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Buy Now, Pay Later: Automated Decisioning Technology for a Frictionless Customer Experience

ON-DEMAND WEBINAR

Buy Now, Pay Later:
Automated Decisioning Technology for a Frictionless Customer Experience

Book a Meeting

The Buy Now, Pay Later market continues to grow and diversify. New providers are still emerging, partnerships between fintechs and larger, traditional banking institutions are solidifying – and consumers are getting more and more demanding. Sixty percent of customers abandon applications for unsecured lending products during digital onboarding, due to slow or complex application processes and a lack of(real or perceived) security. Whether you’re a new entrant to the market or a seasoned BNPL provider, providing a frictionless customer experience is critical to maintaining your competitive advantage. But how can you stay ahead of the competition and still effectively manage your risk?

Key Highlights:

  • Why a unified platform for data, AI and decisioning can help you analyze and action your data (including decisioning performance data, credit risk, fraud and compliance) for flexibility and scalability throughout the entire customer lifecycle
  • How easily accessing a variety of data sources(including alternative data) via a single API, offers a more holistic view of your customers, and encourages financial inclusion
  • The importance of automated decisioning for real-time approvals and a frictionless customer experience
  • How to develop, deploy and adapt sophisticated risk models without heavy reliance on your vendors/partners – getting you to market faster than your competition


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Provenir for Collections

DATA SHEET

Provenir for Collections

Faster strategy deployment. Reduced losses. Improved customer relationships.

Take your collections management to the next level with Provenir’s AI-Powered Decisioning Platform. Your collections success relies on using the right treatment strategy at exactly the right time – and with Provenir at the center of your customer relationship management ecosystem, you’ll have the power to use all your customer data with advanced analytics tools, including AI/ML, to fully optimize your collection strategy.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog

RESOURCE LIBRARY

datos report

Datos

Report Beyond Point Solutions: Orchestrating the Future of Fraud Prevention Fraud is evolving fast—and financial
fraud for telco data sheet

DATA SHEET: Fraud fo...

Provenir: Application Fraud for Telcos Holistic Fraud Detection with Comprehensive Subscriber View Telcos globally are
Provenir for Onboarding

Provenir for Onboard...

Provenir for Onboarding Minimize Credit and Fraud Risk, Maximize Opportunity Discover Provenir’s single, scalable software
Provenir for Customer Management

Provenir for Custome...

Provenir for Customer Management Maximize Value Across the Entire Customer LIfecycle. Take your customer management
Provenir for Embedded Finance

Provenir for Embedde...

Provenir for Embedded Finance Maximize Value Through Seamless Financial Services Integration Integrating financial services into
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Provenir Redefining ...

Provenir Redefining Risk Decisioning for the World's Leading Financial Services Providers Flexible. Smart. Strategic. Instant
Provenir: Intelligent Decisioning for Acquiring Customers and Optimizing Lifetime Value

Provenir: Intelligen...

DATA SHEET Provenir: Intelligent Decisioningfor Acquiring Customers and Optimizing Lifetime Value Flexible. Smart. Strategic. Decisioning
Provenir for Fraud

Provenir for Fraud

DATA SHEET Provenir for Fraud Optimized Data Orchestration. One Holistic Platform for Fraud and Credit

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How to Power Rapid Approvals and Accelerate Your SME Lending Processes

ON-DEMAND WEBINAR

How to Power Rapid Approvals
and Accelerate Your SME Lending Processes

Book a Meeting

Forty-four percent of SMEs look to funding to meet operating expenses, with this number expected to grow considerably during times of economic uncertainty. Fifty-six percent of SMEs seek funds to expand business operations or pursue new market opportunities. But waiting months or even weeks for credit approval and funding can mean the difference between innovation and business closure.

Traditional financial services organizations may find lending to SMEs difficult, but fintechs are rising to the challenge. Simplified application processes, rapid approvals and access to funds quickly makes working with digital lenders an obviously attractive choice. 

Because if you aren’t making it easy for SMEs to get the credit they need, your competitors will.

