How to maximize the lifetime value of your customers across the entire lifecycle
Anywhere from 40-70% of the growth of your financial services business comes from existing customers. But do you know how to properly maximize the value of your customers throughout the entire journey? Discover how an AI-powered decisioning platform can go beyond onboarding – to effectively manage and mitigate risks, while growing your revenue.
Want to learn more about taking your risk decisioning beyond onboarding?
How to Enable AI-Powered Decisioning for Smarter, Faster Risk Decisions Across the Entire Customer Lifecycle
If navigating the growing field of risk decisioning platforms feels like trying to find a needle in a haystack… don’t worry, we’ve got you covered. We’ve developed a comprehensive guide to choosing the right risk decisioning platform for the specific needs of your organization. We’ve looked at the essential features you need and how to make the best selection that will enable maximized value throughout the entire customer journey, for everything from onboarding to collections and all points in between.
Key takeaways from the guide include:
How to use AI-powered decisioning to maximize customer value across the lifecycle
The key capabilities of a risk decisioning solution that will ensure success at onboarding and beyond
The role the right data at the right time plays into decisionsing success
Defining your project requirements to ensure success
How to Power Rapid Approvals and Improve your SME Lending Strategy
In Africa, SMEs provide approximately 80% of jobs, representing a critical driver for the economy in the region. But 51% of these businesses require more funding than they have access to, and 28% of SMEs in the region are fully credit constrained (source). Waiting months or even weeks for credit approval and funding can mean the difference between innovation and business closure.
Traditional financial services organizations may find lending to SMEs difficult, but fintechs, challenger banks, and digital banks are rising to the challenge. Simplified application processes, rapid approvals, and improved accessibility to funds makes working with digital lenders an obviously attractive choice.
Because if you aren’t making it easy for SMEs to get the credit they need, your competitors will.
Watch now for a live panel discussion, where we speak with industry experts on ways to leverage data and artificial intelligence to ensure accessibility to credit for SMEs.
Key Takeaways:
Power faster, simplified application processes
Make smarter, faster decisions and get to market faster
Future-proof your decision technology to keep up as market trends/demands evolve
Use advanced, predictive analytics like AI to keep risk in check
Leverage real-time, historical and alternative data to ensure a more holistic view of creditworthiness
Pivot Now, Profit Later – Building Sustainable BNPL
BNPL regulations are looming as market demand is changing. How can providers pivot along with the evolving industry? Discover the key elements your BNPL strategy needs to help you stay ahead of the curve and pivot to profitability.
Learn to optimize accuracy and reduce risk, stay relevant with platform flexibility, and center the customer experience – in short, build sustainable BNPL. It’s all in the infographic!
Buy Now, Pay Later (BNPL) has come a long way since it shook up e-commerce at the height of the pandemic. While it was once the poster child for fintech innovation, the backlash against the point-of-sale loans has set in. BNPL providers can no longer afford to acquire customers at any cost – it’s time to shift strategies and pivot to profitability.
Explore how you can future-proof your BNPL technology and build a sustainable strategy that will outlast coming regulation, keep up with changing markets, and reflect economic conditions – all with unshakeable accuracy. Read the eBook to get started!
Read the eBook to discover:
Global BNPL challenges and opportunities
What to expect from upcoming regulation
How to pivot your strategies to become profitable
The future-proof technology you need for sustainable success
Navigating New Credit Products, Financial Inclusion and Beyond
Consumer lending is changing. How can you remain on the forefront of this $11 billion market? By offering flexible, digital experiences built around your customers. But how do you innovate new products, stay on trend, and grow your business, all while effectively keeping your risk in check? You need the right technology, the right risk strategy, and agile tactics that can enable you to capture low-risk, high-reward opportunities.
Watch now to explore the power of data and AI-driven credit risk decisioning for forward-thinking consumer lenders. Experts from Provenir and Vesta will share insights into why accurate risk assessment is the key to reaching new markets, the flexible features your tech needs to keep up with evolving trends, and how the use of integrated data-rich decisioning ecosystems can help credit providers pioneer the future of low-risk consumer lending.
Key takeaways:
Insights into the latest consumer and industry trends like the evolution of BNPL
How to enhance your credit risk strategy to incorporate financial inclusion and unlock new addressable markets
Ways to accelerate approvals with automated, real-time decisioning
How to streamline customer onboarding with traditional and alternative data for more accurate decisions and personalized offers
The ways agile tech designed for business users can help you launch new products and get to market faster
Speakers:
Waldemar Faltenberg
Regional Manager DACH, Provenir
Gabriel Pascual
Senior Vice President, Global Partnerships, Vesta (ex-Mastercard)
We’re back for part two of our TDS Mini series, breaking down the first half of 2023.
Our regional experts will give you the SparkNotes version of what happened in H1, where you should focus your attention now, and what to expect in H2 – all in three minutes each!
In our second and final part, we hear from José Vargas (Executive Vice President and General Manager, LatAm), Kathy Stares (Executive Vice President, North America) and Adrian Pillay (Vice President of Sales, Middle East and Africa). Learn about recent regional investment trends and their implications, discover how mindsets about risk, financial inclusion, and data are changing, and get the outlook for SMEs, incumbents, and experiential banking in H2.
Listen Now
Tune into our Podcast on Apple or Spotify by clicking the icons below.
How Real-Time Data Can Power Instant Decisions and Superior Member Experiences
Do you find it challenging to balance your members’ increasing demands for fast, automated approvals, with the personal, friendly experience you’re known for? You aren’t alone. But utilizing technology that enables better consumer experiences and the automation of data integration and credit risk decisions can help – ensuring speed and agility, while still offering a more personalized member experience.
Join Provenir and Inovatec for a fireside chat where we’ll be sharing insights on how better data means better decisions – for your business and for your members.
Key Highlights:
Gain valuable insight into the latest consumer and industry trends, including specific case study examples
The ways integrating real-time data, including alternative data sources, can help you manage risk, explore new channels via custom portals, and respond to market changes faster
How to utilize advanced analytics to optimize pricing and make more personalized offers to your members
Why a unified solution for data and decisioning drives the agility and flexibility needed to power exceptional member experiences
How to improve fraud detection and prevention with real-time data access so you can focus on your creditworthy members
Ways to maximize the value of your members beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collections strategies and more
With a shifting economic landscape and increasingly high expectations from consumers (including instant credit approvals, rapid onboarding, personalized offers, and superior experiences), how can lenders enable growth across their lending portfolio while still mitigating risk? The key is data.
Better data = smarter, more accurate risk decisions, at onboarding and beyond. In this discussion, we’ll look at how the right data is key for lenders to generate revenue growth and maximize the value of both prospects and current customers.
Key takeaways:
Improving fraud detection and prevention with real-time data access so you can say yes to more creditworthy customers
How to ensure more accurate underwriting, so you can continue to grow your revenue, even in challenging economic times
Ways to maximize customer value beyond onboarding, including post-loan management, personalized upsell/cross-sell/renewal offers, collection strategies and more
Industry trends, including embedded finance and open banking – and why the right data is key to success
The first half of 2023 has blown by in the blink of an eye, so we’re breaking it down in this two-part TDS Mini series.
Our regional experts will give you the SparkNotes version of what happened in H1, where you should focus your attention now, and what to expect in H2 – all in three minutes each!
In part one, we hear from Frode Berg (Managing Director, Europe) who will share his thoughts on the UK market, and from Bharath Vellore (General Manager, Asia Pacific), who is covering his entire region. Learn how mortgages can help us better understand the economy, get the scoop on new AI developments, and look to the future with digital banking and embedded finance.