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The Changing Economic Landscape & Its Impact on Financial Services

EBOOK

The Changing Economic Landscape & Its Impact on Financial Services

Provenir Perspectives from Around the World

The economy is a hot topic, with signs of uncertainty in almost all regions globally. And this economic uncertainty has a noticeable impact on the way financial institutions make decisions and offer products and services to their customers.

Read the eBook to see what Provenir experts from around the world see happening with the economy now, what lies ahead, and the impact this will have on financial services and lending.

Knowledge is power

Do you have the right data to make informed risk decisions, even in the face of economic uncertainty?

Meet Provenir Data

RESOURCE LIBRARY

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

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Provenir Data On Demand One API

DATA SHEET

Any Data, Anywhere, On-Demand – One API

Meet Provenir Data

Are you offering financial products to your customers? Do you want to verify identity quicker, detect fraud earlier, and make more accurate credit decisions? Introducing Provenir Data, offering simplified data access, fully maintained integrations, and one single API.

Discover how the right data at the right time can power more accurate decisions across identity, credit and fraud, covering everything from SME lending and auto financing, to BNPL, credit cards, telco, mortgages and more.

Are you ready to unleash the power of data?

Take a Closer Look

ADDITIONAL RESOURCES

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading

Financial Inclusion: How Data Can Expand Opportunities for the Unbanked

ON-DEMAND WEBINAR

Financial Inclusion:
How Data Can Expand Opportunities for the Unbanked

Book a Meeting

Addressing financial inclusion is a priority for many fintechs and financial services providers.

Today, up to one-third of all adults globally lack any type of bank account, making it difficult to evaluate creditworthiness using traditional methods. This large population of unbanked individuals represents significant growth for innovative organizations.

A major issue hindering access to credit lies in the limited types of traditional data typically used in credit scoring and risk profiles. To make financial services available to the unbanked and underbanked population, alternative data provides new insights to support credit decisions while also detecting fraud.

How can fintechs and financial services providers begin this journey to remove barriers to financial inclusion and expand their potential audiences? By pioneering accessible data and open APIs to provide credit decisions and prevent identity fraud in fast, instantaneous actions, banks can begin to lift the unbanked out of financial exclusion.

Join our panel of industry experts as they discuss the following areas:

  • How does the current approach to determining risk profiles impact the unbanked population?
  • What steps can financial institutions and fintechs take to be more financially inclusive and expand their addressable market?
  • What is the role of data in expanding financial inclusivity.
  • How can other forms of financial technology be used to open opportunities for consumers with growing portfolios?

Speakers:

  • Kathy Stares

    Executive Vice President, North America, 

  • Danielle Treharne

    Commissioner, UK Financial Inclusion Commission

Moderator:

Jane Cooper

Researcher, Finextra


RESOURCES

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Alternative Credit Data for Better Customer Outcomes

ON-DEMAND WEBINAR

Alternative Credit Data
for Better Customer Outcomes

Book a Meeting

It’s been a few months since the FCA’s Dear CEO letter, outlining their concerns with the rising cost of living. As it predicted, inflation is impacting household budgets resulting in an increased demand for credit.

Vulnerable customers are set to be hit the hardest. More of the UK population are also predicted to display characteristics of vulnerability over the coming months. 

The upcoming Consumer Duty is intended to raise the bar to address the FCAs growing concern lenders may not be doing enough. One thing for sure is that traditional data sources don’t have all the answers – lenders need to understand their customers’ real-time financial position to predict future risk and put the customer at the centre of their business. 

Leaders in the credit data space, DirectID and Provenir co-host this webinar with guest pannellist Jo Pearson from NewDay discussing the changing pressures on consumers. They explore and share knowledge on the alternative data sources available across the credit life cycle that lenders need to produce better customer outcomes.

Speakers:

  • James Syron

    Partner Manager, DirectID

  • Chris Kneen

    Managing Director, UK & Ireland, Provenir

  • Jo Pearson

    Head of Customer Outcomes, NewDay


RESOURCES

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Infographic: How to Simplify Your Data Strategy for Smarter Decisioning

INFOGRAPHIC

How to Simplify Your Data Strategy for Smarter Decisioning

Do you struggle with your organization’s data strategy? Do you have access to the data you need to make smarter decisions? With the right technology, you can overcome any data challenge to reduce risk and grow your business.

Access any data, anywhere, on-demand through one API – read the infographic to learn how.

On-Demand Webinar

Data Your Way – Streamlining Your Data Strategy with Provenir Data

Watch Now

RESOURCE LIBRARY

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading

Infographic: The Benefits of Unified Access to AI-Powered Decisioning + Data

INFOGRAPHIC

The Benefits of Unified Access to AI-Powered Decisioning & Data

How to Get Smarter With Your Decisioning Technology

How can you get smarter with your risk decisioning? Look for an all-in-one solution that functions like a smart home – one centralized platform that allows you to manage and control it all: data, AI models and decisioning.

Browse the infographic below for more info on the benefits of unified access to AI-powered decisioning and data.