Watch this panel discussion of industry experts and discover how to:

  • Power faster, simplified application processes
  • Make smarter, faster decisions and get to market faster
  • Future-proof your decision technology to keep up as market trends/demands evolve
  • Use advanced, predictive analytics like AI to keep risk in check


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Life in 3D: Using Alternative Data to Power Credit Risk Decisioning

EBOOK

Life in 3D: Using Alternative Data to Power Credit Risk Decisioning

How to Grow Your Business and Improve Decisioning Accuracy

We see the world in 3D – and we should view credit risk the same way. As a lender, you’re often forced to determine credit risk using only a traditional credit score. But that leaves your perspective lacking.

Read our definitive guide and discover how using alternative data can enable you to:

Create a more agile approach to your credit decisioning process

Say yes to more customers, including those who are thin-filed or unbanked

Improve your decisioning accuracy and offer more cross-sell/upsell opportunities

Discover more about our Global Data Marketplace and supercharge your data strategy.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog

RESOURCE LIBRARY

Remaining Relevant: Move Now to Tap Into These Top 10 Mega Banking Trends
News, Banking /

Remaining Relevant: Move Now to Tap I...

Kathy Stares, Executive Vice President-North America at Provenir, discusses the 10 mega ... Read More →
The Fintech Sentiment: How is fintech embracing gender equity on IWD 2023?
News, Fintech /

The Fintech Sentiment: How is fintech...

In this Finextra article for International Women's Day 2023, Kim Minor, Senior ... Read More →
Lending to Live: Navigating the Cost of Living Crisis for Lenders in the UK
Blog, Loans, SME Lending /

Lending to Live: Navigating the Cost ...

As the cost-of-living crisis in the UK intensifies, consumers are struggling to ... Read More →
Despite Popularity, BNPL Will Not Overtake or Replace Credit Cards
News, BNPL /

Despite Popularity, BNPL Will Not Ove...

The Fintech Times recently reached out to industry experts to ask if ... Read More →
TDS Mini: EMEA’s Crystal Ball 2024
Podcast, Financial Services /

TDS Mini: EMEA’s Crystal Ball 2024

PODCAST TDS Mini:EMEA's Crystal Ball 2024 What’s in store for Europe, the ... Read More →
On-Demand: Navigating the Future: Unveiling the Keys to Successful Digital Transformation in Financial Services

On-Demand: Navigating the Future: Unv...

ON-DEMAND WEBINAR Navigating the Future:Unveiling the Keys to Successful Digital Transformation in ... Read More →

On-Demand: Decisioning Advanced: Inte...

ON-DEMAND WEBINAR Decisioning Advanced:Integrating Intelligent Credit and Fraud Decisioning to Maximize Customer ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in Latin America
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in Asia Pacific
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in North America
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
DirectID’s James Syron is Using Data for Good
Podcast, Data /

DirectID’s James Syron is Using Data ...

DirectID’s James Syron is Using Data for Good James Syron joined the ... Read More →

Infographic: Frictionless, End-to-End...

INFOGRAPHIC Frictionless, End-to-EndOnboarding with Case Management How to enhance customer experience and ... Read More →
Preparing for the Next Evolution of Buy Now, Pay Later...And Beyond
News, BNPL /

Preparing for the Next Evolution of B...

In this Finextra exclusive, Kathy Stares, EVP of North America at Provenir, ... Read More →
Bridging the SME Funding Gap
Blog, SME Lending /

Bridging the SME Funding Gap

SMEs are essential to global and regional economies, yet they often struggle ... Read More →

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BNPL: Delivering Solutions that Match the Speed of Market Growth

ON-DEMAND WEBINAR

BNPL:
Delivering Solutions that Match the Speed of Market Growth

Book a Meeting

Like a runaway train, Buy Now, Pay Later continues to gather speed in North America. While more providers enter the increasingly attractive (and crowded) market and diversify their offerings, consumers get more and more demanding.

Sixty percent of customers abandon applications for unsecured lending products during digital onboarding, due to slow or complex application processes and a lack of (real or perceived) security. If you’re a BNPL provider, nailing the entire experience is critical.

But how can you get to market faster than the competition, ensure scalability in your product offerings, provide a superior customer experience AND still manage your risk effectively?

They key is in the data and the technology you choose. Hear Kathy Stares, EVP of North America at Provenir, discuss the critical factors to consider when selecting technology partners to grow (or start!) your BNPL business – and how to stay ahead of the competition.

