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Event: Transforming Credit Decisioning with AI

ON-DEMAND WEBINAR

Transforming Credit Decisioning
With Artificial Intelligence

Book a Meeting

How can AI-powered risk decisioning play a part in transforming the entire credit risk decisioning process? Technology continues to evolve and advances in big data, digital transformation, and AI/ML are creating new opportunities for financial services and fintechs to improve their credit decisioning processes.

Join us for this exciting panel discussion moderated by FinTech Magazine and hear from industry experts on using AI/ML to transform credit risk decisioning.

You’ll learn:

  • Opportunities and challenges in using AI for risk decisioning
  • How to set up AI projects for success
  • Ways that AI can impact the entire customer lifecycle
  • How to power financial inclusion with alternative data and advanced analytics

Speakers:

  • Bharath Vellore

    General Manager, APAC, Provenir

  • Thai Dinh

    Head of Data Science and AI, PayMaya

  • Tom Donlea

    Vice President, APAC, Ekata

Moderator:

Scott Birch

Chief Content Officer, FinTech Magazine


RESOURCES

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Finovate Europe Fireside Chat – Luke Seaman, Klarna and Carol Hamilton, Provenir

ON-DEMAND WEBINAR

Finovate Europe Fireside Chat:
Luke Seaman, Klarna and Carol Hamilton, Provenir

Book a Meeting

We were pleased to sponsor and participate in Finovate Europe this March. Prior to the big event, we sat down with Luke Seaman, Head of Public Affairs at Klarna.

Watch his discussion with Carol Hamilton, Provenir’s SVP of Global Solutions, where they chat all things BNPL, AI and its role in risk decisioning, and all the fun at Finovate Europe!

Speakers:

  • Luke Seaman

    Head of Public Affairs, Klarna

  • Carol Hamilton

    Chief Product Officer, Provenir


RESOURCES

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Finovate Europe Fireside Chat – Luke Seaman, Klarna & Carol Hamilton, Provenir

ON-DEMAND WEBINAR

Finovate Europe Fireside Chat:
Luke Seaman, Klarna and Carol Hamilton, Provenir

Book a Meeting

We were pleased to sponsor and participate in Finovate Europe this March. Prior to the big event, we sat down with Luke Seaman, Head of Public Affairs at Klarna.

Watch his discussion with Carol Hamilton, Provenir’s SVP of Global Solutions, where they chat all things BNPL, AI and its role in risk decisioning, and all the fun at Finovate Europe!

Speakers:

  • Luke Seaman

    Head of Public Affairs, Klarna

  • Carol Hamilton

    Credit Product Officer, Provenir


RESOURCES

Continue reading

2022 Global Fintech Agenda

INFOGRAPHIC

2022 Global Fintech Agenda

What’s driving the agenda for fintechs and financial services in 2022?

Pulse and Provenir surveyed 400 decision-makers in fintechs and financial services organizations globally to find out what they believe will be the biggest challenges, opportunities and trends of 2022 and how they plan to address them with data, AI and decisioning.

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What is a decision engine and how does it help your business processes?

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Artificial Intelligence, Simplified.

EBOOK

Artificial Intelligence, Simplified.

How to Level Up Your Risk Decisioning in Under 60 Days

Artificial intelligence in financial services is a $450 billion opportunity – but most AI projects never even get off the ground. Using AI in combination with the right data and the right decisioning tools means you can take a bite out of those billions of dollars of opportunity – and you can get there in less than two months.

Discover why you should implement AI in your risk decisioning, and how to do it.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

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Data on Demand: The Power of Real-Time Data for Risk Decisioning

EBOOK

Data on Demand: The Power of Real-Time Data for Risk Decisioning

How real-time data enhances risk decisioning and wins new customers.

In a digital first world everything is available on demand. Consumers expect instant gratification, not just for small things like movies or music, but for everything, including financial services. If you’re not approving a loan application in real-time, there’s a competitor who will.