Ready to get even smarter?

Get the eBook and discover how a unified solution can help you change the way you think about your risk strategy.

Get the eBook

RESOURCE LIBRARY

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading

The History of Credit Scores: Infographic

INFOGRAPHIC

The History of Credit Scores

The term ‘credit score’ is often thrown around when it comes to financial services and products, but what does it really mean?

There’s a lot to know about how credit scores impact the way the average person goes about their day-to-day life. Whether you’re signing up for your first credit card or looking to apply for a mortgage, your credit score plays a huge role in determining whether you’ll be able to achieve some of your financial goals. 

Something just as important – and a term as equally thrown around – is a credit report. Your credit report determines how much interest you’ll have to pay back on loans, credit cards, and mortgages and whether you’ll be approved for them in the first place. 

Credit scores and reports as we know them have only been around for a few decades but are part of a long history of merchants, lenders, and decision engines. Here, Provenir explores when credit scores were invented, how they’re calculated, and how consumer credit reporting works, so you can know more about your money. 

Read on for your no-nonsense guide to all things credit.

When were credit scores invented and how does credit scoring work?

Read the Blog

RESOURCE LIBRARY

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading

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Provenir for Telco Data Sheet

Provenir for Telco

Finding new, creditworthy subscribers while retaining your current ones can be especially difficult for telcos in a highly competitive landscape.

Activating those subscribers without increasing your risk is even harder. That’s why it’s so important to get the right decisioning technology. With Provenir’s AI-Powered Decisioning platform, telcos have the power to increase activations while minimizing risk across the customer lifecycle. Explore what you can do with a unified decisioning solution that offers more accurate risk assessment, real-time decisions, and flexible, data-driven processes.

Transform Your Telco into a Decisioning Superhero

Get the eBook

ADDITIONAL RESOURCES

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading

Buy Now, Pay Later: Automated Decisioning Technology for a Frictionless Customer Experience

ON-DEMAND WEBINAR

Buy Now, Pay Later:
Automated Decisioning Technology for a Frictionless Customer Experience

Book a Meeting

The Buy Now, Pay Later market continues to grow and diversify. New providers are still emerging, partnerships between fintechs and larger, traditional banking institutions are solidifying – and consumers are getting more and more demanding. Sixty percent of customers abandon applications for unsecured lending products during digital onboarding, due to slow or complex application processes and a lack of(real or perceived) security. Whether you’re a new entrant to the market or a seasoned BNPL provider, providing a frictionless customer experience is critical to maintaining your competitive advantage. But how can you stay ahead of the competition and still effectively manage your risk?

Key Highlights:

  • Why a unified platform for data, AI and decisioning can help you analyze and action your data (including decisioning performance data, credit risk, fraud and compliance) for flexibility and scalability throughout the entire customer lifecycle
  • How easily accessing a variety of data sources(including alternative data) via a single API, offers a more holistic view of your customers, and encourages financial inclusion
  • The importance of automated decisioning for real-time approvals and a frictionless customer experience
  • How to develop, deploy and adapt sophisticated risk models without heavy reliance on your vendors/partners – getting you to market faster than your competition


RESOURCES

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Provenir for Collections

DATA SHEET

Provenir for Collections

Faster strategy deployment. Reduced losses. Improved customer relationships.

Take your collections management to the next level with Provenir’s AI-Powered Decisioning Platform. Your collections success relies on using the right treatment strategy at exactly the right time – and with Provenir at the center of your customer relationship management ecosystem, you’ll have the power to use all your customer data with advanced analytics tools, including AI/ML, to fully optimize your collection strategy.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog

RESOURCE LIBRARY

Jeitto case study
Case Study ::

Credit Journey Optimization with AI: ...

Case Study Credit Journey Optimization with AI: Jeitto Doubles Portfolio ...
webinar collections
Webinar ::

Webinar: Optimizing Collections with ...

On-Demand Webinar Optimizing Collections with Advanced Decisioning Solutions The ability ...
AFN webinar
Webinar ::

Webinar: Mitigating Application Fraud...

Mitigating Application Fraud in Africa: A Holistic Approach with a ...
Qorus News
News ::

News: Qorus NewTech

Qorus NewTech Friday: Provenir - Offering Banks Intelligent Decision-Making Solutions ...
Blog: Election Economics
Blog ::

Blog: Election Economics

Election Economics: How to Navigate Risk Decisioning in an Uncertain ...
Provenir’s Flexible Risk Management Platform Empowers New Lender with Automated, Accurate Decisioning
Case Study ::

Provenir’s Flexible Risk Management P...

Case Study Provenir’s Flexible Risk Management Platform Empowers New Lender ...
the fullerton hotel singapore
Webinar ::

Striking the Balance: Navigating Affo...

Provenir Financial Services Club: Strategies for Excellence in Dynamic Decisioning ...
Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience
Blog ::

Digital Banking All-Stars: 15 Key Pla...

Digital Banking All-Stars: 15 Key Players Impacting Your Banking Experience ...

Continue reading