Thirty-two percent of SMEs now work with online lenders for business credit. Convenience, efficiency and the ability to get rapid approvals make working with digital lenders an obviously attractive choice. If you aren’t making it easy for SMEs to get the credit they need, your competitors will.
Discover how to:
Power quick and easy applications
Automate processes for real-time approvals
Lower the cost of loan origination
Use predictive analytics to keep risk in check
Check out the eBook and learn how to accelerate your SME lending and pave the way for world-class lending experiences.
Buy Now Pay Later has moved beyond a fad into an e-commerce staple, with a 200% increase in the use of BNPL services since the Covid-19 pandemic began. But as with most things in fintech, the landscape of BNPL is evolving, quickly. New competitors are popping up every day, regulations are changing rapidly and consumers’ expectations are growing – in fact, 80% of consumers rank speed as a key buying factor.
Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, changing regulations and more – and how to ensure you are prepared for the evolution.
Buy now pay later is here to stay and exploding with providers offering financing for everything… from electronics and fashion to home services and a whole range of consumables.
Consumers are adding BNPL payments to their existing lending debts at a blinding pace. FinTechs are leading the charge in BNPL offerings however traditional lenders are rapidly going to market with solutions to compete. The global BNPL industry is now around 24 billion dollars, and experts are saying the industry will grow as much as 15 times its current volume by 2025.
Speakers:
Cheryl Woodburn
Cheryl Woodburn serves as Country Manager for Canada at Provenir, a global leader in AI-powered risk decisioning software. Cheryl manages all operations as Provenir responds to the record-breaking growth the company is experiencing in North America.
Michael Shurley
Michael Shurley is the Vice President of Presales Solutions at Provenir and has more than two decades of experience working for financial services software vendors. Prior to joining Provenir in 2015, Michael was the Director of Industry Solutions at CapitalStream, a leading loan origination software provider, and the Director of Sales Consulting at AFS, a leading commercial loan servicing provider. Earlier in his career, Michael worked for both Wells Fargo Bank and Prudential Financial.
Online lending is a prime example of an industry tackling the ever-present issue of ease of customer journey vs secure customer identification.
Online applications are a perfect testing ground for cybercriminals to attempt to commit fraud so organizations must ensure their defences are resilient enough to only approve good customers.
Yet, new sources of data provide exciting new opportunities for both fintech companies and banks to provide a super streamlined process. In this webinar, you’ll learn:
Key market trends
How and why the fraudsters target online lenders
Ways in which to differentiate bad users from legitimate users
Challenges faced with regard to data and ID verification
How to develop the best strategies to combat online fraud
The most useful technologies available at your disposal
Join the conversation during our monthly fireside chat with a panel of industry experts as they discuss their best practices and experiences while answering your questions on hot topics that matter to you.
No PowerPoints. No scripts. No sales pitches.
Our first session will feature a discussion between Flinks and Provenir on how intelligent financial services have evolved—and where they’re going next.
We are living in a perfect financial storm: Covid has driven consumer engagement online and with increasing inflationary pressure, consumers are looking for both traditional and alternative sources of credit.
In order to meet the rising demand and holistically assess risk, alternative data aggregation and data insights are increasingly being used in innovative ways to help financial institutions decision on their loan book.
From increasing growth and reaching new customers, to preventing fraud while maintaining a frictionless consumer experience, data is changing credit decisioning.
Representatives from leading fintech and bank lenders discuss trends, challenges and opportunities in 2022.
Welcome Home: The Benefits of Unified Access to AI-Powered Decisioning + Data
What if your decisioning technology came with the same benefits as a smart home system?
Are you working with multiple products, vendors and UIs in order to make decisions? What if you could have a single user interface to manage all of your technology solutions and save you from a disjointed, incomplete view of the credit risk lifecycle?
Check out our latest eBook and discover how one unified solution for data and AI-powered decisioning can change the way you think about your risk strategy. And bring you to the forefront of tech innovation, just like today’s smart homes.
Learn how unified access offers:
Built-in controls to manage risk, security and identity
Preconfigured data integrations to get you up and running quickly and easily
Flexibility to expand as your needs evolve
Automation to improve efficiency and power better user experiences
Ready to get smarter?
The Ultimate Guide to Decision Engines
What is a decision engine and how does it help your business processes?
Artificial intelligence is more than just the latest buzzword – using AI has a meaningful impact on decisions across the entire customer lifecycle. From improving fraud detection and decisioning accuracy to optimizing pricing and managing bias, AI has a key role to play in changing the way financial services products are developed and offered to customers.
In this panel discussion, we’ll cover how AI can:
Improve fraud detection and identify pre-delinquency patterns
Power financial inclusion with alternative data
Enable business growth with faster onboarding and optimized pricing for a personalized, superior customer experience
Expand your customer base without increasing your risk
In the dynamic landscape of the financial services industry, digital transformation has become imperative for organisations seeking to thrive in the digital age. We explore the essential keys to achieving a successful digital transformation journey within the financial services sector.
Leading industry experts will delve into the intricacies of this transformative process, addressing key challenges and providing actionable insights to guide financial institutions towards a digitally empowered future.
Key takeaways from the live discussion:
How digitalisation is impacting financial services and how these institutions are being fundamentally challenged to keep up in today’s increasingly digitally focused market
Strategies for aligning organisational goals with digital objectives to foster a culture of innovation
The importance of placing customers at the centre of digital transformation efforts
Learn how to leverage customer insights, data analytics, and personalised experiences to enhance overall satisfaction and loyalty
Gain insights into building a robust technological infrastructure that supports scalability, agility, and seamless integration
Discuss best practices for continuous monitoring, evaluation, and adaptation in the digital era
Embark on a successful digital transformation journey, to ensure sustained growth and competitiveness in an ever-evolving landscape.
There are vast amounts of data available to the financial services industry, yet many organizations struggle with data integration and AI adoption that delivers value to their customers. Join us as Carol Hamilton, Provenir’s Chief Product Officer, sits down with Holly Hughes, CMO of BAI, for a discussion on data and AI trends influencing the industry.
Discover:
How many providers plan to deliver a high level of responsiveness and superior customer experiences with new sources of data and the right predictive models
The ways simplified access to alternative and non-traditional data can reshape your business
How organizations of all sizes can accelerate AI/ML adoption while removing the typical barriers to implementation
