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Pivot To Profitability: Evolving Your Buy Now, Pay Later Strategy

EBOOK

Pivot To Profitability:
Evolving Your Buy Now, Pay Later Strategy

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Buy Now, Pay Later (BNPL) has come a long way since it shook up e-commerce at the height of the pandemic. While it was once the poster child for fintech innovation, the backlash against the point-of-sale loans has set in. BNPL providers can no longer afford to acquire customers at any cost – it’s time to shift strategies and pivot to profitability.

Explore how you can future-proof your BNPL technology and build a sustainable strategy that will outlast coming regulation, keep up with changing markets, and reflect economic conditions – all with unshakeable accuracy. Read the eBook to get started!

Read the eBook to discover:

  • Global BNPL challenges and opportunities
  • What to expect from upcoming regulation
  • How to pivot your strategies to become profitable
  • The future-proof technology you need for sustainable success

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Pioneering the Future of Low-Risk Consumer Lending

ON-DEMAND WEBINAR

Pioneering the Future
of Low-Risk Consumer Lending

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Navigating New Credit Products, Financial Inclusion and Beyond

Consumer lending is changing. How can you remain on the forefront of this $11 billion market? By offering flexible, digital experiences built around your customers. But how do you innovate new products, stay on trend, and grow your business, all while effectively keeping your risk in check? You need the right technology, the right risk strategy, and agile tactics that can enable you to capture low-risk, high-reward opportunities.

Watch now to explore the power of data and AI-driven credit risk decisioning for forward-thinking consumer lenders. Experts from Provenir and Vesta will share insights into why accurate risk assessment is the key to reaching new markets, the flexible features your tech needs to keep up with evolving trends, and how the use of integrated data-rich decisioning ecosystems can help credit providers pioneer the future of low-risk consumer lending.

Key takeaways:

  • Insights into the latest consumer and industry trends like the evolution of BNPL
  • How to enhance your credit risk strategy to incorporate financial inclusion and unlock new addressable markets
  • Ways to accelerate approvals with automated, real-time decisioning
  • How to streamline customer onboarding with traditional and alternative data for more accurate decisions and personalized offers
  • The ways agile tech designed for business users can help you launch new products and get to market faster

Speakers:

  • Waldemar Faltenberg

    Regional Manager DACH, Provenir

  • Gabriel Pascual

    Senior Vice President, Global Partnerships, Vesta (ex-Mastercard)

  • Jide Davies

    Head of Customer Underwriting, NewDay

  • Hrishi Talwar

    Chief Product Officer, Vesta

  • Tim Moulton

    Canadian Country Head, Humm Group


RESOURCES

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TDS Mini: Fintech Cheat Sheet (Part 2)

PODCAST

TDS Mini:
Fintech Cheat Sheet (Part 2)

We’re back for part two of our TDS Mini series, breaking down the first half of 2023.

Our regional experts will give you the SparkNotes version of what happened in H1, where you should focus your attention now, and what to expect in H2 – all in three minutes each! 

In our second and final part, we hear from José Vargas (Executive Vice President and General Manager, LatAm), Kathy Stares (Executive Vice President, North America) and Adrian Pillay (Vice President of Sales, Middle East and Africa). Learn about recent regional investment trends and their implications, discover how mindsets about risk, financial inclusion, and data are changing, and get the outlook for SMEs, incumbents, and experiential banking in H2.

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Tune into our Podcast on Apple or Spotify by clicking the icons below.

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The Panelists:


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Fireside Chat: Maximizing Member Experiences with Better Technology, Data + Automation

ON-DEMAND WEBINAR

Fireside Chat:
Maximizing Member Experiences with Better Technology, Data + Automation

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How Real-Time Data Can Power Instant Decisions and Superior Member Experiences

Do you find it challenging to balance your members’ increasing demands for fast, automated approvals, with the personal, friendly experience you’re known for? You aren’t alone. But utilizing technology that enables better consumer experiences and the automation of data integration and credit risk decisions can help – ensuring speed and agility, while still offering a more personalized member experience. 

Join Provenir and Inovatec for a fireside chat where we’ll be sharing insights on how better data means better decisions – for your business and for your members. 

Key Highlights:

  • Gain valuable insight into the latest consumer and industry trends, including specific case study examples
  • The ways integrating real-time data, including alternative data sources, can help you manage risk, explore new channels via custom portals, and respond to market changes faster
  • How to utilize advanced analytics to optimize pricing and make more personalized offers to your members
  • Why a unified solution for data and decisioning drives the agility and flexibility needed to power exceptional member experiences
  • How to improve fraud detection and prevention with real-time data access so you can focus on your creditworthy members
  • Ways to maximize the value of your members beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collections strategies and more

Speakers:

  • Bob Metodiev

    Inovatec, Head of Business Development

  • Cheryl Woodburn

    Provenir, Country Manager, Canada


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Maximizing the Value of Your Customers: Better Data = Better Results

ON-DEMAND WEBINAR

Maximizing the Value of Your Customers:
Better Data = Better Results

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With a shifting economic landscape and increasingly high expectations from consumers (including instant credit approvals, rapid onboarding, personalized offers, and superior experiences), how can lenders enable growth across their lending portfolio while still mitigating risk? The key is data.

Better data = smarter, more accurate risk decisions, at onboarding and beyond. In this discussion, we’ll look at how the right data is key for lenders to generate revenue growth and maximize the value of both prospects and current customers.

