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tbi Bank’s Costin Mincovici Wants to See More ‘Aha’ Moments in Digital Banking

tbi Bank’s Costin Mincovici Wants to See More ‘Aha’ Moments in Digital Banking

Costin Mincovici, tbi Bank’s Chief Credit Officer, is a risk leader that likes to say yes.

Yes to mobile-first financial services, yes to digital banking disruption, and yes to multi-country risk strategies that offer the accessible experiences that can make or break a provider.

He shares his insights with our EMEA host and Provenir’s regional leader, Frode Berg. They explore everything from the ethical implications of data usage, to market approaches that protect the interests of both the customer and bank, to the “aha” moments Costin hopes to see more of across fintech.

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Fostering SME Lending Resilience in Europe: Empowering Smart Decision-Making with Data and AI

ON-DEMAND WEBINAR

Fostering SME Lending Resilience in Europe:
Empowering Smart Decision-Making with Data and AI

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SMEs accelerate market growth and innovation across the continent, accounting for 67% of all EU private sector jobs and 58% of the EU’s GDP. However, inflation and growing costs of business have put pressure on these drivers of economy and research shows accessing financing has become increasingly difficult. 

To ensure long-term economic success for the region, catering to the unique needs of SMEs has never been more critical. But if you’re a lender that struggles with outdated, manual credit risk decisioning, your ability to provide that critical funding is limited. That leaves both SMEs and lending businesses like yours struggling to grow.

In this webinar, we discuss the challenges of SME lending and the power of a data and AI-powered decisioning platform to streamline the entire credit risk decisioning process from KYC/onboarding to AI-powered business insights.

Discover how to: 

  • Leverage speed and agility to power faster, simplified application processes for SMEs
  • Make smarter, faster credit decisions and accelerate time to market with traditional and alternative data
  • Future-proof your decisioning technology to keep up as economic conditions and market demands evolve
  • Keep risk in check while catering to the unique needs of SMEs using advanced, AI-powered analytics

Don’t miss this opportunity to discover innovative solutions designed to help you overcome the challenges of SME lending and take your decisioning tech to the next level. You’ll walk away with actionable insights to unlock new opportunities in this thriving sector and support SMEs in any economic landscape.

Speakers:

  • Ravi Sidhu

    UK/I Risk & Compliance, Dun & Bradstreet

  • Edward Harding

    Partnerships Development Director, Mambu

  • Bulut Arukel

    Co-Founder, Figopara

  • Bo Anderson

    CIO, Marginalen Bank

  • Corinne Lleti

    General Manager Southern Europe, Provenir


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Beyond Onboarding: Enabling AI-Powered Decisions Across the Entire Customer Lifecycle

ON-DEMAND WEBINAR

Beyond Onboarding:
Enabling AI-Powered Decisions Across the Entire Customer Lifecycle

Book a Meeting

Are you a finance leader looking to prioritize loan portfolio growth? If so, you’re not alone. According to recent data, two-thirds of finance leaders consider it their top strategic priority. But with so many priorities to juggle, how can you support ongoing account management that increases portfolio value?

Join Provenir’s Andrew Beddoes (Principal Consultant) and Sam Rohde (Head of Pre-Sales, North America) to dive deep into the realm of customer management and how to unlock maximum value across the entire customer lifecycle. Our session will focus on Provenir’s leading-edge credit risk decisioning platform that transforms the way you manage customer portfolios and enhance risk decisions.

Learn to harness the power to spot the next best offer, reduce default risk, and anticipate customer needs — all in a single, scalable software solution. Stay ahead of the curve with Provenir’s proactive risk management— tailor-made to not just meet your needs, but to anticipate them.

Discover the broad capabilities of our platform with a live demo of Provenir’s software. You’ll get a glimpse at its multiple processing capabilities, flexible data orchestration, and the utilization of both augmented and alternative data for a comprehensive view of customer financial health. Experience first-hand how continuous improvement and behavior prediction are made possible through advanced testing and diverse data sources.

Watch now to take the first step towards maximizing your customer lifecycle value.

Speakers:

  • Andy Beddoes

    Principal Consultant

  • Sam Rohde

    Director of Pre-Sales, North America


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Redefining the Automotive Financing Customer Experience with Technology

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Redefining the Automotive Financing Customer Experience with Technology

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We all know the current market challenges: economic uncertainty due to rising interest rates and inflation, along with consumer expectations of instant credit, rapid onboarding and personalized offers. How can you rethink your competitive position and create a measurable differentiation in a market full of traditional and digital incumbents without increasing your risk?

CIBC’s Paul Harder, VP, Automotive Finance I& Unsecured Lending, and Cheryl Woodburn, Provenir Country Manager, Canada discuss digital transformation in the industry and how lenders can build technology solutions to deliver an elevated customer and dealer experience, while improving the flexibility, speed and agility needed to process higher volumes of loan applications, without compromising accuracy. With ever changing regulatory requirements, fluctuating business conditions and a market need for digital solutions, lenders can leverage the growth in technology to redefine the customer and dealer experience.

