolution.

  • The way advanced technologies like AI/ML and automated decisioning can help you respond to market needs and shifts quickly, while managing risk effectively
  • How the use of alternative data can help you say yes to more customers and encourage greater financial inclusion for the underbanked
  • Why balancing customers experience and frictionless onboarding with fraud prevention and accurate decisioning is critical to ongoing growth
  • What the future holds for BNPL regulations and the ways we can future-proof technology to ensure compliance

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Rob Seidman

    Head of Product, BNPL/POS Lending, U.S. Bank

  • Josh Williams

    CEO, Seattle Bank

Moderator:

Todd Anderson

Chief Content Officer, Fintech Nexus

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