Elevating Customer Experiences: Headless Banking and Banking-as-a-Service (BaaS)
How to enhance engagement and streamline services with innovative banking models
The global Banking-as-a-Service (BaaS) market size is expected to reach USD $14.72 billion by 2029, thanks to elevated customer experiences, maximum flexibility and agility, and overall cost and operational efficiency. How are headless banking and BaaS transforming the way financial services are developed, delivered, and consumed by increasingly digitally-savvy consumers? Check out the infographic for more.
Want more in-depth info on how headless banking and BaaS are transforming financial services?
Provenir Redefining Risk Decisioning for the World’s Leading Financial Services Providers
Flexible. Smart. Strategic. Instant decisioning technology that underpins your business goals.
Whether you’re looking for global expansion and new product lines, or hyper-personalization and maximized portfolio performance, our dynamic, strategy-friendly decisioning platform can help. Enable real-time approvals, inclusive services, customer growth, and more innovative product offerings – without the hassle of legacy technology, vendor reliance, limited data access, hard-coded rules, inaccurate models, and extensive build times. Discover why Provenir is the easiest decision you can make.
The Ultimate Guide to Decision Engines
What is a decision engine and how does it help your business processes?
A leading BNPL provider struggled with flexibility and speed when it came to accepting and processing applications with their in-house system. With Provenir’s intelligent decisioning platform, they were able to improve flexibility and return real-time decisions. Discover how in our case study.
We’re Behind Decisions Made by the World’s Leading Financial Services Providers
Powering Finance’s Finest for 20 Years
We’re a trusted risk decisioning partner to leading global financial services organizations that are innovating and disrupting the industry. But don’t take our word for it. Hear directly from our customers on why, when making the significant choice of a new technology vendor, choosing Provenir is the easiest risk decision you can make.
See what 20 years of innovation can do for your business. Ready to rethink your risk strategy?
Customer experience is incredibly important to today’s discerning consumers, whether they are looking for financial services or any other product. Reducing friction at onboarding and across the entire customer journey is critical for consumer lenders – but how can you do that without compromising your risk strategy or increasing your risk of fraud? Watch on-demand now, and hear from our panel of experts who share insights and best practices for reducing friction, so you can effectively balance risk with opportunity – and grow your business.
Key highlights include:
How advanced risk decisioning solutions can more effectively enable end-to-end account management
Why orchestrating and integrating the right data, including alternative data, is key to making more accurate decisions across the lifecycle
How a decision intelligence platfrom, including AI/ML, can help mitigate losses, improve fraud decisioning, and maximize portfolio performance
Ways to ensure frictionless, end-to-end onboarding experiences with expedited case handling for manual exceptions
Why dynamic, proactive customer management is key to maximizing customer value and optimizing engagement
As consumer debt and delinquency rates continue to rise, we are seeing loan loss provisions reach new heights. With monthly payments becoming prohibitive for a number of consumers, it’s clear that account management practices are due for a significant upgrade to position organizations to be able to respond to these growing pressures.
Currently, most existing account management and collections systems have been held back by a lack of investment, and are under-equipped for this surge in demand. Most organizations are faced with outdated infrastructure that remains catered to traditional billing cycles than to the nuanced demands of modern account management.
With the right technology and an optimized approach, lenders can manage it all, driving growth, resiliency and innovation in the space. Watch on-demand now, as our group of industry experts dive into the critical issues and possibilities in portfolio management within financial institutions. Our experts share cutting-edge insights and strategies designed to convert these challenges into avenues for growth and resilience. Help position yourself at the forefront of credit risk management, and steer your organization towards a future marked by stability and expansion.
Key Takeaways:
How to navigate challenges and optimize your account management strategies
Positioning the most appropriate offer for each customer via the right channel at the right time
How to respond faster to market changes while ensuring your models are still accurate
Ways to enhance your decisioning across the customer lifecycle with AI and alternative data
Additional considerations that should be at the forefront as the market dynamics continue to evolve
The consumer credit space is moving at a breakneck pace, with consumers continuing to demand more clarity and control over their borrowing. 2024 is set to be a pivotal year for the sector, as regulated lenders look to offer borrowers more flexibility and buy now, pay later reaches fresh heights while policymakers weigh its future across the UK and Europe. In this special standalone webinar, we look at how Banks and Fintechs are approaching shifting consumer behaviours, make future industry predictions of what trends will define 2024, and discuss the balance between innovation and consumer protection.
Provenir: Intelligent Decisioning for Acquiring Customers and Optimizing Lifetime Value
Flexible. Smart. Strategic. Decisioning technology that underpins your business goals.
Whether you’re looking for global expansion and new product lines, or hyper-personalization and maximized portfolio performance, our dynamic, strategy-friendly decisioning platform can help. Enable real-time approvals, inclusive services, customer growth, and more innovative product offerings – without the hassle of legacy technology, vendor reliance, limited data access, hard-coded rules, inaccurate models, and extensive build times.
Discover why Provenir is the easiest decision you can make.
The Ultimate Guide to Decision Engines
What is a decision engine and how does it help your business processes?
Carbon’s Ceci López and Kike Fashola Are Banking on Nigerian Fintech Innovation
These risk leaders are disrupting the status quo across Africa’s fintech landscape.
As the fintech industry matures, more and more women leaders are driving innovation forward. Kike Fashola and Cecelia Lopez are two of them, heading up credit risk decisioning at Nigerian digital bank, Carbon. Join us as we revisit their conversation with Provenir’s Adrian Pillay, originally aired in September 2023:d more sophisticated fraud tactics, from deepfake identity forgeries to large-scale phishing campaigns. If you’ve enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!
In our first EMEA-focused episode, host Adrian Pillay sits down with digital bank Carbon’s Ceci López (Head of Decisioning) and Kike Fashola (Chief Risk Officer) to take a look at the relationship between risk and reward and the future of fintech in Nigeria.
They dig into topics like using data science to support innovation, how to drive adoption of emerging tech in an emerging market, and some of the implications we may not always think of when we talk about AI in risk management.
What’s in store for Europe, the Middle East, and Africa in 2024?
Today, Frode Berg (Managing Director, EMEA) and Adrian Pillay (VP of Sales for Africa, the Middle East, and Turkey) look into their crystal balls to try to answer that question, sharing insights on important developments from 2023 and how they inform the priorities of 2024 across the region.
They break down the rising prevalence of AI, how other initiatives like net zero are shaping business strategies, and the outlook on fintech in emerging markets. Tune in to see how their predictions stack up!