You will learn: 

  • To easily access a variety of data sources (including alternative data) via a single API for a more holistic view of the creditworthiness of your customers
  • Why a unified platform for data, AI and decisioning can help you analyze and action your data (including decisioning performance data, credit risk, fraud and compliance) for flexibility and scalability throughout the entire customer lifecycle
  • How to automate decisioning for real-time approvals and a frictionless customer experience
  • To develop, deploy and adapt sophisticated risk models without heavy reliance on your vendors/partners – getting you to market faster than your competition


RESOURCES

Continue reading

Driving Growth in an Economic Slowdown

ON-DEMAND WEBINAR

Driving Growth
in an Economic Slowdown

Book a Meeting

Hear from Provenir and TransUnion Experts

The Canadian economic landscape has changed dramatically this year. Recent increases in inflation and interest rates have driven uncertainty and volatility into the market and fraudsters are growing more and more sophisticated – digital fraud attempts rose a whopping 218% in Canadian financial services from late 2021 to early 2022. On the flip side, unemployment is at its lowest rate in decades and immigration hit an all-time high in 2021, opening up more opportunities to extend credit.

Watch now aas leaders from TransUnion and Provenir share their outlook on the current state of the Canadian economy and discuss how lenders can use data and AI to become more agile in meeting customers’ needs and capitalize on growth opportunities, while efficiently mitigating risks.

Tune in to:

  • Discover strategies needed to quickly react to changing market dynamics
  • Identify opportunities for growth through financial inclusivity
  • Understand how data can be used for growth as well as risk management
  • Learn about new trends in fraud and how to mitigate business exposure

Speakers:

  • Matt Fabian

    Director, Financial Services Research and Consulting, TransUnion Canada

  • Cheryl Woodburn

    Country Manager, Canada, Provenir


RESOURCES

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Your Ticket to Decide – Tackle Risk and Drive Growth

ON-DEMAND WEBINAR

Your Ticket to Decide –
Tackle Risk and Drive Growth

Book a Meeting

In an era of instant-everything, speed is a distinct competitive advantage.

According to PwC, 80% of consumers rank speed as a key buying factor. Whether it’s how fast your customers are able to apply for credit, how quickly you can approve their application, or how soon they get their funds – speed is key. With the rapid pace of digitization and the increase of competition in all forms of financial services, the pressure of consumer demands has never been higher.

How do you balance speed and business growth while maintaining the health of your risk strategy? By ensuring that your decisioning technology can make the most accurate decisions, quickly. In this webinar and live demo, we’ll show you how unified access to AI-powered decisioning and the data that fuels it can help you make smarter decisions, faster, AND help mitigate your risk.

Tune in and hear from Provenir experts how a unified risk decisioning platform offers:

  • Full assessment of risk across identity, fraud and credit
  • Automated, real-time decisioning at onboarding and beyond
  • The ability to scale, diversify and launch new products without fear of compromising your risk strategy


RESOURCES

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What’s Next for BNPL in North America and how to Prepare For the Evolution

ON-DEMAND WEBINAR

What’s Next for BNPL
in North America and how to Prepare For the Evolution

Book a Meeting

An e-commerce staple in certain regions, the Buy Now Pay Later wave is now having its moment in North America, with experts projecting the industry growing 10-15 times its current volume by 2025. As with most things in fintech, the landscape of BNPL – including regulations, providers, products and platforms – is changing, rapidly. Consumer expectations continue to grow, with 80% of consumers ranking speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, how the North American landscape and associated regulations are changing – and how to ensure you are prepared for the evolution.

