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The Future of Mortgages: Has COVID-19 Signaled the end for Traditional Mortgage Lending?

ON-DEMAND WEBINAR

The Future of Mortgages:
Has Covid-19 signaled the end for traditional mortgage lending?

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While the world huddled down, slowed down, and tried to adapt to life amidst a global pandemic, mortgage lenders were facing a unique problem: they couldn’t keep up with demand.

Mortgage interest rates, while volatile, hit all time lows, driving huge increases in application volume for both new mortgages and refinance loans. At the same time, economic uncertainty made managing credit risk increasingly challenging, especially with a newly remote workforce still finding its feet.

In a document heavy industry, reliant on in-person meetings, lenders were tasked with finding alternative ways to keep loans moving through the decisioning process. So, what does this mean for the industry as customers emerge from isolation?

In the on-demand event, our panelists discussed:

  • Customer Experience – how can we simplify and adapt mortgages to new consumer expectations?
  • Credit Risk vs. Risk Appetite – how can lenders keep approvals flowing when approval criteria gets tighter?
  • Lessons Learned – what lessons can we learn from enforced lockdown and increased risk to drive a mortgage revolution?

Watch the recording to see if lenders will take this opportunity to revolutionize mortgage lending.

Speakers:

  • Sapan Bafna

    VP, Advanced Delivery Enginges

  • Daryl R. Grant

    Managing Director, Digital Lending Solutions

  • Gabriela Villafranco

    Mortgage Loan Originator

  • Fowler Williams

    President and CEO, Crescent Mortgage Company


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Merchant Onboarding and KYC

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Merchant Onboarding and KYC

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If You Can’t Onboard your Merchants in Minutes, Your Competitors Can

When it comes to merchant onboarding, speed can be make or break. Agile, tech-forward acquirers know this and have raised the bar for competitors who must balance speed, compliance, and risk management in the onboarding process.

This 5-page Whitepaper Discusses:

  • The complexity of the merchant onboarding processes.
  • The data and integration challenges that acquirers face while determining the credit-worthiness of a merchant.
  • How automation is drastically shifting merchants’ expectations of the onboarding experience.


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Redesigning Loan Origination with Microservices

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Redesigning Loan Origination
With Microservices

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Considering a Microservices Architecture for Your Loan Origination App?

This 30-minute, on-demand webinar outlines the basics of microservices in financial technology and shows just how easy it is to turn your scorecards, risk models, and other components into services for use in a loan origination and decisioning process.

You’ll see:

  • An introduction to microservices
  • How to expose a risk model as a microservice


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How to Simplify Data Integration and Put Data Access in the Hands of Business Users

ON-DEMAND WEBINAR

How to Simplify Data Integration
and Put Data Access in the Hands of Business Users

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Data integration is a challenge. It’s slow, complicated and reliant on tech teams. So, how do you get access to the data you need when you need it instead of a month later?

Whether you’re working in a financial institution that’s struggling to pull data from internal silos, or at a FinTech that wants to reduce the tech burden of integrating to continuously emerging external data sources, simplifying integration could reduce your stress levels as effectively as a daily yoga class.*

So, if you’re struggling to get access to the data you need, feeling the pain of slow integration processes, not able to effectively use data to make smarter business risk decisions, or want to avoid wearing spandex yoga pants, (just checking that you’re still reading) this webinar is for you!

In this 30-minute on-demand webinar, Michael Shurley, Provenir’s Vice President of Global PreSales will share how to:

  • Reduce the tech burden of integrations by making the process quick and easy
  • Simplify the mapping process and put data access management in the hands of business users
  • Enable powerful data orchestration so your business can make smarter decisions in real-time
  • Empower collaboration between business teams

During this on-demand webinar, Mike will also share a demo of the Provenir Platform in action, including our sophisticated integration tools.

*claim not backed up by any scientific evidence


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Unleash the Power of Risk Analytics Within Your Salesforce Environment

ON-DEMAND WEBINAR

Unleash the Power of Risk Analytics
Within Your Salesforce Environment

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In this 30-minute, on-demand webinar you will learn how you can use Salesforce in your risk strategy. It shows you just how east it is to leverage the customer management power of Salesforce while gaining speed and agility in your decisioning workflows.

This live discussion demonstrates how you can:

  • Automate complex analytics and decisioning processes from your Salesforce environment.
  • Pair sophisticated intelligence and risk analytics with Salesforce for simply predictive cross-sell and upsell campaigns.
  • Integrate various structured and unstructured data sources with your Salesforce environment to create a powerful risk strategy ecosystem.
  • Keep a single set of integrated data across systems to avoid duplication or compliance concerns and to capitalize on real-time risk processes.