Key takeaways:

  • Improving fraud detection and prevention with real-time data access so you can say yes to more creditworthy customers
  • How to ensure more accurate underwriting, so you can continue to grow your revenue, even in challenging economic times
  • Ways to maximize customer value beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collection strategies and more
  • Industry trends, including embedded finance and open banking – and why the right data is key to success

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Al Periu

    CEO Americas, Zilch

  • Chris Martin

    VP Head of Digital Product, Regional Finance

  • Bridget Hussain

    VP Consumer Lending, UNFCU


RESOURCES

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TDS Mini: Fintech Cheat Sheet (Part 1)

PODCAST

TDS Mini:
Fintech Cheat Sheet (Part 1)

The first half of 2023 has blown by in the blink of an eye, so we’re breaking it down in this two-part TDS Mini series.

Our regional experts will give you the SparkNotes version of what happened in H1, where you should focus your attention now, and what to expect in H2 – all in three minutes each! 

In part one, we hear from Frode Berg (Managing Director, Europe) who will share his thoughts on the UK market, and from Bharath Vellore (General Manager, Asia Pacific), who is covering his entire region. Learn how mortgages can help us better understand the economy, get the scoop on new AI developments, and look to the future with digital banking and embedded finance.

Featuring:

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Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

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Achieving Frictionless Fraud Prevention: Striking the Perfect Balance of Risk & User Experience

ON-DEMAND WEBINAR

Achieving Frictionless Fraud Prevention:
Striking the Perfect Balance of Risk & User Experience

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In today’s digital landscape, any form of friction can deter quality customers, while a lack of it can attract fraudsters. To maintain a competitive edge, businesses need to find the ideal line that ensures a seamless experience for genuine customers while effectively protecting against fraudulent activities. 

In this session, industry leaders Provenir and Socure will discuss:

  • The core principles of frictionless fraud prevention
  • Valuable insights and practical strategies to help you navigate challenges.
  • How advanced technologies and data analytics can be leveraged to assess risks in real-time.
  • Through engaging case studies and success stories, gain inspiration and actionable takeaways to build a robust fraud prevention strategy that safeguards your business while creating a seamless experience for your customers


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TDS Mini: Want to Launch AI/ML? You Need a Data Detox

PODCAST

TDS Mini:
Want to Launch AI/ML? You Need a Data Detox

AI, banks vs fintechs, alternative data – how do all of these hot topics fit together?

Get the whole picture with a quick, insightful look at emerging technology and the future of fintech with Provenir’s Chief Product Officer, Carol Hamilton, and Finovate’s VP and Director of Fintech Strategy, Greg Palmer.

Listen to the full fireside chat here.

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Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

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Featuring:

Carol Hamilton, Chief Product Officer, Provenir

Greg Palmer, VP and Director of Fintech Strategy, The Finovate Group


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TDS Mini: Level Up Your Digital Lending (In Under 10 Minutes)

PODCAST

TDS Mini:
Level Up Your Digital Lending (In Under 10 Minutes)

Want to learn how to provide frictionless lending experiences while boosting risk mitigation in under 10 minutes?

Then this TDS Mini is for you! Listen in on highlights from a discussion between lending experts from Provenir, SEON, DivideBuy, and ID Finance for real-world strategies and lessons on leveling up your digital lending. 

Listen to the full conversation here.

Listen Now

Tune into our Podcast on Apple or Spotify by clicking the icons below.

Apple Podcast

Spotify Podcast

Featuring:

  • Corinne Lleti

    GM, Southern Europe
    Provenir

  • Gergő Varga

    Product Evangelist
    SEON

  • Teresa Byrne

    CCO
    DivideBuy

  • Evgenia Ageykina

    CRO, Spain
    ID Finance


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Embedding Exceptional Borrower Experience in Embedded Finance

ON-DEMAND WEBINAR

Embedding Exceptional
Borrower Experience in Embedded Finance

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Hosted By: AltFi

The need is clear for financial institutions and fintechs to invest in modernized and digitized core lending functions such as credit decisioning, fraud, and process automation. World-class digital lending experiences are no longer a nice-to-have, but an expected feature. One of those expected features is embedded finance. 

Two-thirds of adults in the UK used embedded financial services in 2022, and giving consumers the embedded omnichannel finance features they want is essential to increase loyalty and grow your business. Just take it from the 80% of companies that offer embedded finance that experienced increased engagement and the 85% that used embedded finance to acquire new customers.

But how can your technology power embedded financial services that cater to customer needs while continuing to prioritize risk management? Watch this on-demand webinar from Provenir and AltFi to explore this question and learn real-world tactics and solutions to balance growth and risk.

Our panel will dig into the power of AI and data-driven credit risk decisioning technology to deliver smooth, personalized embedded finance experiences that make borrowers return and build a foundation for long-term customer relationships. Explore the challenges and opportunities of embedded lending and discover how to:

  • Tailor lending solutions to enhance the borrower experience with personalized offers including loan amount, interest rates, and repayment terms
  • Automate lending processes such as loan underwriting and risk assessment with AI and machine learning
  • Leverage customer data such as financial data, credit history, and behavioral data for more accurate risk assessment and increased financial inclusion
  • Balance risk management and customer experience to optimize the risk decisioning process to cover regulatory compliance and fraud prevention while enhancing customer satisfaction
    Delight customers with instant approvals and seamless, embedded application processes

Speakers:

  • Dominic Hanson

    Head Of Business Development, NewDay

  • Nick Harding

    CEO And Co-founder, Fluro

  • Chris Kneen

    Managing Director UK&I, Provenir


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