In our latest ebook, we explore what the future of data for risk decisioning looks like. And, how real-time, on-demand data will:

  • Enhance decisioning accuracy
  • Power world-class consumer experiences
  • Support innovation across your business strategy

Download the ebook today to discover how curating a single source for historical and real-time data simplifies data access, enhances data science and machine learning strategies, and democratizes data use across your organization.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog

RESOURCE LIBRARY

Data Providers Blog

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Ebook What’s Missing from Your Decision Stack? Smarter decisions ...
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One Portfolio, Two Economies: Model Drift, Consumer Divergence, and ...
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What are the key challenges and priorities for financial ...
Survey: 2025 Global Risk Decisioning Survey

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EBOOK: How Telcos Can Boost Revenue Without the Risk

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Vendor Report: Chartis Research Names Provenir a Global Leader

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Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA

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Auto Financing – Drive a Better Consumer Experience

INFOGRAPHIC

Auto Financing – Drive a Better Consumer Experience

Auto Financing – Drive a Better Consumer Experience

Did you know that all it takes is 90 minutes in a dealership for customer satisfaction to decline? Whether your customers are purchasing cars, trucks, motorcycles, RVs or even boats, the faster and smoother you can make the experience, the better. Get in the fast lane and discover how to accelerate the auto lending experience with automated risk decisioning tools.

Make your auto financing process more like Netflix, and less like Blockbuster. Download our ‘Netflixing Auto Financing’ eBook to learn more.

Ready to accelerate your auto financing strategy?

Get the guide

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Operationalize your Financial Risk Models

DATA SHEET

Operationalize your Financial Risk Models

Quickly and easily import multiple types of risk models

The Provenir decisioning Platform and risk analytics is unique in its ability to quickly and easily import multiple types of risk models so that they can be operationalized in automated decisioning processes.

Because the integration is “model agnostic”, simple and complex models and scorecards developed in third-party tools such as SAS, R and Excel or exported using PMML or MathML can be imported, validated and mapped via easy-to-use wizards.

With Provenir, there is no need for programming, enabling models to be imported and operationalized in minutes. This exclusive capability extends the value of your investment in industry-standard modeling tools while ensuring that automated risk decisioning processes developed in Provenir are always using the most accurate and up-to-date risk models.

Here’s a quick summary that shows just how easy it is to operationalize an R model.

Simply click Add to select a model from your system files and import it into Provenir. Provenir automatically validates the model’s code and extracts the fields for mapping.

Open the model to visually configure the input and output mapping by dragging lines between the model’s and Provenir’s data fields. This creates Execution Profiles.

Input mapping specifies the data from Provenir that will be used by the model to execute the analysis.
Output mapping specifies the data to be returned to Provenir once the model has executed.
Provenir also provides options for managing the Execution Profile including how a returned value should be handled as well as using more than one Execution Profile with a model.

Provenir dynamically maps between the R model and its decisioning process. You can also map constant or fixed values between the model and Provenir.

Finally, check in your new model object and you are ready to test it. You can test it directly from the model object itself or place it in a business logic process and test it. Provenir provides visual feedback to show you exactly what happened during the test.

With these few simple steps, your R model has been operationalized in an automated Provenir risk decisioning process.

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Infographic: The Intersection of Credit Cards + Buy Now, Pay Later

INFOGRAPHIC

The Intersection of Credit Cards + Buy Now, Pay Later

How to Work Together to Accelerate Growth

62% of current Buy Now, Pay Later customers think it could replace their credit cards. But where does that leave credit cards? Discover how BNPL and the credit card industry can work together to encourage responsible lending, financial inclusion and profitable growth.

Back to the Future: 8 Features of Fast and Future-Proof BNPL Technology

Get the eBook

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Datasheet: Accelerate Auto Financing

DATA SHEET

Accelerate Auto Financing

Drive More Business with Provenir

Automated data aggregation and decisioning, real-time time approvals and advanced analytics – learn more about accelerating the auto lending process for a superior customer experience.

Ready to accelerate your auto financing strategy?

Get the guide

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