Watch this panel discussion to learn:

  • Why automation and technology are the building blocks for competitive differentiation
  • How to leverage advanced analytics to optimize pricing and make more personalized offers
  • How a unified solution for data, AI and decisioning drives the agility and flexibility needed to power exceptional consumer experiences

Also, read: What is Auto Loan Origination?


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TDS Mini: Can Financial Services Really Be Intelligent?

PODCAST

TDS Mini:
Can Financial Services Really Be Intelligent?

Today’s TDS Mini tackles a question that may sound philosophical, but pulls together an answer built from data, technology, and good old industry knowledge.

In this mini episode, our North America host and Executive Vice President of Americas, Kathy Stares, finds herself in the hot seat. She shares insights on the transformative power of alternative data, the tech that enables it, and what we really mean when we talk about intelligent financial services.

Featuring: Andrea Neufeld, Head of Global Client Operations, Flinks & Kathy Stares, Executive Vice President, North America.

Listen Now

Tune into our Podcast on Apple or Spotify by clicking the icons below.

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Provenir for Fraud

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Provenir for Fraud

Optimized Data Orchestration. One Holistic Platform for Fraud and Credit Risk.

In 2022, 4.6% of all global digital transactions were potentially fraudulent. And there was an increase of nearly 40% in cases of true identity fraud in financial services (from 2019-2022). What can you do to keep up with increasingly sophisticated fraudsters and their continually evolving threats? Invest in sophisticated decisioning solutions that enable you to consolidate disparate data sources into a single stream of usable data that can ensure more accurate fraud risk decisions. See how Provenir’s AI-Powered Decisioning Platform offers you optimized data orchestration in one truly holistic solution.  

Discover how we can help you more accurately fight fraud

Book a Meeting

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Stop Fraudsters in Their Tracks

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Stop Fraudsters
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How an AI-Powered Decisioning Platform Can Optimize Your Fraud Data Orchestration

Did you know? 

  • There are over 41,000 account credentials stolen per minute
  • There is a new victim of identity theft every two seconds
  • SIM swap fraud reports have increased by 400% in the past five years

And that’s just a handful of scary stats. As fraud threats evolve, so too must the fraud detection/prevention methods used by financial services providers. The key is data. Because the better you get at optimizing your fraud data orchestration, the more confidently you can say yes and sustainably grow your business. See how an AI-powered risk decisioning platform can help.

Discover more accurate fraud risk detection with a more holistic view of your customers

Get the Datasheet

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Watch Now: Trends in Digital Lending for 2024

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Watch Now:
Trends in Digital Lending for 2024

Book a Meeting

AI, Automation, Embedded Finance and More

As we begin to look to 2024, we can expect new technology to continue to have a profound impact on digital lending. While there have been some challenges for lenders given the difficult economic environment it is more important than ever to understand the trends that will drive the industry forward in 2024. Check out this on-demand webinar featuring a panel of leading experts discussing some of the major trends on the horizon next year.

Key Highlights Include: 

  • Why AI/ML models will become more important and how to deploy them quickly 
  • How open banking can help drive underwriting efficiencies 
  • How innovative lenders are using automation in their credit decisions 
  • What new opportunities are provided by embedded lending 
  • How to incorporate ESG best practices into digital lending 
  • How to win in a challenging credit environment 
  • The new tools that are available for fighting rampant fraud 
  • How to navigate the new normal of high cost of capital

Speakers:

  • Louis Garner

    VP, Client Success EMEA, Provenir

  • Christoph Rieche

    Co-Founder & CEO, iwoca

  • Rod Lockhart

    CEO, lendinvest

  • Valentina Kristensen

    Director, Growth & Communications, OakNorth

  • Peter Renton

    Chairman & Co-Founder, Fintech Nexus


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TDS Mini: Reducing Biases with Alternative Data and AI

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TDS Mini:
Reducing Biases with Alternative Data and AI

Fair and accurate: these are the hallmarks every lender strives for when making risk decisions.

But the truth is, humans can’t always achieve that goal on our own. That’s why the use of AI and alternative data has been such an exciting development for credit providers – they can help improve financial inclusion and power credit decisions that have the potential to change lives. 

In this TDS Mini, join Finovate’s David Penn and Provenir’s Carol Hamilton for an overview on the impact of these tools and best practices for using them.

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Industry Leaders Prefer Provenir

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Industry Leaders Prefer Provenir

In the dynamic landscape of financial services, strategy-driven decisioning across identity, fraud, and credit is a pivotal driver in shaping a business’s future success. Join the financial service leaders who are meeting strategic goals, managing risk, and maximizing customer value with Provenir. Discover the holistic decisioning difference in the datasheet.

See why industry leaders are switching to Provenir

Book a Meeting

Provenir is an award-winning decisioning platform that gets you results.

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