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Digital Panel: FinTech and Covid19 – Supporting Rapid Access to Credit

ON-DEMAND WEBINAR

Digital Panel:
Fintech and Covid-19 – Supporting Rapid Access to Credit

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Watch our video panel as industry experts from leading North American FinTechs come together to discuss the practical steps businesses can take to manage risk while supporting clients throughout the Covid-19 pandemic.

From risk strategy updates to technical changes, in this knowledge sharing online event panelists from PayPal, Sofi, and Chime discussed the rapidly evolving risk challenges and shared their insights on how FinTechs can adapt to ensure both businesses and consumers have rapid and easy access to financial services both during and after the crises.

Speakers:

  • Aaron Plante

    GM Lending, Chime

  • Adam Colclasure

    Sr. Director, Risk Infrastructure, SoFi

  • Vishlesha Patil

    Director of Product Management, PayPal

Moderator:

Dominic Schaffer

Sales, Provenir


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The 2020 Digitization Journey: Refocusing Your Customer Treatment Strategy Post-COVID-19

ON-DEMAND WEBINAR

The 2020 Digitization Journey:
Refocusing Your Customer Treatment Strategy Post-Covid-19

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Your business entered 2020 with a clear roadmap, a plan to take you to your chosen goal by the end of the year. However, those plans were made in a world that looked very different than today.

From economic uncertainty to rapidly changing consumer behavior, financial services organizations are under more pressure than ever to create user-friendly experiences that are accessible from anywhere.

In this live virtual panel industry leaders from Informa Financial Intelligence, Capital One, and TMX Financial Services explore the subject: In a world post Covid-19 is your business roadmap still relevant?

Watch the recording of this live knowledge-sharing event to hear the panelists discuss:

  • Key factors that impact your revised 2020 roadmap
  • Should your priorities change
  • Selecting the right destination and goals for today’s world
  • Evolving digitization priorities
  • Accelerating the digital journey

    Speakers:

    • Brendan Deakin

      VP Sales, Provenir

    • Rutger Van Faassen

      VP of Consumer Lending, Informa Financial Intelligence

    • Jessica Liu

      Product Strategy & Analytics, Product Growth, Capital One

    • Jonathan Klingler

      Sr. Director, Credit Risk Strategy, TMX Finance


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    The Shift to Data-Driven Telco

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    The Shift to Data-Driven Telco

    As competition grows fiercer and products become commoditized, customers are placing more demands on their carriers. Forward thinking telco organizations are relying on advanced data and analytics to differentiate and hone their advantage.

    This eight-page white paper presents data-driven insights and use cases to help you:

    • Dig into your credit risk data to improve finance offerings
    • Illuminate customer experience trends to reduce churn
    • Leverage alternative data to capture a broader market

    “Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate into multiple data sources for better quality decisioning.”

    Fredrik Nilsson, Telia Finance

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    Accelerate Your Loan Origination Processes from Start to Finish

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    Accelerate Your Loan Origination
     Processes from Start to Finish

    It’s not easy balancing customer demands for fast response with the need to reduce time, costs and risks associated with each credit and lending approval. Too often, manual origination and risk decisioning processes drive up time, costs and inconsistency.

    Provenir delivers a unified solution for automating credit and loan origination. From simple credit requests to complex loans requiring extensive due diligence, Provenir orchestrates the origination lifecycle from end to end. With Provenir, you can make the right decisions and make them faster to deliver outstanding customer experiences, shorten time to revenue and minimize risk.

    Provenir for Loan Origination orchestrates and automates the entire origination lifecycle

    Simplify the Application Process

    • Industry-standard web technology makes it easy to configure a user interface suited to your exact business needs.
    • Multi-currency and multi-language support ensure users in different countries can work in their native languages and currencies.
    • Multi-channel support lets customers submit credit and lending applications over any channel and device including the Web, mobile phones and tablets.

    Streamline Data Enrichment

    Operationalize Your Analytics

    • Easy integration allows any type of model developed in industry-standard analytics tools, including SAS, R and Excel, to be operationalized in automated decisioning processes.
    • Wizards import a model, map and validate data within a decisioning process in minutes and without any coding.

    Speed Up Risk Analytics and Decisioning

    • Straight-through processing enables instant decisioning for simple credit and lending requests, including document generation.
    • Automated terms of business and pricing recommend the specific conditions for each customer and credit/loan request.
    • Rules-driven decisioning identifies exceptions, determines when manual intervention is required, recommends the next best action and routes the application to the appropriate underwriter.
    • Champion/challenger testing uses live data to test and determine the validity of alternative decisioning strategies before they are deployed.

    Streamline Closure

    • Configurable adapters support quick integration to core banking systems to complete the origination lifecycle.

    Also, read:

    Download the PDF Version

    Accelerate Your Loan Origination Processes

    Consumer Lending


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