  • The way advanced technologies like AI/ML and automated decisioning can help you respond to market needs and shifts quickly, while managing risk effectively
  • How the use of alternative data can help you say yes to more customers and encourage greater financial inclusion for the underbanked
  • Why balancing customers experience and frictionless onboarding with fraud prevention and accurate decisioning is critical to ongoing growth
  • What the future holds for BNPL regulations and the ways we can future-proof technology to ensure compliance

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Rob Seidman

    Head of Product, BNPL/POS Lending, U.S. Bank

  • Josh Williams

    CEO, Seattle Bank

Moderator:

Todd Anderson

Chief Content Officer, Fintech Nexus


RESOURCES

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SME Lending: The Road To Real-Time Approvals

SME Lending: The Road to Real-Time Approvals

How to Build World-Class SME Lending Experiences
Thirty-two percent of SMEs now work with online lenders for business credit. Convenience, efficiency and the ability to get rapid approvals make working with digital lenders an obviously attractive choice. If you aren’t making it easy for SMEs to get the credit they need, your competitors will.
Discover how to:
  • Power quick and easy applications
  • Automate processes for real-time approvals
  • Lower the cost of loan origination
  • Use predictive analytics to keep risk in check
Check out the eBook and learn how to accelerate your SME lending and pave the way for world-class lending experiences.

Learn More

RESOURCE LIBRARY

Remaining Relevant: Move Now to Tap Into These Top 10 Mega Banking Trends
News, Banking /

Remaining Relevant: Move Now to Tap I...

Kathy Stares, Executive Vice President-North America at Provenir, discusses the 10 mega ... Read More →
The Fintech Sentiment: How is fintech embracing gender equity on IWD 2023?
News, Fintech /

The Fintech Sentiment: How is fintech...

In this Finextra article for International Women's Day 2023, Kim Minor, Senior ... Read More →
Lending to Live: Navigating the Cost of Living Crisis for Lenders in the UK
Blog, Loans, SME Lending /

Lending to Live: Navigating the Cost ...

As the cost-of-living crisis in the UK intensifies, consumers are struggling to ... Read More →
Despite Popularity, BNPL Will Not Overtake or Replace Credit Cards
News, BNPL /

Despite Popularity, BNPL Will Not Ove...

The Fintech Times recently reached out to industry experts to ask if ... Read More →
TDS Mini: EMEA’s Crystal Ball 2024
Podcast, Financial Services /

TDS Mini: EMEA’s Crystal Ball 2024

PODCAST TDS Mini:EMEA's Crystal Ball 2024 What’s in store for Europe, the ... Read More →
On-Demand: Navigating the Future: Unveiling the Keys to Successful Digital Transformation in Financial Services

On-Demand: Navigating the Future: Unv...

ON-DEMAND WEBINAR Navigating the Future:Unveiling the Keys to Successful Digital Transformation in ... Read More →

On-Demand: Decisioning Advanced: Inte...

ON-DEMAND WEBINAR Decisioning Advanced:Integrating Intelligent Credit and Fraud Decisioning to Maximize Customer ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in Latin America
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in Asia Pacific
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
Mind the Gap: The Need for Speedy, Accessible SME Lending in North America
eBook, SME Lending /

Mind the Gap: The Need for Speedy, Ac...

EBOOK Mind the Gap: The Need for Speedy, Accessible SME Lending in ... Read More →
DirectID’s James Syron is Using Data for Good
Podcast, Data /

DirectID’s James Syron is Using Data ...

DirectID’s James Syron is Using Data for Good James Syron joined the ... Read More →

Infographic: Frictionless, End-to-End...

INFOGRAPHIC Frictionless, End-to-EndOnboarding with Case Management How to enhance customer experience and ... Read More →
Preparing for the Next Evolution of Buy Now, Pay Later...And Beyond
News, BNPL /

Preparing for the Next Evolution of B...

In this Finextra exclusive, Kathy Stares, EVP of North America at Provenir, ... Read More →
Bridging the SME Funding Gap
Blog, SME Lending /

Bridging the SME Funding Gap

SMEs are essential to global and regional economies, yet they often struggle ... Read More →

Continue reading

The Rapidly Evolving BNPL Landscape and How to Prepare For It

ON-DEMAND WEBINAR

The Rapidly Evolving
BNPL Landscape and How to Prepare For It

Book a Meeting

Buy Now Pay Later has moved beyond a fad into an e-commerce staple, with a 200% increase in the use of BNPL services since the Covid-19 pandemic began. But as with most things in fintech, the landscape of BNPL is evolving, quickly. New competitors are popping up every day, regulations are changing rapidly and consumers’ expectations are growing – in fact, 80% of consumers rank speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, changing regulations and more – and how to ensure you are prepared for the evolution.


RESOURCES

Continue reading